Name a bigger scam than insurance
the stock market. If it wasn't for the Fed's money printer everything would be cratering into the center of the earth right now.
My wife (she won't fart in my mouth)
>>62124084Taxes, Government, Higher Education instead of on the job training.
>>62124090His wife (she won’t fart in my mouth)
>>62124084>Name a bigger scam than insuranceCrypto
>>62124084Literally everything after ww2
>>62124084judeochristian values
>>62124290This but unironically
>>62124084judeo-indian CEOs and the products they make
>>62124084Most of our favorite foods when we go out to eat is just like cheap carbs and fats that cost like nothing
>>62124084Hell is really just Hades because when the old testament was being translated to Greek they used that instead of the Hebrew "Sheol" or "the pit". Good and bad both go there.
>>62124084Male pattern baldness.
Insurance companies won't exist anymore after Trumperino replaces them.
>>62124290Someone with a functioning brain is on /biz/. Thank God.
>>62124084Is this bait?
>>62124084Trump coin
>>62124084Fiat
>>62124084Big trucks and guns
>>62124084abrahamic religions, especially christianity
>>62127697Kike/shitndu
>>62124084Israel
Borders.
>>62124084fiat currency>>62125922this, checked
>>62125239nah insurance companies do have evryones balls ina vice>>62127697>christians were the real jews all alongthis again?
>>62124084The normalisation of usury loans
>>62127938You must be retarded thenInsurance is great>Have car trouble>Manufacturer says fuck off my problem>I put my legal insurance on the case>Get paid everything back>Problems at home with leaking pipes>Put my insurance on the case>Get repairs for free and half my bathroom for freeWhy is insurance a scam exactly?Yeah if you pay for it and never use it it's a scam, but you must be retarded if you pay for insurance and don't get your money back 20 fold
>>62124084I'm an attorney and I can tell you that the average NPC is scammed by their insurance (healthcare, auto, etc., you name the insurance company and I'll tell you their scam) probably 95% of the time. The only times their not scammed is if they hire an attorney or get lucky (i.e., the facts of the NPC's claim line up magically to fit some insanely improbable scenario so that that the insurance company would rather pay out than risk being sued over it).It's really funny that personal injury attorneys get a bad rap with the general public (i.e. retards), which admittedly is warranted somewhat because a lot of "ambulance chaser" attorneys are greedy retards. However, PI attorneys are the only attorneys willing to take an NPC's case against insurance companies, which are trying to rip you off 100% of the time and most often succeed. Insurance companies' biggest weapon is advertising and propaganda, and they've done an amazing job demonizing attorneys. But if NPCs ever woke up (they won't) and realize "...Wait a minute, my insurance company isn't my friend! They make money by paying me less!" then maybe attorneys would become more likable. Maybe not. Anyways, yes - your insurance company is scamming you. If you ever need to file a claim, try to consult an attorney. And no, ChatGPT or Claude isn't going to save you, although they're better than nothing at all.
>>62128206>The only times theirThey're*. Excuse my spelling mistakes, it's Friday night and I'm drinking. But I really do feel bad for NPCs that think insurance companies and adjusters are their friends. God help you if you think an insurance adjuster is looking out for you. No offense to adjusters, they're just doing their jobs, but they literally get paid to fuck you over. The more they fuck you in the ass, the more they get paid. I promise you this is true. Insurance adjuster literally get bonuses for bending you over and going in raw.
>>62124084Honestly inheritance tax. Why the fuck should anyone have to pay tax on an inheritance? Taxes were already paid on what ever assets are left to you
>>62124084Crypto.
>>62124084I've been living in Thailand for almost a year but still paying $120 a month insurance for my car in America. Dummy move on my part.
>>62124261/threadInsurance isn't even a scam.
>>62128360is this you?
>>62128360>Insurance isn't even a scamI hate you NPCs so goddamn much.
>>62128363McDonald's is garbage, so no. But if the poor (useless parasites) are starving, then yes, they should be eating cockroach bars.>>62128374Explain in detail how it's actually a scam (you can't, because everything you list will be basic concepts such as risk-pooling, safety nets and liability protection).
>>62128380NTACar insurance costs me $220 every month. It should be $180, and I call every so often to remind them not to arbitrarily increase my premium, but they increase it every time after a few months have passed and they think I'm not paying attention. They do this by altering my information to arbitrarily increase the amount of miles I drive each year.I've been driving for 10 years.That's over $20,000.I had 1 incident that caused $3000 of damage.If I had not been forced to pay for insurance for 10 years I would have been able to not only afford the damage out of pocket, but been able to invest and grow that money.I get that the general population are retards that can't save money to cover emergency expenses, and that having damage to my property by one such retard will be covered by said retard's insurance. The current system is meant to protect (and milk) the retard so that his actions have very little consequences beyond an increased premium. In an ideal world I would simply pay a thug to break the retard's kneecaps until he pays for the damage he caused. Theoretically, the insurance company plays the role of the thug without the need for broken kneecaps, but if the money that would be paid to the insurance provider simply went straight to the individual inconvenienced/damaged by the retard it would only take a few months to cover the damage he caused.The scam is in the insurance company's relationship with the government where everyone is forced to participate regardless of their own financial security or risk levels.You are jewish.
>>62124090this. this guy's wife is aging like milk too holy shit I don't feel that old yet
>>62124084AI
>>62124084Idk I've used renters insurance to pay for a few hundred dollars in groceries that went bad due to an electrical outage, and they paid for my hotel while my apartments leaking pipes were fixed (twice), and my auto insurance covered a few accidents where retards crashed into me.>just sue them broThat is a massive pain in the ass, and I both cases they were idiot peasants without any money to sue for.
>>62124084Really hard question. I go with Xrp tho.
>>62124084diversity
>>62124084OP’s umbilical cord
>>62124084Fractional Reserve banking.
>>62124090This guy's wife
>>62124084Islam
>>62130143XRP is so bad even John McAfee called it a scam.
>>62128380>Explain in detail how it's actually a scamhttps://www.youtube.com/watch?v=xLJ4_CPlCr4it's actually a scamthat's it. that's the detail.
>>62124084Nasa, maybe only evenly matched with Hollywood
>>62128380Additionally, insurance has drastically raised the cost of medical care by providing what amounts to a slush fund for hospitals to bill. This further incentivizes the insurer to avoid payouts wherever possible.It's economic waste just to pay the salaries of a bunch of middlemen.
>>62124084Corrupt politicians forcing people to get insurance so they get kickbacks.
>>62124090This guys wife (is a man)
>CGTWhat the fuck do you mean I took on all the risk with all my money, but have to give you a cut of it for some reason??>Inheritance taxWhat the fuck do you mean you want a cut of my parents money just because they died??
