>still 1yr &.6 months left on car loan>out of 4 yrsfuck when will this martyrdom end. whats worse is the full cover auto insurance is expensive as fuck and the bank says I NEED it as long as they hold my car title
>>28938846I told my insurance company my car was paid off and to remove the lienholder from the policy, they did and didn't even ask for anything as proof. My current car has the wrong lienholder on the policyt, the insurance and finance companies don't talk to each other.Still it would be fucking retarded for you to get liability only insurance on a new car you're still making payments on. Not that it matters in america since you guys are fucking retarded and depend on the beaner that drives into you to have insurance and it's such a pathetically low amount that it couldn't possibly cover any sort of damages in todays money.
>>28938846why dont you pay off the loan instead of paying for collision?my first car, I took a $9k loan, insurance was $900 for 6 months when I was 20.then they decided to increase my rate to $2500 out of nowhere.I had $4k left on the car, I simply paid it off and removed collison.whats your loan and monthly payment? I really hope you are not paying the MINIMUM payment. Cause minimum payment is maximum interest for the bank.
lol imagine financing a car
>>28938846>fuck when will this martyrdom endin one year and six months apparently
>>28938872i only owe about $5000 left but since i gotta make payments on it every month theres no way i can save up 5grand to pay it off
>>28938846The difference between full coverage on my car and partial coverage was $14 a month.
>>28938903>cant afford to drop $5kholy shit you are paying $5k over the next 18 months? do you realize that you are pissing away at least $3k in interest right?start sucking some dick, make amends with your parents, or ask friends for money.pay that shit off immediately.
At my dealership I'm allowed to just go in and pay extra on it, and it shortens the term. I wait until I have $1k in extra money then I just go in and put that shit on there, it removes 2 months each time.
>>28938972NTA but I loaned the equivalent of ~$10k for 2 years and I paid only something like $300 in interest. Unless burgerstani loans are so incredibly fucked the interest is so high even for short loans.