Is buying a brand new car a good /biz/ness decision?
Christ that looks awful
>>62238248No, it will cripple your finances no matter your level of wealth
>>62238282?
a good investment decision is to live in a modern compact city and commute with your legs, renting a car when neccessary
>>62238248Only if it's a Toyota Corolla.
New car is never a good situation, ever, not even if you're worth 10 million.
>>62238248No. if you live in a city, just use uber when you need to
>>62238248Cars are only useful:-to get women-if you are interested in measuring your dick with other dumb males-if you have to move with your kids -to protect you/your senpai from nogsJust get a chinese one
>>62238248I will buy used Toyota Camrys and Corolla or Honda Civic and Accords the rest of my life. They last forever and don't have problems. Maybe a used CR-V or rav4 if I have a bunch of kids. I don't know how good those are though
>>62239029>>62238524Can't avoid the groid in western cities though.
Any uber drivers with a decent opinion? I'm getting a Model Y soon as it drives itself
>>62239043This man knows his shit. Status symbols like new cars are only something for spiritually poor people. Who are you going to impress? Yourself? Sheckleberg said that you've "earned" it? Some thots for the chance of a cruble of pussy? Other guys on the road who want to be the coolest or most badass?Fuck that shit. Cars already peaked in the 90s and early 2000s. There is literally no reason to not buy a Lexus GS, Corolla,.. or something and call it a day. You'll get 98% of a modern car for 10% of the price.
>>62238248Only if it's a Tesla.
>>62238248Is that the new BMW? Nice
>>62238248Almost never because they usually depreciate with some exceptions. If you must buy one pay in cash.
>>62238248Everyone in this thread is an idiot, as usual. If you need a car, and get a basic new car, and it doesn't break, it achieved it's purpose. End of story.If you want a longer story - do the actual math on maintaining an old car, where you do the work yourself. Comes out as more than depreciation on some basic ass 20-30k new car.Ib4 anons malding about how their shocks, calipers, lines, generator, A/C, hoses, blend door, interior parts, saggy headliner, ignition coils, ignition switch, heater fan, heater radiator, master cylinder, sensors, exhaust, paint, clutch, throwout bearing, e-brake line tension, fork last 200k miles. Or maybe they just drive 40mph top in a piece of shit.
>>62239271>If you want a longer story - do the actual math on maintaining an old car, where you do the work yourself. Comes out as more than depreciation on some basic ass 20-30k new car.It's not just a waste of money. It's a waste of time. No one who values their time should even be driving an ICE.
>>62239358I am going to make the usually-wrong assumption that you aren't trolling. I don't agree based on what I know, there is a lot of convenience in filling up a 60mpg hybrid in 5 minutes max.If you have a nice house with a modern electric set up and can charge over night, maybe I can be convinced. This is all purely from utilitarian perspective too.
>>62238248Not really.If it works out like >>62239271 says, then maybe. Unfortunately it only works out like that when the car payment + insurance is less than what you can make a month with the same amount of capitalIf you buy the car outright you lose ~80% equity in 7 yearsIf you can't make enough money to cover payments + insurance then you're down ~80% equity + interest.It's a good idea almost exclusively for niggers that sell drugs. There's a reason you see niggers buy new cars.
>>62239108yeah /o/ loves it
>>62239378>Ib4 anons malding about how their shocks, calipers, lines, generator, A/C, hoses, blend door, interior parts, saggy headliner, ignition coils, ignition switch, heater fan, heater radiator, master cylinder, sensors, exhaust, paint, clutch, throwout bearing, e-brake line tension, fork last 200k miles. Or maybe they just drive 40mph top in a piece of shit.Electric cars have none of that. The maintenance is: Tire rotation, windshield fluid. That's everything.>If you have a nice house with a modern electric set up and can charge over night, maybe I can be convinced. I have shit-tier home charging, it charges at 4 mi/hr. It's good enough for me to drive several hours a week without going to charging stations.
>>62239043Those 4 types of used cars are the meta for saving money.
>>62239385I am talking about buying a base Civic or Elantra cash. > what you can make a month with the same amount of capitalThe whole "just invest it, you will get a higher RoR" thing is mostly a myth, especially when inflation adjusted, especially in our current inflationary climate. There is also a lot of value in not having debt in terms of not having to stress about it that people who just read their first financial book neglect.>If you buy the car outright you lose ~80% equity in 7 yearsWhat? 1. You entirely pulled that number out of your ass.2. I don't even know what you are comparing it to, payments? Show us the math. Again, adjust for inflation and find a 7 year old Civic with a clean title and less than 3 owners and less than 100k on it.> It's a good idea almost exclusively for niggers that sell drugs. There's a reason you see niggers buy new cars.Clearly an emotional take based on the fact that you are financing. It's not even clear what you are discussing cash vs payments, used vs new? You also entirely ignored repair costs on old cars.>>62239399You are an advocate for new cars iirc. If talking used electric - good luck with the battery replacement costs or finnicky sensors/wiring.
