>financingpeak financial illiteracy .
I don't get what's with the superwide chair
>>28671444Do you feel called out by it, fatso?
I have a car loan at 2.9%I have a savings account at 3.5%If I put ONE DOLLAR towards one of these things, what would improve my NW more mr finance?
>>28671787>I have a car loandoesn't matter ngmi
>>28671444it's a love seat for couples in love
I make enough in trade options premiums to cover the cost of the car, insurance, gas and maintenance with a little cash left over. After watching my parents work their whole lives and save and have bad health ruin their plans, I'll be fucking damned if I'm going to waste another second being a miserly faggot.
>>28671428Lads, I bought a new car because my daily shit box was so run down I couldn't go on dates with it.But now I'm stuck with $560 (8%apr) a month for 3yrs.I pay $500 extra a month on it to pay it back in faster, but fuck.Why did I Buy this?
>>28671887To go on dates obviously>>28671428Busriders telling people which car to buy and ghetto poors talking about "financial literacy" is the reason I visit /o/
>>28671887Got to have a decent motor. A man needs it.
>>28671428especially when a 2008 Toyota Avensis is only a £1000. That cunt will literally outlive you as long as you treat the rust.
>>28671787yeah same thats why i have $400k of automotive loans @ 2.9% and $3k in savings @ 3.5% the banks are PAYING FOR MY CAR and it just makes more financial sense
>>28672328>thats why i have $400k of automotive loanssweet larp
>>28671428Woah, a Duelly!>>28671887My wife wants me to buy a car for myself with HELOC money so I stop borrowing her car. (I am hasbike, not busrider)HELOC money is at like 2% or something, as I am a boomer and own a house. I have to figure out some excuse to get out of this...>>28672328If you had borrowed $400k at 2.9 and but it in savings at 3.5 you would have free money but that's not what you did, is it. Poor quality arbitrage but you do you>>28672336look in the mirror faggot
>>28671428Why can't I find a desk chair for a normal human?I got the smallest one at Costco and goddamn I can fit 2.5 of me on here. 128 lbs yesterday, 5'9, upper 30s, why is everyone so fat? I just want a normal chair.
>>28672345just go on amazon
>>28672345>128 lbs yesterday, 5'9Spooky skellington
>>28672345>why is everyone so fat?nigga why are you so skinny?
>>28671787You lost because you put it into a savings account instead of stocks
>>28671787You don’t have money in a savings account though do you faggot
>taking a loan on a depreciating assetlmaoing at your life
>>28671428I wonder if the guy who 'shopped that chair ever sees how popular it has become and regrets not making it better. Just a tiny bit more work and it would be believable.
>>28671887Well it probably wasn't a great decision but you'll be fine. You're not like the giga-retards that get fucking EIGHT YEAR loans and can barely make minimum payments.
>>28672338>(I am hasbike, not busrider)I've noticed diehard motorcyclists tend not to like buying cars so a small car tends to be the better option. They even go as far as to buy something like a Smart car so they don't have to sacrifice space for their bike hobby.
>>28671802Being a retard on purpose doesn't make you quirky.
>>28674782>nigga why are you so skinny?Dead pancreas, lots of amphetamine, nervous af so my heart beats fast since childhood, I listen to EDM and tap my feet while programming, I don't enjoy food that much (b/c of dead pancreas, gotta shoot up to eat).EZPZ. I've never gone to a gym and I have abs. I do cardio. ;D
