Don't have a house yet? You missed out!
>>517661992Drop the mortgage rate to 2% then!!
Can't wait for my property value to go back to normal so I dont have to pay twice as much tax. Extra benefit is more people can buy homes. Extra extra benefit to a crash would tank black rock
>jew tells the goyims to look out below! Kek get fucked amerimutts. Serves you right.
>>517661992Bought my house in 2019 with a 2.5% rate. I pay a considerable amount less than renting, which is really fucked up
>>517661992It's strange to think that if my parents and grandparents didn't die while I was young I would've never gotten my house, they would've thrown me out at eighteen and sold it for some money to spend when they're decrepit.
>>517662173The price of the house would jump another +30% if that happens. You either need to leave your area or get lucky. I was the latter. But if I wasn't, I'd be buying fallow land somewhere and building a homestead and doing whatever work made that possible.
>>517661992i don't really see what the big deal is, maybe you should have just bought a house five years ago. My property value has gone up so much that I'm actually hoping prices stay high
>>517661992nonsense, all you have to do is marry a rich man and divorce him. instant house, no need to work
>>517662517if you're not planning to sell then aren't you paying more in property tax with no real benefit to you?
>>517662428Did you get the house outright? My grandmother passed my parents offered to sell the house to me but I realized even if I were given the house I couldn't afford the taxes and upkeep.
>>517662621it's a small price to pay to keep property values high and ensure my neighborhood doesn't turn into a slum. besides, my net worth on paper makes me feel good
>>517661992elon musk is gonna come up with cheap tiny houses for us plebs r...right?
>>517661992We used to think this would be over when boomers died but companies like Blackrock are swooping in to buy all the property. The only region with okayish home pricing is the Midwest now and that’s because it’s the region most people move OUT of due to bad winters, deindustrialization and just not as many businesses
>>517662621He took out a second mortgage to invest in crypto (rug pulled by a 15 year old and/or the president in 2 minutes)
>>517662173This exactly. Tbh. The overnight rate at the Fed should be negative desu. Its time to get serious about growth.
>>517661992>shoulda>woulda>couldait's like planting a tree or growing your hair. the best time to plant a tree was 20 years ago. the best time to start growing your hair long was 3 years ago. the next best time is now. same with homes. the nature of people's lives, even beyond job and money is timing, location, and other extenuating circumstances. no sense beating yourself up. the past is gone. what are you going to do today? start yourself on the path to buying a home for you right now. all you have to contend with is time either to save, or wait out the market.
>>517662844yes, force people to loan money at below inflation - that will surely work out.first need to get govt spending at a negative or the borrowed money we already borrowed will continue to be a boat anchor
>>517662702They all died pretty suddenly almost one after another so there wasn't time for an offer, I'm not entirely sure how it worked out since I was only 15 at the time and didn't handle it myself, but I do know that me and my brother now co-own the property. I already had a job and my brother does alright for himself so we've been able to afford all the extra that comes with ownership.
guess it's time for us commies to take over since you faggots can't even keep costs down.
>>517661992Most of these kids are just too spoiled rotten and way too financially illiterate to own a house. Would YOU want someone like that for a neighbor? Fuck those jack offs. They are are where they belong in life.
>>517662843haha no. you should try leveraging your assets instead of just seething in your rental
>>517661992I'm in my 30's and I bought my flat outright last year, in my area that would have made a good deposit on a house but I'd still be in a large mortgage for the next 40 years. Considering that my plan is to retire in 15-20 years, I don't see how it's possible for people to retire at a decent age and still own their own place, especially if they have kids. How the fuck did we end up in a situation where globally it's just expected that you will not own your own place?
>>517663359>How the fuck did we end up in a situation where globally it's just expected that you will not own your own place?That's just the free market chud :^) maybe you should eat less avocado toast :^^^^)))
>>517661992Each democrat voter that is violently murdered is one less race traitor.
>>517663359>How the fuck did we end up in a situation whereKikes, you already know the answer so why ask?
A 60% pay raise would give me a 290k salary. That sounds pretty good.
Anyone who doesn't support socialism at this point wants you to remain poor, remember that. They want you to think you can become a billionaire if the rules stay as they are, but you can't. It's statistically nearly impossible for you to become one. The surest path to any kind of wealth for almost everyone is to have it guaranteed by the state.
