Socialists think we could fix everything by taking weath from the rich and giving it to the poor.In reality, whenever poor people get given a lot of money, they spend it all instantly, often killing themselves with drugs.This is why poor people are poor and will always be poor. Being poor is literally genetic and can't be fixed.Sources:https://metro.co.uk/2025/10/06/man-won-1-000-000-scratchcard-fighting-life-months-partying-24349437/https://www.rock-wealth.co.uk/why-do-so-many-lottery-winners-lose-it-all/
the better thing to do is take away their wealth and then incinerate it
CIA knows what they're doing
>>518705312i agree, which is why all lottery wins should be deposited with me for safe keeping. giving me their money will save lives.
>>518705312It's as if living your life purely reacting to stimuli and acting on desires is counterproductive for accumulating wealth.
>>518705626It's closely linked to the ability to delay gratification, which most people don't have.I think once you understand that most people simply are unable to accumulate wealth, it actually strengthens the argument for a welfare state, just not the socialist argument for one. We can't get rid of inequality because it's genetic. Right wing economics says that everyone has to take responsibility for themselves in a free market and being poor is your own moral failing. But we can't have a country where a huge number of people are starving. There has to be a safety net.
>>518705312What would a middle class homosexual faggot like you Nigel do with the money?
>>518705626>>518705857Forgot picrel
>>518705312A million pounds isn't that much money anymore.
>>518705435This Burn it allSink all that gold, burn all their castles, destroy all those paintings. Let forests take all over those lands.
>>518705312>In reality, whenever poor people get given a lot of money, they spend it all instantly, often killing themselves with drugsNot even true. The biggest ruiner of lottery fortunes is relatives and partners. Suddenly the missus can play pretend a business she saw on instagram and lose $10k month, and then every relative needs a house. Seriously, don't give shit to family. A 0% loan or keeping the property in your name is more than generous.
>>518705857Let them dieLess genetic trash I don't want to pay for trash to live Kill them all if neccesary
>>518705976A million pounds liquid is three times as much money as the average person will save in a lifetime, so while it's not fabulous riches anymore, you can easily stop working and live comfortably forever on it.https://www.nimblefins.co.uk/savings-accounts/average-household-savings-uk#medianwealthbyage
>>518705857What would be productive is to recognize those rare outliers that have the capacity but lack the opportunity.
>>518706196You're a fat brown NEET
>>518705312Same with ceiling breakers like actors and pro sports players. That’s why I don’t want to be rich.
>>518705857>most people simply are unable to accumulate wealthYou do know about the poverty trap right?Speaking for myself here, I gave up the idea of making money as a way of life when i was a teenager as I saw how destructive the archaic concept is, bit even with that if I didn't, I saw how there would be no way for me in my situation to escape poverty.Sure maybe if I had lucked into shit like fakebook shares with like the 5k I could have saved when shares went active or stuck my savings into BTC and lucked out of that, but that is all it is, luck. Gambling basically as at the time I would not have known if fagbook or BTC were gonna get big ROI.Basically all I can do is sit on a surplus of a small amount of savings and of course if I inclined use that savings to gamble on something like the stock market, but its such a small amount the ROI is not really worth it.Remember too while I do that I am having to live frugal, meaning my time on this planet I am not spending it enjoying myself and that is no way to live. Best to spend the money on booze, coke and pussy than for a hope that you will get s few more sheckles down the road.Point being is that unless you (I) had a massive surplus of money, I cant make money from small amounts of money, nothing worth saving for.Now of course if I had "a small load of 1mil" then i could easily flip more than enough to live off. That is even after buying a humble home and material necessities.So in relevance, the average person, people who have more than i do, obviously dont even have the mentality to invest.I have seen people with 20k in their current account before and I expect they have more in savings accounts.Shit savings accounts you can get like 5-6% annual interest just for small amounts sitting in savings accounts. You open a savings account for 5K with 5 different banks and that is over 1K a year just doing nothing, let alone large ISAs.
>>518705312>In reality, whenever poor people get given a lot of money, they spend it all instantly, often killing themselves with drugs.If you'd grown up in a lower class shit hole or dysgenic neighborhood, you would understand that poor people don't turn to drugs instantly when they are given wealth. Because they are already doing drugs even when they're poor. Because being poor sucks dick especially when everyone around you is alcoholic or otherwise dysfunctional, so, one way to cope is by getting high or drunk to pretend you aren't living in a dumpster fire.The money doesn't lead to the drugs. Being broke as fuck leads to the drugs. It's not a surprise that giving a druggie or alcoholic £1m usually means they will buy a fuck load of drugs. It's an obvious conclusion.>This is why poor people are poor and will always be poor. Being poor is literally genetic and can't be fixed.There's many rich retards and many poor retards. Muhammad Ali saw more money than you in your entire life and the guy had sub-80 IQ. You can turn any wealthy area into a poor shit hole within a single generation.>Take away industry overnight, unemployment crisis hits>Be a bookmaker, casino owner, tobacconist, or liquor vendor, set up shop in the impacted area>Sell them drugs, drinks, and gambling to help forget their woes, make money from their troubles>Open up a bar or pub around their neighborhood to keep them hooked>Watch the community turn into a rundown single parent infested shit hole>Convince corporations not to provide businesses in the area, cite the rundown nature as the reason why it's dangerous to set up shop>Unemployment issue becomes neverendingOn and on. It's not genetic, it's what happens when communities outlive their use. Most poor towns in UK are almost always former coal mining towns or shipyard towns and the jobs got shut down overnight.
>>518705312I'd thought that the National Lottery provides winners with a financial advisor. Is this no longer the case?
>>518705312Winning the lottery is a curse. I mean a literal, actual curse. Many winners end up dying or being murdered. 4 8 15 16 23 42
>>518706802>I inclined use that savings to gamble on something like the stock market, but its such a small amount the ROI is not really worth it.simple index fund has doubled my investment in 5 years
If I won the lottery I'll buy a few apartments and rent them out and live off of passive income.I'll figure out some side gig where I work when I want for however long I want so I don't feel like a complete bum.
>>518705312>>518706850I mean for fuck sake OP, think for a minute. The reason that fat pub crawling alcoholic even won the lottery is because why?Because he was paying for tickets. He was gambling, why? Because he didn't want to be poor. Why? Because it sucks dick. The lottery companies make MONEY from these people and count on them to keep buying tickets to escape their poverty. If you want to be mad at anyone, how about get angry at financial entities that make bank from the poor?
>>518706854In Britain, you probably can't afford a financial advisor with a paltry £1M so they probably just told him>don't spend it all at once
>>518705312>>518705857Wrong. The monasteries were overthrown by capitalist revolutionaries. Being poor in a capitalist society means being a Catholic or having morals.
>>518705312>Win lottery>Put every single cent into a savings acccount for 0.5% interest>Keep living life the same as usualMoney can't fix everything
>>518705312What makes you think socialists just want to give everyone a million bucks and be done with it? We want to end billionaires so we can fund a welfare system. "For each according to his need" means the welfare will be doled out as people need it. No opportunity for greed
>>518707042>doubled my investmentSo dump your small amount of savings, live frugal for 5 years, just to get another small amount of money....that still wont get you out of poverty and not only are you living a shit life, but now you have not had any sort of happiness in luxuries because you dumped your savings in a fund just to get a small return.Its like you dont understand the poverty trap.Simple fact is only a large amount of wealth can be used to make a large amount of wealth and ultimately make you wealthy. A small amount of money will just return a small amount back...It is a literal trap.The only way out of the trap is education (which costs money) living extremely frugal and using the wealth gained to slowly build more wealth.By the time is reap dividends you will be too old to even enjoy life any more.
>>518707212You forgot:>don't tell anybody
>>518705312The trick is to live like you're still scraping by. Big money is like Lorelei Rock, if you heed its call you end up drowned.
>>518707084>gamblingYou are a retard clearly...Dont even know what a lottery is
>>518707044>I don't feel like a complete bum.none of teh world's elite worksdo you think they feel >like complete bums?no, they do whatever they fuck they want all day, which may or may not include doing sweet fucking nothing all the god damned day
or u can get an apartment and NEET while pretending u were given a valuable life lesson on such things and why your lottery comes at a cost appeasing the thinkers and their opinions, while drinking and writing a book set for release when time is right.
>>518705312Poor people equate being rich with driving a fancy car, so they waste money on automobiles. And the more high-tech the car is, the more expensive it is to maintain.
