>car prices down when taking account inflation >people complaining about high car prices
>>28695915The thing about the median wage in America, which did not keep up with inflation between 2020-2025ish bu the way, is that half of the people are under it.
>>28695915My wages didn't keep up with inflation, fucktard.
>>28695919so what you're saying is that there will always be poor people and they will always complain about how much things cost?
>>28695919>>28695944median wages for everyone in the US didn't track with inflation because that number includes the 10m thirdies biden let in during that time frame. if you're a US born white then it did and you should be fine.
>>28695919>>28695944>>28695949you got to be retarded if you care about wages in 2025. literally anyone who bought stock or crypto in the past 5 years is rolling in dough
>>28695949Some deranged incel cope coming from a fat faggot living at home with mommy>>28695952Unrealized gains, you fucking moron.This board is full of genetic fucking trash
>>28695955projecting. get better at life and you won't have to complain about getting left behind.
>>28695915Literally all you have to do is apply for a new job somewhere else every 3 years.If you sit there getting 5% or 3% raises of course youre going to be poor.Most people are lazy.>Start IT job at 44k>3 years later making 49k>Start applying for jobs>Get new job at new company SAME Title, SAME WORK, AFTER 3 WEEKS>65k salaryIts literally this easy
>>28696000I just bought a home in July but some terminally online timmy wants to yap about getting left behind KWAB
>>28696020that's good, how are your wife and kids liking the new place?
>>28695915the inflation numbers are a lie because they adjust them arbitrarily. and if you're basing inflation on something like CPI, it's also a lie because they continually rebalance the basket of goods until it loses all meaning.
>>28696012the median 1 bedroom apartment is $1400 a month and the average qualification rate is ~30% of gross pay, and so $65k is like 15% above the absolute bare minimum you need to make per year to afford the bare minimum standard of living (unless you want to debase yourself by having roommates i.e., signing a jointly and severally liable lease with total strangers who are likely judgement proof.)and you're presenting all of this as some sort an argument in favor of affordability or wages keeping up with inflation?
>>28696020you didn't buy a house. you signed a 30 year loan agreement which will yield interest payments in excess of principal payments.
>>28696020thirdie mad
>>28696038It's called math. My house has 750k left at 2.75%. I can pay that off right now but it makes more sense to invest in stocks.
>>28696113Life's way too fucking short to live in some flyoversville and drive boring ahh leased bullshit
>>28696113rates havent been 2.75% since the year 2019. you didn't "buy a home in july." what is this LARP?
>>28696113you are like little baby
>>28696029My wife likes it, we decided no kids until we could afford a home.>>28696038When you close on a house you're given the title to the home. Until the mortgage is paid off the bank owns the land. Thanks for letting everyone know you don't know shit.>>28696044Well America is a third world country, this is true, but what do I have to mad about, renter?
>>28696154Would it blow your mind to find out anonymous isn't just one poster?
>>28696163as long as you're under 30 you're doing alright then. just stop being so insecure about being brown. it's not your fault.
>>28696036I know youre retarded but try to keep up:This demonstrates a yield and behavior you can replicate in your own life. My path44k after college65k job change 3 years later same title 95k job change after 2.9ish years same job title120k +20k bonus job change after 3 years same job title but now has senior in it.Im literally making 140k a year doing the same thing I was doing 9 years ago. A guy who stayed at the company I started at, same position is making less than 70k, just met up with him last week. He is now job hunting.Just rinse and repeat until you hit the political ceiling (~140 - 185k) and then coast or play the game.Companies will pay market value for an incoming employee, they will let existing employees rot.Its actually dead simple to get a six figure salary in the US. You just cant wait for someone to come force you to have money.
>>28696156I'm mostly index funds and I keep 300k in money market making 4%.
>>28695915>If I do this math problem here, then actually cars are cheaper than ever
>>28695915>car prices down when taking account inflationBut this isnt true at all lol
>>28696190what's that planning section? i just started using the fidelity app last year. do you have all your real estate holdings entered in too or is that all just 401k and other investments
>>28696173You know how this goes, the first one to start flying off the handle, accusing others of being shitskins is inevitably brown.
>>28696214you're a white guy calling people timmies? if that's the case you've been mind broken into acting brown and should spend less time online.
>>28696183i make the same money as you in about the same period of time. it's not a viable strategy for most people and it's not a viable strategy for most careers, which is why a $140k individual income is an 85th percentile individual income.
>>28696183>>28696319also it's obvious that you job hopped during the COVID boom and you're likely some sort of a codenigger/technigger. have you explored the job market recently? it's absolute fucking garbage.
The non-STEM job market is just doomed to always be poor. Everyone must go into STEM to get money, but then supply drives down wages to the educated jobs. America's children are completely fucked and they know it.
>>28696248It gets reactions from uppity white niggers like you. Settle down, lightswitch.
>>28696320Hey I tried, stay poor and miserable then lmaoEven a Chipotle Line worker is only 6 years from a six fig management job. You just have to self advocate instead of being a brain dead cog that waits for handouts.
