/biz/ - >I have 20k just sitting in a hysa right now Idk w - Business & Finance

Anonymous (ID: c2qNzBDc) Archived

05/05/26(Tue)12:01:59 No.62192455

Anonymous (ID: c2qNzBDc) 05/05/26(Tue)12:01:59 No.62192455 Archived

>I have 20k just sitting in a hysa right now
Idk what to invest in. Everything seems like shit now and for the foreseeable future

Anonymous (ID: SCW6aeO+)
05/05/26(Tue)12:04:02 No.62192459

Anonymous (ID: SCW6aeO+) 05/05/26(Tue)12:04:02 No.62192459

>>62192455
why do you want more money though? why invest? aren't you happy with your 20k?

Anonymous (ID: c2qNzBDc)
05/05/26(Tue)12:06:33 No.62192463

Anonymous (ID: c2qNzBDc) 05/05/26(Tue)12:06:33 No.62192463

>>62192459
I can't retire on 20k bro...

Anonymous (ID: SCW6aeO+)
05/05/26(Tue)12:07:35 No.62192466

Anonymous (ID: SCW6aeO+) 05/05/26(Tue)12:07:35 No.62192466

>>62192463
why do you care? just live life man
be a retard, like me

Anonymous (ID: uq4IAXxI)
05/05/26(Tue)12:09:46 No.62192476

Anonymous (ID: uq4IAXxI) 05/05/26(Tue)12:09:46 No.62192476

>>62192455
DCA into 5 different mutual funds.

Anonymous (ID: nHvVFJk/)
05/05/26(Tue)12:12:56 No.62192483

Anonymous (ID: nHvVFJk/) 05/05/26(Tue)12:12:56 No.62192483

scratch tickets and cans of monster energy

Anonymous (ID: c2qNzBDc)
05/05/26(Tue)12:13:53 No.62192488

Anonymous (ID: c2qNzBDc) 05/05/26(Tue)12:13:53 No.62192488

>>62192466
What do you do for a living and how much do you make?

Anonymous (ID: ylPbiiRL)
05/05/26(Tue)12:15:21 No.62192490

Anonymous (ID: ylPbiiRL) 05/05/26(Tue)12:15:21 No.62192490

>>62192455
>HYSA
Holy Reddit. Are you enjoying your 70 dollars a month in interest lmao?
If you wouldve stuck that in SanDisk you'd have 6 figures by now.

Anonymous (ID: SCW6aeO+)
05/05/26(Tue)12:15:40 No.62192491

Anonymous (ID: SCW6aeO+) 05/05/26(Tue)12:15:40 No.62192491

>>62192488
I make 0 and I don't do anything. I live. That's the secret, I don't have to invest, I don't have to do anythign actually, I'm just living.
>my parents pay for my food and shelter
also this

Anonymous (ID: c2qNzBDc)
05/05/26(Tue)12:17:07 No.62192493

Anonymous (ID: c2qNzBDc) 05/05/26(Tue)12:17:07 No.62192493

>>62192490
Genuinely, how was I supposed to know sandisk specifically was gonna moon? I invested in a bunch of other tech stocks and barely got anything

Anonymous (ID: 4VZGAj+4)
05/05/26(Tue)12:19:18 No.62192502

Anonymous (ID: 4VZGAj+4) 05/05/26(Tue)12:19:18 No.62192502

>20k hysa

Sounds like a solid emergency fund. Do you have any high interest debts? Maybe split 10k out and pay off your highest interest ones. Debt free virgin with no tattoos? Then start allocating extra money toward retirement. Vanguard index funds, etc