BasedDestroying my wealth is just spiteful for no reason, another trait of jelly stupid poorfags
>>518706201Heh
>>518707084Why should responsible people care if poors have the freedom to squander their lifeline? I agree I think these industries are gross but I also don't think people should live in metaphorical handcuffs from the government.I know several dole scroungers and they have been this way for as long as I've known them, and they're in their mid 30s now with no way of ever changing. It's sad.>one has lived in a flat paid for by riverside housing>he is eternally bound to this council flat like he has been there since time began>has worked maybe 3 weeks sporadically in his life to satisfy the job centre>never has any money>constantly asking to 'borrow' from me even though I haven't lived there for 7 years>if he is lucky enough to come into say £20, he is immediately down the asda buying white lightning and then uses the remaining amount on a few spins in BetFredI used to get angry and stuff trying to help this guy but I have completely given up on giving a shit about him or any other self inflicting poorfag
>>518705312a lot of ultra-wealthy people would fall to this too but they make so much money that it doesn't even matter. athletes, singers, actors, etc.
>>518706802what a big list of excuses for being an impulsive monkeywho spends his money on booze coke and pussy
>>518705312In the US only about 1/3 of people can't handle winning the lotto. 1/3 do okay, 1/3 thrive.
>>518707329>Dont even know what a lottery isIt's gambling at its core.>Throw money at a luck-based activity>Hope on a small % chance it will net a payout>It doesn't net a payout>Throw more money down, buy more tickets, more scratch cards to >Hope for a statistical chance of payoutIt's a gamble. Gambling doesn't need to be a slot machine or a big Vegas casino to be gambling. Don't be a dense idiot. The lottery companies make damn sure to keep their ticket kiosks at the front of every grocery store for a reason, they have the big bold "£92 *MILLION* Rollover!!!* Signage in your face for a reason. They publicize every winner and show off the big giant cardboard cheque for the cameras for a reason, it's to make sure people keep playing and feeding them £5 a ticket. It's a gambling racket
>>518706854you can't make a garbage man take good adviceit's pearls before swine
I hate boomer lottery winners more.>win lottery>do nothing with it>die
>>518705312>>518706214Soundin a bit salty there mate, not everyone wants to do that. Maybe he likes his job and had a great time partying with his friends and motorboating some tiddies
>>518705312Meanwhile I make $72k a year after taxes and still budget $350 for food each month because I like having money at all times.
>>518707164Lottery actually give people financial advice for free when you go claim specifically because they know it fucks poor people up.There was a quite famous scandal where some CHAV retard won it and bought all gaudy shit kike a mansion and would buy shitty cars to smash around in the acres he bought, only to end up back in poverty.Not the only person too, i remember there was a CHAV single mother and a 16yo girl who regretted winning as it fucked her life and the lottery didnt help her deal with it.Though most likely they did offer advice but all these people thought they knew best and ultimately succumb to greed and luxury and eventually back in poverty.most financial advisers too would just advise a person on how to flip the money rather than to live economical with it.Its not really hard to understand that min wage yearly salary now is like 20k after tax so 20k per year x X amount of years you intend to live.>>518707643>It's gambling at its core.Its a lottery you moron, its charity at its core. The clue is in the name, read a dictionary retard.Also camalot only take like 0.5% or something like that, I forgot. Small amounts of the money accumulated, the rest goes to charity, causes in the UK.>dense idiot.>doesnt even know what a lttery isThe irony
>>518705312A study of winners in Europe had the opposite result the reality is that browns are bad at forward planning which is why most niggers go broke after they retire from sportsball
>>518707562>Why should responsible people care if poors have the freedom to squander their lifeline?You shouldn't care. If you don't wanna care for poorfags who cares? No one is saying you should care. If you truly didn't care you wouldn't be passing judgements, so maybe stop caring for real. >Their mid30s now with no way of changing. It's sad.Yeah boo hoo. I know plenty of people like that guy, I grew up with them I am also a poor fag. Why are you so surprised that your charity didn't help him? Did you really think your money would magically fix the guy? Do you really think you are the second coming of Christ who has the magic power to change others from your awesome benevolence, your highness? Lol c'mon. I could tell you why he is still fucked up but I don't think it will make sense to you. I'll try. The dude is still fucked because his mom is still a deadbeat, his dad is still a deadbeat, his brothers or sisters are still deadbeats, he lived a fucked up life and it's constantly in the back of his mind morning noon and night so he drinks and gambles to forget his dysfunction. It's that simple, anon. And money can't fix that, he will always remember all the alcoholic fueled arguing and infighting and daily self abuse and his soul remains broken. Just don't get all uppity and insulted when you learn your charity isn't special enough to fix that in others.
>>518705312This is anti-lottery propaganda with no evidence to back it up. The system intentionally wants to keep you poor, despondent, and hopeless so it desperately tries to convince you that you shouldn’t take steps to improve your lot. Notice how the OP is British, hope isn’t in his genes, just bootlicking.
>>518707894Yes lad I remember both of those cases. Or maybe they're just similar to the ones I have. The point is I've seen several times in my life what happens when you give a poor a ton of money overnight. It never ends well. Ever. Even if they earned it but happened to do it quickly.>that guy from the DarknessHe was a bricklayed at new years and then a millionaire by September and he lost it all just as quickly.It is a curse, anon. A curse. I personally would be fine winning millions because I am already well off and have financial discipline etc. But that would be a boring story because I'd still work.Don't give millions to some bricklayer and expect him to turn everything around
>>518707894>Its a lottery you moron, its charity at its core.Charity my ass. Charity is I give you something with no expectation of return for free in the aim to help you. The lottery is>Give me £5 and there's a 45,057,474 to 1 chance I will help you>Tee hee thanks for the money. I'll send some of the money to national charities to offset the blatant fact we're a gambling operation. Let me guess, you always see the world at face value and can't read between the lines?
>>518707283You're treating ROI as an absolute rather than a relative figure. You see the stock market as a gamble where success only includes buying a winner just before it skyrockets. You're also saying that the amount you'd invest would be enough for luxuries and small happiness but not enough for a useful return.You're dismissing a 100% ROI in five years without even considering it. 500 pounds saved this year is 1000 in five, 2000 in ten, 16000 in twenty five. If you manage to put away 500 quid each year, in twenty-five you'd be sitting on a pile.
>>518708194the chances of winnign the lottery are so smallthere is no need for anti-lottery propagandathere is even no need for the lottery to 'cheat' you the odds are just so small it works legitimatelyit's retards' fault they don't realize what the lottery is also called >a math tax on the stupidwhich is pretty on poin
>>518705312>>518705435>>518705559>>518705626>>518705976>>518706150>70% of lottery winners end up broke within a few yearsThis statement is not true. Timothy Schultz, who runs a lottery channel on youtube and actually won, says he tried to research this claim for a book and couldn't find much to support it. He says it's one of those claims that just gets repeated a lot despite not being true.There's some lottery winners who went broke but there's also a lot of different levels of lottery winners. There's a huge difference between winning $50k, $1 million, $10 million and $2 billion.
>>518708091No, you misunderstand me, anon. I'm not saying anything about saving poors etc. I don't care about that anymore. I'm saying that living around this type of person (I'm sure you do know people like him) will make you see the true nature of poorfags.My overall point is that no amount of money could fix these people, and in fact, any amount is dangerous to them.Nothing whatsoever to do with this individual guy, saving poorfags, what to do etc. I'm simply saying I've seen what they're like and that's why I know they can't ever change from external forces.Same thesis applies to homeless scum too. I have known several homeless 'people' that really opened my eyes.Poorfags and homeless - they like living this way.
>>518705312If I won the powerball lottery I'd probably start a business. I already run large multinational businesses for other people, might as well build US businesses for rural Americans, I wouldn't even need to make any money myself because I'd already be rich.About the only thing I'd do for myself is buy more land on top of what I already own. Maybe start a village for families.
>>518708305They do cheat you too because they don't want people winning that don't share their belief system. It still is a tax on stupid but it's not even fair, just like casino's aren't fair but if you get lucky and win they still will try and make you break even or lose.
>>518708194>This is anti-lottery propaganda with no evidence to back it up. This is actually the case believe it or not. Timothy Schultz, who runs a lottery channel on youtube and actually won, says he tried to research this claim for a book and couldn't find much to support it. He says it's one of those claims that just gets repeated a lot despite not being true.
>>518705312Nice try, glowie. $GME is going to rip and you will have no choice but to suck deez nuts.
