> and I know I can't be the only oneis she right, /biz/ ? why do people do this?
lmao she is fucked
>>62121602How is that even possible? Almost 50, never saved, never once contributed to a workplace pension scheme?
>>62121602This is basically 99% of non boomer americans now. Let them deal in the real world.
>>62121605>>62121602She's not fucked. Women with including ones that hit the wall just marry men who take care of them. My wife's sisters galavanted until they were early 30s, saved nothing and get rewarded with some simp doing anything for them
>>62121614This one's expired, anon. Almost 50. Even if she somehow looks ok now she'll be falling apart in the next few years.
>>62121614is this an American thing? surely there's not enough simps for all of them?
>>62121614>49lollmao even
>>62121614/thread
>>62121624They can still do it at 50Some 70 year old guy will take care of her
>>62121602>$900did she work for like 2 months her whole life?
>>62121624>>62121627>>62121631>>62121636Anytime you see a construction worker half are putting in hours to support a goblina who is 5x more disgusting the the woman posting
im 42 and have about 150k in home equity, and maybe 80k in retirement accounts and my checking account. how am I doing biz?
>>62121657not that great honestly dudestep your savings up
>incel threadfeeling better because someone is doing bad shows deep inferiority
>>62121661yeah im grinding now more, doing 15% into my 401k all goes to spy 4% match from employer...equates about 23000 a year going into SPY
>>62121602they mooch off an older guy with money
>>62121666thanks for your retarded opinion satan, but people should learn from others mistakes to improve their own situation outthat's called learning $900 saved at the ripe age of 49 is pretty fucking brutal, the rest of her life will be extremely difficult
>>62121602>and I know I can't be the only oneno, you are. you're a total loser and there are only maybe a few hundred others in america as stupid as you to end up in such a situation>>62121657I guess it depends on the cost of living in your area. 150k in equity on a 700k house is shit but there are reasonable 300k houses in some parts of the country
>>62121611NEVER feel sorry for poor Americans. If you're poor in America it's because you're a low-IQ hedonist.I grew up in a trailer in rural Ohio and work in a factory as a basic wage slave with no degree. I'm in the top 7% of wealth for people in my age bracket.
>>62121656/also thread
>>62121666I can’t really make myself feel better by comparing to people doing worse. Even if I’m technically in like the top 10%, I just don’t think about the other 90%, my brain goes straight to the people doing better than me.Because of that, I sometimes end up feeling like I’m at the bottom anyway. Then once in a while I look back and realize how far behind some people actually are, which is kinda weird, because I don’t see myself as being top-level at anything.
>>62121602Woman moment
>>62121656>support a goblina who is 5x more disgusting the the woman postingbecause they are legally obligated to pay child support and alimony
>>62121679I am in flyover country... I paid 185k for my house, got 60k left to go and its "worth" 225k on Zillow, but my two neighbors adjacent to me just sold for 260k last year, Id have to make some updates to get that though.
You know what's funny si that I think this tweet is from 2022 so this former-prostitute is way more fucked now than she was then.
>>62121683I meanYou probably bought bitcoin low or something but yeah, the average woman is a retard who constantly spends money going on trips. Know a streamer/nurse/whore making 150k who never has any money because it all goes to her new york apartment and vacations with the girlies.
I don't like women anymore. I used to like them. But dating them made me realise I don't like them hard enough to be able to put up with their bullshit. This sucks because in the end, being alone has its risks. For example, I broke my ankle and it was pretty hard to get by around the house. You will get old and weak and it can be complicated. I know all the risks. But I just can't put up with them.
>I can't be the only oneshe's looking for a collectivist solution to her problemshe will get it, but it's not the one she's hoping for
>>62121656Mexicans are not real humans, whites have standards
>>62121602Put that $900 into XRP and have ham sandwiches for life
>>62121896Nope, no crypto, no meme stocks. Just worked hard and was frugal. Still have fun and go out every weekend too, it's just the stuff I like doing is free (mostly outdoors), or hanging out at a friend's house. Plus, splitting rent with my mom.I didn't even start investing until I was 25 because my parents taught me growing up that 401ks, investing and insurance were scams. Then eventually I realized they were both completely broke and financially illiterate, so I shouldn't take their advice. Started studying finance and economics heavily around 24 years old and didn't even start investing or open a 401k until 25. Before than I just had a shit-ton of cash sitting in a bank account.Current NW is around $600k. I do a balance sheet once a year on Excel to keep track.I agree with you though about people blowing money.
