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08/21/20New boards added: /vrpg/, /vmg/, /vst/ and /vm/
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File: maxresdefault[1].jpg (107 KB, 1280x720)
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Where do you stand on this matter?
>>
the weak should fear the strong
>>
Why did she do it bros
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>>28929104
Wasn't it driven by a foid? Why does one need a gigantic pickup truck to carry a bag of groceries?
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>>28929104
They're probably both awful people.
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>>28929109
>muttland
Checks out.
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I mean if it's insured then the lambo's owner has probably gotten his money back meaning he can just buy a proper car this time around
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>>28929113
>buy a proper car this time around.
Well, at least you got the brand correct.
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>>28929113
it comes out of the pickup driver's insurance, which they are surely underinsured for (out of touch with lambos, but assuming it's a $200k+ one and trugger has minimum 50k coverage or whatever), so lambo would need an underinsured policy, which would be smart to have
HOWEVER, actual rich people don't have conventional insurance, they are self-insured so they don't pay premiums and instead can just invest their money, so if THIS is the case then lambo would still be out of the difference...
>>
>>28929104
>Lambo totaled
>truck is completely unfazed
Proving truck superiority once again. By the way, if the queer in the Lambo had been driving a truck like a real man this accident wouldn't have happened.
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>>28929108
Why does one need a dangerously low-slung, ~600hp supercar to carry a bag of groceries?
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>>28929139
see
>>28926779
>>28926778
>>
Unironically: make it so trucks beyond a certain height need a special license. Ban all LED headlights. Bring back manuals.
>>
>>28929168
led's aren't the problem brainlet, they're simply more efficient
>>
>>28929138
>actual rich people don't have conventional insurance,
Actual wealthy people don't buy matte black Lamborghinis.

That woman is fucked financially.
Most insurance only covers the first $100,000 in damage.
>>
>>28929171
>That woman is fucked financially.

>get sued
>lose, now in debt $200k
>damn this sucks!
>file bankruptcy
>debt gone
yeah.. real fucked..
>>
>>28929170
Ok, faggot, then make it so LEDs projecting above a certain degree threshold from the ground are penalized. And have cops actually enforce it.
>>
>>28929104
Lambo is at fault because it was driving on the wrong side of the road
>>
>>28929177
the lambo was stopped and the truck ran into it, even if they're going the wrong way in the parking lot you can't just run into people
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>>28929104
>Happened outside of a business called "Crunch Fitness"
We live in a simulation
>>
>>28929104
my stance is literally just dont crash your car
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>>28929138
Pretty sure most people carry enough insurance to cover underinsured. Hagerty has guaranteed value, which I'm assuming a Lamborghini driver carries.
t. 250k/500k coverage to cover my car + 1 million umbrella
>>
>>28929184
Pretty much. It's fun to joke online but that's the whole deal. You fuck up someone's property; that's on you.
>>
>>28929108
>>28929148
iirc it was at a gym parking lot. The woman needed to compensate for her useless purpose of growing old and the man needed to compensate for his small dick
>>
File: 1777106716494896.png (2.11 MB, 1290x1601)
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Huracan is a volume model

It isn't rare. Its a car for nigs committing fraud and guys who own small landscaping companies at best.
>>
>>28929174
Bankruptcy only works if you don't own anything anon.
I'm sure this is a odd concept for you, but people at that age own a house and other cars.
>>
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>>28929109
>t.
>>
totally staged for viral memes
>>
>>28929113
>>28929116
This is your brain on France.
>>
>>28929203
>Pretty sure most people carry enough insurance to cover underinsured
I asked my twin sister(works in the car insurance field) she said 99% of people carry around $75,000 on their coverage.
>>
>>28929227
You don't need it.
If the other person has insurance (as they are required) then theirs pays damages.
If they don't, you sue the fuck out of them.
t. Got a settlement this month from when an uninsured driver totalled my car last year.
>>
>>28929227
99% of people don't drive cars worth 200k+
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>>28929104
Pickups are for fuckups. Total vermin maggots
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>>28929227
I don't believe that. The minimums are usually 25k/50k and I'm pretty sure most people carry the minimums. Not talking about that though. If you have an expensive car, you should have enough insurance to cover it.
>>
>>28929227
That's absolutely insane, where I live a typical third party policy will cover up to $20 million worth of damage to property and $1 million worth of medical fees
>>
>>28929322
Does your country have millions of illegals committing insurance fraud?
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>>28929223
But those are both objectively good cars
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>>28929326
We only just have millions of people, total
Is that a big thing in the US?
>>
>>28929138
An insurance adjuster claim that she would not be covered due to her illegal modifications to the pickup.
>>
Where do you all live? Most ppl IN THE USA, carry like 30/60/10 limits. That 10k is property damage. All her insurance is paying is 10k. If his insurance covers the rest, the insurance company is going after her to get it back.
>>
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>>28929258
>>28929375
it varies wildly by state
>>
>>28929104
a couple feet away recording the fiasco as it unfolds
>>
>>28929104
Just goes to show how weak the sportscar owners are

