> Thread theme: https://www.youtube.com/watch?v=JdqBmeg4XmY> https://www.npr.org/2025/12/23/nx-s1-5653312/student-loans-default-education-departmentThe Trump administration will resume garnishing wages from student loan borrowers in default in early 2026, the U.S. Education Department confirmed to NPR.The move comes after a years-long pause in wage garnishment due to the pandemic."We expect the first notices to be sent to approximately 1,000 defaulted borrowers the week of January 7," a department spokesperson told NPR. The spokesperson said wage garnishment notices are expected to increase on a monthly basis throughout the year.A borrower is in default when they have not made loan payments in more than 270 days. Once that happens, the federal government can try to collect on the debt by seizing tax refunds and Social Security benefits, and also by ordering an employer to withhold up to 15% of a borrower's pay. Borrowers should receive a 30-day notice from the Education Department before this wage garnishment begins.Betsy Mayotte, the president and founder of The Institute of Student Loan Advisors, says even though borrowers have expected this, the timing is unfortunate.
>>1468686"It will coincide with the increase in health care costs for many of these defaulted borrowers," she said, referring to the premium increases for Affordable Care Act health insurance that kick in in 2026. "The two will almost certainly put significant economic strain on low and middle income borrowers."About 5.5 million borrowers are currently in default, according to a recent analysis of the latest federal student loan data published by the American Enterprise Institute (AEI), a public policy think tank.Another 3.7 million are more than 270 days late on their payments and 2.7 million are in the early stages of delinquency."We've got about 12 million borrowers right now who are either delinquent on their loans or in default," Preston Cooper, who studies student loan policy at AEI, told NPR.That's more than 1 in 4 federal student loan borrowers.
>>1468687Brilliant. This will surely win over those independent voters Trump has been souring the past 6 months with his catastrophic economic failures. Trumps Recession™ is full speed ahead!
>>1468688I'm sorry, how does forcing people to pay back loans they defaulted on cause a recession?
>>1468694Why would people who would have jobs to pay off their debt, but now can't because of the failed trump economy be happy with this?
Well it's a good thing there's no jobs anymore isn't it?
And the 30 year long Republican scheme to punish any peasants who dare try to rise above their station in life enters its final phase
>>1468695Maybe I'll answer your question when you answer mine.
>>1468699Perhaps don't take out loans you can't/won't pay back?
>>1468699what? russian shills are trying to help republicunts turn the us into russia?
>>1468702It's already there. They're trying to help make it worse than Russia. Make no mistake, the future of America isn't Russia, it's Zimbabwe.
>>1468701Perhaps stop electing politicians who bend over backwards to protect predatory lenders who give 6 figure loans to unemployed teenagers?
>>1468704Perhaps don't take out loans you can't/won't pay back? I know responsibility is a foreign concept to democrats, but it's not my fault you somehow got accepted into a university without figuring out how money works.
>>1468707What are your thoughts on the hundreds of billions in PPP "loans" Trump handed out in 2020 then immediately forgave?
>>1468708One of many mistakes that Trump made with COVID. What are your thoughts on Biden getting elected because he promised to forgive all student debt and then never did?
>>1468701It's supposed to work that you take loans for college, get a degree, then that degree lands you a good job you can use to pay off those loans. It doesn't actually work like that, and nowadays it works like that even less.
>>1468709>What are your thoughts on Biden getting elected because he promised to forgive all student debt and then never did?He earnestly and repeatedly tried. What are your thoughts on Trump promising to drain the swamp?
>>1468710So don't go to college for a useless degree?
>>1468711He earnestly and repeatedly tried. How many goalposts are we going to move before we get back to the topic of individual financial responsibility and not taking out loans you can't pay back?
>>1468713nta, but Trump taught me that defaulting on loans and taking them out planning to never repay them is a good thing.What was your point again? Just paste whatever your handler emailed over instead of dripping it out and we'll just go over all your talking points at once.