>>517663359The aristocracy never got over having their serfs taken away a few hundred years ago. The rich of today are doing everything possible to try to force people into de facto landed slavery by depriving them of the ability to actually own anything, thereby creating a new aristocracy that doesn't have to do fuck all to maintain its wealth.
>...
>>517663359>How the fuck did we end up in a situation where globally it's just expected that you will not own your own place?Jewish investment firms drove up demand and prices, by using real estate as a long term holding option. Jewish politicians drove up demand by importing shitskins to keep stocks rising through cheap labor.Jews drove your salaries down by sinking the titanic, eliminating the gold standard, and devaluing your labor by forcing you to compete globally in your own nation.
>>517663359>How the fuck did we end up in a situation where globally it's just expected that you will not own your own place?Boomers took full advantage of what would now be called "democratic socialism" and then pulled the ladder up.
>>517662778You've heard of the Cybertruk, now comes distopian RV.
>>517662214Never going to happen. US markets are intertwined with consumer housing. It’s over. Only lower interest rates which will drive prices higher
>>517661992if no ones buying houses how do the prices stay so high? is it just because some sucker will always still buy it?wages needed to rise a long time ago because the prices of everything else go up. but American citizens lost their bargaining power with the rise of mass immigration in the 90s. you wont work for low wages? no worries, third worlders will so there no need to ever raise wages
>>517661992I built my own house
>>517662173they don't control that. the free market does. as long as inflation is above 2% you won't have below 3.75% mortgage rates. end of discussion. inb4 some retard says just lower muh federal funds rate.
>>517662428God truly does work in mysterious ways
>>517661992I’m an appraiserthe median home price would need to be $2.7 million for Millenials to make a similar return as boomers did
>>517661992I bought a condo by the beach in 2019 and I’m never selling. It’s already nearly doubled in value
>>517664070It's literally the same scheme as any investment - it's all a psyop. As long as someone with enough money thinks they can, in turn, find someone willing to pay even more for it, they'll buy it. And because they spent so much on it in the first place, they won't drop the price just because it's hard to find a buyer, they'll just sit on it hoping to not lose out in the long term.
>>517662173Crank it to 14% and crash asset prices.
>>517661992mutts lost kekmy rent is 300 pound a month in a rlly nice areai see net zero browns
>>517664070yeah there are thousands of buyers min/maxxing their buying process so even if they end up with a 6% rate they’ve adjusted for it somewhere else until rates go downit’s the tards that just pull the trigger and max everything out with the lowest downpayment possible
>>517664380>my rent is 300 pound a month in a rlly nice areaNo it isn't.
>>517661992As if they were cheap and affordable in 2019
>>517661992Nah I'm good. I live out of my car. Free of any debt. Only fucking retards sign up for 30-40 year mortgages, being at mortgage stress levels at the very beginning (above 30% income).20% of my money is in gold, 20% in Bitcoin, 50% ETF's, 10% cash for an emergency. Fuck the banks and fuck the system.
>>517664070(((Blackrock))) is buying houses anon.
Bought my house in the summer of '19. Feels like I dodged a fucking bullet. Own a 3 bed, 2 bath house for just me and my dog lol
>>517661992There are two problems:1) fucking cowards refuse to move away from their home town and they ignore the history over centuries of people moving when things got expensive2) foreign investors and corporations buying single family homes
>>517664892Sorry and3) It's retardedly expensive to build a house for no fucking reason. So say you found a decent 1 acre lot for $20k where land is cheap, good luck building a house on it for a reasonable amount.
>>517664767kek based. im fucked but i hope you and your dog do well for yourselves anon
Only way housing will collapse is if people start losing their jobs in mass like a recession. The industry in Canada is already tipping over since unemployment is going up and people can't afford housing and food
>>517662375Similar situation here. Renting comparable living space in a condo or apartment would cost 2x what my mortgage is for a stand alone house. Thank you, covid, for dropping the interest rate so low.
>>517661992The way to fix it is pretty fucking simpleNational property taxes on second or "investment" properties of 10%/year of the nominal value of the real estate.Zero taxes (including state taxes) on individual family homes owned by the sole occupier
>>517665354Wow anon you just raised rent by 10%, you're smart!