>>518708639>They do cheat you too because they don't want people winning that don't share their belief systemhow does that work in your mind?
>get a lucky ticket out of the jew rat race>blow it on whores and drugsback to the goyim farm retard
One million dollars is not enough to break the shackles of multi-generational servitude. A chorus of house niggers will cheer at this man’s demise today and go to work and pay their taxes tomorrow. Sad.
>>518708737For lottery or casino?
>>518707334Renting 3 average apartments will replace my salary, so it's nowhere near enough to live like a rich person and hire people to clean and cook for me. Besides, I'm used to doing something with my time I just hate wageslaving. If I do absolutely nothing I'll just end up lazing around watching anime and shitposting here.
>>518705312I would buy a house and save the rest if I won $1 million.
>>518708797either, or both explain how you identify a winner's beliefs before paying him (or not) the prize
>>518705857>It's closely linked to the ability to delay gratificationI have never experienced gratification.Surely I will be rich any day now.
>>518708829I live off passive income exactly like you describecomfortable, but not rich enough to hire cooks or cleaners so I cook and clean my own place, then shitpost here I'd rather do that until I die than work again (I used to)
>>518708256>doesnt know what a lottery is>doesnt know what charity is>doesnt understand that most of the lottery money goes to causes in the UKYou do know if you had a charity you could apply for lottery funding right?Well of course you dont know, you are quite clearly a fucking retard. You must be brown.The lottery was literally created...for being a lottery.Read a fucking dictionary you retard.>>518708213Funny that for me the only reason I would ever want vast amounts of money is so that I can live without having to deal with money.
>>518708652Tim has said that the stats get buried a lot because of privacy measures. Even if it doesn't guarantee that every single winner ends up sleeping in a ditch, it doesn't really change the fact that winning a large sum of money does seem to drastically increase your chances of sleeping in a ditch.If I won $100M right now I would pay off my house and spend the $99M on BTC and then use the $700k change to harm the black community in some way.
>>518706214I was gonna say the average person’s lifetime income doesn't usually exceed 5 million, and saving 20% of that while still buying a house and having kids isn’t a small feat
>>518705312Okay, you've got a point.But the issue is that when you have got a caste of ultra-rich people, even "normal" middle-class who aren't completely retarded will slide into poverty as they cannot compete with the ultra-rich buying up all the assets.For instance, BlackRock and other big asset managers might end up buying all the homes in the world and the vast majority of human beings will be reduced to property-less peasants paying rent for life only to avoid homelessness.Socialist fantasies of wealth redistribution are obviously doomed to fail because most poor people are retarded. But crony capitalism without restrictions is just as bad if not worse.TL;DR Jews will own everything if left unchecked.
>>518705312If you simply get a billion dollars you won't value that as much as someone that earned it. Intelligence also comes into play, as a smart person could still hold onto it or go for safe investments.This fat retard working construction last name Lopez obviously wouldn't think with his brain.
>>518705857>nooo think of poor subhumanerinoes!Nah
>>518708585>I'm simply saying I've seen what they're like and that's why I know they can't ever change from external forces.Respectfully nah you haven't. You can only know if you live with them and live as one. You don't know what it's like and I don't say that to evoke pity or a orchestra of sad tiny violins. Just saying it's a sticky cycle that cannibalizes itself. If you are born in poverty, odds are you will remain there. You and I both know the way out of poverty is to work hard, save smart, invest wisely. Try doing that in a poor family in a poor background in a poor neighborhoood though. Try dreaming big and aiming big in a school full of thugs, and lukewarm teachers who don't want to teach but only collect a paycheck abd leave. Try doing that when you go to sleep to the sound of mom and dad fighting over booze money and waking up to the sound of screaming over booze money. Try doing all of that, saving each minimum wage paycheck that's instantly eaten up by rent and gas and electric bills, try saving less than £100 a month with the tiny aspiration of one day making it to middle class somehow while holding all of that internal pressure in an external environment that is even worse. >They like living this wayAnd then realize this statement is completely out of touch. No one likes living that way, it only appears like this from the outside front your PoV. Truth is it's the only way they know how to live.There is no way out for poorfags themselves, I know in stuck here. There is a way out for my kids and grandkids though, and the way poorfags can do this is by saving up a massive inheritance and giving it to the next generation after they die. All we can do is make sure the poverty comes with us to the grave and that's all. Be glad you weren't born a poorfag and stop whining about them. Some of us actually have a plan
>>518708968>I'd rather do that until I die than work again (I used to)Well obviously. I hate working bullshit corporate jobs and having to deal with people. If I had a passive income and enough left over I'd move out of the city and buy a big plot of land to build a simple home and tend to a garden and some chickens and try to disassociate myself from the world.
>>518706150Truth right here. A million is a lot for one person. It isn't much at all for all of your 36 second-cousins.I'd tell my parents and my brothers if I won. They've all chipped in and helped me out when life got rough, I owe them that much. But I wouldn't tell a single other soul, and I'd swear the family to secrecy. Wives and girlfriends especially are a deathknell to a man's windfall.
>>518708264>1000 in five, 2000 in ten, 16000 in twenty fiveYeah and that is nothing at all. One cant even change ones life situation with 16k, having saved for 25 years and gone through 25 years not enjoying the things the money could have bought, experiences you could have experienced.The only way out of ones predicament is a vast amount of money and with that money one can then use it to make more and change ones life completely.Having 5k, getting a 100% ROI in a year is nothing.Even 5k ROI for 25 years is still not enough to change ones life situation. Where that 5K is enough to go on a holiday and experience some exotic place for a few weeks once per year. Fill your life with nice memories.Remember too money deprecates and doesn't keep its value. Without using savings to flip money you are essentially loosing money.
>>518708977Well based anon, you have the mindset of someone that actually can make it.By the time you have a meaningful amount of money (around the $100k mark), then by that point you no longer even want to buy things.
>>518708848For casino they can swap dealers or incentivize you to stay longer, free drinks etc.
>>518709040No no no no, billionaires are my friends and fight pretty crime after working hours!
>>518706850>one way to cope is by getting high or drunk so you can pretend you aren't living in a dumpster fireAhh, see, there's the problem. They should do what I do. Stop coping and embrace the dumpster fire. If nothing else, it keeps you warm, and that's more than a lot of people can claim to have.
>>518705312OP is correct Give the poor money, they blow itGive the poor a home, they wreck itGive the poor anything, they waste itPoor will alway be poor
>>518707042What happens to your money once the bull-run ends?Isn't the American stockmarket grossly overpriced right now? Even Sam Altman admitted there is an AI-driven bubble in the US right now, but he doesn't care because it's not his money anyway.You could easily lose everything even if you stick to some passive investment strategy that you deem safe and diversified.If anything, the rise of retail passive investment has made the stockmarket even more inefficient and unable to correctly price stocks, because regardless of fundamentals there will always be morons and pension funds putting more and more money into the same old stocks. "Just trust the market, bro."
>>518705312Money is fake like Israel, man.
>>518707179>Catholic >having morals.Idealogy is not morals and never will be, npc
>>518708978The stat is useless because we can't even find it to really research it.One thing I would say is that the media only reports the bad or sensational news. There's not a lot of reports of "lottery winner lives a quiet happy life". Most lottery winners also want to stay out of the limelight to avoid people bothering them.There's also big differences in lottery wins. It's not hard to blow a $1 million dollar lottery win. The after tax earnings may not even get you a nice house in a lot of cities. But blowing a billion is another story.There's also probably tens of thousands of lottery winners of a million or more out there. But most aren't notable or known on a national level.
>>518708977>Read a dictionaryYeah so you do live life at face value. How's that autism diagnosis treating you?>You do know if you had a charity you could apply for lottery funding right?Yeah no shit. I know this more than you think in my line of work. Doesn't change the fact lotteries take money from poor people with one hand, even if they give money to charities with the other. Doesn't make them less scummy. Especially if you work at a charity that receives lottery funding. Big hint: The money doesn't go to poor people. The money is kept within the charity. Spent on their stores, to upkeep their gas, electricity or to buy a new warehouse to stockpile more seconds hand shit to sell for minimal profit to keep for themselves. You put way too much faith in shit you haven't actually experienced.
>>518705312So what happens to the remaining 30%?
>>518708194Kek. Sometimes /pol/izens come up with funny jokes.
>>518709251>and having to deal with people.this is my main bug in lifeIf I had to be any kind of sales representative or teacher I'd probably kms just give me a shovel and show me the ditch, I'd srsly rather go there
>>518709701The statistic can't actually be found and perhaps maybe never existed in the first place.