>>622390194% annual withdrawal on 10m is 400k. I think at that point you can afford a 20k hit to drive a car of a dealer lot once every couple years.
>>62239019Shut up. Lmao. Imagine thinking that. No one wants to buy a car someone else drove.
>>62239041My parents bought me 3 cars. No one in the world wants a vehicle someone else drove regardless if they are Rich or poor. lol. >>62239452Most of biz and people irl are dumb. Imagine ever recommending someone buy a pre owned car. The main issue on society is people buying vehicles outside their price range. Majority of people should be driving entry starter cars. Americans average salary is 65k.
>>62239385> If you buy the car outright you lose ~80% equity in 7 yearsNo one that can afford buying a car gives a shit about this lol. How poor are u lmfaooo Wtf
Do people honestly buy a car and care about “losing value once it leaves the lot?”This HAS to be brokie cope. lol. “And THATS why I don’t buy brands new!”
>>62238248For me, it's the Munster Koach
Just buy a used Honda, Toyota or Volvo. There is no need to overpay for ugly unreliable garbage like this
>>62239604This but brand new. Why used? Wtf
>>62239649You're not going to successfully bait anyone if this is the best you can do. Go back
>>62239656What?Who the fuck buys a pre-owned car?I don’t get it. Go back?Maybe you should GO UP. Who in their right mind prefers pre-owned over brand new? What lmao
>>62239656You’re literally telling people to get pre-owned over brand new?Lmao. Wtf. Buying pre-owned anything is embarrassing. How old are you?Imagine being an adult buying pre-owned things.
>>62239649yes please buy the brand new planned obsolescence model. With a CVT transmission with 1000 mile warranty. Packed with the latest gadgets and assisted steering and emergency braking etc etc. that you must add to your vehicle or else your insurance could be more! Did I mention all maintenance is now way more money because every inch is packed with sensors and wires. oh and the alternator is now in between the transmission and engine, so if that goes, just buy a new car...
>>62239666Are you well off? I can guarantee you no one rich buys pre-owned.
>>62239666Dont forget the massive spyware
>>62239664Are you underage, a woman, or just retarded? We need to get to the bottom of this.>>62239666>SatanChecked. If you want a laugh, check what it takes to replace the alternator on a Fiat 500. It's borderline unbelievable.
This fag is posting some of the worst bait I've ever seen, not even worth replying to.
>>62239466Majority of the people buy second hand cars.Just buy when it’s 10-20k miles in.
Fucking ruralfag loser pos. Go drive ur loser truck
>>62239466>>62239469>>62239475>>62239482>>62239649>>62239659>>62239664>>62239672>>62239713You have to be 18 to post here
>>62239719I was just raised in a good family that buys brand new cars and don’t care about “lose value once off the lot.”
>>62239672I drive lots of things. I owned lots of cars, gearhead family. family member bought brand new 2023. Horrible. holy shit. electric up the whazooo. at this point I would wait until the driverless cars without a steering wheel or all that crap. like a living room on wheels. I'd buy that.Mitsubishi makes the best new vehicle without all the electronic garbage. The new Outlanders are good. They are a real driver's car
>>62239043just get a lexus so you can impress asian girls dads
>>62239758Shut up you ruralfag suburban loser. I live in a top area in a top urban city.
>>62239773Are Lexus GS enough? That's the only one I'd think about
>>62239666You can turn off most of that shit
>>62239879Dad bought me a lexus. GS is nice.
>>62239399Yeah but I'm not doing that shit. Whether I drop it off to just rotate the tires or also have them change the oil and replace a sensor there's no real difference in the time, I'm still dropping it off and picking it up later after work, doesn't matter if it take 30 minutes or 5 hours from a time perspective.>Electric cars have none of that. The maintenance is: Tire rotation, windshield fluid. That's everything.Yeah electric cars don't have paint or sensors or A/C or a heater or interior parts or headliner that can sag. What the fuck are you smoking dude?
>>62239923>Yeah but I'm not doing that shit. Whether I drop it off to just rotate the tires or also have them change the oil and replace a sensor there's no real difference in the time, I'm still dropping it off and picking it up later after work, doesn't matter if it take 30 minutes or 5 hours from a time perspective.You're driving there and dealing with wagies, and making arrangements to drop off/pick up your car. Not to mention going to gas stations. I never have to do that, ever.>Yeah electric cars don't have paint or sensors or A/C or a heater or interior parts or headliner that can sag. What the fuck are you smoking dude?Since you missed the point I will explain it in words that a retard can understand. The time spent maintaining an EV is 1/10 that of an ICE.