>>517661992Remember when the government conscripted all the unemployed men to build hoover dam? Whats stopping them from doing that but to build a bunch of single family homes to crash the housing market?A couple of other things we could do is make it illegal for anyone but a human being to own single family homes and that you can only own two with the taxes on the second being tripled. Give it a year before the rules takes effect with MASSIVE fines for non-compliances and all the asset managers and landlords will flood the market in attempt to off load their now liabilities and the prices for homes will fall through the floor. We could even do like the Nazis did and pay off portions of young married couples mortgages for each child they have.All I am saying is that there are clear and easy policy solutions to the housing issue. The fact that its not fixed means it is intentional and manufactured by politicians and lobbyists.
>>517664396>min/max your purchase as predicted inflation washes away the opportunityBrilliant!
>>517665990people just assume line go up and they can refi out of a high rate without putting up any cash because their equity will make up the difference especially with PMI
Its honestly such a great time to be a home owner. I bought in 2018, refinanced in 2020. Now all houses around me are $400k+, meaning I never have to worry about a nigger moving in next door.
>>517662173cool it with the antisemitism
>>517662778Cybercuckshed
>>517665828Good idea. Let's draft men to build houses for immigrants to own while women stay home on onlyfans. That will fix our society.
>>517665541Nigger, I just eliminated the concept of rental properties
>>517666222If AGI happens everyone with a mortgage will lose their houses anyway. I’m speaking from a place of being debt free.
I'm buying houses and flipping them like I pick up underage girls and get them obese and retarded so I can dump them without backlash
>>517666498Its better than them sitting home and drawing welfare.
>>517661992People really need to look into Georgism.
>>517662173Kek, they dropped it to less than 2 percent in leafland, the median home price here reached 800k
>>517661992honestly dont want one. way too much of a pain in the ass
>>517662173abolish the fed and let free market dictate and stop printing money
>>517662440Why would you do that? The land is cheap because because there's no economic activity to participate in around it, not even farming.That's just "becoming poor to own the libs".
>>517661992US homeownership rate has been consistently in the 60-70% range since the post WWII economic boom, meaning that there has always been about 1/3 of the population who are rentfags who are too poor to own the home they live in. Historically, pre-WWII, US homeownership rates were significantly lower, below 50%.If you can't afford a home, it's not because there is something wrong or different about the economy now, it's because you have slipped far down the socioeconomic ladder without realizing it and are now one of the poorfags. Plenty of your peers are buying houses, because they aren't poorfag losers like you. And no, the boomers aren't skewing the overall numbers. Gen X, Millennials, and Zoomers are becoming homeowners at comparable rates to the boomers when adjusted for age.
>>517662375>I pay a considerable amount less than renting, which is really fucked upWhy? It should be apparent why renting a place pretty much always costs more than it would cost to own it.
>>517667953Is there a chart that shows historical levels for living with parents/multigenerational housing?
>home prices need to fall>or incomes need to rise>2019 levelsHow about you retarded fucks delete the money supply? and then we can crash the housing market.
>>517668268Deflationary spirals are bad too. You can't put that genie back in the bottle. Either inflate it away, or increase economic activity (difficult with a trade war against the globe).
>>517661992I choose option one; kill all boomers and delist reits.
>>517668402Not really. Just stop giving special treatment to women and minorities. White men will easily win a straight competition for resources in a deflationary environment.
>>517662440>I'd be buying fallow land somewhere and building a homestead and doing whatever work made that possible.This is actually much easier and doable than it might seem, if you are actually willing and able to put in the work to truly become a homesteader.For all of you anons who fantasize about living in some off the grid Uncle Ted 'stead, but don't have any money and can't get a mortgage here is the phrase you need to search for:>unrestricted unimproved land for sale owner financingNo banks, no credit checks, no approvals, no huge down payment, no HOAs, no restrictive zoning restrictions, you can buy acres of property in the middle of nowhere for a few hundred dollars a month.
>>517662929i cannot believe after literally hundreds of trolls, retards, schizoids and bot postings i found an actual adult posting a mature, useful, and worthy posting. this is excellent advice.
>>517668402>Deflationary spirals are bad tooPost nose
>>517668534>we're getting poorer>but at least other people are getting poorer faster>including white womenHow is this supposed to help white people exactly?
>>517661992>create "the housing market">make houses an "investment" instead of a heritage homesounds like the commie fags are right as usual, crapitalist cocksuckers are subhuman mammonite scumhouse 'flippers' and anyone who talks about their home being an 'investment' should be put in mass graves.
