slow as fuckand the engine is not even complex
>>108558702does someone uses that, is it good?
>>108558721Accountants learn with this software.
>>108558721Heard it's good but mainly for small businesses. Normal people are better off with homebank.
>>108558702https://ledger-cli.org
>>108559059>double-entry accounting system that is accessed from the UNIX command-lineI'm having a panic attack just reading this
>>108558721I use it, but I only track my expenses. It's complicated for personal non-business use, but it's ok to get an overview of your finances.
>>108559059I use hledger and am very happy with it. One of the coolest software tools I started using in my life. I learned a lot, too
>>108558747>homebanki didn't know about that one, looks promising. ill give it a try!
>>108558702use banana accounting on linux nigga
>>108558702Aww fuck, I wanted to use this for high frequency trading!!! Noooooo!
>>108559059vibe coded garbage
>>108558702unfortunatelly it cannot be used to do my countries reports
>>108560441i've been using it for over a decade. it's had all the features i need the entire time.
>>108560466as long as you don't update to the new versions
>>108559563I also recommend hledger. There are mcp servers for it now and even dumb models are really good at using it >>108559086It's 99% automated once set up.
>>108558702Just use excel, bro.
>>108561337>mcp serversyess, give openclaw access to all my financials and tell it to fix my budget. what could go wrong?
I've been on ledger-cli for years, I just wish automated postings weren't so retarded, you literally can't use them for their intended purpose (calculating income tax/tithe) because anytime you zero out the balance with money you set aside it'll try to compute tax on that too.I still have to calculate quarterly taxes by hand but otherwise, it's pretty nice as an automated virtual checkbook that doesn't place restrictions on how you enter the data because it's all plaintext, a text editor with autocomplete is a must tho.
>>108558702americans are broke they dont need this kek
>>108558721I use it for tracking expenses and my budgets. Better than Excel and I don't need more.>>108558702Slow how? You enter numbers and hit enter. Wala
>>108561738the duality of /g/. >thinkpad with core 2 duo hacked to run win11>DO YOU NEED MOREfollowed by>why are apps so slow?
>>108558702Who the fuck has time to manually enter hundreds of transactions per month?
>>108559059still don't know wtf the difference between this and hledger isalso tried to reconcile this stuff with my bank statements but my bank does really retarded shit
>>108561755>hundreds of transactionshow much shit are you buying? I just exported all my transactions and I average about 60 per month. I just do it when I check my credit card statements at the end of the month. Logging into all my banks/investment places takes more time than entering it into gnucash>>108561754I didn't say it was slow
>>108561870hledger is more bloated but has more features
>>108561357what’s this excel you speak of?Picrel is all that was ever needed.
>>108562333for me it's sc/org-mode spreadsheets
>>108558702tried installing this and i had to compile hundreds of perl libraries from scratch took half an hour and it wasnt even done right then i gave up
>>108561738>Wala... was that supposed to be voilà?
>>108562886No. Wala, used to call attention, to express satisfaction or approval, or to suggest an appearance as if by magic
>>108558702>>108558721I tried. Quite steep learning curve. Tried to figure out where my money goes and what kind of rent or mortgage I can afford, but I gave up on it. Moved to a cheaper place and just bought my house cash and I just gotta earn more money than I spend and I’m good.
>>108559086Enjoy your non-free software.
>>108564137nigga, you reached the kino solution. no passives
>>108561337>mcp serversplease explain how LLMs could help you with bookkeeping. I'm not very creative
>>108565732>openclaw here's my bank and cc logins, use these to fill in the accounting>openclaw, now go make me rich
>>108564137>bought my house cashOh no anon, that's losing you a lot of money. A mortgage pays for your house in ~25 years with the income from investing the cash...>>108565686>no passivesExcept for food, water, electricity, heating and house maintenance... (If you have your own well or electricity generation, it's maintenance for that instead)
Are there any good open source self hosted finance management tools out there?I tried FireflyIII and ActualBudget but they are both crap.
