which payment method for point of sale transactions do you think is best, considering privacy, anonymity, security and ease of use?big tech / apple pay seems less private, however the use of virtual card numbers and tokenization seems like it would help leak less information to merchantscards are a similar story, but using a credit card might be better in terms of security in case it is lost or stolen cash is obviously anonymous, but many stores no longer accept it and it is also easy to lose, get stolen or scammed by the indian worker who cant do math and charges you extraobviously nothing will beat monero xmr, however i dont think your local goyslop merchant is going to be accepting this any time soon
>>106541153Cash
>>106541153Monero, in case of more normie merchants we should look to what payment processors accept which crypto and try to get there in the fewest steps possible with new wallets. Cash also is great but doesn't help us much in online payments. If neither are an option paysafe cards might still be around.
>>106541153mastercard in apple wallet for ease of use, points, don't need to carry shit other than my phone.I don't know what the fuck you mean about security and literally what are you buying that you need anonymity.
>>106541153>privacy, anonymityMoney>security and ease of useCredit CardDebit cards have no place in this world. It's the worst of Money and credit cards.>Like money, once fraudulently spent or stolen, it cannot be regained>Like a credit card, it is extremely easy to tap the chip of the card to create a false purchaseDebit cards are best kept at home, so you can just pay off your credit card balance at the end of the month. Banks will not reimburse you for fraudulent debit card purchases. It's almost retarded to keep one with you at all times.
>>106541153>cash is obviously anonymous, but many stores no longer accept it and it is also easy to lose, get stolen or scammed by the indian worker who cant do math and charges you extrathis is the most retarded cope I've ever readcash is king
>>106541153Pic related.It has all these features + makes the orange man and big techs seethe
>>106541523Pix brought Brazil to the 21st century.
>>106541153Using the top row from my phone connected to cards in the middle that give rewards points to be paid off in full every month using cash.
>>106541153remember when bitcoin was going to solve all that shit lmao
>>106541188this is you in old
>>106541683based
>>106541304You can do a chargeback on your debit for all the legitimate reasons you'd want to and every purchase i've ever made with the thing required a pin. They do jew you 10 dollarydoos a month if your account balance drops below a certain threshold though.
>>106541683Based as fuck
>>106541683He paid his strawberries leave him alone. The store failed to inform this customer that they don’t accept cash and the staff acted inappropriately. The staff should have accepted cash and informed the customer.
>>106541153>use debit card>error>use it again>error>pays with cash>no problem at allit just werks
>>106541683Couldn't the retards just charge the strawberries to their cards and keep the money? Fucking dumbasses.
>>106541859minimum wage workerstheir credit cards are maxed out
From customer pov, credit card because everyone has one. From developer pov, credit card because everyone has one. Most people don't give a shit about privacy
>>106541153amex, they let me buy loli doujin unlike the others
I use credit most places because I like the 2.5-5% cash back. I carry cash as a backup and use it places where there is a card upcharge or if it's something I want to keep private. I always pay my cards in full. I never use debit, and those cards are always locked
>>106541304>It's almost retarded to keep one with you at all times.You can just add the money you need to your debit card account right before using it and otherwise keep $0 balance.
>>106541153I get gas from a station that only takes cash. I walk up to the old Indian guy, get my 10 seconds of weekly human conversation, hand him $30, pump my gas and go. Contrast that with the modern hellish experience: > ENTER REWARDS NUMBER> 867-5309> THANK YOU VALUED CUSTOMER WOULD YOU LIKE TO REDEEM $0.10/GAL REWARD> Yes> TV SCREEN TURNS ON AND STARTS PLAYING ADS WITH AUDIO> push 2nd button from top on the right> nothing changes> push all buttons> nothing changes> WOULD YOU LIKE TO PAY BY CASH OR DEBIT OR CREDIT> Insert card> wait> PLEASE ENTER ZIP CODE> xxxxx enter> THANK YOU> Pump gas> WOULD YOU LIKE A RECEIPT?> Yes> Nothing happens> YOUR RECEIPT IS WITH THE CASHIER INSIDE THANK YOU> Just goAnd the cash place is always the best price by far.
>>106541683>Offer legal tender>Gets refusedWhat a dystopian shit hole.
>>106543057>he doesn't know the meaning of legal tenderRetard
>>106543044Wow anon, that sounds really hard for you.
>>106543044>hand him $30, pump my gas and goWhat dystopian shithole requires you to pay first for gas?I use an app anyway>open app>scan pump QR code>pump gas>payment is handled automatically>leaveSuper fast. There is a physical card only place near me but it's fucking retarded prepay bullshit>enter or tap card>select payment amount like you're just supposed to know how much $ of gas you need>pump gas>leaveIf your tank is full and you selected more money it takes 10 business days to get your cash back.
>>106543177And just for reference the card experience at a manned store is the same as cash>fill car with gas >enter store>pay>leave
Idk man my gas pump experience is literally>tap card>select grade>pump gas>put pump away
>>106543177>select payment amount like you're just supposed to know how much $ of gas you needThis is just so they know how much to pre-charge you so brokies don't drink the gas and leaveAround me you can just skip that prompt and it'll pre auth $250 which is auto refunded to the card within the day so it doesn't matter
>>106543249Working at a servo down under, the person at the till has to authorize your pump. If they somehow allowed for petrol huffers to have it, that's on the till person.
>>106543157>Doesn't know the meaning of legal tenderRetard.
>>106541153>privacy, anonymity, security and ease of use?Cash money wins on all 4 of these
>>106543303That's what Opal is for>t. ex remote servo worker
>>106541153I'm putting my bets on https://epicompany.eu/Their aim is to cut out the middlemen and facilitate direct bank-to-bank payments while cutting out American companies (jews) and their usurous fees.