Senior official of the Federalist Society is perplexed why poor people have car payments. Why can’t poor people just not have debt? It’s that easy. Maybe they should spend their money on Mark Levin books instead and learn a thing or two.
Most americans order uber eats 3 times a day, they simply are too stupid to live
>>519407971Cash for clunkers killed the shit box market
>>519407971It's because market makers sell your positions to Jew York traders who in turn fuck you not to mention the DARPA card, it's all a grift. Jesus Christ is King.
>>519407971The 2nd hand market is fucked. A $3000 car is gonna need $5000 of work put into it to pass an inspection to get overpriced insurance.
>>519407971Another out of touch boomer who doesn't understand inflation>why aren't you kids making meals for 25 cents?Also a shit car from 1980 will inevitably break down and end up costing $10k to repair anyways
>>519407971boomers need to be beaten to death already
>>519407971Is this faggot fucking retarded? I was looking at a 15 gmc a few months back and it was still 25k
>>519407971Most people don't know how to redeem their strawman.
>>519407971There's literally no such thing as a beater car anymore. 20 year old cars with close to $200k can easily fetch $5k (for a tiny civic to $15k (for an SUV or pickup).
>>519407971>>519408608he also forgets that insurance wasn't a requirement, which is more debt
>>519408853Thanks king nigger
>>519407971decent running vehicles for 3k no longer exist. stop giving outdated advice, fucking boomers.
>>519408608>to pass an inspectionlmao at this communist bullshit. Do Canadians really?
>>519407971Because jews. They print money on a whim, then loan people money that can't pay. Then when they default on the loans, they take it as a tax loss and/or (more likely) the government bails them out with white taxpayer money.It's a transfer of wealth from you to the jews. One of many scams they should all be prosecuted for, found guilty, and then hanged.
She couldn't be assed to look up how much a beater costs these days? Damn, what is the Federalist Society doing to have not only a woman, but a publicly retarded woman on their rolls?
>>519409018We have inspections in states that aren't full of poor retards
>>519407971good thing obongo paid idiots to destroy perfectly working automobiles for garbage
>>519407971Poor people are usually only poor because they're stupid.
>>519407971LOOK I JUST NEED A NEW JEEP I HAVE TO HAVE AN 800/MONTH PAYMENT I JUST DO OKAY?
>>519409184wasn't that shit like 15 years ago at this pointi really don't think it matters now
Three problems:1) The used car market has been raped, most valid inspection cars are over 6k. 2) Modern poor people are insecure and will take out huge loans to appear not poor. 3) There are pre-auction cars that go cheap but you need car knowledge to not get one with a fuckload of repairs, and most poor people are too dumb for that.
>>519409263They aren't getting those cars dude. Look on Craigslist, there's like zero cars. Part of this is car dealerships are doing trade ins and selling them to foreigners at auction who turn around and ship them to Mexico and Africa. There's no inventory. I could flip my 20 year old 200k mile Prius for $7k easy right now. Used f150s at 200k miles go for $12k. Shits fucked.
>>519407971They're poor because they are stupid.The car I take on short errands cost $3500 and has no mechanical or cosmetic issues. Came with an entire spare drivetrain. I've put 10k miles on it with nothing but oil changes. It's even a convertible.I bought a manual 94 corvette with minor cosmetic issues for $7000 last year with 85k miles on it.
>>519407971used cars are not a thing ever since obama killed clunker and then dealer did certified used.
>>51940901837 states have inspections anon
>>519407971>Growing up, we had "beaters"And now those don't exist because boomers like you blocked right to repair laws. Now you can't pass emissions inspection because the little computer in your car went bad? No, sorry, you can't go to the lane where they measure at the tailpipe. No, you have to go spend $3000 on the little computer. It's actually a $40 rpi type device, but it's illegal to reverse engineer it and DIY that as well.
>>519407971Poor people are usually poor because they are stupid, and stupid people don’t understand how debt/interest works.However as a Moral society we should shelter the stupid poor people from usurers who want to abuse them.
>>519409306The cars that got destroyed in the higher numbers were the more reliable but not too old bracket. The other fuck you of that era was the auto bail outs.
>>519409525People could fix most of these issues by not being stupid and lazy
A lot of normies use ssri's. They have their judment impaired by design.