>>517661992It's all a scam. The people who set the market rates at the big banks work with the government and the treasury department to keep all that bullshit going. They literally went to the treasury and had them rewrite the mortgage law so people could refinance their homes which is the dumbest shit anyone could ever possibly do. Yeah, pay for your house twice so we can still take it. Shit makes no sense. Their making all that shit up as they go. You don't have to give up your house if you already payed for it once and if they tryda take don't let em and they can't do nothing because the law for them to take your house back doesn't even exist but normal, day to day people don't know that.
>>517668248I can't find a good long term chart. Picrel is the last ~10 years. Historically, it was about 20% in the '50s, declined to about 12% in 1980 before increasing again to current levels.
>>517662517and what exactly are you going to buy if you sell, now that you're homeless, you'll purchase an equally overpriced house? You fucking retard
>>517662173unironically and unfortunately, lower rates lead to higher house prices though. We saw it during the hoaxvirus years. It's a very shit situation, but you just dont want rates to drop that low -- you want the other shit to change.Remember the hoaxvirus years? Goyim debtmaxxing with $1mil+ loans the banks were more than happy to dole out, and the sight-unseen everything-waived "cash" purchase FOMO bidding wars that are THE REASON housing is so high right now, cause what should cost $400K sold for $700K, which set the floor for the rest of the neighborhood and just got worse from there?All these MUH LOCKED IN 2% RATE HURRDURR boomerbrained morons are out there proud they bought a house that was overpriced by $400,000+ and now have to pay 500%+ higher property taxes on it forever.
>>517661992I hear you can find cardboard boxes behind Walmart sometimes. Just box max anons you don’t need a house the house is everywhere around you just move in
>>517662375Yeah but property taxes keep going up. Mine have increased about $4K since 2019
>>517664380why is it so heavy?
>>517665828Because keeping prices from being affordable is the point.
>>517669453Typically property tax in the US equals paying for your house twice over a 30 year period with inflation.
>>517662929this guy fucks
>2019 Trump skyrocketed housing prices>people are praying for him to fix it nowkek fell for it again award
>>517669327>you'll purchase an equally overpriced house?Which he will be able to do easily, using the proceeds from the sale of the first house, which he can sell for significantly more than he paid for it due to the rapid increase in property values.
>>517661992Time to rewrite history and make me forget about all the leftists whining about over housing prices the entire 2010s. It was the default Vice News story when they couldn't find a tranny to feed shrooms to.
>>517669592Every house has increased in price, you fucking moron. Do you not even understand?
>>517669658The problem c.2009-2012 was that people couldn't find jobs that could afford a house. The problem now is that wages haven't kept up with housing prices. Don't worry, the other problem is coming back to.
>>517669325I assumed you picked up my intention of finding out how much a cultural difference between the 1930 and now would influence home ownership rates. Might not be a good comparison to figure out what is considered normal. Might be further skewed due to the great depression.
>>517669592False in virtually every single housing market. A lateral move will, at best in the most fortuitous circumstance, have you break even.The only way to make money is to move to a lower cost of living area or a smaller house in the same area; and even the latter isn't always feasible.
I'm sure it has nothing to do with 75% of new home buyers being non whites that didn't exist in the US 100 years ago
>>517661992I thought housing prices are crashing in muttland
>>517664585I always thought it would be neat to be a drifter living in a mobile home/pod/car but I don't have the type of flexible career that can be done anywhere.
>>517662214lolnow the city gets half their regular incomedo you honestly think that's going to happen?
>>517662440>The price of the house would jump another +30% if that happens.This. The scumbag real-estate agents factor everything into the pricing to extract maximum commission for themselves. If wages go up prices go up etc.
>>517666245This is the one great thing about home prices skyrocketing. You don't have to worry about the decay of society moving in, because they obviously will never be able to afford it. My neighborhood has become considerably less brown over the last 5 years and I've had several white families move in instead. No more obnoxious jungle music banging out of some shitty Chevy at 3AM and loud ass conversations on a sail foam that you can hear from a block away.
>>517670015there was supposed to be a crash during covid but the fed printed enough money
>>517670177oh also all the fake economic reports by biden saying everything was fine
>>517661992Or just antitrust Blackrock, Vanguard, McKinesy & Co, BRIDGE, Blackstone, and the fourth one nobody remembers. That's all you'd have to do.Won't matter, because tomorrow millions of nogs and spics and jews and chinks will get foreclosed on. Can't wait for property taxes to tank everywhere.
