I know so many people who get into debt that's not even for emergency, education or housingthey finance cars they can't afford, use klarna for expensive clothing or new recreational stuff like kayaks or new camera, or max out their credit card for some vacation to europeI get stress over this shit because I know I'll be fucked if I get fired or even miss workhow are they wired so differently?
Planning for the future requires a working frontal lobe. If your frontal lobe isn't working properly all that matters is now, and having a nice car now beats not having a nice car now, so you get a nice car now.It's really not more complicated than this
Life has no meaning, so they find meaning from consoooming. Jewish box on wall and in hand says consoooming will make you happy so they do anything to make sure they get new thing because they have no idea how debt works.
>>62191626>yolo broooo, smart debt is good debt yolo, shieeet i needs that shit roight now nigguh. thats it, nothing deeper than that.
>good debt
>>62191626they're literally retarded. the last time i had a car loan it was $210/month for 54 months and i made $70k at the time. i hated it and paid it off a year early.
It's funny though. Comfortable holding consumer debt but uncomfortable holding unlevered long positions.
>>62191626Honestly, not thinking about retiring early suddenly makes it fine. Think about it, if you are just working all the time anyway, it seizes to really matter.They also have a conviction that things will magically work out so no thinking about retirement (they believe 401k will save them) and don't think about accidents.That's basically the gist. I guarantee a large portion of you fearing debt is wanting to retire early.
they just dont give a fuck.it's that simple
>>62191698>I guarantee a large portion of you fearing debt is wanting to retire early.Bro, retiring at all is all I ask
>>62191717do you give a fuck about life in general?
>>62191723Yes, why?
>>62191626Basically they don’t understand debt, only cash in their pocket. This is more or less how the Jews have enslaved mankind
>>62191626they are comfortable working until age 70 because they are normcattle. it's that simple. i knew from an extraordinarily young age like age 12 i would never be able to work a job for that long
>>62191639Only actual answer in the entire thread
