This is considered genius level intellect in Amerika

1) Live frugally
2) Try to spend less than you earn
3) Cancel all non-house mortgage debts, especially those well above the current HYSA rate
4) Keep 4-6 monthly wages or 8-12 monthly expenses in a separate, liquid account (e. .g, a money market fund) as your emergency fund
5) Design a three-four ETF portfolio (equities + fixed income at the minimum) that you'd feel confident holding and adding to and that you can understand
6) Lower your expectations when looking up past performances of equity indices

>Instead of living in your big mansion, live in a slightly smaller mansion and rent out the bigger one
They're so smart.

>>219853429
I fucking hate boomers so much

>>219853198
>b-but my credit card has chashback so the more i spend the more i save?