>>517667951You're only as poor as the lifestyle you lead. And there are tons of places where you can find decent "economic activity" and undeveloped land, you just have to be willing to leave home and most people will never do that. I am one of those people which I why I'm thankful I got lucky when I did. But if my parents pass away anytime soon, I'm pulling up ASAP and moving somewhere cheaper and less populated. I'm here to tell you that owning a home is not an investment. But it is a lifestyle choice. You need to decide if owning a home is a priority for you, or if you can tolerate renting in perpetuity.
>>517662173low mortgage rates inflate prices. it's half the reason we are where we are.
>>517670275or just don't live in an overcrowded inner city full of non white non americans that don't produce anything all scrambling for a shitty apartment
>>517670078None of these broke losers actually owns anything pays property tax or understands how it works. The point of these threads is just to feel sorry for yourself and make excuses for not participating in life as you react to a 1PBTI social media screencap.
>>517670382>Want a cheaper house? Banks need a bigger cut!
>>517670463Want a cheaper house? stop giving minorities loans that they default on
>>517670275>Can't wait for property taxes to tankHow much do you pay in property taxes now? Can you explain how you think a municipal budget works?
I live in a trailer bitch. trailer trash supremacy. move to the countrySeriously though the new ones are very nice
>>517670600I think eventually I'm going to build my own house, it's not hard at all
>>517670511From the banks' perspective, every mortgage is an investment. Investing entails risk. If they make a bad loan it's on them to eat the loss. Same witch student loans. Oh let be guess, we need to bail them out when they do that because the "damage to the economy" would be too great, right?
>>517670463its just the economic truth.
>>517670699so what you're saying is the racially blind banking system run by jews for speculative profit actually hurts the economy but they don't care?
>>517670275all that would happen is these entities would change name and/or shapeshift into GoyGlobal, etcsame for the retards who think they'll get rich once they enact communism and get all the bezoses and musks to share their wealth. In reality the bezoses and musks will be long gone with all their money transferred to every other country in the world, and you'll be splitting a piece of toast and a single pea between 30 people.You will never, ever get back at rich people through legislation or any sort of legal means. They control the legislation and the legal means
>>517662375My mortgage on a 1900 sqft 4/2/2 was $1200 in DFW including escrow. A basic 2 bedroom apartment was like $1700. I couldn't make any fucking sense if it, so I bought the house.
>>517662173Fuck you, the absolutely insane unintended consequences of that irresponsible monetary policy are disastrous. you sound like the kind of fag that would finance a car for eighty four months because he can afford "the payment"
>>517670940rip
>>517661992Every single thing that says is extremely antisemitic
>>517661992this will sort itself out when boomers get shipped into retirement- i mean abusement homes, run by the niggers they imported
>>517670716The economic truth is that we don't need banks at all. The treasury should issue interest free loans to first time home buyer citizens. Most people are so brainwashed they can't imagine a life or nation not predicated on paying interest to banks.
>>517671347Wow, so if the government just gave us all a shitload of free money we could all buy whatever houses we wanted? I wonder why nobody else thought of that before. It's so fucking simple.
>>517667953Your own fucking graph disproves that. What are you even talking about....
>>517671576> free moneyWhere do you think banks get the money they lend?
>>517671347can the treasury issue infinity bux loans with infinity interest? Because that's the degree of jewish greed once you introduce these loans
>>517670015Its starting to with the flow of illegals and government programs slowing. Its really a question of whether the government bails people out or not. Stagflation or deflation.
>>517661992the solution is simpledon't allow corporations to buy homesbut nooooooothat would be socialism and we can't have that
>>517671782>issue infinity bux loans with infinity interest?No this is what banks do, which I oppose. Banks serve private shareholders. The treasury is part of the government and constitutionally is the only entity that can issue currency. Remember, money is created by issuing loans. Banks create money for free, but you have to pay interest on it. The treasury should create the money supply as a free service to the citizens; that's supposed to be one of the primary reasons it exists. Instead, the government has outsourced their money supply to private banks, and we all have to pay them (the banks) through interest.
>>517671576Where do you think they get all the money you send to Ukraine or give to niggers? It's all created and they just refuse to help you the same way
>>517661992Fed buying mortgage backed securities is a mistakeFed buying mortgage backed securities is a mistakeFed buying mortgage backed securities is a mistakeFed buying mortgage backed securities is a mistakeFed buying mortgage backed securities is a mistakeFed buying mortgage backed securities is a mistake
>>517662929only another 70-80k to save for the down payment
>>517667953Gen Z literally doesn't work if it's not being an influencer, anything they do is useless because they're a trash generation that is too good for anything that isn't maximum grifting in front of a camera with gucci bags.