Imagine getting mogged this hard by a teenage girl in a TRUGG that destroyed your car effortlessly. Based!
>>
>>28929249
That's only if you arn't as fault.
Sometimes you do nothing wrong and get deemed at fault.

>>28929251
Get into a fender bender with a F350 and a BMW and you are at the $200K limit anon.
Every diesel truck you see is $100,000+

>>28929322
Why would you go and lie here?
>>
>>28929413
we're talking about insuring your own cars, genius.
>>
>>28929416
Yes, I know.
What's your point?
>>
>>28929421
no you don't. if you did you wouldn't be talking about hitting other expensive cars like it makes a difference.
>>
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>>28929413
>lie
No really that's just how insurance policies are here, this is taken from their website, there's an insurer where the standard cover is for $25 million
Such a policy costs ~$250 pa
>>
>>28929108
As opposed to all the 5'6" "males" who drive those same trucks?
>>
>>28929426
It absolutely makes a difference anon.
If you pay for $50K coverage, and get involved in a crash you will be paying out of pocket.
Even shitty SUVs are $50K+ now.
Doesn't matter how good you are at driving. Eventually some shit situation out of your control will fuck you.

A Mexican smashed into the side of my Corolla and caused a 3 car pile up.
He somehow managed to get out of any liability despite not having insurance.
It maxed out my $150k coverage at the time.
>>
>>28929453
Holy fuck anon you should have moon maned
>>
>>28929439
>Up to
Anon, you fell for the marketing.
Means you are a normal fag.
So get off my board faggot.
>>
>>28929453
you're an ass.
>>
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>>28929104
The guy in the Lambo was a retard for hanging out in the middle of a parking lot. The woman was a retard because she's a woman. I don't know why everybody thinks the chick will suffer from this incident assuming she has assurance. After this she'll still be paying less than I do for insurance even though I have 15+ years of perfect driving just because she's a woman and they're the "safer" drivers.
>>
>>28929174
You can't file bankruptcy on a court judgment against you. Retard
>>
>>28929457
That's just how insurance policies work, anon, they pay up to however much is required, if you crash into some dude's shitbox they aren't going to pay out $20 million, but if you crash into three Bugattis and a power substation then they'll pay out however much it costs to fix, up to $20 million
The actual difference between USA and my tiny cunt is that we don't allow people to take this particular financial risk, we have a monopolistic and mandatory no fault health insurance scheme, we did away with personal injury liability at the cost of giving up the right to sue for injury, the idea was that there's no personal liability if everyone's fully insured
>>
>>28929468
Sure you can, most debts are dischargeable by delaying bankruptcy, debts relating to injuries you caused while drink driving are a notable exception
>>
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>>28929113
>>28929116
>Out of the way, trucker
>>
>>28929227
>she said 99% of people carry around $75,000 on their coverage
Given how much cars cost these days, that's not enough to cover a wreck. That could flip their lives upside down if they get in a very expensive scenario.
>>
>>28929175
Wasn't there some brand/OEM that was pushing a matrix array of diodes to dynamically alter cutoffs and luminosity based on detected surroundings?
>>
>>28929104
With israel. I mean, on litigation
>>
>>28929724
Let me know when there is an array of IR diodes that scrambles and screws with LIDAR
>>
>>28929148
why does someone need a dangerously lifted truck to carry a bag of groceries?
>>
>>28929623
Schmoovin
>>
>>28929623

>LHD car
>RHD wipers

Interesting
>>
>>28929104
Blame the bitch driver, women can't drive for shit and especially so when they are in higher clearance vehicles like SUV and trucks especially in this truck with its outrageous lift.
>>
Both them should be deported
>>
I don't care because I have a life and I'm not a redditor.
>>
>>28929138
That's not how that works, child.



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