>>518709250Anon. Let me stop you right there. I did exist as one. Why do you think I've known homeless drug addicts and dole scroungers with no future?I'm from fucking Runcorn anon. I was just one step away from living like that. I had holes in my bedroom windows and I felt no shame in emptying £10 worth of pennies into a coinstar at 2am to walk to the garage and buy the cheapest baccy possible. Had a negative net worth for 6 years, couldn't afford to have my teeth fixed, couldn't get any job that wasn't some agency shite for 2 weeks, surrounded by Polish.I think in my entire 20s I only ever earned about £2000 and that includes selling my old ps2 games at CEX like a fucking loser.I was such a loser that I am not even embarrassed about it, because that was a different person and not me. The only thing I never did was steal or hurt anyone for money, but I was a shameless addict with very little going on. Wandering around in the rain in the middle of the night just to meet some other loser to have a couple of tokes on his shit spliff.Life was absolutely fucking shit back then and all my buddies from that time are still living like barnacles. This is why I can see so clearly how they were wrong back then. One of them is dead now. I was in the thick of this lifestyle anon, so respectfully, yes I do know what it's like.I could have just said I'm from Runcorn and you'd have understood, lol
>>518709314>$100k markRealistically that is small money too.Shit my rent is 5k a year.I live off like 16-18k a year.I save 2k of that for whatever if something happens or i need money for something and while I dont live frugal and splash on some things only "expensive" things that I buy that are not necessities is booze, tobacco and vidya.With that 100k though I could pretty much flip that in a year or 2 into 2-300k if I was so inclined.desu though with that amount of money it would just be a burden to me.I would need like 1mil which is an absolute life changing amount for me, so that I could buy a house, invest and have a small surplus for monthly expenses.I estimate like 500k for a house and material things (gonna be less than that of course) and 500k for investing/savings and then i would live off the dividends.If I can live comfortably now on 16k a year, without having to pay rent I could easily live off 10k a year, after I have all material things/house sorted.I basically live off like 8k a year now as it is.See the issue with the 100k is that it would not change my life situation. it will be spent within a few years and I would be back to square one. The 1mil would actually change my life situation and I could then use that money to make more and live off it.Potentially I could use the 100k to make money and eventually get to a point with the money i made to change my life situation, but until my life situation is change I am in the poverty trap and only a large amount of wealth could get me out.
>>5187053121mil isnt alot if you regularly work with big money. The rich stays rich because they have an experienced concept of how quickly money can be spent.
>>518709507I don't know why people are arguing that point. It's simply the truth: poor is a mindset well before it's a physical state of being. Even Jesus Christ says it: "The poor will always be with you, but you should not strive to be like them.""Poor" is a mental state that people fall into all the time. It exists as a concept seperate from the people that inhabit it. You can't get rid of the concept/idea of "being poor", so it's always there, waiting to be inhabited, waiting to be worn by someone, like clothes hanging in a closet. The good news is that you can take those clothes off. The bad news is that many people don't, because they don't want to - they are comfortable with being and thinking poor. It's like that old t-shirt you have from your high school days - it's ratty, threadbare, way out of date, but you can't bear to get rid of it because it's comfy and nostalgic. That's what "being poor" is to many people. You could give them all the money in the world, "brand new, fashionable shirts", and they'd throw it away and go back to the shitty "poor" "shirt".
>>518709852>my rent is 5k a year.fucking where? a shed in stoke on trent?
>>518705312>LopezWhy do Americans always have non-existent self control and financial literacy?
>>518709852I know. I said 'at the mark' because it's literally the second checkpoint in financial freedom. I am not saying that's a ton of money, but rather that it's the first real stop on that journey. It's like a make or break point. It's a mental barrier for new investors too.So no I'm not saying it's a large amount of money, just your first taste of a considerable amount if you're starting from square one.
>>518706802>tldr; I'm retarded and can't stop spending money on stupid shit
>>518709611You clearly do not understand what interconnectedness is.If for example lottery funded your local hospital, it goes on better equipment, which is used to help patients, or more wages for employees, who help patients, or gas and electric to keep the hospital active...which helps patients.You are clearly a fucking retard.Definitely brown
>>518709946Lol I didn't even catch that. Wtf yeah isn't that like the cost of keeping a tent erected?
>>518709928Thanks ChatGPT
>>518705312Yeah
>>518709777Ironically I am in sales and marketing and yes I hate it.When I was younger I worked in trades as an electrician/handyman with a bunch of other men.Sure it was hard work, but there was no emails no zoom calls no office politics, no dealing with women in the workplace.
>>518709297>Yeah and that is nothing at all. One cant even change ones life situation with 16k, having saved for 25 years and gone through 25 years not enjoying the things the money could have bought, experiences you could have experienced.No, that's a simple initial investment of 500 pounds in one year, not a lifetime of self-denial. That's one year of drinking two pints less-a-time on your weekly visit to the pub. And that 16000 will continue to double with no effort on your part.An ROI of 100% in 5 years (which you readily dismiss as nothing) means 500 quid invested at 25 years old is half a million quid left to your kids at 75.
>>518709928That is a complete lie and not what the verse says.
>>518706201Upvoted.
>>518709839>RuncornNo clue what that's like. I'm from the scrag end of Glasgow. If we were to compare street poverty dicks I'd be sure mine is bigger lol. Okay I believe you though. You know what it's like, so why the hostility and condemnation? I'm glad you made it out. I am basically on the same track you took, I'm starting to climb out myself. But I don't think I'd spit on my roots like you do though. I got mates who are dead too, by their own doing as well. Could have been you, could have been me. I just don't see the point in spitting on the ones who don't make it, no more than it'd make sense to fault your squad mate for catching a bullet in a battlefield. What do you suppose separates you from the barnacles who didn't make it? What did they fail to grasp that you had understood?
>>518710038You're very welcome! Are there any other questions I can help you with?Sarcasm aside; that isn't a ChatGPT idea. Neville Goddard came up with that concept way back in the 1960s, part of the "New Thought" movement. Also worth mentioning is Joe Dispenza and Napoleon Hill.
>>518707379Is that a Geoshock watch ontop of a gretsch streamliner?
>>518705312Unless your winning a huge jackpot you usually end up with nothing that will last you. That 1 million the guy got was probably less than 600k after taxes. 600k is not enough enough money to last you a decade if you lived like a middle class person. And obviously nobody winning the lottery could possibly help themselves from buying a house or a expensive car, which for someone winning a millions is already half of their winnings.
>>518709546The US stock market does tank with some regularity. But the upward trend over time is consistent, though not quite as great as steeply. If you're investing longer term, you can largely ignore the drops.And you cannot "easily lose all your money". If you're in an index that tracks the S&P, you're only losing all your money if America is dead. And if America is dead, your money wouldn't be worth anything, in or out of the market.
>>518710239It was definitely written by ChatGPT because it reads like Jerry Seinfeld on benzedrine
If i won the lotto I'd get a tooth implant where the one i had plucked used to go
Universal basic income, with a 99% inheritance tax would solve 99% of the world's problems in just 50 years.
>>518705312What if you agree to a structured settlement but suddenly want to renege and decide that you need cash now?
>>518705312You're not very intelligent are you?
>>518708549Lots of retards out themselves. Smart ones get a trust to accept it(if their state allows it) and stay quietHowever the fact that the annuity buyout schemes exist does show the winners seemingly can't be trusted to spend their winnings responsibly
>>518710034>If for example lottery funded your local hospitalLmao anon shut the hell up, there's a reason you use the word IFBecause you know hospitals aren't funded by lotteries, not here. You picked hospitals for your shit example because you under healthcare is free here to justify your limpdick rebuttal>Hurr if lotteries didn't fund hospitals that give free healthcare poor people won't have free healthcare Except they don't fund hospitals. They fund small business the majority of the time, businesses who aren't actually doing charity work, just selling shit for meagre profits, second hand stores for example, or local clubs for dumb shit like horse riding. The charity the lottery gives us to finance small businesses. And the recipients of those businesses keep the cash. It doesn't go to poor people. And the kicker? Those small businesses aren't providing jobs. Because almost every job position will be volunteering only, no wages given. Just one or two people who run it making bank and collective lotto funds.
I’d just buy a house for a milly and stay on my NEETbux. Nothing changes but my rates go down which means more tendies.