>>1468714Cute. Unfortunately (for you), Biden didn't absolve your debt like he promised. Now you owe what you owe - and since you couldn't be responsible enough to pay it off like an adult now the government has to do it for you. Don't complain. You signed the contract. >b-but whatabouttrumpism x 1000
This has nothing to do with Trump and would have happened under Kamala. For those of you that don't know, the government makes money by giving these loans out. It makes a profit and that money itself funds the bloated DoE. They need that money back now
>>1468719Why does the government need to make money? Can't they just print more out? What is the point of taxation?
>>1468712>go to college to get a good job!>(years latter)>lol why'd you go to college you dumb idiot?
>>1468715If you project harder maybe I'll owe something and have to pay back anything, but I think in the end you'll still be a terminally angry non-american shill and I'll still be a debtless American chadWhat was your point again? All you seem to do is project and lie and cope
>>1468722>takes out hundreds of thousands of dollars on a loan to go to college for a non-STEM field>"Waaahh I shouldn't have to pay this back! It's not my fault nobody will hire my useless ass!"Once again, somehow got into a university without learning how money works. Incredible.
>>1468727STEM fields are fucked too. College loans are beyond predatory and go into debt slavery territory.
>take on hundreds of thousands of debt only for the people you elect to make me compete with the foreign labor market
>thread devolves into "but biden" and unironic loan shark pipulgrim board>>1468719Only good post itt.
>>1468700See>>1468722and >>1468728If anything they've been betrayed by the system and shouldn't have to pay back the loans.
>>1468713>He earnestly and repeatedly triedLol
>>1468736>If anything they've been betrayed by the system and shouldn't have to pay back the loans.>I should get free money without doing anything because I make terrible life decisions.Yeah that's not how that works. But keep complaining about it and how horrible Trump is for making people pay back what they owe after defaulting.
>>1468740Trump is horrible for making people pay back what was already forgiven debt, correct.
>>1468741>what was already forgiven debt
>>1468740>I took a loan under the promise it will get me a job>You betrayed your part of the bargain by creating an economy where I can't get a job.>So why should I continue to honor mine and pay back the loan?Maybe don't be such a backstabbing weasel and victim blamer, but those are both textbook conservative traits.
>>1468744>You betrayed your part of the bargain by creating an economy where I can't get a job.The economy was going great until Biden fucked it up. Maybe don't vote for people because they keep promising you free shit? ... lol who am I kidding, you'll never learn.
>>1468746>The economy was going great until trump fucked it upFixedNow trump is making sure to twist the knife with this policy after stabbing everyone in the back again. But you're going to deflect. All the students should just take a page out of trump and refuse to pay back their debt. It's only fair they get to live by the same standards.
>>1468742Yes, already forgiven by executive order of the President.
>>1468746How do you people rationalize that Biden fucked up the economy when Trump signed the checks that destroyed the economy in December of 2020? It never made any sense.
>>1468749they're shills, if it made sense they wouldn't be paid to spam it 24/7
>>1468747>The economy was going great until trump fucked it upBut that's wrong you fucking retard. And even if by some miracle you were correct about this it still wouldn't matter. I don't know what country you live in where you get to just forget all of your debts anytime the economy doesn't go according to your plans, but it definitely isn't America.>>1468748And which EO was that?>>1468749Look at where inflation spiked. Also look at all of Biden's EOs that attacked domestic oil production - a resource every civilization needs to survive - while we were recovering from COVID. Then compare Trump's first term economy to any of the four years under Biden, especially in 2018.And then try to remember how you people tried to gaslight us into thinking the economy was going great under Biden as we're struggling to buy groceries, pay rent, or fill up our cars.
>>1468754>Also look at all of Biden's EOs that attacked domestic oil production>repeating this fucking memeHe shut down one pipeline and domestic oil production was effectively left untouched otherwise. You get shut down every time you bring up this debunked talking point.>And then try to remember how you people tried to gaslight us into thinking the economy was going great under Biden as we're struggling to buy groceries, pay rent, or fill up our cars.So what's happening right now as Trump literally says "A+++++ economy"? Motherfucker literally left everything out from the last inflation report other than cars and gas and tried to claim he "defeated inflation". Sit your ass down.