>>517662750I hope your neighborhood property values tank so all of you arrogant fucks end up crying about it together at your faggy HOA meetings.
>>517671977corporations and foreigners, also limit to like 5 detached single family houses to prevent rent-cunts hoarding.
>>517661992The default state of the housing market in America is for houses to be dirt cheap. Land is plentiful and they are relatively cheap to build here, so they are seen as a commodity more than a luxury. That's how it was in 2019.COVID changed all of that, and now everyone wants to move and have a nice house where they can spend most of their time. The market naturally reflects that.The thing is, houses are still affordable. America still has the cheapest housing in the world relative to income. You just have to spend a lot more of your income on one compared to before COVID when nobody cared and they were selling for peanuts.Don't expect a big drop in home prices. They will eventually come down, but by that point nobody will care or be talking about it. That's when you have to buy stuff to get a good deal.
>>517670784Thing is about the rich is that most of their wealth is not tangible. We just pretend they are rich because the get first access to newly minted kike script that everyone still pretends is money. Fix the currency and you fix the wealth inequality.
>>517671728>Where do you think banks get the money they lend?By the lake of stewand the gin one tooYou can paddle all around themin a big canoeIn the Big Rock Candy Mountain!>>517672079How much free money will we have to magic up so that we can all have a beach house in Nantucket?
>>517661992Illegal aliens come first, they get the free homes and healthcare first. then maybe one day, you'll own a home for 10x the price.
>>517663620I would rather take my chances with a temporary anarchy anon
>>517665541>Increasing rents while mortgage cost craters and the number of renters halvesGood luck with that
>>517672075but the treasury does not control all property rights, that's only the case in china afaik. If you start issuing these loans, all that will happen is jews who hold all property will skyrocket all prices and fees into infinity. It's a fun what-if scenario to think about, it would effectively crash the economy with no survivors
>>517666534Sadly no
>>517661992Anyone who would unironically choose to put down their money on house or land in America is retarded This country has zero future
>>517671347money just needs to have intrinsic worth again, and remove fractional lending. banks wouldn't be willing to make large long term loans if they actually had risk. you really get the best of both worlds.
>>517672680That's just people betting on collapse
>>517661992it's all a trap. the political jews and christians not only want you enslaved, they want it to be brutal enough to consider suicide but not brutal enough to actually commit it.
>>517672270>America still has the cheapest housing in the world relative to incomeLol lmao, what?I swear to fuck Blackrock has to be posting here for how retarded these shitty psyops are
>>517663359because you are supposed to HELOC your first house, use that cash to put ona downpayment on another, rinse, repeat until you have millions in debt but a solid cash flow from the rent revenue. thats it. thats what boomers are doing. they dont give a fuck about the debt on paper if they have $10,000+ in cash coming in every month. they charge (you) to pay their mortgage plus a few extra hundred.
>>517673326that's literally a jewish strategy lol "boomers"
>>517673225Okay, now look at Australia, France, or Sweden
Feels good my family owns 6
>>517661992houses have dropped 20% already in lots of areas, so seeing 40% drop is not a stretch, as we are only halfway thru the crash
>>517671576>loan>aka money you have to pay back>free moneyIts amazing how brainwashed the average muttoit is. It would rather live in a tent on skid row before allowing a dent in its masters usury profits.
>>51767322533% is not too bad really
>>517661992In the next 20 years ALL the boomers are going to die and leave their houses vacant on a frozen market. The buyer's market will return.
>>517661992what do you mean, just import 5 million more worthless conning pajeets
>>517672352>How much free moneyFar less than the amount of money printed and immediately sent to Israel to keep that shitshow afloat
>>517674414Where? Middle of nowhere? Newest, furthest exurbs? Those places seeing pricing crashes is a recession indicator.
>>517662375I closed on my house in February of 2020, less than a month before lockdowns started
>>517662778The Elonabode? The Musky Cave?HomeX?
>>517661992Happy to at least see that a 40% drop in home value is still higher than what I have left on the mortgage
>>51766236095% of houses in your country are attached to other houses
>>517663359You or your ancestors never owned anything euro
>>517667953how much of this is due to younger people choosing to live in higher density areas (i.e. cities) where the only option is to rent, i wonder?