>>518705312because they're retardedthat's why it's called being 'nigger rich'
>>518706402That’s quite literally what scholarships and what the INITIAL basic principle was for state sponsored social programs/welfare…The problem is everything went to absolute shit by the end of the 1960s.
>>518705312Kreia moment
>>518709946>>518710037I am not telling you where I live but in a fucking large city.No my rent is 6120 a year now. Though LLord wanted to raise it to 600 a month but I said no.I am not renting a 3bed house.>>518709999checked those digitsGonna be different here of course.I think you need 5% for a mortgage and that is the first hurdle.I would say most average people in the UK dont have 100K at all.Average working people probably have like 10-20k in their bank.Sure if the person was in a high tier salary job they would probably have 100k after a certain amount of time but I would expect not until a a certain ago as people would generally spend it on trivial trinkets, luxury cars, clothes etc while they are young.1 thing that is kind of an unwritten rule in UK is you dont speak to people about their finances so I have never heard anyone explain their savings to a point to gather a median amount an average person has saved, but from the way they live, friends and my own experience, it seems people with more than average money/jobs live more luxurious with more expensive, clothes, house and cars etc and people who are young, like 35 and under seem to blow money on experiences like holidays.
>>518710274>nobody winning the lottery could possibly help themselves blowing it all on useless, fancy, overpriced shitEhh. They could. There are people with millions NOT from the lottery that live like poor motherfuckers in shitty apartments driving a beat up old pickup truck. I know one guy specifically by that description, and many of us oldtimers know the story of Potato Soup Anon.It's a mindset. Most people blow their load instantly, because they're poor in spirit well before they're poor in real life. There are some people who are wealthy in spirit who don't blow all the winnings. Admittedly, the guys who are rich in their hearts don't waste their money on gambling, so it's sort of a Catch 22.
>>518705312That’s probably because most of them don’t come from money and immediately waste it all and bankrupt themselves harder than they were before
>>5187068025-6% interest on deposited funds…fucking where dude? CDs didn’t even have that 20 years ago.
If you really wanna see some shit, look at what happens when NFL draftees get multimillion-dollar contractshttps://www.revolt.tv/article/2022-04-06/161535/financial-literacy-programs-nfl-athletes>DeShaun wins lottery of life -- NFL draftee>Finna buy momma a new house>Finna buy myself a new car>Grandmomma wanna new house>36 cousins come out of the woodwork with handouts>Friends have "investment opportunities">baby mommas come out of the woodwork>poor production so they don't make bonuses>injured and released in Year 2Many such cases
>>518710352Seinfeld isn't nearly clever enough to come up with something like that, and even if he was, he wouldn't say it publicly as a standup bit because it's ultimately pretty negative and critical of poor people.
>>518705312>70% of lottery winners end up broke within a few yearsThen they're fucking retards. With £1 million you can pay yourself between £5-10 thousand/ month for upwards of 20 years and just live comfortably off that. This is why plebs don't deserve to win these things, they're not capable of handling finances properly.
>>518710428Call J.G. Wentworth, 877-CASH-NOW. Cmon Anon, surely you must have seen those commercials?
>>518709839What did you do to flip your life around and what is your life like now?Just curious to know how a scallywag turned it around.Funny for me that I live pretty much the same as I did as a teenager but all I had to do was move city to get out of that shit type of council estate ghetto life.Still know people still living like that though,
>>518705923Lmao I’d grab all the treats on the plate and tell the researchers to keep the faggoty marshmellows and to get fucked
>>518710014>stupid shit>having a hobby is stupid shitYou are a fucking retard then arent you.What do you do live with your parents and save all your money for funko pops you fucking faggot
>>518710495There are a lot of dummies out there.I'd say most people who won under a million mostly spent it. But they probably only got $600k at the end of the day and you do need a house and a car. I don't know if I consider someone who used their money to get practical things, which may grow in value when it's a house, to be blowing it.I'd say somewhere between 30%-50% of people who won $10 million spent it all.I'd say there's probably only 10% who won $15 million + and blew it.And I'd say there's less than 1% who won $100 million + and blew it.
>>518710731At a decent interest rate even, you could pay yourself $3k a month and never even touch the principal fund, live the rest of your life on that. Yeah, you'd be poor, but you'd never have to work, so there's that. I survive right now on $2k a month just fine, although I live in Appalachia, so poverty central in other words.
>>518710503I used hospital as an example because your IQ is extremely low and your skin is brown, so if I had said something like a homeless centre or a council estates advice centre the explanation would have been incomprehensible to you.Then you made that shit post and didnt even understand the hospital example...proving my point that you are too fucking retarded to understand even basic shit.
>>518705312If I had even 10k id be rich as fuck in 2 years and never have to work for another nigger the rest of my life
>>518710670Forgot...>What do you mean I gotta pay taxes?>401K? What kind of stat is that?>NFL making players have charity "foundations">Buy a mansion in Miami, get traded to the Packers>Feel the need to keep buying teammates things
>>518705923We as a society need to implement this test in some form and cull the weak-willed, we stand no chance with this many takers around us
>>518705312this guy is an idiot anyways, one million isn't enough to retire anywhere
>>518710916Sounds about right.It's crazy how much taxes assblast you with lottery winnings. Can't believe they can advertise such a grossly higher amount than what you go home with.Yeah winning a mil today for a lot of people just means wiping their debt and a general lifestyle upgrade with things that aren't wastes. Your guesses seem alright to me, I have no clue desu. I just play when the the odds are actually fair ie1/300mil to win. 2 bucks to play. If u walk away with around 600 mil(so the bil+ jackpots) that's a mathematically fair bet. And I can afford a few 2 dollar tickets once in a blue moon.
>>518710745I was blessed with meeting a girl online who is now my wife and we just got a house and are planning for our first child next year. We got married years ago but had to start from square one when I moved here, so since then I've been frugal and focused on finance, and invested a lot into Bitcoin in 2021.
>>518711179I could retire right now on $1mil if I wanted. I paid off my house and have no debt tho
>>518708213>I'd still workI've thought about it, and I believe I would too. Not for the money, but because if I didn't have some excuse to leave the house, I never would, and I would slowly mutate into a quivering blob of goo marinating in my own feces.Knowing thyself is a very important part of discipline. I know that I am NOT self-disciplined, so I need to force myself to be disciplined by others/society, even though I hate being beholden to expectations. It's good for me, like shit-tasting medicine.
>>518710663Digital saving accounts. Though only up to like 5k, but you could have as many as a bank does.I have one where I can only put 150 in a month but then get what they call round ups where 5x the amount closes to the nearest £ also goes into the savings account.i save over 2k a year. Would be more but I rarely buy anything with my card.its 5.x% now on up to 5k. Was 6.17% when I first opened it.After the initial 5k it is then 1.24% on savings over that.You could obviously shop around and fin the better savings accounts.Point of what I was saying is that if you were smart and dumped all the money in lost of different savings accounts you could end up with quite a bit of interest each year.My savings account I get interest per month, and interest on that.Its pretty good for a savings account, other than they have lowered the interest rates over time.
>>518705312Have they basically legalized marijuana gummies in the UK like in the US in recent years? If so, they could nationalize the stock market next and use it for monthly dividends and UBI. The intoxicated car drivers seems the only thing stopping it. Only if everyone rode a bike and women didn't drive cars and trucks either, would this be feasible.
>>518711279>had to start from square one when I moved hereAre you in USA? Your have a USA flag so...
>>518710243??? Just like that? I dropped 20 big G total on these bad boys and you're just gonna mistake their brands like that?You're an asshole, dude
Well the stock market and Bitcoin, the writing seems to be on the wall already.
>>518705312Counterargument... if we did this, the poor would party themselves into a grave and the wealth would get redistributed back to the working, middle, and upper classes... but now without hundreds of millions of desperately poor, non-workers to drag along.
>>518710197>poverty dicksLol. I'd never want it to be a competition of sorts, I know Glasgow is supposed to be a bit rough, shall we say. Runcorn is just a shitty zit on the rash that is the Norf West. Nothing special about it except for how depressing it is and how little opportunities there is. Again though I know most of the country is like this, so no hate.And also I don't hate them, anon. I just no longer feel sorry for them like I once did. I know what it's like living with no opportunities and how it makes you waste your life. The thing that separates me from my old group is that they are all leftoids who don't actually want to escape that life, and I did.