>>519409800As well used to be the smart money would buy a used luxury car and keep using it for a decade.My Dad bought a used Mercedes in the 90’s and drove it until around 2012, doing minor repairs himself or getting them done cheap at local shops.Now cars are basically unrepairable and modern cars are designed to break as soon as warranty runs out.Buying a used modern car means investing 50% more just to get it working.
>>519407971Beaters don’t exist anymore thanks to Bush 2. I’ve seen cars from 20 years ago going for 5k
>>519409800If you have a mechanic you trust and who trusts you, ask "Know where I can get a lick and stick?" and he'll tell you. If you don't like the law, break it.
>>51940980099.9% of boomers deserve to be tortured to death
>>519409800>It's actually a $40 rpi type deviceA lot of ECUs are less than that, actually. They're closer to an Arduino, clones of which can be had for a few bucks without even ordering internationally.
>buy second hand car>random part breaks and now you can't get to work>fixing it costs thousands of dollars>fix it>same shit happens in a month
>>519407971Mass Immigration caused this. Its a classic case of supply vs demand for the consumer.
>>519409979you have not touched a vehicle less than 20 years old, nigger.
>>519408445This program did more damage to people than anyone realized. Every poor in the country turned in decent cars for a discounted note. The market will never recover because every car sold since is meant to break down before it becomes a beater.
Best I can do is a 2013 Ford Focus SE with 40k miles for $7.2k.
>Growing up we hadClassic old people still living in the 1980s.It's like my boss complaining with people not getting theirs driver's licenses anymore. Fun fact: It's around 5 months of salary.
>>519407971>poor people can’t afford brand new car>most poor people can’t fix their car or afford to pay someone (women especially) >poor people need a car to get to work riding public transport is unreliable and miserable in America >poor people go into debt to be able to get to work to pay off their debt America is precisely orchestrated in fucking over its own people
>>519409584i bought a 2008 prius with 172k on the odometer for 4k. it's only needed one wheel bearing for $425 at the shop. it needs a new headlight or ballast, but that's like $150 max. i doubt i could resell for more than what i paid, and i live on the east coast
>>519407971Because Obama's cash for clunkers destroyed all of the old dependable cars to boost the failing car industry!THATS WHY!DUMB FUCKING WHORE!
>>519412705Install your own headlight it costs like $20 for the pair. OEM hub assemblies are about $100 for future reference.
>>519412867not for the 2nd gen prius HIDs. plus they are a complete bitch to install
>>519407971Because of Trump's tarriffs
>>519412785Why hasn’t Trump fixed them yet bro? He’s been in office twice. It’s been nearly 10 years since Obama left office. I seriously do not know how you can be this objectively retarded, anon. Nothing has gotten better. Arguably, 2008 was somehow better than it is now. At least back then I could buy a car. Now what? I give all my money to goyslop because Trump is a slut for the Jews? Yes, genius.
>>519413052Took me 10 seconds to find them for $22-40 (40 being autozone pickup right now). Takes 5-15 minutes to replace one side.
>>519407971There aren't that many Toyotas or Hondas around. But I'm glad she made it all the way through professional school and the bar exam on the car her father bought. Nice.>I had enough resources, connections, and personal advantages to make it>No reason you can't do what I did or you're bad
>>519407971Car companies realized used cars were killing their sales, so Obama does cash for clunkers...suddenly no 15 year old cars on the road as often. Now carmax and dealerships pack up old ass trade ins and ship them to third world countries and make bank even after shipping costs. That's how you get US plumber trucks being used by ISIS with 50-cal guns mounted in the bed. The whole thing has become financialized to squeeze ever more water from the same stone.
>>519411194That's not bad desu
>>519413404In all fairness, cash for clunkers what what? 16 years ago? No one would be buying a 2009 and below vehicle. Too many issues.
>>519413404I ask you this, why hasn’t trump fixed this in his two terms then, nigger goy fag? Why? It’s been 9 year since Trump’s first term. Shouldn’t he have fixed this by now?
>>519413508disingenuous cocksucker, he wasn't president 2 years ago.
>>519413556He was president before two years ago retard. 2016. He could’ve fixed it then.
People respond to incentives. Historically if you put your money in the bank you'd get a fat 10% interest on it. Now you get 0.6%. Why save money? Are you retarded?You could save $100 in the year 1990, and by the time you finally spend it 30 years later you could barely fill a gas tank with it. You sure were an idiot for saving that money, right?
>>519407971>poor people have debt?>peopleFOUNDTHEERROR!OP ASSUMES RETARDS WHO ENTER INTO EXCESSIVELY BURDENOUS DEBT ARE PEOPLE!
