Is there a bigger tell tale sign of a poorfag?
>>62064009
>>62064009If you weren't part of the top 10% in 2025, you're lower class
>>62064009If it’s payed off then it’s current value is part of your net worth. What are you stupid?
>>62064019this autospam is fast af!
>>62064020>needs a new roof>basement floods>AC goes out>niggers begin moving into the neighborhood>only 4/10 homeowners actually own their home of those ~50% are age 65+>pays more in interest vs the cost of the house>weekly chores consuming your limited wagie free time>house poorCould have just lived in a cheaper apartment and thrown that extra money into index funds and a bit of crypto and then bought the house when you're closer to 40 after your investment folio is making close to your wagie salary. Who are you calling stupid again Hoomer? Maybe you're one of the few making 150k+ or a nepo baby with inheritance, if so this thread isn't for you.
>>62064009>Car Depreciating asset , needed to get to work.>Home equityBoomers and FED printed so many trillions of $, and inflated all assets so much, that there's no other way to buy a house, other than with a mortgage.If a mortgage is fairly low % , say 4%-6%. And if you can earn enough money to pay out more than a minimum payment per month. Then you can pay off the mortgage in 10-15 years and not in 30.And then in 15 years you own an asset free and clear that will appreciate more, due to boomer permanent inflation.
>>62064065>boomerleftypol spotted
>>62064059>>needs a new roofevery 30 years.>basement floodsif you are unlucky or live in an area with floods, then buy a house without a basement.>AC goes outLike literally $3-5K . Once every 15 years.>>only 4/10 homeowners actually own their home of those ~50% are age 65+Yeah, boomers are an issue . >>pays more in interest vs the cost of the houseNo if you can do the math properly .
>>62064076Righty pol actually.
>>pays more in interest vs the cost of the houseNo if you can do the math properly . Ok Free $200K saving to all of you. Works if you can pay $1000/ month extra to a principal or more. Go here: https://www.drcalculator.com/mortgage/ Enter 1 . mortgage amount2 . interest.Check out total pay and total interest paid.Now, enter $1000 additional payment per month , (monthly prepayment), starting on month1. Check out total pay and total interest paid now.I just saved you $200K in interest.You are welcome.
>>62064009>spend 400k on a house, many buy in cold hard cash>can easily sell at a 10% haircut at all times>IT DOESN'T COUNT AS PART OF YOUR TOTAL ASSETS
Since I've upset a bunch of Hoomers the biggest issue of Home ownership is it makes you a compliant slave to jews. Shekelstein knows he has you by the balls when he hears you have a mortgage and can bend you over your desk and fuck you raw and all you can do is whimper "thank you sir may I have another! I cant lose my Hooome!" If you already are wealthy and established and you earned it on your own that's awesome, this thread is for youngsters wanting to build wealth and not fall for the over priced boomer wage box trap. All I'm saying is there are other routes that can give you more freedom and a higher actual liquid networth.
>>62064009my car is paid in full and I could go sell it for 40k in like a week
>>62064149>All I'm saying is there are other routes that can give you more freedom and a higher actual liquid networth.please share because i understand where you’re coming from, renting is not the answer.
>>62064020if it's paid off, its worth the land value less the demolition, cleanup, and selling costs.
>>62064149>Jews Jews Jews Yawn
I also count my 401k as my net worth
