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Should I rent a studio apartment for $1,700 a month if I make $4,370 dollars a month after taxes?
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>>62072855
I would try to find something for 1200 a month and save the difference for a down payment on a house. Especially if you plan on starting a family in the future
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live in pod eat bug
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>>62072855
Buy a condo
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>>62072855
If you have no alternative it's fine short term. If you get along with your parents, just stay home.
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>>62072855
Never allow your rent to be over 20% of your net income.
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>>62072855
>>62073042
And never over 15% of your gross income.
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>>62073042
literally impossible in todays kiked system. this is why you need to live with your parents until you are 40. by then you should have enough savings to escape rentslavery. or you can split an apartment with 10 other dudes and live 5 per room like 3rd world migrants and that should get you in the 30% rent of income ballpark
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>>62073049
>live with your parents until 40 to afford a house
>now that you're finally financially independent and presumably make something like 70-100k a year you can try to impress roasties in their 40s in order to have a family
>you know, like boomers literally did right out of college in 1986
What a great and functional society we have here.
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>>62073047
30% is best I can do and I'm lucky it's not of my gross like it used to be.
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>>62073049
It's not literally impossible because I'm doing it right now.

Although yes, in most places you'll need to split your expenses in half with another roommate. If you live in a major city, maybe two roommates. Don't overexaggerate the problem. The brownskins living 10 to an apartment is because 5 of those 10 are illegal aliens.
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>>62073054
20 year olds girls belong to 40 year old men
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>>62073059
I agree. The 30% gross rule is retarded.
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>>62073042
The fuck kind of billionaire ass advice is this. When I was a rentie my rent was always over 50%
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>>62073060
That's not why, it's because they are family/friends and they are saving their resources to buy a house or send back home.
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>>62073070
Two things can be true at once my son.
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>>62073074
Their status is irrelevant, they could all be illegal. The reason is to save money.
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>>62073042
Oh perfect advice let me just crunch the numbers. 4000 x 0.2 = 800. Now time to start looking for apartments at $800/mo...
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>>62073054
>>62073054
>>62073054
its deliberately orchestrated to depopulate western civilization. the agenda is depopulation. the kikes can attackthe problem from two sides, stopping births from happening and removing people already around. they still need some labor because stocks of AI robotic industry havent built up enough to become self sufficient but the time horizon is within 10 years so they are winding down the birth rates and family formation. devaluing money to inflate assets is the simplest way to accomplish this
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>>62072855
Live with parents
Save all money
Never buy house unless rich
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>>62073187
Or, you can buy a $1,600 apartment with 1 roommate, or a $2,400 apartment with 2 roommates.
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I make almost exactly what you make and pay $850 in a flyover state. It’s doable if you’re willing to sacrifice. I have about $2000 left each month after expenses to put in stocks, metals, whatever.
Life is easy on ~$55k, can’t imagine how people manage to squander six figure salaries. How is it even possible? Give me a decent salary (80-100) and I’ll live like a fucking king.
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>>62074126
/thread
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>>62072855
>studio apartment for $1,700
>make $4,370 dollars a month after taxes
JFC, that's like 40% of your fucking wage, and you'd be wasting that money on a fucking STUDIO APARTMENT??!?!
what the fuck is wrong with americans?

can't you, like, rent a shared apartment for $2.5k or something? or maybe move a bit farther from the city center?

>1pbtid
fuck you
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>>62073042
don't ever come to canada holy fuck lol.
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>>62073054
>>62073281
This is how they live in the southern half of the globe, what do you think happens when jews drop 500 million of them into western countries? The third worlders start living like WASPs ? lol
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>>62074126
>things are cheap in a place no one wants to live
no shit
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>>62072855
NO
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>>62072855
The only downside is its a studio. You should at least have a normal 1 bedroom for that much. Sounds like you live somewhere expensive and retarded. Like California.
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>>62072855
You don't make 3x the rent noob. You can't afford that apartment.
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>>62073472
Good
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>>62077656

3x gross income is usually the norm, not net
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>>62076679
My point still stands. If your rent is over 20% of your net income or over 15% of your gross income, you need a roommate.
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>>62072855
buy a condo
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>>62072863
This is logically sound advice if we assumed a functioning society, OP should still at least try to do this while increasing income somehow.
In today's kike world reality, unless this is in flyoverville, OP is at best getting a crack house surrounded by diversity on that salary.
I live in a top-5 cheapest state based on median house prices. Even here, borrowing 3x OP's annual income with 20% down still gets you a run down little box on a tiny lot.



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