>24 years old warehouse wagie>go to work>go to gym after (hit 2 plate bench milestone a long while ago, lean af, get mired)>come home, cook, meditate, read, sleep>minimalist and don't really spend a dime on shit, live with parents rent-free>no friends, no online friends, no girlfriend, no masturbation, no socializing, no unnecessary spending, no parties, no drugs/alcohol, no fashion, no fastfood/junk, nothing>have 130k saved up so far, 100k of that investedSo I'm planning to stack up every single penny of my paycheck and I reckon I'd have 300k-500k by 30 years old. I kinda just wanna NEET and chill at my moms basement while my money works for me in the background, then in 10 years time when the 300k becomes a mill I can fully retire with autonomy. I plan on continuing mastering myself without having to adroitly balance a full-time job. I've also transcended most normans in mental and physical acuity so it's quite literally impossible to interact with them in any meaningful capacity; my fulfillment is independent of their proximity. I'm already at the point of my spirituality where indulging in lust has serious palpable physical drawbacks and lethargy (and it's not placebo, I've experimented). So even when I retire there won't be any exorbitant expenses attributed to marriage, kids, travelling, etc.. Also gonna shave my head so no barber. Aside from mastering my ninjutsu when I NEET, as a pass time I'll stick to old vidya / ROM hacks for mastery purposes, so no splurge on ultra normie triple A titles and new consoles/PCs. Can I pull it off?
Yes with your lifesytle easily. But that lifestyle is better in SEA, we are tropical animals.
you need to know what your yearly costs are, expected annual returns, then factor in the odds of some negative years. in general you need a lot more money than a few hundred thousand to be able to live off of. with as young as you are, you wouldn’t really want to spend the principal.
>>62162013Take the south/central America pill over the SEAmonkey pill
>>62162013150k at 25 is fucking insane for your ageI'm 25 and I barely have 15k NW
>>62162013Anyone in here that tells you this is a nice life hasn't made it. It's hell on earth depressing and stressful as fuck neeting on low 6 figs. Grind out to 700k+ and then relax, I almost killed myself neeting with only like 400k in the bank cash
>>62162013if you invest it right you can NEET at 35-40
>>62162013You sound autistic as hell
>work in warehouse>anime>virgin who's never known love>mentally transending anythingYou've got a lot to learn lil buddy. 1 mil in 10 years won't buy you much
>>62162082Even 700k isn't enough though pretty close. You either keep it in cash and lose purchasing power or keep it in risk assets and risk the bubble bursting.Going half half is the worst of both worlds with such an amount
nice blog
>>62162082>>62162208>>62162053I'm sure some kinda shitty kinda not-so-shitty studio apartment can be comfortably rented out off the dividends from a 700k+ portfolio.. right? And even worst case scenario I run out of dough, by the age I do I'd probably qualify for some government gibs
>>62162013I have 300k at 29, and it feels like nothing. Do I just buy a 600k house or something?
>>62162013if you save in bitcoin I'd say you have a chance to make it
>>62162013If you weren't part of the top 10% in 2025, you're lower class
>>62162013Sure, just go all in on a leveraged AI-bubble ETF with ALL that money and hold it until the bubble actually pops. MU probably still has growth, but SNDK has had the most growth of all. Get into SNXX. SNDU closed slightly higher than 2x, but I don't know why. Meanwhile, panic dips will generally resolve themselves within a month.Kishi's Sasuke wank was bullshit, btw. You are not cool or edgy for avatarfagging with retard like that. 'Oh! What's that? You collected the eyes of almost the entirety of my dead clan? I guess I should trust you!'
> no friends, no online friends, no girlfriend, no masturbation, no socializing, no unnecessary spending, no parties, no drugs/alcohol, no fashion, no fastfood/junk, nothingWtf monk mode, i hate monk and begging with moral teachings
>>62162013You can neet with 300k but you'll have to move to eastern Europe, or South East Asia
>>62163953Where in EE can you retire with 300k? You would need to live like a minimum wage local, and you certainly don't want that.Even in SEA 300k is not enough, considering the skin tax
300k in the west is fuck allYou can probably live for 5-10 years with our inflation rateYou can probably manage a frugal lifestyle in SEA or south Europe however
>>62162013I think so provided inflation doesn't go too high and your investments generate a good return. 400k is my goal for living on my own. If I can reach that, then I can neet passively, though I'd still actively trade to attain more wealth. Right now 200k is my goal as that should likely calm my parent's from worrying about me being a neet in their house. I should be able to invest/gamble up to 400k in such a situation.
Those are rookie numbers. You need 3 million to retire at 30.
>>62162013why don't you just reduce your hours at work instead of going full neet? just half your hours and see how you feel.
>>62164001What I mean is you still have to let that 300k work for you, find some kind of investment to grow it. But you can do this more comfortably in a cheap country and you'll have to take less risks.
>>62162013>in 10 years time when the 300k becomes a millWhy wait for that when for a cumulative few days of your life you could do the research needed to 10x this? You don't even need to go all in with 300k. I've found dips/low price stuff that turned around with enough force to turn 1-5K into millions. Did not even do grade 12 math. Just keep an eye out for opportunity.
>>62162076It depends on the inflation and value of your NW. If you're not from America, assets are usually valued at 50% less. So if you have 3 houses in South Asia or Latin America, that's just around 60k NW. In America, that would be around 150k NW.
>>62164971I made a mistake. That would be 60k EACH and 150k Each, not in three houses.
>>62162013nahhh keep waging and apply to higher paying jobs. take care of your parents pay off their home and bills etc etc. you don't wanna be stuck with a dementia weight around your neck. as long as you keep your family healthy you should be working so you can neet it up. You should read some gene wolfe and philosophy books because their comfy af. For vidya get you an analogue pocket and deck for TV output or an ick eck. I'm 40 or something and paid off my moms house but she got diagnosed with dementia and it fucking sucks ass. You never know what's going to happen and you can't account for retard economy shit deflating everything. Remember to diversify your portfolio and depending on the size of your home property get you some chickens. Free eggs, free chicken meat. Yeah man pulling it off isn't impossible but you should try and earn more when your younger. You can actually escape and if you ever left the country and can stay away from vices even 300K will be retirement full time in like SEA monkey land but everyone will try and suck you off and get you to drink with them.
