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Why the FUCK is life so fucking difficult (particularly the financial aspect of it).
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>>62155108
it's the way capitalism works, it's an annihilationist force that is counter to life. it will continue until we're all dead and earth has been completely liquidated. I dont' know why we do this to ourselves

>uncleted.jpg
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LUCK is the biggest factor in life.
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>>62155115
Just like cancer
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>>62155122
it is. I don't know if there's a way out of where we're headed. I dont' think about this stuff much on a philosophical level and I'm not a vegan or anything, but I've had this recurring stoner thought that if you could make a society where it was financially optimal to take care of your cows and pigs so that they lived happy lives and applied that elsewhere everything would just work out from there.

like if the greediest mf on the planet just had the healthiest cows you've ever seen and the richest companies had the healthiest people. idk
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>>62155130
Human is a virus on the surface of earth, it ll clean out itself, just a few more years(2weeks)
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having balls is th ebiggest factor. It doesn't matter if you find the "for sure" next 100x if you don't put enough money in to actually make it by 2029.
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>>62155156
I think it's the immature construction of the board and game we've created for ourselves. I think on some level capitalism, if it doesn't annihilate us, will be looked at some sort of primitive rough draft like the Bible
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>>62155115
its an alien that runs on any network complex enough and human brains are good

we didn't do it to ourselves
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>>62155108
Imperfection. Demonic influence. It will get worse and then it will get better than it's ever been. But in the meanwhile...
>people had to work hard to gather resources, grow food and build society
>per-electricity in some eras
They faced certain difficulties and now we face our own. People put in the effort to create companies. We can put in the effort to just invest in them. So make the efforts unique to your era.

t. helped by /biz/ to invest safely and find multiple 10x, 100x and even a 1000x
(initial capital came from just a portion of earnings from 10-hour Amazon shifts)
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>>62155163
An alien magician
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>>62155108
You should've chosen moneymaxxing during your 20s and 30s. After you get your money straight, everything else falls into place.
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>>62155117
This and its not even close.
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>>62155115
>>62155122
/biz/ is full of commies that hate capitalism now? bullish. we must be at the absolute bottom. the whole reason you can even make this post is because of capitalism. life is absolutely the easiest it's ever been, whether you want to admit it or not.

>>62155108
you could literally live with your parents, collect welfare and then go all in on stocks while eating chicken tendies. how is it difficult? you're lucky you weren't born during the middle ages

no wonder you people aren't making money
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>>62155108
jews
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>>62155108
The fiat money system is the problem
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>>62155198
>the whole reason you can even make this post is because of capitalism. life is absolutely the easiest it's ever been
like this a good thing? and nothing I said implied communism or even anti-capitalism
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>>62155198
bitch nigger
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>>62155108
The financial aspect is easy for me. The relationship part is hard.
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>>62155247
What makes relationships hard in your experience?
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>>62155173
Disagree. You need to cultivate relationships. Those get you wealth, companionship, sex, offspring, status, etc. Most people don't build a large enough social network in their 20s, not even close. And not a fake online one but a real one. The next most important thing to cultivate is psychological resilience. Life gets BRUTAL in your 40s, 50s, and 60s as health problems and unexpected tragedies accumulate (your kid overdoses, you are framed and jailed for sexual assault, you get skinned in a divorce and lose custody, you're automated into oblivion and forced to pivot your career, you get burnout, etc). You need resilience to handle the demonic mountain of suffering that will be dropped on you.
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>>62155250
Finding a woman with the same values that's also physically fit and attractive that's easy to approach.

I'm not an ugly guy, but I'm not a Chad either. (6'3", 185 pounds, Fit/Athletic, 31 years old)

I live in a small rural town, so it's hard to find attractive women. It's mostly fat white-trash, or women that are already married. I'm pretty conservative but I'm not religious. It's almost impossible to find women that are either conservative, moderate or apolitical, that are also okay with you being non-religious. I've dated a few Christian women because our values align, but it always eventually turns into an argument over church, because they and their family want to convert you and have you attend church every Sunday.
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>>62155108
Others want to make it as difficult as possible for some reason.
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>>62155163
this, capitalism is an egregore. its a force that exists as something greater than the sum of its parts (human brains exchanging labor value). it has grown beyond us and will one day devour us
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>>62155530
Stiffle competition.
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The ages don't line up with what you biologically want to do
>As a kid / teenager
This is where you have the most TVM to benefit you, but you can't have a job and if you got one you're just buying a gaming computer and working part-time
>20's
This is when you have good TVM to benefit from but you're just starting in whatever field, or possibly still in school. A natural human doesn't feel like planning for 40 years in the future here, he just wants to make babies and do cool things.
>Late 20's approaching 30's
This is where you feel like you have to start a business or build something or get married - this happens universally to everyone who still has their natural human instincts. At some point you just see what you needed to do in the past to be successful today, and now it's up to yourself from the past to have the capital to make whatever you want to do now work, but they don't have the same motives as you.
>>62155173
Early 20's, not going all the way to 30's with this.
If you spent like 5 years moneymaxxing and just investing as much as possible that would pretty much set you up for life even in a relatively low paying job, even with a mcjob if you just live with your parents and buy rental properties.
>>62155198
>you could literally live with your parents, collect welfare and then go all in on stocks while eating chicken tendies. how is it difficult? you're lucky you weren't born during the middle ages
Yup, more kids need to be told this. Live with your parents, work 5 years investing everything, you've just saved 20 or 30 years of work later.
It's really simple but instead we have these people told they need to go 100,000 in debt and blow 4-6 years of their life studying, when instead they could make 100,000 in that time frame that's all invested.
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>>62155108
I made 7 million dollars slinging shitcoins and I have a tested IQ of 104. Might be a skill issue.
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>>62155603
You can't even retire on 7 million these days. That's at best 5 years of retirement with today's inflation.
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You feel difficult brcauze you don’t have. Little sister like me who can let me breeding press her everyday when my bag is full.
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>>62155607
You can pseudo-retire on 100k if you live with parents and take up a couple hundred in odd jobs per month. Not a true retirement, more like a "work a day a week" thing.
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>>62155108
in the past (pre 2020) it used to be cause people didnt know how to invest and bought shit they didnt need. now its wealth inequality, they're literally siphoning all producitivity gains
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I find it easy to save and invest, but it’s extraordinarily difficult to find an opportunity, go all-in with size, and do a 10x. In this life, you either accept wagecuckery until 62-65, you hypergamble in the market, or you become an entrepreneur.
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>>62155705
Yeah, 10x's are hard but 2x's just happen consistently, so it's more about doing it when you're younger.
A little bit of wagecuckery chasing 2x's goes a long way when you're 20 and those will double like 4 times before retirement.
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>>62155765
The issue is you see an asset that is going parabolic, you say “yeah, this is it” and then it does 2x, 4x, etc. but the very fucking moment you hop in, you’re down 30 percent. Right now, everyone is getting rich on the AI bottleneck trade. If I wasn’t holding bitcoin, I’d just say fuck it and hop in.
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>>62155198
>you could literally live with your parents, collect welfare and then go all in on stocks while eating chicken tendies. how is it difficult? you're lucky you weren't born during the middle ages
lmao literally me except i dont eat tendies
i am currently investing 100% in ftse all world and while it grows well idk if i can escape the neet life with it. also i can also only save up to 10k before the state cuts my neet money
dont even know what i would do with the money if i got lucky
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>>62155773
I've been holding more cash specifically because of the AI stuff, I still invest but I think some kind of downturn is coming and I want to be able to jump at opportunities.
I really would never go all-in on some kind of "ai bottleneck", it's just gambling. Sure, gamble with 25% if you really want to.

