>own million dollar house in full, will never move>have about 1m in investments/cash>have good paying careerAssuming above, what is the problem with taking out credit cards non stop, paying the minimum, and never paying them off? You would never care about the credit score thing, youll never need to take a loan for anything. If youre the kind of person that emotionally doesnt give a fuck, what is the draw back to applying for 30 credit cards on day one, continue to apply for more and maxing them and just paying the minimum until death?
i dunno but you posted a picture of eminem so I'm putting my favorite eminem song, perhaps there is a business lesson in that for you.https://youtu.be/-T5I__Jdl3w?si=kif7n9NLVPIuta59
>paying the minimumYou clearly don't have that much money of you're this retarded. I would love to purchase the debt owed by retards like you to make infinite interest only payments for life.
>>62043868you must be esl as thats the crux of this thread.
>>62043855https://m.youtube.com/watch?v=IUfVqcjdd0w&list=RDIUfVqcjdd0w&start_radio=1&pp=ygUOYW55IG1hbiBlbWluZW2gBwE%3DHere is my favorite, for business and financial purposes. It mentions money perspective so it's relevant.
>>62043833That just seems like needless debt since you already have a million to draw from right from the get go. I imagine you would be fairly limited in your total credit line by comparison as well.
>>62043902there is zero intention to ever pay it back.
>>62043833because credit reporting would flag that shit in 2 cards and you would not be issued a 3rd one you dildo for brains.
>>62043833if you have to ask for permission (or even make a thread for validation on your opinion), you dont have any of the above...even though youre correct
>>62044159OP is tarded but you're dead wrong. There's credit card forums where people hoard credit cards for various rewards etc and some of those fuckers do have 30+ and will apply for 6 at once.
>>62043960Then why not just not pay at all instead of cucking out and paying minimums forever?
>>62043833Maybe you get up to 200k in spend but whats the point? If you have 2m, doesnt make much sense.When my income was 30k, owned 2 houses outright, I ran up $80k in cc debt. I just didnt pay, only one creditor for like $6k actually tried to take me to court. I settled to pay like 50% no interest over 5 years. The rest literally never sued me, half of them even just canceled the debt and sent me tax forms as they forgave the debt. This was 7+ years ago and its all gone now. I sometimes get a letter int he mail asking me to pay a debt collector but at the bottom it always says like "this debt iis old so we cannot report it to the credit bureau and you dont legally have to pay" and i just laugh to myself re-remembering it. I ran the cc up on a failed business but 1/4th was buying PC parts to setup bitcoin miners. Oh to be young again.
>>62043833sounds like you're poor, nobody with money does this willingly lmao
i got like 12 credit cards and 100k in cc debt i'm just paying the mins on because i get better returns in the market than the apr on the cards.If worst comes to worst I just won't pay the cc debt. It's an unsecured loan. But there's a bunch of ways you can get money for way less than 30% yearly interest