>>62121896I know, and then they pull their boyfriend into overspending for a lot of things as well. And pulling him into these long and expensive trips.But yeah the psychology of "yeah let me just fly to a different country and do the most touristy things, not talk to anyone and just take pictures and videos then come back" needs to be studied. I wonder if the tourist industry people learn from the mobile apps tech industry, lmao>>62122029>but it's not the one she's hoping forcan you elaborate?
>>62121683She's right, and I'm glad that people like Trump are appropriately setting the tone that the government shouldn't be there to bail these people out in the future. People like her will be working at Walmart until age 85.
>>62121602Idgaf about women struggling financially because they can leach off men and they continue to do so anyways. I'm more concerned about men not having savings and not being able to provide for their women and children. Lol fuck that woman with no savings, she partied and fucked her youth away on men that were out of her league and she abused their wallets, thinking she could hop from wallet to wallet without any consequences in the long term. If she had committed at a young age, there would be a man taking care of her and he would be the one to worry about money.
>>62121666Any time women have to be held accountable they just resort to screaming incel at everyone, like it's some magic word that will get men to nit see that she slept around in her youth and now she expects to saddle her medical bills and old she bills on silver unsuspecting actual incel who will fall for her bullshit shaming language, and actually think he's getting a prize. Lol this is why no man should give a fuck about roasties.Ps. 39, married to a 19 year old who is pregnant with my child, and she chased me down for marriage when she was 18 and a virgin.
>>62121676She's single and has no savings because of her own hubris. She got used to men just constantly paying her way through life, that's why she's 49, single, hasn't changed her profile pic which is of her in her 30s, with no savings. She's a feminist who jumped from wallet to wallet.In the eyes of men, she's literally an employee that has jumped from bank to bank, robbing that bank dry, and they expecting the tenth bank in a row to hire her in her old age with her resume that's got all those banks listed as a demonstration of her lack of loyalty to one bank. Every bank sees her as a robber with no loyalty or ability to commit, and every bank is right to be wary of her bullshit.
>>62121657Pretty far behindHome equity is nice, but not really consequential until it's paid off or you sell at a good time (although that usually means buying another house in an up market)
>>62121602>25>10k NW I guess it could be worse
>>62121714I know what you mean. I'm mid-30s and even with 1.4m I feel like I'm swimming against a riptide to reach financial freedom before I am too old.
>>62127022>average of above averagethis is so american. upper-upper-middle-lower-middle class
>>62121602She wrote a whole paragraph instead of writing I'm ready to settle down.
>>62123478>can you elaborate?she will be become fertilizer or soap
>>62121602пoпpыгyнья cтpeкoзa лeтo кpacнoe пpoпeлa
>>62123518I've worked for a few insurance companies. Women typical have less savings than men because, they spend most of their lives taking care of others (kids, parents, spouse), so can only work part time or not at all for stretches, and, women's salaries are lower than mens'. Also, a lot of women lose interest in sex after 45, so they are divorced, and have to leave the natural home within 12 months, so any savings they had go to rent or a new mortgage. My team at the insurance company did research in this issue. Ironically we decided not to pursue developing products for them because there was no revenue model.
>>62121683b-but /biz/ and /pol/ told me american Whites were based and redpilled and the best race ever?
>>6212161449 is fucking hopeless. A turbo Stacey turned wine Aunt can maybe get bogged and fuck an 80 year old or something but that's basically impossible.
It is over for girls after 30. Only simps will say otherwise.
>>62121602The most mind blowing thing about this is that this is the same kind of person that will defend the government importing 350,000 illiterate Haitians and put them on full welfare, while she works her ass off for nothing. Same thing with sending billions to Ukraine and Israel
>>62127597>source: my smelly anus
>>62121657Anon, I have 400K in crypto. go buy link.
>>62127588>Only simps will say otherwise.Which account for 60% of the male population.
>>62127476>>62127797>timestampskeep necrobumping this vapid garbage, mods won't stop you
I have liquid 210k and paid off house @450k and 2 paid off cars. Bout 150k in retirement as well... at 34Keep the grind WAGMI
If you're a girl and your work doesn't auto-deposit some of your money into a retirement account it's over for you, even if they have a few dollars left over they just generate a new mental illness now and that eats up the rest of their money for "treatment" of various kinds.
