As I start looking for homes, I'm starting to realize it's not viable anymore.
NPC thread?
>>62159275Yeah it isn’t. A nation of renters is the futures.
>>62159275The future is BTR projects. No more landlords, just shareholders.
>>62159321>>62159288>>62159279>>62159275Renting until you have kids. Simple as
>>62159275>They are building vehicles with fridge, power and the ability to travel on any road. Soon there will be air superiority vehicles and subterranean vehiclesOh boy, I should buy a stationary box and never actually own it, but pay someone else for the priviledge to live in that area. What a joke, they took all your natural rights from americans WHILE telling them they have natural rights kek. Clown world in full swing still
>>62159279Just a guy trying to get ahead anon.
>>62159275I just bought a house a few months ago. Homes are objectively better but you have to actually be willing to maintain it. Most of my neighbors have shitty overgrown yards full of weeds that they mow once every other week and their houses are overdue for a new roof, new windows, paint, etc. It's a lot to maintain but it's worthwhile, houses will always appreciate and upgrading them will add a ton of value.
>>62159275Renting and saving money by paying for shelter less than mortgage, not paying taxes and interest and maintenance is a superior choice.
>>62159630>Renting less than mortgageLOfuckingLmy mortgage was $277.56 you fucking zoomer
>>62159275Get a job you little brat.
>>62159683Based Wall Street defender. Financiers should be worshipped, not spat on.
>buy a house in a small Texas town with a 30 year mortgage, using all of your liquid savings on the down payment>10 years later, tens of thousands of Indians have invaded, with more to follow>"PLEASE SAAR REMOVE YOUR DOG, IT IS UNCLEAN FOR ME WHEN I AM SHITTING IN THE DUCK POND">you still have 20 years left on your loan>property taxes have tripled>home insurance has doubled>can't afford to sell because mortgage rates went up, meaning you would have to severely downgrade>"At least I'm doing better than those rentoids - their rent went from $1000 to $1500! Golly, I sure did make the correct choice.""Yeah but that wouldn't happen to ME. That only happens to OTHER PEOPLE."
>>62159709Texas sucks though
Homes are affordable here
>>62159709>with a 30 year mortgagewhat is wrong with you people
>>62159670Bro are you 90?
>>62159429wait is RV chadding the way to go?
>>62159627Lmao, they don't always appreciate. In fact, they're devaluating.
>>62159275I can afford a small home in my area, but more and more I think I want to earn enough money then just fuck off to SEA or something so buying a house just seems like a waste.
Why the fuck do newer homes have HOA's? I wouln't mind an HOA if it were FREE, but they aren't and basically force you to pay for shit you may or may not ever use.
>>62160411Because non HOA neighborhoods are now filled with air bnbs which makes them unsafe and undesirable
>>62160455Why do they need money for that though? Monthly ones at that, for eternity.
>dude just pay a million dollars to "own" a home that you have to pay $10-20k every year forever in HOA fees and taxes, that's AFTER you've paid Shlomo his mandatory tip every month for the next 30 yearsJust lmao
>>62160517Love all the portage copium in here arguing about how you have to save every dime you make because that’s all poors think of Keep living in shitty apartments filled with browns to save.money losers, I am living in my lake house enjoying the sunset over the lake while you are listening to rap music through the walls of your wpartment
Nobody wants a HOA, it's a meme. All homes with HOA are discounted, just compare prices on Zillow. A HOA is an additional restriction on the land that can't be lifted, and you PAY for it, why on Earth would anyone want that? It's just dumb.
>>62160505to maintain the HOA amenities like gate security, a clubhouse and tennis courts or whatever. Buying the HOA property is like agreeing to be a club member.
People don't buy homes because they don't believe in a good future. You can't shame and mock someone into being able to hope.
>>62159275Live with parents as long as possible.Live in an RV if you must have privacy or work farther away.Buy a house once you can afford it.Rent cuckery only makes sense if you have a high earning partner and no kids. Roommates always suck. The only roommate that makes sense is one you can nut into every night.
>>62160682>divorce you because you're not nice to her friend Tyrone >takes house >rent a studio with 3 pajeets just to pay debts and child support for her half black son >lose meme job >work night shift as a security guard to pay debts No thanks.
>>62159275I remember 5 years ago when I thought $300k was plenty enough for a decent house in my area. Boy was I wrong. I found a nice one for $550k and now its worth over $700k. If I was starting a search now, I'd probably say fuck it and stick to renting.
>>62159279Close, OP is a bot
>>62159670You either bought your house in 98 or paid for a lot of it in cash, which is kind of based I guess, but honestly dude I recently sold the only property i've ever owned and I rent now and I pay less and its way less headache. Idk what your experience is but this is as a normal single guy, maybe you live in appalachia or something.
Well renting an apartment means the neighbors get to hear me and my girl fucking.
>>62159722Until they fly away
>>62160517>that's AFTER you've paid Shlomo his mandatory tip every month for the next 30 yearshe wants to borrow $300k for free lol everyone laugh at him
Cash in and make yourself a tent inna woods, settle on some an hero'd farmers lawn, or just motel surf
>>62160775Home ownership is out of reach for the majority
>>62159683i wonder where that guy is now. probably overdosed on fentanyl. kek.
>>62163470And after all, why shouldn't he?
>>62159429>have your shelter seized because a light bulb burned outgrim.
Rent is due next week landletChop chop
>>62159275Renting is retarded.Imagine paying money for something that you will never own >Muh insurance >Muh taxesAverage rent in my area:2018:$1,6502026:$2,350-----My Mortgage in 2018:$1,891My mortgage in 2026:$1,940Renting is retarded always costs more long term.
>>62160801nah
>>62163994I hate rentoids just as much as you do but your example is irrelevant since the mortgage for someone buying today is likely to be double what you're paying in 2026.
>>62163994>brain dead simian DNA baboon lipped vantablack shit stinking niggermonkey retard quoting a pre covid mortgage
