Why is owning a home a big goal of so many people? Most normalfags spend their day sitting in their car or wagecucking anyways. When they get home they will too be busy with house chores and everyday life bullshit to do anything else besides maybe watch a couple episodes of a show before bed.
>>62258756>buy/rent fatiguejust live in a tree
oh cool this same thread again where homebaggies cope and rentoids cope at each other.
>>62258756its one's domicile, where they rest and recuperate before they wageslave for the week ahead. and chores?? you'll always have chores regardless of ownership statusyou can rent but then you're a subject or a serf. you better pay those obligations monthly and the rent will go up every year at a much higher rate then taxes and insurance for a home owner.
>>62258756People often aspire to have kids. Living with your parents is fine if you want to spend the rest of your life playing video games and masturbating.
the idea is to have a paid off home so you dont have 1500+ monthly payments forever
>>62258783You still have to pay taxes.
>>62258777Checked>>62258849Significantly less costly per year than per month for rentoids
>>62258849if you’re renting you have to pay your landlords taxes
I like owning a home and I view it as a diversified part of my wealth portfolio, but make no mistake at least over the last 15 years or so simply investing in stocks has been a much better vehicle for building wealth, even in the best markets. But I enjoy working on my house, I enjoy knowing I can do whatever the fuck I want to it whenever I want. I am the master of my domain.
>>62258756Stability and security.My home is mine.Nobody can raise the rent.It's mine.I have 4 kids. Young kids.I can't live in the city in an apartment.I paid cash for my 6 bedroom home on half an acre 20 minutes from a capital city.I get a 90% discount on my property tax for having 4 kids (I live in a pro-natal E.U. country).Buying a home was the best thing I ever did with my money.Everyone should buy the most expensive real estate possible as early in life as possible.
>>62258777>playing video games and masturbating.Which you can actually still do as a married homeowning father. Although you also get pussy and blow jobs from your wife.
>>62258849So like $2000 a year instead of $1k to $2k a month?
>>62258849Property taxes in Europe are shockingly low. Americans are slave cattle.
>>62258849Property taxes per year will always be less than rent.
>>62258756to truly break a goyim you need to make it feel like it has a safe shelter, solid ground under its feet, and when it feels the safest you send economic conditions conflated with changing consumer habits to pillage and rape either the place itself or its surroundings
>>62258988On the contrary, I'd love to say, that most homeowning fathers play video games and masturbate because they don't get any pussy from their wives.
>>62258756Because they've been brainwashed into thinking dumping all of your leftover cash from payroll into an illiquid asset that requires constant upkeep is better than having liquid cash in a brokerage account that requires zero upkeep and outperforms housing prices.
>>62258984LLM post. Reply if brown.
>>62259121what are you going to do with all that money in your amazing brokerage account?by a house - dipshit.
>>62259351>by a househomegroid IQ at work.
>>62258993Total income tax in europe is shockingly high. Ill take the paultry three thousand dollar difference
>>62259439Where in Europe? I pay around 60€ a year for my house, a part of forrest and a smal agricultural plot in total value of 350k€. Maybe it get higher the more residental property You hold?
>>62259351KEEEEEKKKK!!!! He doesn't get it!
>>62259351with money, you can buy anything you want.
>>62259470No clue but that is dirt cheap. I pay 8k in property taxes and my effective income tax rate from 400k/yr is about 30%
>>62259505Sorry, I thought the income tax was a typo and You meant just a property tax. While I pay almost nothing for property taxes, income tax and VAT in here is fucking horrible. I have average wage and I get robbed of 21% of my paycheck on account of social and healt insurance to boomers and pure income tax. Add another 21% VAT and You are left with almost nothing. The very moment my dividends get higher than my mortgage payments I quit and go full neet. I am slowly getting there. Not worth waging anymore.
>>62259196Not an LLM nigger.>>62259062Nope. Pussy AND vidya. It can be both.>>62259439Income taxes are more or less the same in Europe as in America, you just make less money overall so.
>>62258756Because apartment is subhuman conditions.
>>62258783you still have to pay taxes, insurance and the usual repairs/maintenance which not only takes some of your money but more importantly your time. renting and investing the rest into index fund is ALWAYS better than buying property. retards do it because it forces them to save money.
>>62259604I'm interested in your math.I hope you are not just guessing numbers and can backup your line of thought.
>>62259604how do you think landlords make a profit? hint: all those costs plus tip are wrapped up in your rent payment
Yes you should buy a house. No your house should not be viewed as 100% an investment. No your house should not be your largest investment. Yes, if you’re a millionaire and good at trading its better to rent (you are not a millionaire and you are not good at trading)
>>62259641depends on the country so its difficult to discuss this topic here. here in germany for example some costs cant be transfered to the rentee, you have to pay them yourself as the owner of the property.>>62259615no point in bringing up my personal numbers into this. the internet is full of calculations and examples about that topic. my parents bought their house 25 years ago and I have seen how much they paid in interest for their loan and for regular maintenance/insurance on the house. renting a similar property in our neighborhood would have been at least been 1k-2k cheaper (for the past 20+ years) which they could have invested over that time span into something like a msci-world index fund. you dont buy property for financial gains, thats the worst thing to buy property for.
>>62259487>$2.25Remember those days?
>>62258756It is the best means to do a highly leveraged investment by normal people. Show me a bank that will lend you 700k to invest in stocks.>>62258777That's a false dilemma. You can live with your parents for a long period before deciding to start a family.
I'm not paying $1500+ a month to live in someone else's house and pay off their mortgage for them like a cuck. I have more respect for someone living out of a van than a rentcuck, especially a smug one. Buying a house is a massive relief on my mind, there are literally no downsides because they're all shared for rentals other than not being able to immediately uproot and move somewhere to be poor there.