>>62121638no fool like an old foolthese old simps have been married many times, they need to stay with a woman
>thinking banker cum rags will be worth anything by the time you retire
>>62123495Good. That's how it should be.>>62127476I mean, some are and some aren't.
If you're truly comfortable with the idea of suicide it's honestly very easy to live like this. But I mean legitimately on board with the idea, knowing exactly how you're going to exit peacefully, having the stuff to hand, with the only thing stopping you being the intent to do so or not. The vast, vast majority of people are incapable of living with that mindset; they wouldn't ever entertain the notion of suicide.I work part time, 16-20 hours a week doing a meaningless semi-physical job, enough to cover my rent and bills and that's about it. I keep fit but when my health goes I'll just fall asleep and never wake up. I'll know when it's time, the same way I know that now isn't the time because I'm still fit, healthy, and able to carry on. I'd rather live this way and have a lot of free time to exercise, chill out and pursue my interests than work 40-50 hour weeks while saving for retirement. If you accept the fact that you really can just... leave existence whenever you choose to do so, and put things in place to ensure that, you can live a very basic life without worrying about the future. I'm not saying this is superior to the way norms live, they're probably happier and better off than I am, but I'm saying it is possible to live this way.
>>62128091> just generate a new mental illness now and that eats up the rest of their money for "treatment" of various kinds.like what?
>>62128372are you sleep deprived or something?
>>62128372Honestly this. I cannot explain it, but since I planted seeds of this mindset I cannot stop reaping the fruits of it. Before, I was a factory trash with nothing. Now I am quite well paid specialist in my field, have my own house, decent car, some savings and mental capabilities and willpower to deal with most of my life problems head on. When I have to do something or deal with some situation I am most of the times just: "whatever, at worst I'll just kill myself." I don't know if this mindset really works, or if it is a placebo, or just (((archons))) wanting to keep me plugged-in, but for sure there's something on it. It isn't the healthiest of mindsets but the knowledge there's a rope and a cinderblock in my garage really puts my mind at ease lot's of times.
>>62128372>>62128430Kek I keep a CZ-75 pistol on my desk at all times. Sometimes if I'm deep in thought I fingerfuck it, pull the slide back, feel its heft in my hand. Then I think >Yeah, not yetAnd I put it back. The idea of suicide has been a constant comfort in my life since I turned like 12 and I think I I'm going to die by my own hand. Not just yet though.
>>62128077please don't derail the thread, this is a serious discussion
>>62121602never understood how people can live life without planning ahead at least a few years. most people HATE working yet they dont realize that they need to do this shit into their 70s if they dont start saving money. they are like children who only live in the moment/month to month. they deserve everything bad happening to them.
>>62121602>I am a broke roastieShe dont need no man.
>>62128402My sister is afraid of "contamination" and spends a ton of money a week on wipes to wipe everything down.That's an extreme case, usually they go to a therapist and get pills and pay big money for therapy.
>>62121611My parents are both like this. It’s basically just being low IQ and ignorant. Both nearly 50 with 0 retirement savings. My mom is still racking up student debt for useless degrees
>>62128372>>62128430>>62128438The early church in America preached that to not defend your life was akin to suicide. Make yourself useful at least.
I'm 34 and have like 15k in retirement accountsBut almost 500k in my fidelity. And another 85k in jp morgan.
>>62128430from my understanding, this is what religious people think as well, just instead of "im not gonna worry too much right now, I'll just kms if needed", they think "im not gonna worry too much right now, ill figure it out once God's plan unfolds later on". >>62128702that sounds familiar. My sister is in her mid 40s and she still buys way too many clothes. Instagram, Tiktok and Pinterest have a chokehold of the female hivemind and especially their buying habits
>>62128406Why so you ask if he's sleep deprived?
>>62121602>Consumer economy>Surprised when people consume
>>62128706>My mom is still racking up student debt for useless degreesLmao your parents are literal children
>>62128750Retard of course they are gonna say suicide is bad.. it otherwise would be a shortcut into paradise and that's not what they want. They want control and they want productive cattle. Of course they'll say suicide is bad. Fucking dumb goys holy shit.
>>62128912what is considered suicide these days anyway by religious groups? I consider unhealthy life styles, taking drugs, not working out, eating like shit some form of suicide. slow and steady but pretty much suicide. there must be some kind of definition give by their holy books.
