[a / b / c / d / e / f / g / gif / h / hr / k / m / o / p / r / s / t / u / v / vg / vm / vmg / vr / vrpg / vst / w / wg] [i / ic] [r9k / s4s / vip] [cm / hm / lgbt / y] [3 / aco / adv / an / bant / biz / cgl / ck / co / diy / fa / fit / gd / hc / his / int / jp / lit / mlp / mu / n / news / out / po / pol / pw / qst / sci / soc / sp / tg / toy / trv / tv / vp / vt / wsg / wsr / x / xs] [Settings] [Search] [Mobile] [Home]
Board
Settings Mobile Home
/o/ - Auto

Name
Options
Comment
Verification
4chan Pass users can bypass this verification. [Learn More] [Login]
File
  • Please read the Rules and FAQ before posting.

08/21/20New boards added: /vrpg/, /vmg/, /vst/ and /vm/
05/04/17New trial board added: /bant/ - International/Random
10/04/16New board for 4chan Pass users: /vip/ - Very Important Posts
[Hide] [Show All]


[Advertise on 4chan]


File: 14434.jpg (2.51 MB, 3000x4000)
2.51 MB JPG
Where's all the deals for qualifying buyers like me these days? I'm at an 830 credit goy score and the best I see is barely 5%.

Pic unrelated
>>
>>28936053
Doesn't matter if your Good Goy score is high.
If federal interest rates remain high, loans will they have high rates.
I have a 845 score and only managed 8.9% after checking 4 different ar loan companies.

Doesn't matter since I paid it off super fast.
But it it what it is.
To fight inflation you have to keep interest rates high.
>>
>>28936053
Couldn't imagine being a financelet
>>
What? Credit score? 37 and I don't even think I have one, which is worse than a bad score. No credit, no loans, no debt in my whole fuckin life and I own the car I want.
This social credit shit doesn't bother me at all. Don't live above your means.
>>
>>28936072
stay poor
>>
>>28936076
If you're paying bills then you have a credit score. I never used a credit card or financed a car. When it came time to buy a house, it didn't matter whatsoever. I still got a great rate.
>>
>>28936060
>To fight inflation you have to keep interest rates high
That's bullshit though. We had low rates and modest inflation for over a decade. Inflation spiked not because of the low interest rates but because of the amount of money printed during covid. And inflation continues now despite the high rates because of the money being printed to fund the Israel/US totally-not-a-war with Iran.
>>
>>28936091
you're right i wish we were still funding the russia ukraine war instead
>>
>>28936091
Yeah and the way you fight that high inflation is increasing rates.
>>
>>28936053
You poor fag. You get a loan against your equity. Like at. Extra 20/mo on your mortgage.


Dumbass.
>>
File: 1767448647422461.gif (3.69 MB, 360x202)
3.69 MB GIF
>>28936053
>Where's all the deals for qualifying buyers like me these days? I'm at an 830 credit goy score and the best I see is barely 5%.
Banks are badly underwater after underwriting 29% APR to suckers, and are now using you, the prime and super-prime borrower, to subsidize these losses.

Basically they want you to be the sucker if you intend on borrowing money for a car. I recommend that you keep your money and enjoy your hobbies instead.
>>
>>28936097
No. Dumbass, the way to fight inflation is to decrease the money supply. You do this by purchasing t bills and earn money on the interest while decreasing the money supply and making the money worth more.
>>
I wonder what piece of shit economy car OP is going to get into debt for
>>
I AM A GOOD GOY WHERE ARE MY PRIZES!?!?!?

You vill own nothing und you vill be heppi
>>
>>28936109
Yeah but the problem is that printed 40% of our money supply in the past 5 years.
It's only so many treasury bills you can buy so keeping interest rates high is the way to go.
In The 1980s, it took like 5 years of extreme interest rates to get inflation in check.
>>
5% is what you get on an economy vehicle at 850 credit

The deals where you get 0% are on pieces of shit like $80k trucks.
>>
>>28936072
Based title haver
>>
>>28936076
>and I own the car I want.
What car is that, anon?
>>
>>28936297
>based
>oregonian
unless anon is from eastern oregon, chances are he's a basedfag.
>t. eastern oregonian who now lives in lane county. i'm surrounded by cunty faggot progs.



[Advertise on 4chan]

Delete Post: [File Only] Style:
[Disable Mobile View / Use Desktop Site]

[Enable Mobile View / Use Mobile Site]

All trademarks and copyrights on this page are owned by their respective parties. Images uploaded are the responsibility of the Poster. Comments are owned by the Poster.