>>108567144did you even read this thread? hledger.
>>108567404Yes, this is the worst one yet. Looks like ass and expects me to do fullblown accounting. Im not entering every goddamn transaction manually are you insane.
>>108567972learn2account bro, it's a good skill. write some tools or find some tools to create a workflow.https://github.com/ledger/ledger-mode
>>108558702Not dropping 150$ for a quickbooks online sub
>most examples of double-entry bookkeeping use very granular categorieswhat if i go to walmart and buy a steak and a video game? do i have to keep all these receipts just so i can split them up in ledger? what if i don't have it anymore but i have the exported bank statements? am i autistic?
>>108568568Entry would look like this: 2026-04-09 walmart Asset:bank $-120 Expenses:groceries $20 Expenses:videya $100Bookkeeping is inherently autistic. Accounting was the autistic profession of choice before programming
>>108569346hmm. i guess i need a decent android text editor that can autoindent ledger files. i used emacs through termux before but that was kind of a pain.
>>108565732>>108569385>take picture of receipt>get ai to write entry for you
>>108567986I'm not logging in to 4 different bank accounts every morning to download extracts and import them dude.>>108569442And what about all the shit where you dont get a receipt? Payments by card where you only get a slip?
>>108569502Most transactions can be automatically posted with a .csv.rules file
>>108569565Importing isnt the issue. It's getting them from the banks. They wont give you API access and all 3rd party solutions cost money plus you have to share your data with them.
Download csv from your bank?
>>108558702worshipping money is paganism
>>108569611Every time I want an update? Going through all the 2FA QRcode scanning and other bulshit to login to their shit.. for multiple banks? Are you mental?
>>108569657I only do it once a month...nbd
>>108569611banks take too long to post transactions, I record them days before they post, by the time they hit the .csv I will probably have forgotten about it
>>108569796There may be one other way: setting up a mobile app that captures and parses your bank's payment notifications. Hacky as fuck but there really isnt any other way unless you plan to pay hundreds of dollars a month to some 3rd party just to access your own transactions.
>>108569587>>108569611>>108569657That’s so annoying. Plus, in most cases it’s not even an csv but some arcane, very specific text file for/from some accounting software that runs on a mainframe from the 80s. I used a mobile app for a while (forgot the name, it was on f-droid and I ran it on blackberries android emulation layer) but that was quite the chore. I’m starting to believe >>108569442 might be onto something, unironically.
So where the hell are you guys from that you can't export a csv of your transactions?
>>108558702the compaion app is absolutely fucking retarded in UI (the graphs make zero sense) making it next to useless if you're like me and want to use it to add expenses as you go.
>>108569834any app that scrapes notifications wouldnt have any context other than amount and payee so you'd still be entering account credit and debit accounts by hand, you might as well do it manually, I'm sure you don't have that many transactions a month
>>108558702Just use an app on your phone. I use Chasew. https://cashewapp.web.app/
>>108571174Most US banks offer a CSV option but it's manual, you can't automate it and they make it as hard as possible so they can upsell you Quicken online access, simply accessing a json API with your own transaction data isn't available anywhere.
>>108574386in my bank, in canada, the csv also tends to be really poorly formatted
>>108574386Oh wait i forgot, most US banks are integrated with Plaid, a fintech middleman that sits between you and your bank and datamines the fuck out of you in exchange for API access to your balances and transaction history, it's really vile, and the worst part is some banks literally don't let you make inter-bank transfers the old fashioned way with routing and account numbers, no, you have to log into your online banking with plaid to connect accounts.It's also really sad that this is how many bank transaction download tools work, they expect you to make a plaid developer account for API access because faking a web browser instance and downloading your CSVs from your online bank is too hard.
>>108575512I remember reading how plaid actually works (not sure if it still works this way today) and my jaw dropped. Basically since banks generally don't have workable apis plaid just screen scrapes to pull info.