>>518707894>>518708305The lottery, at least in the US is NOT real.>No one wins more than maybe 200-500k after taxes.Imagine if you gave a random person in the US not even 900 million, but 20 million, once every few months.You would have insane story after insane story like we did in the 80s / 90s when the max payouts rarely broke 10 million.>Man crashes monster truck into city hall. Its fake, there are no winners, its just a stupid tax.The government will gun you down for a $20k debt in back taxes, no way they will let you win 700 million dollars.Hell just look at the odds on our scratch offs.Its a 1:10 chance to win $5 on a $5 scratch.
>>518705857>>518705923You forgot your brain too. You are attempting to make a counter-argument and calling it "delayed gratification" as if against instant gratification, while instead reinforcing it by giving into this scenario. A welfare state's entire point is to grant each person a set amount of wealth by spreading collective wealth as thinly as possible, from a fiscal standpoint this sounds great but it's not because of hidden costs unique to each person. However that's not the main issue, which is specific to the aspect of granting everyone equal pay and universal healthcare, while consumerism will be curtailed through lack of purchasing power, so will healthcare due to lack of investment. What this means in short is that people die and a lot of them at that because you are enforcing poverty as a rule, it means government projects are almost non-existent, if everyone is equal then their government cannot sustain itself or even negotiate with foreign nations on equal footing. None of this is theoretical mind you, it has already been proven ironically enough from within the EU that Britain, massive studies have been conducted on welfare and all have shown that without an outside investment those systems are doomed to fail.>tl;dr - You're dumb, since you can instill delayed gratification by teaching it while curbing rampant consumerism through legislation (ban excessive advertisement and mass data collection).
>>518711244Taxes take about a third here in the US, depending on which state you live in (New York for instance takes an extra 6% off the top for state taxes, while Texas takes no additional taxes). If you take the lump sum, take another half off the listed prize amount.For lump sum, it's only "mathematically fair" if the prize is roughly 900 million+, and no matter what, your odds are still shit: the universe gives no craps about what is "mathematically fair".It doesn't mean much to calculate what would constitute a "reasonable chance to win vs. expenditure". Gambling doesn't work like that. You throw $2 or $4 bucks at it whenever you've got the extra pocket change and if you win, you win, and if you lose, you're only out $2 bucks - you can skip a morning coffee one day a week and that covers it. My job is tipped, so whenever it's a good tip day, I buy a lottery ticket - didn't need the tips, they're just gravy, so it's no loss to me.I see people drop $50, $100, even $200 when the prize is especially large, and all I can think is "If you have that much excess cash to blow on gambling, of what possible use could the prize actually be to you if you won? You clearly aren't hurting for cash, so why the fuck do you even play?"
Gamblers aren’t poor, they’re stupidPoor people buy food
>>518710978>I used hospital as an example because your IQ is extremely low and your skin is brown, so if I had said something like a homeless centre or a council estates advice centre the explanation would have been incomprehensible to you.You used the hospital example because you pulled it out of your ass. >Then you made that shit post and didnt even understand the hospital example...proving my point that you are too fucking retarded to understand even basic shit.Your example didn’t work because it isn’t realistic, you should know because it’s why you prefaced it with a big fat ‘IF’. When you say ‘IF’ you are saying “I don’t actually have experience with what I am talking about, here is what I think would happen in a reality I never experienced”.You live in your own head, not reality. Reality says hospitals don’t depend on lotto funds, they depend on taxpayer’s money, because that’s a consistent financial income. Hospitals can plan around it, they cannot plan around lotto funds because lottos can’t promise $100mil a year every year. Because theyre fucking lotteries, idiot.Do yourself a solid, go and work for any small retail community run store. Find one that regularly accepts lotto funding. Now pay attention to what happens, listen in on the phonecalls your boss makes to the lotto funds because reps, listen to how they try to describe their small businesses as super wholesome heckin vital snd people focused. Then watch them get the funding, then watch the funding not go to poor people, just to pay for the local store maintenance, and then notice how the actual poor unemployed people received nothing. The ‘charity’ the lotto doles out isnt as helpful as you think it is. It’s only helpful if you’ve got a business degree and come from a better background and have been granted the right to have a small business. The middle classes are receiving the charity, not the people at council estates lol. Fucking hell
>>518711911No they don't. They buy alcohol and cigarettes. I know: I'm poor. If I cut out my nicotine addiction, I could save hundreds a month. Thank God I don't drink, because that would be another couple hundred a month.
>>518711734Yeah but USA is a 3rd world country. Here things like that are regulated.People do win the lottery, though I have never had anyone I know win anything substantial, you only really win big if you get all the numbers and now the odds are astronomical after they added 10 more numbers...as well as increased the price. The scratch cards are a scam though, to some degree.They dont remove them from stock if someone has already won the large prize.Average lottery winning prize is not that large here now though. It can get big if nobody wins for a while and it used to get big in the early days, like 10-25mil. Now its like 1-3mil.I think there was a woman in ireland that won 1/4 bil in the euro lottery.
>>518711801>A welfare state's entire point is to grant each person a set amount of wealth by spreading collective wealth as thinly as possible,Well they say if you start from an incorrect premise, your argument won't hold.That isn't what a welfare state is, at all.A welfare state guarantees every citizen a MINIMUM standard of living, healthcare, etc, it doesn't cap the maximum.
>>518711640>The thing that separates me from my old group is that they are all leftoids who don't actually want to escape that life, and I did.Nice, might be something to that. I recently got consistent work, moved away from my shithole, got my own savings going, cut out my old vices, got a family starting of my own and I’m climbing up and up. And like you, it all started when I stopped being lefty. The more I climb, the more righty I become
>>518712022>retard doesnt even know what the word IF means>cannot understand hypotheticalI knew you were brown. Only a brown or a burger can be that retarded.Alright boys we got a nigger here
>>518707296>You forgot:>don't tell anybodyUnless you live in shit states where they announce and picture the winner>t. WAfagAt least you can wear a mask and costume while claiming the prize afaik
>>518712183>guarantees every citizen a MINIMUM standard of livingThat's precisely what I'm referring to though, in what world is a minimum not the definition of poverty? You sound like the sort of faggot to feed his people sawdust because it fills bellies and what you fail to grasp is that resources are finite, your imagined nation of equal poors will never touch the stars to gather untapped resources because they have no investment to get there in the first place. By the time they gather collective motivation to do so, so many people will have died off that any shortages will have passed.
>>518705312Most people who play the lottery are poor because they're retarded with money, so it's not surprising that most of them would squander a fortune.
OP is fake and gay, nowhere in the articles it mentions those numbers. Majority of lottery winners don't squander their money and their lives only have minimal change. Most lottery winners don't quit their jobs and only take more vacations than usual.
>>518712548With your logic african nations would have the brightest and richest people in the world because their governments are often too weak to collect taxes or to offer welfare.
>>518712178That Anon is talking out his ass. Real people do win the lottery here in the US. In fact, every state requires winners to identify themselves publicly, just to get around the suspicion of rigging. A lot of them don't even allow LLCs or Trusts to claim the prize, it HAS to be an individual with a name, a face, and an address. I'm sure it's lots of fun for winners when they check their mail the next morning and find that the mailman just left a literal bag full of ads and requests for charitable donations on their doorstep.The gas station across the street from me had a $2 million dollar winner, about a decade ago. Stores always advertise when they sell winners: it's like deer bait, all the gambling addicts come crawling in because that store is now "lucky".He is right though that most of the big winners are companies in California or New York, or rich retired boomers in Florida - they can afford to put together company slush funds and buy hundreds of tickets, to split the winnings if they do win the prize. And the Florida Boomers, well - they're Boomers. Their entire lives have been nothing but greed. No amount of money will ever be enough for them, no matter how wealthy. They'll drop tens of thousands on tickets. It is INCREDIBLY rare to see a winner from some poor flyover state like Oklahoma or Nebraska - just not enough money to afford enough tickets. Which is sad, because they're the ones who would benefit the most from a big windfall.
>>518711734left was my pp's pick she's a Bogdanoff now though
>>51870531290% of them never once think of taxes.They buy that $30 million house, never assume they will have to pay yearly taxes on it forever.
>>518712724>or rich retired boomers in FloridaI dont exactly check winners here but like you said, you are required to have ID etc for legal purposes, make sure you are old enough and are a citizen and then you can be public about winnings or anonymous.The winners I see are often mr and mrs...late 50s middle class etc. People that generally didnt even need the money.I often think that the winning tickets are only sold in areas where the people are affluent.
>>518712820Older people are much more into gambling than younger people are. I'm sure younger people do more sports prop bets, but there's few old people who don't play the lottery or go to the casino.