>>1468754>weLOL. you try way too hard esl shill
>>1468757https://www.usinflationcalculator.com/inflation/consumer-price-index-and-annual-percent-changes-from-1913-to-2008/>*Taps graph*Also NTA, drunken faggot shill.
Heree'[s an idea: students will pay off their loans when Trump pays every single cent owed to those he refused to pay for various things.If he doesn't pay off his debts: all of them, why should students? They should follow his example. Just ask those involved with the construction of that gold... I mean white elephant of a ballroom.
>>1468759you're drinking on the job?
>>1468757>He shut down one pipeline and domestic oil production was effectively left untouched otherwise.LMAO seriously? Do I need to list the shit he did again?>kills the Keystone XL project>halts development in Alaska>tries to halt in the Gulf of Mex - I mean America, until a judge slaps him>halts new leases on public lands>increased taxes, royalties and fees on production>increased EPA restrictions>bans oil trade with Russia (don't care why, he still did this)>rejoins Paris agreement>funneled money into green energy deals that went nowhere>realized he fucked up, begs OPEC for more oil, they laugh at him, goes back to oil companies he promised to get rid of and begs them to produce now that gas is $5+ a gallon in exchange for walking back some of his EOs>You get shut down every time you bring up this debunked talking point.Talk about cope. You can't defend any of Biden's actions because they were all abysmal failures, just like him.>So what's happening right now as Trump literally says "A+++++ economy"? Still better than Biden's economy in 2022. >Sit your ass down.lol
>>1468761TDS
>>1468765>complaining about sanctions on russiait's like you want to be called a faggot shill. do you really have a humiliation fetish? that's the only explanation i can think of, it's not like it's that hard to get a real job is it
>>1468768>He only did one thing against oil!>actually it was a long list of things (I just posted the main ones because I don't have all night to list the several ways Biden was a fuckup)
>>1468770you can suck billionaire dick all day anon, that's literally your job. nobody is stopping you
>>1468761Here's an even better idea: no. Fuck you, pay me.
>>1468771Notice the lack of capitalization and punctuation... You must be one of these angry students in debt because nobody gives a fuck about your degree in gender studies.
>>1468771but think of how sad they'll be when we're with our families and they're hoping for an update on this dead board. Its Christmas, just let them rage against the libs a bit. It costs nothing and soothes their rotten brain.
>>1468773shut up and suck that oligarch cock shill anon. this is the last attention you'll receive from me
>upset libs are having a bad Christmas because they can't buy the latest Madden now that they have to get a job to start paying back all their loans
>>1468772What is Trump going to do, arrest the former students and force them to pick vegetables instead of deported Mexican farmers? He will not be able to do that, as it would be slavery and as I must remind you the south lost the Civil War.
>>1468776Imagine sitting with your family during christmas time and vigorously shitposting on your phone.
>>1468778The ironic thing is he's probably a hindu.
>>1468759Wow, looks like something really bad happened in 2020-2022. I wonder what that was? I mean, it's not like there was a global pandemic that shut down the whole world for months and had impacts on international trade and supply routes that still have ripple effects today, right?
>>1468782He knows that he's just trolling. Ignoring everything bad Trump ever did is what he does here.
>>1468686>still can't start that class war to justify martial lawlets raise their insurance premiums, while food doubles, and garnish wages while we have the highest unemployment rate since covid, and 1/4 of the population doesn't eat every day.they are trying actually trying to starve people.
>>1468765>Big Oil and Russian shillThat explains a lot.
Why do you dumb faggots keep replying to the guji rats on this board? Are you bots too?
>>1468786The poorest people don't pay taxes so it's fine.
>>1468788tbh I'd rather have this thread at the top of the catalog than the racebait stories posted by the /k/ refugees
>>1468754It was trump's fault, you need to stop seething over the truth, it's not healthy.
>>1468772Or an infinitely better idea: Trump pays students all the money he has. Fuck you Trump, pay them.
>>1468799This, enforce the emoluments clause and seize everything trump has 'earned' during the presidency. Easily a few hundred billion dollars to be given to the people.