>>28696356>stay poor and miserableare you illiterate? i make the same amount of money as you. it's not a lot of money, and it's not an option for most people. >>28696319>>28696320
>>28696319>anon capable of looking past his toes and think at the national scaleGoddamn that's a rare sight in a sea of zogcattle like >>28696356.
>>28696394Not the anon that you're talking to but the extra unfortunate thing about people like >>28696183 is that they adopt a mentality that is completely self-destructive to society. We spent an entire generation telling kids that they should go and learn to code if they want to have a good job, and what do we have now? A shortage of doctors, a shortage of mechanics, a shortage of tradesmen, teachers, accountants, cooks, garbagemen, almost everything. Not everyone in society can be in IT. Not everyone in society can get a finance degree. Somebody needs to build buildings. Somebody needs to pick up the trash. Somebody needs to deliver your packages. Somebody needs to scrub the toilets.Rich people and corporations have spent the last 40 years shortsightedly selling out the American public and telling you that if you're not rich it's your own fault while simultaneously presenting no alternative to the fact that other jobs must be done and the people that do them are going to have to make a living somehow. Not everyone can work in IT. Not everyone SHOULD work in IT. Somebody needs to record the music you listen to on your commute. Somebody needs to cook the lunch you eat at the office. Somebody needs to film the TV you watch when you relax at home. All those people need to be housed and fed.I think the single biggest indicator as to whether you're a compassionate and smart person or a belligerent scumsucker is whether you understand this or not.
>>28695949I’d love to see those numbers if you excluded boomers.
Shalom, Rabbi!
>>28696183Your path>be a faggot>be a bigger faggot>be an even bigger faggot than before, but now feel like you have to spread your faggotry to othersKill yourself, sooner than later.
>>28696183So you’re barely making double the minimum for a single person. ie the bare fucking minimum to have a family.Good for you but you kind of proved the other anon’s point.
>>28696455>So you’re barely making double the minimum for a single person. ie the bare fucking minimum to have a familyCrazy thought but the majority of families in America have both of the adults in the household working.
>>28695915>wages prices down when taking account inflation>people complaining about low wages
>>28696466Crazy thought but that wasn’t the case when I was growing up.
>>28695915My wages have doubled since 2020 and I still feel poor as fuck.A $1,000 mortgage is what's saving me.
>>28696502You're either ancient or from some irrelevant shithole.
>>28696511>wages double>Value of dollar plummets
>>28696522I’m a millennial. Working moms were certainly a thing, but housewives were the norm and most of the areas I lived growing up certainly weren’t affluent. My dad actually made considerably less than he could have because he liked living in rural areas.
>>28696561>but housewives were the normKek no they weren't, that ship had sailed with latchkey kids in the 80s.>My dad actually made considerably less than he could have because he liked living in rural areas.You can live in a rural area and commute to make good money. That's roughly half of my co-workers. I'm not going to spoonfeed you data, because you're just going to reject it anyway. Stay at home moms were NOT common in the 80s and beyond. If you're the person that seethed going>you’re barely making double the minimum for a single personThen I have news for you pal, the median HOUSEHOLD income in this country is around 80k as of last year. You must live in some coastie shithole to scoff at a single earner making 140k.
>>28696442You're indeed one of the rare amerimutts with a solid head on his shoulders and a working sense of community. Cheers and good luck you're gonna need some.
>>28696569He didn’t commute to a nicer area. Rural means rural. Not the exurbs of a large city tech workers think is rural.I’m not talking about national statistics, but growing up stay at home moms were the norm for the middle class. Rich and poor usually both worked, the poor because they needed the money and the rich because they went to law school.Now pretty much everyone is in either of those two categories. Being middle class on one income is completely dead if you have a family.
>>28695919>>28695944>>28695949>>28696033You guys get it."CPI" aka inflation is a bullshit fudged government index. Over the years, they remove shit like energy costs and mortgage costs to give the appearance of a steady small annual increase.Wages have NOT kept up. Getting a promotion is NOT equivalent to market wages rising.House values increasing may build wealth for a select few, but kills the middle class and leaves even more people worse offMeanwhile, cost of living has exceeded well beyond 2% per year. Energy costs alone far exceed that where I am.People have way less disposable income, and way more competition (half the third world has come in) which is why no one can buy a cheap Camry anymore
>>28696607>Rural means rural. Not the exurbs of a large city tech workers think is rural.Nigger living 40 miles outside of the nearest city on a piece of property is rural. Getting snow so bad 25 miles outside of the city that you can't make it to work because it's up to you and your neighbors to plow the road is rural. Shut your stupid coastie nigger ass up.
>>28696207You add other accounts to it. Mortgage, loans, etc. I have 700k equity in my house, rest is retirement/brokerage.
>>28697973>700k equity in my house,Ok Mr. zillow boy.Your house would sell for 1/2 the "Zestmate"That's not real money you have anon.Or any value either.