>>62239940If you've got to take it in every 7500 miles to rotate the tires then it's just as much work for you dealing with wagies. If you've got to take a normal car in more than every 7500 miles then you're doing it wrong.>Not to mention going to gas stations. I never have to do that, everYes, instead of going to a gas station every one to two weeks you need to bend over and plug in your car daily, and then unplug it and push it aside before you start driving. Either is a pretty trivial time commitment. Like how long do you think it takes to pull into a gas station and pump?If you ever need to take a road trip you're taking a buttload of time to park at a charging station.>The time spent maintaining an EV is 1/10 that of an ICE.How much time do you think a normal person dropping of their car for service spends maintaining it?
>>62239879yeah GS and IS are great and realiable. Just look at how high the older models go for even after 10 years and 100k miles. You definitely have to pay the toyota tax though and make sure you're not buying one from some Edgar who drove it like a retard and never changed the oil
>>62240082IS is too small. Dad wanted to buy that for me but no. Get GS or rx or Nx
Kill all carfags
>>62239998>If you've got to take it in every 7500 miles to rotate the tires then it's just as much work for you dealing with wagies.Firstly, it isn't because you do that separately from your oil changes. Second, I don't. They come to my house and do it in my garage.>Yes, instead of going to a gas station every one to two weeks you need to bend over and plug in your car daily, and then unplug it and push it aside before you start driving. Either is a pretty trivial time commitment. Like how long do you think it takes to pull into a gas station and pump?Except plugging it in takes 5 seconds and does not detract from my life, but going to a gas station takes at least 5 minutes and adds up to several hours every year. And if you're going somewhere, you might be late because of those 5 minutes.>How much time do you think a normal person dropping of their car for service spends maintaining it?Exactly how long it takes for them to drive there, talk to wagies, and make arrangements to pick up their car. Which is hours every year.
>>62238248Yes so long as ALL of these apply1. You own a business that makes more in profits than the cost of the car2. You can write the cost of the car off as a business expense3. You depreciate the car on your taxes4. You replace the car on a regular basis5. You normally pay enough in taxes to offset the entire cost of the car6. You need a car to make money or conduct normal businessotherwise no, it's not a business decision at all. It's a personal one.
>>62238248Its retarded>>>62240194
>>62239466>>62239469>>62239482>>62239659>>62239738For youhttps://www.youtube.com/watch?v=qZ8P_wH5afo
>>62240200https://www.youtube.com/watch?v=AhzxCp7E1jc
>>62240106Well if you want to you lots of high end cars will include them driving the car in. How do you get the cabin filters changed or the brakes serviced or the suspension fixed?>Except plugging it in takes 5 secondsTakes longer than that. It's not a crazy amount of time but it's close to the fill up time for a car.>And if you're going somewhere, you might be late because of those 5 minutes.Only if you run your car down to nothing. lf you're going somewhere outside of the range of your car you're really fucked in an EV.If your time is so stupidly valuable that five minutes is a major inconvenience you already have a PA/housekeeper doing chore and errands for you, because how the fuck would you manage to load and unload your dishwasher or do your laundry or get groceries? And if they're dropping off dry cleaning and mailing packages and getting groceries, it's nbd for them to fill up.
>>62240484>How do you get the cabin filters changed or the brakes serviced or the suspension fixed?You don't need to service the brakes. The brakes don't wear out because it uses regen braking which doesn't use the calipers at all.Cabin filters are barely even maintenance, you can do that yourself in 5 minutes.>Takes longer than that. It's not a crazy amount of time but it's close to the fill up time for a car. Lol, no. Removing the plug literally takes me about 5 seconds. I have no idea where you get this idea.>Only if you run your car down to nothing. lf you're going somewhere outside of the range of your car you're really fucked in an EV.The problem with getting gas is you have to drive to a gas station. I don't have to do that, if I'm running low then I plug my car in.If I have to drive somewhere out of range, I go to a charging station.>If your time is so stupidly valuable that five minutes is a major inconvenience you already have a PA/housekeeper doing chore and errands for you, because how the fuck would you manage to load and unload your dishwasher or do your laundry or get groceries? And if they're dropping off dry cleaning and mailing packages and getting groceries, it's nbd for them to fill up.The cost of paying someone to do those things is too great for the time you save. However, an EV is not even more expensive than a gas car, so anyone who drives gas cars is literally wasting their life for no reason.
Buy a 2nd hand luxury deisel car while hysteria is at a high