>>517661992They for got the "deport 100 million foreigners" on that list. Pretty sure dropping the population by 1/4 would bring prices back into line. Also as long as I'm wishing - only US natural persons allowed to own land with no taxes on primary residence.
>>517664141>they don't control that. the free market does.lmaoif you didn't want the jews to take it you shouldn't have made it free.
>>517674507I would like to see the metrics behind the survey. $300k around me gets a 2/2 1000sqft condo. did they normalize it around a common home size? or just he cheapest shit in the area that can't support a family realistically.
>>517661992cheaper housing isn't going to go to white familiesit will go to another influx of somalians and Blackrockthese people are retarded if they think deflation is a good thing
>>517662778>elon musk is gonna come up with cheap tiny houses for us plebs r...right?Who needs Musk when we have Bezos-Homes, ready for two day shippingActual houses are for Blackrock and boomer investors
>>517671347Retard>>517672711The US basically already removed fractional lending when it implemented the fed system/NDIC. Whatever tiny reserve is required doesn't mean anything
>>517661992Better to live in a house already jointly owned by family members. No mortgage and it's about as much as a man can do legally to divorce proof the property. I "inherited" my grandparents house by being a dutiful son and paying my aging parents expenses while living with them to avoid paying rent to kikes. I live in it now and pay the property taxes and utilities as though it were mine while still helping my parents out financially. My parents still own the property and I will jointly own the property with my siblings ( who are already married and have their own homes) after they pass. My dad intentionally split it between us in his will so it's not easily lost in the case of my marriage and divorce and disincentivizes my siblings from trying to sell the house out from under me. The sale revenue would have to be split between all of us and not really amount to any of us getting much from it. ( my siblings and i all do well financially, the amount we would get would not really be worth our time) This way the house remains a collective family asset through the generations as my dad intends and this living arrangement works as the best gold digger roastie deterrent available. At the same time I technically have my own living space and maximize how economically attractive I can be to an honest woman, which is about as good as a man can do in these times. If that condemns me to being a lifelong bachelor so be it, I won't be any roastoid's fool. I'll date sluts short term and travel to fuck whores as needed. More whites need to start doing this again. Normalize having good relationships with your parents, have intergenerational households and pass down intergenerational wealth so you don't have to let kikes suck your blood just to have a roof over your head and a place to lay your head at night.
>>517676404Neat. Tell yourself that when you’re upside down on your mortgage next year, you jewslave faggot.
>>51766199255 million here on visas18 million here on a Green Card30-90 million illegals (no one really knows the true number)A third or more of the people here shouldn't be here. Get rid of them and home prices will plunge to nearly nothing.
>>517661992>the judeo-boomer house gambitis paying insane prices for moldy presswood barns the new tulip bubble?
>>517662173>the price of the house will remain the same same delusional thinking as >the heat of the rice boils the egg
>>517662214this. they keep raising the price of my home and my taxes have gone up significantly.
>>517661992If zone one prohibits business, then why are they allowed to be treated like apartments or hotels ore commodities? Zoning was supposed to prevent this!Imagine no AirBNB, No Landlords, No private equity being allowed to buy homes. It would put 2/3 of all houses onto the market. This is bullshit. The government is just squeezing us because it's good for "Property tax" which is a tax on unrealized gains that they decide the value of. In what fucking way is any of this fair?
>>517662375Kek what was that? 6mo APR rate? No way you got that rate in 2019.
>>517662173Oy fucking vey the goyim are getting uppity
>>517662844In case you haven’t noticed, everything is super fucking expensive relative to income nowadays. The last thing we need is more money in the market. what we need is shitloads of new product
>>517661992are they implying that houses were affordable in 2019?
>>517679003This too, it has made investors support mass immigration just because it's good for them to sit on vacant homes that fall apart because land value goes through the roof. This is totally unsustainable. And to be honest, it's making me really hate living here. This is hell. I am just supposed to work forever for nothing so some Chinese landlord can steal 80% of my income? Why the fuck does the government let this happen to us? Oh because property value going up means property taxes go up which incentivizes our broke ass government to keep it going. Just squeeze the peasants more so you can go more into debt to give money back to yourself. Fucking corrupt as hell at every level. They aren't making America great again or they would ban all business and foreign and investment home ownership. Citizen ownership only, and it must be owned by the resident. This would destroy home value quickly.fuck them 40% overvalued. These houses are 90% overvalues, asbestos ridden shitboxes with failing everything. Most homes in the US need to be bulldozed. It's not worth shit.