You let people invest their own retirement money: they end up spending it on going to Disneyland.You let government invest your retirement money: they end up bailing out banks with it.There really is no way to make a system that works.
women don't have to worry about it, I have an aunt who is twice divorced with 2 kids, she's in her early 50's, fat and a complete bitch. Yet she gets flooded with simps on every dating site, she goes through 2-3 simps a year who expense her with everything she could ever want, she just got back from a vacation in Spain with a simp, then dumped him because he was getting boring according to her.
People will do anything but learn to help themselves. It's either the "evil capitalists" or "the jews" holding them down. It's crazy how financial literacy is the difference between doing nothing and just searching up "stock market set and forget" or "investing for beginners/poor/middle class" on google, youtube, or even AI where everything is explained to you. I admit that I was in my late 20's when I got into investing, because my parents and friends never discussed these things and I felt it was for rich people only. Even then, CDs and bonds are readily available and advertised in banking apps so I was looking into those.
>>62129061>People will do anything but learn to help themselves. It's either the "evil capitalists" or "the jews" holding them down.lol. one of my aunts has been a lazy fat bitch for a long fucking time, she votes right-wing and I never heard her blame other people/groups.her dream probably was to marry some simp to live off from.
>>62129099>one of my aunts has been a lazy fat bitch for a long fucking timeShe sounds like a great friend for anon's aunt >>62128969
>>62129105well, she would, yeah. she's working now, though. I bet she was expecting her kids to take care of her, but they both are useless. also, yeah, she's financially illiterate. she spends a lot on clothing for no reason whatsoever. but she probably can't even do a fucking sum. and she manages to get a simp from time to time, until they realize they are being squeezed.my point being that you might be right in some ways, but you shouldn't assume the real world is like 4chan. there are other logics at play. one of them being religious/conservative expectation of having a man (husband) be the only source of income. this shit rarely happens in 2026, so these bitches are fucked kek
>>62128550Yep. I have always had 1 year plan, 5 year plan and a 20 year plan as long as I can remember. I don’t understand how normies do it, just drifting around everywhere and having life happen to them
>>62127322Feminist rhetoric. I've heard this spiel before. Displaced men from the workplace and now the women are whining that they have to take care of other people and that's the reason they have no money. Lmao welcome to the world of men. Always some sort of hit piece on men and some virtue signalling bullshit for women in these studies.
>>62122344>I didn't even start investing until I was 25 because my parents taught me growing up that 401ks, investing and insurance were scams. Then eventually I realized they were both completely broke and financially illiterate, so I shouldn't take their advice.Had me worried for a minute
>>62121602This is totally normal in the UK. Wages are like 30k and everything is covered by the state so why bother? Don't get how people can live like tis in USA though.
>>62122344Why must you be so smug about figuring this out at 25? I didn't figure it out until my early 30s. Therefore I don't judge any 49 year old who still hasn't figured it out. The only people who I do judge are zoomers because JFC they've grown up with so much fucking information in their pocket.
>>62129324It's true. I am hardcore MRA incel yet I agree with >>62127322 Seen it in my own family.
>>62127322So... dumb slut fucks randos and has multiple kids out of wedlock and can't get a man who's worth anything to commit to raising someone else's fermented ejaculation and then they whine about it. Schadenfreude is the best feeling.
>>62121602>no idea wtf i'm going to doi have a bunch savedbut aren't we going to overthrow the government?
>>62121612and probably like 70% of boomers. i know the boomers in my family, even the ones that made really good money, would be turbo fucked without the inheritance they've gotten that has allowed for them to retire in the first place
>>62121602she's on dating apps getting 1000 matches a day.
welcome to reality, the mean retirement savings for people 60-70 is less than 500k, the median is 150k and 1/3rd have essentially nothing, >>62121611how quick people are to forget that 20 years ago you could work 2 days a week at a mcjob and comfortably afford a nice used car, apartment, food, and all other expenses with plenty left over money to blow on weekend fun. I would gladly go back 10 years to making half the money but having triple the purchasing power. 200k today is the same life 60k got you 2010-2019. HCOL probably less due to property prices. My second house (fixer upper), which I paid 199k for 2012, put a lot of work into and sold for 650k in 2019 relisted for earlier this year for 1.499m. sUsTaInAbL3.
If she looks hot at 49 then she's going to keep going and getting 1000 matches a day. Some simp will take care of her.
