https://www.context.news/digital-divides/meet-the-filipinos-trapped-in-a-nightmare-by-online-loansharks>Without access to loans from traditional banks to pay her bills, the working student tried an app last month and received money in a number of loans that were instantly approved.>"Because the repayment period was only seven days and the interest was very high, I wasn't able to pay everything on time," said the 25-year-old who lives in Pampanga province, northwest of the capital Manila.>Melissa, who like others interviewed for this article asked for her real name to be withheld, said she fell into a cycle of debt with eight other online lending apps.>"Out of fear, I started doing what they call 'tapal-tapal' — borrowing from one app to another to cover my debts," she said.>She said one online lender edited her picture into obscene images and sent it to the contacts in her phone.>"They also texted my contacts saying false and disgusting things about me, like that I was offering sex to pay my debts," Melissa said.>"It was humiliating and traumatising because they were not only attacking me, but also destroying my dignity and reputation," said Melissa, who now owes more than 80,000 pesos ($1,400), four times the Philippines' average monthly earnings.Y'all niggas doing okay?
tl;dr
>>215317702>pampanga>manilaahh where the rich filipinos live
>>215317755dumb hoe that should have been in a kitchen decided to go do something on her own and got scammed
>>215317702Filipinas can hit me up and I will treat them like queens
>>215317702Filipino femboys can hit me up and I will treat them like queens
>>215317702Average salary in the Philippines is less than $100/month, assuming you get hired in the first place.
Phillipines deserves nuking
Thankfully I have relatives in the West that remit money every month so I don't have to use those loanshark apps or get a job. Sucks to be them tho, hope the government would do something about it.
>>215317702they are retards who give out their real private info to illegal moneylendersi've gotten around $47,000 from these shady online lending sites because i use multiple fake identities. these money lending sites have no background checks and the money is sent through e-wallets which can be easily laundered through crypto and online gamblingthe fuck are they gonna do, call the police? LOL
>>215322355What the fuckThat's my fucking moneyGive it back
>>215322456stop pretending to be cool lmao. every one of those apps require a legitimate ID and they have those government agencies by the balls for verification >t. previously worked at an unlicensed online loan app "customer support" service sending death threats
>>215322456
>>215322515>he doesn't know
>>215317702Why doesn't she become a prostitute.That's how most poor girls settle their debt
>>215322456based based based
>>215322515Not him but I signed up to some online lending app on a burner phone with a photoshopped driver's license and was granted a 10k loan in 15 mins. Never spent it though and never paid it back either. Phone keeps getting spammed with messages alot and i just keep laughing whenever I receive them.
>>215322687Also, the messages stopped maybe after 2-3 months? I only checked up the burner phone maybe once a week
>>215322515hope you're using a VPN retard