>>517677877remove fractional lending as in no fractional lending. your talking about infinite fractional lending.
>>517661992People think the economy collapsing is a crisis. No, it's the solution to an even bigger crisis: The government not collapsing. People lacking the political will to smear blood on their faces and behead the entire families of each and every politician, including babies, THAT'S the REAL crisis. When you're hungry and the lights don't come on and the toilet doesn't flush, maybe then you'll finally get radical enough.
>>517679723pretty sure VA loans were that low in 2019
>>517662831And business is scarce because the workforce is lazy, dumb, poisoned, feminized, and gay. Also, its hispanic mixed to to no return unless the location is cold enough to scare off beaners like Nebraska and the Dakotas. Source: dumb midwesterner
im auctioning my house today, hope some pajeet and chinaman get into a bidding war
>>517680203it has a cheap solution anyone can enact
>>517661992Not happening. In most of the world, housing is more expensive than in the U.S., so it still has room to correct upwards even more.
>>517680528You wont do shit
>>517662173>Drop the mortgage rate to 2% then!!then that shitshack of a fuckhouse built with particleboard goes from 500k to 1M in weeks.easier fixdestroy the synagogue of satan
>>517664256>I bought a condo by the beach in 2019 and I’m never selling. It’s already nearly doubled in valuei gold terms, its dropped in price.when are you going to realize that kike scrip fiat shekel notes are being printed by jews, the value of your house isnt going up, the dollar is collapsing.
>>517661992Return all that COVID money.
>>517663620You will never be a billionaire by playing by their game, regardless of what political party is in power.
>>517661992>>517662375>2019This is like some advanced kikery, because sure the interest was low back then but the house prices sucked ass back then too. Not AS bad as today, but it's fucked up that they're trying to hype up that era as something graceful when people were still generally unable to afford a house and many who were pressured by the interest rates are still house poor today.>feed citizen a shit sandwich>Millennials CANT AFFORD HOUSES LOL>ram a bigger shit sandwich full of AIDS down everyone's throat>see? Don't you miss the shit sandwich?!
>>517661992The mortgage rate is the most obvious answer but of course the one that would require kikes to not be evil.
>>517665107>Only way housing will collapse is if people start losing their jobs in mass like a recession.And who's got buying power then?The poor suckers without a job?
>>517671576>>517671728Money is created in conjunction with a loan in today's financial climate. Dr. Werner proves this antisemtically in that book which hilariously veers into a world dominatiom whistle blow. Hence, it's all fake and gay and as the other guy implied they just don't want financially absolve you because your job is to take loans and pay taxes goy. Or you could sell your soul to Satan.
>>517671728I'll shill this book because Dr. Werner is Aryan in mind and soul.
>>517662375Bought mine in 2016. I wanted to buy a smaller, cheaper place but my wife gave me good reasons to pick the place we did and I love it. I paid $280k. It's worth well over $500k now and it's in a nice area. If we had bought cheaper I would be stuck in a less desirable situation and now I make so much more smokey than I did 9 years ago that I'm thinking of buying a 2nd, bigger house with some land and renting this out.Get married to smart women that aren't whores, bros
INFLATIONFIXES BOTH PROBLEMS(On paper... Hahaha)DEBT MAX NOWTHIS IS THE GREAT MELT UPTHAT ONE MILLION DOLLAR HOUSE IS A GOOD BUY BECAUSE THE DEBT WILL BE TOTALLY DEVALUED BEFORE THE MORTGAGE IS PAID OFFI think. According to YouTube, this is the way America has escaped debt on the past and this time is no different. Inflation will hit. The value of debt will crash. The loss of wealth in your home will be disguised by the increase in nominal value... Nominal value rises but the real value decreases because money is worse less. Same will happen with stocks.The real key is keeping your income rising with inflation which is a challenge. This is the end of cheap energy and a global collapse. The pyramid scheme is over
>>517666222Anyone who abuses seals should be dragged out of his house and beaten to death with an oar.
>>517687900Das rite mf
>>517669592that works until there are enough pissed off kids who go around torching the homes and making people want to sell at a huge discount while it's still standing
