I don’t have 1x my salary saved in retirement, I only have 0.714x saved. Should I end it at midnight?
>>62075090Yes. Stream it.
fuck bro 30 sounds tough. Glad I am just 24
just accept that youll work for the rest of your life. you already accepted working for 85% of it, give up the last 15%and stop talking to your parents theyre holding you back
>>62075090just get a job that pays 28.6% less
>>62075090Literally just need to put all you saved into Link and you’ll be retired by 2029 at the latest.
>>62075090Bro its not worth it, I dont have any money saved up too, literally just started investing in BTC and staking it after I lost everything on alts last year. Check your spending and you will be good over time.
>>62075090Well?
>>62075105In 6 years you'll be the same age as him, think about that...
>>62075090My 30s were fucking great.Lived in 3 countries. Traveled to 30.Made a couple million dollars.Fucked 40 women.Got married.Had 2 sons.
>>62075090If you weren't part of the top 10% in 2025, you're lower class
>>62075090I’m 42 and I’m like $350k in debt with only $150k in my 401k. I’m going to wageslave until I’m 75 and then die a year later. Fuck this gay earth.
>>62076476Maybe I’ll end it tomorrow I have plans today >>62076593Where is the debt from?
>>62076502how old were you when you got married, and when you had kids?
>>62076653Over 30. Like 35-36. Have 4 now but I'm in my 40s by now.
>>62076593surely the debt is from law / medical school which means you should have a salary to justify it?
>>62076502Great, that'll make him feel better!
>>62076668nice
>>62075090you fucked it all up. reroll and try again
>>62075159strategic thinking here
>>62075090As a 31 yo in similar situation I would advise YES.Would go my self but I have human soul depended on me, but as soon she is gone I am gone. This world offers nothing worth all the bullshit.
>>62076626>>62076674Mostly mortgage and car payments but i am racking up close to $30k in credit card debt. I do have $75k in crypto which I’m hoping to use to pay off the credit cards once we WAGMI.
>>62075090Keep working and stacking up assets. You'd be surprised how quickly things can change. I was depressed in my late 20s because no gf, net worth under $200k, almost $100k in debt because of a personal loan I took out to buy BTC/ETH which tanked in 2018-2019. Then the pandemic happened and we all know what happened to crypto and stocks. Now I'm early retired in my late 30s and my only minor stressor is keeping my streak going in Duolingo.
>>62076420This. Just get used to living under X budget and don't think about money. The longer you go, the more secure it gets.