Recently houses have been going for 100k in my area (lockport new york because people will say this is fake) and I'm waiting for an even further dip as boomers die off, which has actually been happening because all land owners in my area are 75.
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>>62155782
The outsized returns come with the gambling. Don’t get me wrong, all of my money is in VOO and bitcoin. But it causes deep distress to see people printing off of leveraged sector ETFs. Real estate is sometimes the move. Homes that were $100k in 2002 are now sometimes $1.3m. But I’ve also seen other areas that were the next big thing, and they’ve crabbed for decades.

My take? New York has had net population losses for a while. Buffalo is doing better in recent years, but will it extend to Lockport? Unsure.
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>>62155115
>>62155122
>>62155117
Can't believe you retards haven't figured out the real answer. I'll give you a hint, it's jews.
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>>62155861
>But will it extend to Lockport?
It already has, but in rural areas. My city is in a decline in population and nobody's making any money here and never will, which is where my edge comes in.
Since I'm not 75 and not literally dying to sell off my shit to pay for a new truck I can get along maintaining and renting houses, and it's no big loss to have one I have to sell because I can do basically all cosmetic work myself.

But people are desperate to escape city shitholes so small suburb areas and even lockport have seen buffalo growth.
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>>62155108
Because of genetic determinism and how the modern world works. We have abundance thanks to modern tech and slave labor from third world countries but everyone wants to have access to the wealth. Meanwhile the state simply prints more money making your money worth less. The only way to counter this is by having assets that are not bound to this or scale higher then inflation. We still have law of nature, the fittest aka the most adaptable wins and will be on top, just that most people who would die normally are being dragged on for some reason.
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>>62155108
just stop caring
i havent done laundry in over a year. my apartment is a disaster and i eat like once every 3-4 days out of pure lazyness.
i have no friends never go out other than work.
i take several stimulants to keep my brain on autopilot at work so im not really "there"
i recently lost the will to commute so i just uber it both ways
when i get home i just rot in bed, look at the numbers move and watch oneyplays until i pass out.
sometimes ill play something on my 'eck if im feeling especially motivated.
i just dont care anymore.
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>>62155108
too many people
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>>62155259
>you are framed and jailed for sexual assault,
kek, definitely a thing that happens to normal, well-adjusted people
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>>62155878
jews are huma....oh wait!
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>>62155198
What to invest in tho?
Nothing gives more than 5% annual returns these days unless you do degenerate options gambling
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>>62155130
>where it was financially optimal to take care of your cows and pigs so that they lived happy lives
This is impossible regardless of how well you treat your livestock. Beef cattle are typically slaughtered when they're somewhere between 1-2 years old. Dairy cattle are slaughtered once their milk production starts to decline, around 5 years old.

The natural lifespan of a cow is 20-30 years. You could treat your cattle incredibly well but you're still killing them when they're basically children. Killing a 1-2 year old cow is equivalent to killing a 6-8 year old human. If you were treated very well for the first 8 years of your life before being slaughtered so some alien species could eat you, would you consider that you lived a happy life?
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>>62155108
in order for the few percentage of rich population to enjoy the leisure time, you need a society of people jsut barely getting by so they need to be at work as much as possible making either you or your rich buddies money. all the while keeping you out of their way for a majority of the week.
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>>62156382
I'd have been eaten in 2000, being a wagecuck in 2026.
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>>62155159
seriously though I have this, idk, risk aversion disability where even if something is 99% likely to make big gains if I just hold for a year, I will constantly panic sell and then cry afterwards. I don't know what the fuck is wrong with me. It's happened like 5 times now.
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>>62155923
>oneyplays

dude go get some help tf
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>>62156367
you have to gamble if you want to win. There are too many people on earth for you to make it without taking on risk.
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>>62156476
pretty much nailed it
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>>62155878
Stop noticing
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>>62156388
The correct way



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