Based or cringe?
>>62012632Dave is the Boomer final boss. This is both based and cringe.
>>62012632>just stop eating avocado toast and buy an apartment complex bro
He's based until you get to his investment advice.
Based as fuck
Anyone calling a radio show with their money problems is probably gonna benefit following his very conservative advice
>>62012632Dave is fine. His advice is tailored for retards. Anyone with some monetary knowledge and willpower can do better. That said, Dave isn't talking to those kinds of people so he has to lead the retards through this ten step program like they're recovering alcoholics or something.
>>62012632Bringe.Cased.
>>62012632Mostly based but a little cringe.His emphasis on never going into debt for anything ever is especially based even if that's what kikes and their bestest goy slaves don't want to hear.
>>62013175/threadIf Americans literally just refused to do 4 things, they'd all be rich.- Don't go into car debt.- Don't go into housing debt.- Don't go into student loan debt.- Don't go into credit card debt (or pay it off every month).The stupid arguments from "financial gurus" telling you to cut back on your $8 Starbucks coffee to save money is bullshit. It's the complete opposite actually. The small consumption items and niceties aren't what destroy you. It's the big 3 (House, Car, College).
< most funniest ramsey meme ive seen
>>62012632beans and rice or rice and beans?
>>62012632I think anyone that tells people to be responsible with their money is based. I have a lot of savings because I just listen to his guests and how they fucked their life up and I didn't want to be like that. Caleb Hammer is the younger version, more dramatic, but they are both quite based and i like them both a lot.
>>62012669This, but unironically. And you also need to give up the thrice-daily starbucks cup-o-burnt-beans and that lease on the BMW M3.
>>62012632Dave it out of touch with reality like most boomers. There isn't much to be said beyond this.
>>62012632told you not to buy bitcoin years ago so he is cringe.
The best part is his investment funds targeted at retard boomers with high commission fees
