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Are you part of the upper middle class?
>>
they look like middle class bulgarians to me

and why do ugly people keep reproducing
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>>62082408
is this another niggerbrain analysis? it's like walmart employees and neurosurgeons both claiming to be middle class.
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>>62082408
Why use that image?
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>>62082408
Wrong
There is no middle class, these people are barely part of the lower upper class and that’s just because inflation has made them equivalent to upper middle from the 2000’s but they probably live the same as a middle class did then.
In fact the people in the pic are obviously lower class and that’s to not get people to panic
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>>62082418
> why do ugly people keep reproducing

Go to any school and look at who picks up and drops off kids.

Now understand the normal distribution, and understand why "average" will always be "average".

The people who have reproduced all cluster closely around that mean average: IQ, height, whatever. It's all there.

Just look. The future of humanity is average. The past of humanity was average. The current state of humanity is average

It will be average today, tomorrow and 100 years from now.

Dumb, fat adults having dumb, fat kids.

Now understand the outlier, understand standard deviations. Fewer smarter or dumber people make it. Fewer too ugly and too beautiful make it.

Why, you ask? Because you haven't really understood the mathematical logic of it. Which is very mid and totally fucking average.

All of these concepts apply to finance. It's why you're poor as averages.
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>>62082463
how can too rich and too beautiful people fail to reproduce?
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>>62082463
>retard who can't understand, even on a conceptual level, the existence of active selection processes
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>>62082408
Absolutely disgusting people
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>>62082408
>obese
>wife is morbidly obese
>son is a fat fuck with a beer belly
>”wowzers look at my big house!”

Yeah he’s sure living the life
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>>62082408
what net worth is upper middle class?
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>middle class
>no servants
>no land owning beyond their house

The middle class are lawyers/doctors/small business owners/etc making 500k+ a year
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>>62082695
The article says it’s making $133k a year per household. So yes apparently 2 wagies making $67k a year is “upper middle class”
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>>62082408
I am lower middle class, net worth of our household is ~500k.

>>62082418
Theyre not ugly, theyre just fat.
>>
The best description of classes I have come across:

1. Upper class owns things and does not have to work

2. Middle class owns things but has to work

3. Lower class does not own things and has to work
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>>62082725
$133k HHI is barely upper middle class in shitholes like rural niggerbama lmao.
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>>62082725
>Middle class is people who can't afford children and rent

nope
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>>62082408
how do you just settle in and just stay morbidly obese with lipedema for this long and just think it's normal?
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>>62082713
This.
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>>62082735
that s a peasant class netwoth

they are ugly and fat
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>>62082736
Lower class = has to work.
Middle class (pre 1776 George Washington) = doesnt have to work.
Upper class = Middle class + institutional power.
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>>62082749
Lower middle class. Middle class = owns stuff abd doesnt have to work. Lower middle class = short before making it.
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>>62082758
Everyone works.... why do you believe the middle/upper class don't work?
Do you think Elon Musk doesn't work 100 hours a week?
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>>62082773
They do not have to work to keep their status. A wagie rentoid has to.
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>>62082408
how are these fat people richer then me?
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>>62082773
The "has to" is a subtle nuance, but matters here.
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>>62082432
This.
T. wife 4 kids almost 200k/yr and we live like an average working class family circa 1995. I live in a somewhat lost of living area too in southwest Virginia.

Shit is bleak in the US
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>>62082743
>>62082741
>>62083194
Less avacado toast and starbucks and you can afford a house.
You're welcome.
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>>62082474
Look at this diagram. Now argue with it. Ask as many questions of it as you want. Do anything you want. Nothing changes. IT DOES NOT CHANGE EVER

Stop asking such stupid questions.
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>>62082418
being obese is a sign of wealth numbnuts
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>>62082486
There is zero evidence of "active selection process" that can affect the distribution. "active selection" is a delusion
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>another article where they lie or misrepresent statistics to bullshit you while everyone on the ground says they make 100k and can only afford some shitbox house built in the 1950s that requires 300k in repairs or some shit
This is like how a millionaire in 2000 would have had a fucking mansion and a ferrari, and a millionaire in 2026 can afford a suburban house and maybe a new toyota.
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>>62082713
This
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There is no middle class anymore. The middle class used to make up like 70% of America. We used to have thriving local communities all over America. Country towns, cities, and suburbs. All communities are totally dead now. Even in gated communities where it’s totally safe no kids go outside anymore.

