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File: 1776782816589003m.jpg (84 KB, 876x1024)
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Just did the math, I'll be able to afford a down payment in 33 years. That puts me at 60 as a first time home buyer. How long is your time horizon?
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>>62139663
same here. i have an $80k used toilet paper collection that no one buys
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>>62139663
there's not a home you'll inherit before then? my question is what to do with a brick shithouse once it becomes my responsibility. i kinda wanna own nothing and be happy.
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>>62139702
>>62139695
>>62139663
Houses are still being sold immediately and will never go down from here because of the massive amount of money printed. You lost
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>>62139663
aT 400 i CANNOT TRADE MY CAVE FOR A SABER PELT WHAT i BOAT FOR A MAMMOTH TUSK! OHNOES!
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>>62139663
AAAAAAHHHH IM TRAPPED WITH MY $120000 BTC, AND I CANT SELL IT
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>>62139663
In the age of AI it must be easier than ever to start a clickbait news website. Should I do it?
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>>62139663
How is she trapped? No buyers? Doesn't that mean her house isn't worth 850,000?
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>>62139926
Dude trust me saaar, its 850k!
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>>62139663
I'll probably just buy a mobile home and plant it down on my parent's property. It's good to have family with land.
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>>62139663
why dont u get a better job?
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>>62139663
Paid $300k USD cash for my 4200 square foot 6 bedroom home in Eastern Europe in 2020.
100% white region.
25€ a year property tax (90% discount because I have a bunch of kids with my Baltic wife).
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>>62139663
You need to live with your parents
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Just lower the price boomers, and your pain will end
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>>62139663
get a better job lol
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>>62139663
are you saving like 3000 a year or something, try spending less
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>>62140281
stop voting for unlimited immigration who compete with you for limited housing.
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>>62140396
I voted far right in my country lol my vote doesn't matter when it competes with women and shitskins who will always vote left
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>>62139663
fuck everyone in the uk with an expensive house
decades of cockblocking and regulating the market to artificially inflate the price of rotten hovels and a necessary good is pure disgusting boomer greed which has done nothing good for the economy
housing should not be a speculative asset
you would be insane to bet on this shithole's market too
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>>62139663
>>
>>62139663
How little do you work to not be able to afford a down payment for 33 years?
>>
Boomers know what they own, after all, they go by what the corrupt city/town officials who keep inflating property values in order to increase property taxes every year tell them, because they're dumb as fuck boomers.
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>>62139663
>Give some money to her children
>Boomer
Pick one, because you can't have both. Boomers deserve to waste away in those mc mansions they sold everyone else out to own. Fuck them. I hope the third worlder hospice workers they imported abuse them until their final moments.
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>>62141810
>cheap niggers should be allowed to be my neighbours
Fucking zoomoids, I swear.
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>>62139663
already own two. outright
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>>62140281
More like don't sell your houses to Jews. Only to true white people. People should be able to check the background of potential buyers. If she just lowers the price, mr shecklelberg will buy that house for cheapies, rent it for 20 years, paint it s bit and then lists it at 1.5M in the market for Timmy jr to mortgage his ass to buy it
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>>62139663
Wait until you figure out that the down payment is actually the easy part of buying a house and that having the down payment doesn't guarantee anything. The real hoop you have to jump through is getting a big enough loan. For every 20k a year you make you can borrow 100k as a general rule. So even if you had 85k for a 10% down payment, you'd still need to prove you make 150k a year on paper, or else no one will give you the loan.

The importance of the down payment is overstated.
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>>62142651
you're not british are you?
>for a 10% down payment
who is making a 10% downpayment?
>For every 20k a year you make you can borrow 100k as a general rule
4-4.5x is considered typical here
you are right though but that is why it's a housing ladder
the idea is you go from a shitbox to a hovel and then to a house before finally a mansion using that wealth snowball
not that you immediately jump in at the deep end because yeah who can borrow $1.2mm?
certainly here where credit is less available and credit score is largely meaningless since 999 is the equivalent of 550
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>>62139663
the math works out that i can buy a 50k property, spend 100k building house after i quit working at 45...or i enslave myself to some busted boomer box for 400k for 30 years and retire at 70. i wonder what i should do!
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>>62142759
Meh, if you have kids you end up working forever anyway.
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>>62142966
start a business and make the kids do the work.
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>>62142966
and the difference would be me actually raising my kids instead of professor nigger at school shooting elementary
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>>62139663
If you can't sell a 850k house maybe it's not an 850k house
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>>62143009
This
Just lower the price to what the market will pay
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>>62139663
I CAN'T SELL
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>>62142651
Down payment is the hardest part because you’re probably paying rent while saving up for it. Once you have the place your rent is swapped for the mortgage payment.
t. Two properties owner
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>>62139926
A lot of people (mostly women) think like this. Somehow they get in their head that something is worth a certain amount. No amount of logic or facts can change their mind.
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>>62141831
They should just replace income tax with property taxes
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>>62140273
you don't own a home and fucking a fat girl once after a drunken night out is the only sex you've had in your life kek
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>>62139695
big toliet paper hates the bidet reuser
>>
>lives near Chippenham and has been trying to sell her four-bedroom house
4 beds in her area go for around £500k tops.
She is in dreamland if she thinks she is getting £850k
>>
>>62143041
Actual solution is to will it to her kids and then accept the gassing.
>>
>>62143998
Uhh, weird flex but okay?



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