white people be like "Today I'll use my credit card!"
Yea I saw that South Park episode
>>216641962I don't have a credit card.
kek they really do
>>216641962Who has (or needs) a credit card? You can pay with your regular bank card almost everywhere in Europe.
>>216641994We know, Euros are poor and if they're not, they're too financially retarded to apply and utilized credit as the tool that God intended for—in the hands of an American.
>>216642032>>216642034>Case in point^
>>216641994>>216642032Guys. If you don't use your credit card you will never build up your credit score. Start using a credit card.
>>216641994Even I have one and I max it out every month and then pay back the next month. I'm an excellent score
>>216642052use the goy card to consume so you can get more goy points and build your goy score so you can borrow more shekels
>>216642034>>216642052I don't need credit, I have enough money to pay for stuff. I'm not a poorfag American who lives paycheck to paycheck.
>>216642075I am jewish and I find that kinda offensive dude.>>216642080Yes. I understand that you have enough money. But how will you build a credit score without ever getting any credits? You need to have a minimum of 700 score.
My dad had insane amounts of debt due to using credit cards and now I’m paranoid of being in debt
>>216642139When I was in university I had a best pal who got a credit card early on and started paying e v e r y t h i n g with it. That lead to him being in debt 2000 - 2500 euros every single month. He would spend much more than what he earned.I on the other hand almost always pay cash. I see and feel the cash that I pay, so I have a good "feeling" of what I have and can afford. This works pretty well so far.
>>216642075Arent you guys the jews of Scandinavia?