Even if you do well it doesn’t really matter cuz communities are all dead. Back in the day everyone got the American dream. Sure, white collar made more than blue collar but the plumber still got the American dream with 5 kids and could rub shoulders with a banker at a Christmas party and it was all seamless cuz we had unity as a nation.
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>>62083301
i have had my house since 2010 you faggot. Oddly enough I couldn't afford it now were I to try and buy it today.
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>>62082408
Yes
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>>62082463
when I realized that sexual selection was largely dysgenic i gave up on having a family and donated my sperm so the world would have more smart people in it.
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>>62083555
fat bitches like this don't ride you. Their fat thighs keep her from being able to get comfortable. If the guy is fat that dick is going no where near her pussy.
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>>62082408
Upper middle class people aren’t fat like this…this family is def middle class
>t.uppermiddleclass
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>>62082463
Except there is a thing called gene flow in biology but in finance it’s called market consolidation. That means that dominant brands (genes) slowly but surly edge out weaker companies until they are the only competitor. Average is static and we live in a 4 dimensional (the forth dimension is time/density) non-static world where you are being out competed by more influential competitors
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>>62083520
Yeah it’s actually passive and has to do with who’s pumping out kids that they may or may not be able to afford.
For example, my painter is a dead beat dad who has 8 kids with 5 baby mommas and he technically is more successful genetically but in reality his kids will suffer and mine will start life at a better stage than my painter. Crazy world
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>>62082408
Who cares what class they are? They're fat, ugly slobs.
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>>62082463
>t. guy that definitely isnt just average himself (while making it obvious he doesnt understand stats)
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>>62083194
>t.
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>>62084826
how the fuck are you spending only $5k/year maintaining a $1.5M house
a tradie won't even park on your curb for less than $500 for the literal cheapest job
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>>62083668
Then things should be going well for you. Assuming you bought your house when your kids were young, they might be old enough to leave soon. Just make sure they study something useful and you'll be able to sell your house and retire anywhere in the world. You've already won, just enjoy it.
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>>62084293
True, but by the time your kids finish school, your painter will be a grandparent. Multiple times over.
>>
Something is fundamentally broken with American nutrition
This doesn’t even look like regular obesity, it’s a complete enblobbening. Abyssmal
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>>62085010
>>62084826
23000$ on grocery for four. Wtf do you amerilards consume.
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>>62082429
They are negroid.
Lower/working class is "breaking rocks in Gambia"
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>>62082408
>31% are upper middle class
Did they use the living standards from 1979 as reference?
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>>62082408
What about obesity standards? That image would fit
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>>62084826
>$1.5M home
>Three Vacations A Year: $18,000
>Charity: $18,000
"average"
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>>62082463
>Now understand the normal distribution, and understand why "average" will always be "average".

go compare the average indian guy and average spanish guy
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>>62084826
“feels average” is doing some heavy lifting there. they should try feeling better
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>>62086925
You’re right. The “problem” is most likely that the couple who made that budget is in a social circle with families who have true generational wealth. Your three $6k vacations per year might seem “average” when you regularly interact with people who basically live in a permanent vacation.
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>>62084908
> a tradie won't even park on your curb for less than $500 for the literal cheapest job
Shut up blue collar loser
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>>62087073
the problem with keeping up with the joneses is once you’ve caught them, you’ll switch to keeping up with the smiths. then the wilsons, then the cohens, then the rockefellers.
it’s a game you’re playing with the whole country and only one family gets to win. it won’t be you, so stop playing and be happier.
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>>62082408
in my country, yes.
and we have better quality of life here.
I'm under 45 tough so i'm under half way trough working age and my wealth is still small compared to older people in same class.

it seems to me people from lower classes think they should be in upper ones and complain. mayby lower class people didin't know about what could be before, but internet and movies made it look "normal".
if upper class is 10-30% you need to work and study like top 10-30% not just want to be in that group.
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>>62087309
> and we have better quality of life here.
Shut up. Youre irrelevant. Youre lower class here in usa.
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>>62087073
> Your three $6k vacations per year might seem “average” when you regularly interact with people who basically live in a permanent vacation.
I swear I am on a permanent vacation lol.
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>>62087394
no, only US elites are rich in other western countries. your middleclass would be considered poor in everywere else.
Unemployed people have better quality of life in here than your average people.

