I am in £1500 of debt, I've worked out that if I cut my expenses down to just food and bills I'll be able to pay it off in monthly payments of £300 over five months, I'm not really in a position to change jobs at the moment, is there any way I can do this quicker?
>>62060396just dont pay
>>62060396tell them you can only pay 5 dollars a month and just set it to auto pay forever
Put the fries in the bag
>>62060396what is your job? can you try explaining this verbatim to every person you interact with for the next five months, without exception?
>>62060401This. They won’t do shit.
>>62060493I'm a butcher, I enjoy it but it doesn't pay great,I do odd shifts in pubs and repair a bit of sound gear, I don't drive I don't really have any qualifications
>>62060525OK. I will be your personal manager to help you get out of this. But you have to do everything I say. First things first, let’s take inventory:>what is the interest rate on the card, and is it currently accruing interest?>is your credit shit? If not, you can take advantage of a promo offer and get 0% interest for 12-18+ months, buying you time at no cost>as a basic means of getting net income up, can you get more hours at work (or cash our vacation time while working elsewhere) or sell any possessions?>what is your education? you might qualify for FAFSA, and can get Pell grant money to throw at the loan, while simultaneously increasing your career prospects If you are fine with being a real goy you can donate plasma or something too
>>62060569not accruing interest, 27% APRand I wouldn't be able to get FAFSA or sell plasma because I'm not American or in America
>>62060600You are too lazy to answer all my questions, so I can’t help you further
>>62060396people make that in a week begging on the street
>>62060396why the fuck are you worried? take your sweet time to repay, maybe negotiate a smaller rate and repay within a year.
I have like 30k credit card debt Only paying minimums Never paying it backZero fucks given