>>518712770The right was mine. I also dated the twin on the right in pic related. >Why would someone go on the internet and lie.Funny enough she was not an actually red head, her and her sister just dyed their hair. They are also Russian.
>>518706150Yeah, I always found it weird that supposedly every lottery winner is a degenerate when everyone I know who plays the lottery basically says they'd invest half of the money on the spot and live on dividends the rest of their lives.
>>518711179He could if he kept the exact same lifestyle. Live in the same apartment and keep living middle class. It can be done.Thing is most people winning that much money immediately want to go buy a huge house, a Lamborghini, quit their job and party. So they are broke in 6 months.
>>518712410>guys guys its a brownie! guys we are in /pol/ and theres a darkie! Guys i am appealing to you based lads to shit on my detractor! He’s brown!I’m as white and pale as a bottle of milk bud. Just admit that you shouldn’t always believe shit st face value, especially lotto companies who pretend to be charitable when really their main bread and butter is duping retards with small frontal cortexes into paying them a fiver for a 1 in a 40 million chance of winning the jackpot. Just because a big corporation or entity days the do a thing does not mean the thing actually happens in the way you naively think.
>>518712651Africa is just a proven bad investment, an example of why continuous welfare fails, charity does not hold the same value as wealth you earned yourself if you know you're getting more. Take OPs marshmallow test for instance but give the impatient kid a smaller yet continuous flow of marshmallows, while the other kid gains more by abstaining.
>>518711007If you can't figure out how to even scrounge 10k together I highly doubt it
>>518705312If I won a million euros, I'd buy a nice house and a nice car that's not too expensive to have. Then I'd also technically be "broke", but still have a house and a car.
>>518711734I don't know about all that, but the Powerball lottery is indeed fake. It's just a honeypot to catch time travelers.
>>518711007You're fucking deluded, nigger. If you're so good with money, how come you don't even have 10k to begin with? f you had 10k dollars, you'd spend them on fent-laced coke and hookers.
>>518712984Sure thing jamal>dont understand the definition or simple words like lottery, charity or even the word if>cannot understand hypotheticals>unable to infer information from a simple example>spouts out nonsense about shit he is too retarded to understandYou are as about as niggerish as a nigger can be.
>>518712820Oh?
>>518705857I've seen so many retarded takes on this board. But this takes the cake.
>>518713159>>518712724Oh?
>>518713095My ninja.
If I won $10m-$100m I'd probably hold onto half and invest the other half while working and just wait for my grandparents to pass so I can move into their mobile home on a nice 1.5 acre property. Homes are ridiculously expensive in WA, even if you live an hour or two from anywhere worthwhile. Property tax is also ass and they're trying to raise it every month because income tax is against the state constitution. I could move states, but after visiting half the US, I realized it's so much more shit in every other state. Besides the people, of course. The state would be #1 if all the boomers, non-Europeans, and cosmopolitans suddenly passed. Even if just the boomers passed, it would be a significant improvement
>>518713146Make sure to stay away from bad neighbourhoods anon. With a mindset like yours, you’d be so fuckin’ easy to scam and swindle.>But the people said they were this (word) a-and I looked it up in the dictionary and the (word) implied good thing and I believed them! Why would someone just claim to be something in the dictionary but not actually behave like the description that merriam-webster told me to expect?
Meh, If I won 1M i'd prob just try to "invest" it in ETFs, gold, bonds and then just move to some poverty country like Kyrgyzstan and live off of it while I chill and live a simple and modest life tbqh.
>>518706850This. Acting like its genetic is dumb. Being broke is what leads people to drugs and alcohol. Also just FYI NO ONE and I mean NO ONE wins the big lottos anymore, mega millions, powerball. That shit is all a scam. Which is why they never tell you who wins anymore because NO ONE wins. The only chance you really have to win is on scratch off tickets and even those are 1 in a billion chance you'll win "the jackpot" on those tickets. The best chance you have is to win maybe like $100 to $1,000 and even that 1,000 bucks is going to be 1 in a few million. Its all a scam, all the winners are fake and gay. No one wins the lotto anymore, at least any significant money. Maybe they make a $1,000,000 jackpot scratch off ticket once every several years and let some random win it. But thats it, when you play the scatchers the most you'll win is a few hundred bucks IF YOUR SUPER LUCKY.
>>518707039No they don't. When they used to let people win it every once in a blue moon decades ago most people were fine as most were super old as the elderly play the lotto the most.
>>518710663>5-6% interest on deposited funds…fucking where dude? CDs didn’t even have that 20 years ago.Citibank had a 4.85% savings account option like a year ago. My dumb ass should've just went for it because it's down to 3.5% or something like that
>>518705857> There has to be a safety netWe already solved that. Its called a Job. If you think about it there is a very good reason most jobs are payed in a certain interval. And even if they spend it all in a week its only a matter of time until they get something again. It gets evil once you introduce talmudic tricks like credit cards and loans, people fuck themselves over with that yeah, but the general solution is the good old wage.Austria is the most beaurocratic country on earth. The employers have to pay 14 salaries instead of 12, so you get less per month compared to germany for the same work but you get double your wage every November and every June. Why? The only reason is that the government thinks people are too retarded and cannot plan ahead so they make sure you got money to go on holiday and money to buy christmas gifts, because our economy needs that. They assume without it people would simple not be able to save for these things ahead. We live in a big daycare
>>518705312>months of partying Based as hell. Fuck this jewish clownworld
>>518705312That's happen when a mistery meat NPC get a chance.
>>518705312Strangely enough, winning millions in the lottery can be the worst thing that ever happened to you. The money can strain relationships with your spouse and relatives. It can turn your friends and neighbors into leeches. It can ruin your privacy. It can cause security problems, threaten your physical safety. Paradoxically, it can lead you down the road to bankruptcy. And, of course, it can also turn you into a raging asshole.It's great to be rich, but fame is a bitch. So your primary mission is to claim the money without divulging your identity or having a mental breakdown. Here's a practical guide on how to do it:1. Don't tell anyone. The single most important rule for maintaining sanity after winning the lottery is: Do everything you can to keep your precious anonymity intact. Of course that means keeping your goddamned mouth shut. Don't share the news with your friends, neighbors, coworkers, or family. Resist even the urge to tell your spouse or significant other, at least for the time being. Otherwise you will have forever blown your one chance at being anonymous. You can always spill the beans later, after all the excitement has died down.2. Don't sign the ticket. After you write your name on that ticket, you might as well call up and announce the news to your local TV stations and newspapers. Remember that the state lottery commission will publicize the identity of every claimant. Toss the ticket into a clean Ziploc bag (to avoid spills, etc.) and temporarily stash it someplace away from excessive heat, sunlight, pets, children, roommates, coworkers, etc. Make sure it's someplace safe that you won't forget.3. Act casual. Maintain your normal routine. Continue to attend work, school, church, social functions, etc. Whatever's typical for you. When people ask you what's up, refer to rule number one.
>>518707283Yeah you need money to make money in this world. So unless your born into a wealthy family your pretty much SOL. And your right we only have this one life. Whats the point of living like shit and saving just a tiny fraction of your "happiness money" (aka disposable income) just so you can have a tiny bit of a bigger number on the screen of your banking app? I mean how long would you have to save to buy something big? I'm guessing for most people it would be longer then they have time on this earth.
>>5187139984. Make a few photocopies. At your earliest opportunity, take a trip to a 24-hour Kinko's around 2am when nobody's around and make six copies of the ticket, both front and back. Use one of the self-serve machines and take any and all bad copies with you (i.e. leave none in the trash). And before you leave, double-check to make sure you didn't leave the original in the machine.5. Rent a safe-deposit box. Contact your bank and see if they have any vacant safe deposit boxes, tell them you're going on a trip and need to store some documents for a few months. Make a point of asking them how much it costs, even though you couldn't care less. You're trying to keep up appearances. When you go down to the bank in person to open your box, you will probably need some ID and your bank card. Bring the ticket, along with some other (fake) papers. Don't show them the ticket, obviously. Loose lips sink ships. Stash the ticket in the box and put the box key on your keyring. Don't lose the key.6. Open a blind trust. Hire a tax attorney. Once you're a client, the lawyer is legally bound to maintain your confidentiality. Tell them you want to open a blind trust in order to claim the lottery prize as an anonymous trustee. Provide three photocopies of your ticket. All contact with the lottery commission will be made through your lawyer.