you are irrelevant no matter how you cry.
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>>62082408
I would be if I lived in America again. Actually maybe the upper class because I think we could make $500k a year (wife is a medical doctor). That's gotta be top 5% right?
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>>62082408
>Upper middle class
>House literally has multi-story columns.
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>>62087073
I think my wife literally can't comprehend what kind of money we can make in America. Like $20k+ a month after tax. That's stupid money.
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>>62087515
>500k income
Depends. Networth vs income.
>t. neet with “doctor salary” kek
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>>62087306
What family does win at the end though? Elon Musk's?
>>62087534
How did you do it anon
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>>62087520
I think it still might be a house.
However, I think some of the other anons are right. “upper middle class income” =\= upper middle class lifestyle.
>>62087496
Youre the lower class here. Cope. Thirdie.
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>>62087570
it's always funny when poor people try to be better because some one in same group is good.
you are loser no matter where you from. midwit :D
your home is my playground bitch
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>>62087577
Bro. A global top 1% is only top 10% in usa.
You would not even be in the top 30% in usa, why are you talking so much shit?
(also, don’t forget the huge wealth gap between top 10% and bottom 90% in usa)
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>>62087577
I don’t think people truly understand how big the wealth gap is. A person that is comfortably in the upper class without needing an income is far ahead of someone who has a job and mortgage in an upper class area.
I think if you come to usa, you would be middle class at best.
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>>62087577
Why are you calling me a loser? You’re the person who cannot afford my lifestyle lol.
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>>62082725
Yeah what's up. I made $120k when I had a job and my waifu made $20k she's poor but good for tax reasons that's $140k household I used to be rich af. Now jobless, I mostly just fap, and leach off my poverty line wife. Ask me anything you Chuds. Will I ever have a job again? It doesn't look like it. All job postings are fake and gay and full of em dashes the recruiters aren't even hiding it now. AI is used to write anything now maximum lazy achievement unlocked
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>>62087534
You really can't call yourself a NEET if you're a trustfund baby.
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>>62087621
oh look at you. mentally retarded looser.
bet you fuck a lot :D
yeah yeah I know you are only low IQ child larping.
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>>62087636
Bro, have some standards. You make 120k but you have a waifu that makes 20k.
Grow a pair. Pathetic.
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>>62087646
look at that spammer manchild talks about standards. :D
I bet you feal so great when you tell everyone how good you got it in your 3rd world slum
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>>62087646
Well, middle class IS poor in usa too. What is your point?
The bottom 70% have no savings.
Top 70-90% are barely surviving, treading water.
Only top 10% are doing well. I think Bloomberg or Yahoo Finance literally said this last week.
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>>62082463
It’s funny how people make completely wrong opinions like this and are so sure of them. Any teacher will tell you that it’s exactly the average kids that are dying out. Only the very succesful and the too stupid to have control of their lives are reproducing anymore. The average are too demoralized to have children anymore.
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>>62087639
Yesterday some guy was spazzing so hard at me. He was like
>your generation put our generation in debt
I was like
>every family, as in you, your parents and grandparents and great grandparents, had 100 years to get rich. The winner and losers are clearly divided now. The race is over.
And he said he was doing well financially for his age group (which is cope)
And I was like “then why are you still bitching? You’re poorly still poor and behind.”
Then I was like, your family failed. And he asked me what I do and I said I neet.
And he started screaming “trustfund baby.”
And I was like why would a rich person every scream that. You don’t have one for your kids?
And I said “would you say that to Trump’s kid or Elon’s kid? You know how stupid you sound?”
I think even Trump got like 500m from his dad.
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>>62087664
Also, our cost of living is high because our land is expensive.
It isn’t a “cardboard box.” It is a house on an expensive piece of land, especially if you live in a vhcol area in a good location. And this true anywhere in the western world. Prime locations cost a lot.
Your upper middle class in your country cannot afford upper middle class life here mainly due to premium pricing.
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>>62087714
Tl;dr - but I'm not even mad. I get it. I left the USA 16 years ago. I've met oil wealth families in Dallas. Who live in mansions by the Bush family. I get it. Not even mad. Good for you.
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>>62082408
Here's the ranges they're using.
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>>62084942
And his grandkids will suffer as he has suffered. Hispanics have a reproduction cycle of 16 years and we have a 30 year cycle so that was already going to happen. You can’t subsidize stupidity and expect it to become genius, it just makes more stupidity.



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