Reminder: Invest in a diversified ETF as soon as possible. your stock/bond ratio should be 100 minus your age
fuck off spammergo back to the sharty
>>62070827No it fucking shouldn't.
>>62070827Stocks are so expensive despite this oil crisis for some reason
You don't need any bonds at all, it's literally just a buffer for normie 401ks so they don't panic when there's a market correction and they see RED NUMBER
I wish I invested in a job immediately after leaving college, even if hte only job that would hire me was Cold Stone Creamery. In hindsight, besides majoring in Slop and Garbage, it was also a mistake to refuse minimum wage employment.
get dividends instead of bonds, but if youre gonna get bonds at least dont buy a shitty index like bnd where you buy all the dogshit bonds in the world all the time. its easier to actively manage bonds...anyone still holding that shit when rates to zero in 2022 is retarded as fuck
>>62070827>your stock/bond ratio should be 100 minus your ageDon't do this
>>62070827Advice for a pre-covid world
>>62072524yeah theres no point in buying bonds when I'm 30
>>6207082770% spy15% individual stocks5% pm5% bitcoin5% cashbut thats just me being a boomer
If you think the market might crash soon, having some shorter dated TIPS might not be a bad idea. I don't own any bonds as a mid 30s guy, but do own some of them in a retirement account.
I'm all in gold miner ETFs and Nvidia on 1.75 margin. I'm going to make it.