>>5187140487. Contact a financial planner. Rich people don't tend to stay that way without a little planning. If you have the choice between annual payments and a single large payout, you should consider the big jackpot. It's less money total, but it's probably about the same as the annuity if you take the lump sum and invest it in interest-bearing savings bonds. However, the single large payout may incur a higher tax rate. Ask your tax experts.8. Tie up any financial loose ends. No reason to procrastinate now. Pay all those traffic fines and parking tickets. Catch up on alimony or child support payments. Settle any debts. Instruct your financial planner to scrub those black marks off your credit score, but don't cancel your credit cards -- that'll screw up your rating. And don't think it won't matter anymore. It matters.9. Draft or update your last will and testament. If there were ever a time for estate planning, it's now. 10. Move away. And not just out of town. We're talking out of state, possibly out of the country. You can't expect to keep a lid on your secret forever; information wants to be free. Maybe buy a modest house with a good alarm system in a gated community with a private security force. That ought to minimize the solicitors at your door. Also be sure to get an unlisted phone number.Now you can finally enjoy all that wealth in peace. Go ahead and splurge.
Childhood is believing that assassins were the good guys.Adulthood is realizing that the templars were right all along.
>>518705312That's because the type of people who buy scratch it tickets aren't very financially savvy to begin with.
>>518710917And in 20 years that 3k is a poverty wage. Debt based Fiat works against the people by design. Bascially a tax on time
>>518708213You just THINK you would do that if you won the lotto and poof had millions of unearned, but legal, dollars in your account. You truly wouldn't know until that actually happened.
>>518713313>realized it's so much more shit in every other stateIt's not though, I'm a former Washington webfoot myself. The only thing I miss aside from the geographical nature is the fairly-timely busses to get around the city but that's only because it's directly useful. Washington is shit because it's full of people who're a lot like OP, who think reckless socialism is viable while begging outside investment.
>>518707334The elite spend all day scheming on how to steal more of the goyim's money and not get thrown out of another country.
>>518714618Trials of universal basic income find the same thing.Poors just spend the money on drink, cigarettes and drugs.
>>518713998>Strangely enough, winning millions in the lottery can be the worst thing that ever happened to you. The money can strain relationships with your spouse and relatives. It can turn your friends and neighbors into leeches. It can ruin your privacy. It can cause security problems, threaten your physical safety. Paradoxically, it can lead you down the road to bankruptcy. And, of course, it can also turn you into a raging asshole.I don’t know any lottery winners myself but way I see it, money doesn’t turn them until raging assholes, it just reveals the asshole within that simply had no opportunities to come forth prior to winning money. The money just makes them feel safe enough to be an asshole, what they call “Fuck you money”. Always pray for those types to ruin their own fortune and pray for their downfall because it’s deserved. If I won the lottery, here’s what’s happening:50% to me. 10% to my remaining parent10% to my brother10% to my other brother10% to the cause my late mother believed in, helping the poor. And I’d not trust a “charity” to do this, I’d personally give the money to people struggling face to face, particularly people who arent druggies, just young and struggling couples or individuals trying to make it out.5% to a lifelong friend of mine5% to a lifelong enemy of mineI’d just dump my 50% in interest building savings and live as though I were still working class, because thats what I would be. I’d understand that a one time lotto win ≠ high earnings. Because i’m not a colossal retard.
new kind of censorship just droppedsee >>>/gif/29615979
>>518705857>But we can't have a country where a huge number of people are starving.Why not?That's like saying I can't have a backyard without feeding raccoons and letting them spread garbage everywhere.From a moral standpoint even, isn't it better not to incentivize the reproduction of stupid and lazy people who cause others to suffer?Keep in mind every great societal revival in history has always been the result of mass deaths of demographics that harm the country.I just made that up but you can't point out that I'm wrong can you?
>>518711911Yes gamblers are stupid, or better said naive. They see what could happen and assume it does. They dont know what Risk is. Anyway as soon as GME Moons and Bitcoin is in the millions i will help some gamblers i know get back on their feet
>>518715084Well do you want to live in South Africa? You're basically describing South Africa.
>>518708549He talks about people "Dreaming they will win so they played" but everyone who plays dreams they will win and play the lotto regularly.
>>518705312The 70% myth was disproven ages ago. The real number is approx. 33%.If you win a lottery you have a higher chance of living a good life:https://www.ngpf.org/blog/question-of-the-day/question-of-the-day-what-percent-of-lottery-winners-eventually-go-bankrupt/?utm_source=chatgpt.com
See also the story of Michael Carroll - the Lotto Lout.
>>518713040You know a house and a car still cost money after you bought them? And if the million is gone its probably too high of an upkeep for a normal wage
>>518705312Much like countries who think taxes are endless
>>518713660> 4.85% savings accountInterest on savings accounts is variable so if you had put money in it last year you would have received 4.85% interest for several months and now that money would only be earning 3.5%. So you didn’t miss out as much as it seems.I bought a bunch of 4-5 year CDs and T-Notes last year when rates were high. Even those topped off at 4.5% or do because the issuers wanted to hedge against falls in rates. I’m still putting money in medium-term fixed rate savings instruments because rates are historically high.
>>518715084>They spend it all instantly, often killing themselves with drugs. And that's why we need to keep them in a ghetto, where they can't spend it all.
>>518705312my sister inherited 80k back in 2016 when my grandmother died. It was literally completely gone in 2 years. They leased a vacation trailer at some spot near the ocean, she bought a Lexus SUV and put down payment for a 65k Ford truck for her husband, and they partied down at the ocean and drank and ate all the money away. Then she was crying a year and a half later how they are poor and have no money to pay their bills. Some retards are just ment to be poor no matter how much you give them.
Winning $1,000,000 in 2025 is like winning a free car 20 years ago. Who the fuck gets that amount and thinks "fuck yeah, life on easy mode from now on"? Lol. You would barely be able to afford a two-bedroom apartment in a decent city. A million is so far from life-changing. I'd personally just invest all of it and continue my life as normal, because it's a barely a blip.
>>518715217Unironically if there were no blacks I would move to South Africa in a heartbeat.Unfortunately if there were no blacks then South Africa would be a thriving futuristic metropolis that I couldn't afford to live in.Catch 22.
>>518713377>and then just move to some poverty country>checks flagYou already won that million, didn‘t you?
>>518715591>Who the fuck gets that amount and thinks "fuck yeah, life on easy mode from now on"? Lol.Poor people. £1,000,000 is big money provided the poor person doesn’t try to live as a richfag. If they keep their minimum wage job, and small rented apartment, 1mil guarantees a nice an easy retirement if they keep it for themselves when they get old.
>>518712774Worse still, the lottery doesn't withhold income tax from the check they send you. The vast majority of people have never had to consciously consider the income tax, because their income is entirely wages that are already taxed when they receive them, and to make matters worse, the reduction in the amount of the winnings for taking the lump sum option is about what you'd expect the tax liability to be. Lots of lottery winners end up thinking that the check they get is all theirs to keep, and budget accordingly, only to get a surprise bill for 40% of the winnings on tax day.
>>518713027>>518713124Gangstalkers my nigger everytime I get money saved I get hurt and there goes my money last time I got shot in my driveway broke my femur and almost lost my index finger i havent gave up yet but something will happen it always does I just recently got a nice comfy job and its the nicest and somehow also the cheapest place I've lived in years id have that money saved up in a couple months if nothing happens but I promise you it will its only a matter of time I stopped driving because thats how they were getting me before with car accidents thought I was safe not driving but then they shot me
>>518714085Good advice except for the Kinkos thing: just take photos with an unconnected device or buy a printer / copier bc you will be rich anyway. The fewer times you leave home with the ticket the better. The first person you tell should be a financial or trust attorney.
>>518705312Its always the same story. They will $5 million. Within two months they've bought $7 million ollars worth of crap, they declare bankrupcy, everything gets auctioned off for a fraction of the price and they end up homeless by the end of the year.
>>518715932I'm sure the lottery informs large winners about this and gives them some kind of paperwork to prepare them for taxes
After college I met some poors and they are all retarded. I have never met an intelligent poor.
>>518714933That sounds like a good plan, you got your head screwed on better than most, that's for sure. You're also very generous. 50% is a lot to give away. I also agree with your idea that money just lets people become the assholes they always were. But for people who didn't know this about the individual, the apparent personality transformation can be shocking.
>>518707212Reminder that Lulinhas lawyer won the lottery4 times in a rowReally makes you think huh?
>>518708978>spend the $99M on BTCTop goy falling for Jewish rugpulls award
