The only American I trust.
>>221355128This guy's financial "advice" is so outdated it's not even fucking funny. Genuinely a doctor from the medieval era trying to be help with an illness by balancing humors might be a more productive thing
>>221355270It's not fundamentally wrong though, you can just work more and settle for $5k used cars on Facebook marketplace, cut out fast food and subscriptions and you'll have a down payment for a house in a couple years
>>221355128>Never use your clothes dryer. Save on your electric bill by drying your clothes outside in the sun. In the winter, dry them indoors; they will humidify the dry air.>Save on your water bill by never flushing after you piss. Only flush when a good amount of shit has accumulated. If the smell bothers you, that's what the lid is for.>Save money on gas and electricity by going out under the cover of darkness and siphoning a little bit of gas from each car on your street. Do this every week and you can get a surprising amount of gas which you can use in your car. You can also use this gas to power your car and charge your electronics for free.>Do you have new buses with charging ports? Hospitals nearby with power outlets in the emergency room? I think you know where I'm going with this.>If you don't see any birds at a bird feeder, it's fair game. Take as much as you need and check back every week or so to see if it's been refilled.>Take kitchen waste bags on your street and sort out all the edible food. For example, potato skins and carrot peelings are edible and delicious. Stick anything you won't eat right away in the freezer. Next wing night with the boys, save everybody's leftover bones. Boil them for a few hours with your scavenged vegetables and you'll eat like a king for a few days.>Cut flowers from the park and make a bouquet for Mother's Day, your anniversary, or an upcoming funeral.>We could all lose a bit of weight. Cut your budget and your waistline by not eating a few days a week. Even if you're at a healthy weight, one or two days a week of fasting shouldn't hurt.>Buy dried beans instead of canned beans. Not only are they cheaper by the pound, you can plant them in your yard and get more beans for free. Keep planting some of the beans you harvest and it's basically free beans for life. If you think that's crazy, wait 'til you find out what you can do with potatoes.
>>221355352You can do those things to get marginally get financially ahead, sure, but for down-payment house? Bull-fucking-shit. At best, you might use that money as down-payment when applying for a SBA loan to actually get ahead (alongside a complimentary hand job of course)Genuinely anon, I'm not even sure this guy knows Lehman Brothers went under
>>221355601>You can do those things to get marginally financially ahead, sure. But for a down payment towards a house? Bull-fucking-shit. At best, you might use that money as down payment when applying for a SBA loan to actually get ahead*
>>221355270If you think you're good enough with money to ignore his advice then do that, he's talking to the people who are deep in the hole and keep getting deeper.
>>221355128>Just rent the rest of your life, own nothing other than a best up shitbox, don't enjoy anything in life and maybe you'll have enough to put a down payment on a houseNah
>>221355601>saving $600 a month is marginal that's $7200 a year, you can get a FHA loan with that alone and a private loan in 3 years
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