>>519413642Anything he fixed Obongo had undone. So you're basing Lil Donnie's success on 10 months time.That's scummy ass lying nigger bait.
>>519409722My state might get included in that but really all it has to do is not have check engine light, they check with OBDII. they don't check for safety or roadworthyness, only that the computer says the engine is firing okay
>>519413497Wrong. I bought a 2001 Tundra for $2k.
>>519410381Either you’re making payments on a car with a warranty you can somewhat count on to reliably get you to work or playing the “will I make it?” lottery and paying close to the same amount on maintenance on an old carHalf the time I start dumping money into keeping a paid off vehicle running I’ve regretted it.
>>519413856Not bait, he was in office for four years after Obama. Retard does not know time. But let me own your retard ass real quick with how Obama simply is more kino than trump. At least Obama got more beaners out of America. He also isn’t goylet, marrying off his children to Jews. Obama has only been married once while goy cuck Trump cannot withhold such an easy virtue. Obama is anti-ai slop and hasn’t posted any cringe ai. There is no argument here that Obama’s time in office had a higher morale for Americans in general. While Trump had four years to boost America in his first term, we became more divided and more retarded. The internet was way better back in 2098 compared to now even.
>>519411194I have 125,000 miles on my 2014 focus se. I paid $10,000 for it in 2017 with 51,000 miles on it. The transmissions are apparently garbage but I had mine recalled and replaced at 90,000 miles.
>>519414140what car brands did you try and what climate are you living in? salt on the roads?
>>519413281damn nice they were 150 each last year. 5-15 min if you got squirrelly hands and don't take off the bumper.. i'll probably need to take it off though
>>519414245Alaska, no salt roads. I had a 1995 f250, an 2500 gmc, and a 2008 f350. Both gas and both started needing money at about 120,000 miles. The older truck I ended up dumping $11,000 one year bit by bit and the f350 stuck valve and took out the v10. I didn’t repair it. The gmc needed a new rear differential, new transfer case, and a new computer
>>519407971fucking kek<<<--JPM just fucked citizens, desperate immigrants and boomer investors all in one FRAUD!JPM robbing illegal immigrants in the US with super high rate Tricolor loans, while also undercutting American citizens' ability to purchase cars.JPM and Barclays using ITIN numbers to fleece desperate immigrants.Then these two NYFed primary dealers are about to fleece investors out of billions, too, b/c they also sold these ridiculous subprime car loans as ABSs (asset-backed securities) kek. https://www.livemint.com/companies/company-results/jpmorgan-fifth-third-among-banks-facing-losses-tied-to-tricolor-11757470534768.html>enabling illegal immigration>NYFed primary dealers>new Dallas/Texas financial exchange and its 'value chain'>increased rates for auto loans>increased car prices>US fucking government working directly to undermine the American middle class (of every fucking color, too)
>>519414496The gmc was a 1998 with a 454. The f250 had a 460, I still own it
>>519414561>JPM robbing illegal immigrants in the US with super high rate Tricolor loans
>>519408608Bullshit, I got a G8 for a grand and put a grand into for safety and its $65 a mth for insurance. Ez.
>>519414243>There is no argument here that Obama’s time in office had a higher morale for Americans in generalUnless you count the fast and furious gun scandal where the direction Obama took with that program armed drug cartels on purpose.
>>519407971Because she obviously didn't earn her money and there total wealth isn't paired to her cognitive capacity. Poor people have car payments out of contextual risk aversion heuristic. It's not exact, or super accurate, for the curve fits close enough. It costs more, but that's a certain expense compared to the unpredictability of a broken down cheaper vehicle. They also lack the expertise to repair their own vehicle. >>519409663this doesn't work if you don't know what you're doing. A poor non-car person will spend 5k on an old civic because it's what they've heard works. A smart guy will drop 800 dollars on a 20 year old Saab and fix it with GM parts bin slop you can dig out of the garbage, and have a bombproof car. If in the salt belt, non-car people don't fluid film their cars. I'm fortunate enough to be in the top 5% of earners in the USA, but I grew up at the absolute bottom and and had to claw my way up here.
>>519414631You’ve failed to prove any of my other statements wrong. Also, the cartels weren’t as bad as they are now. The cartels are somehow worse than 2008, with a higher density of Mexicans coming through the boarder today.Begone, goytard.
>>519414245The GMC started shitting out at about 60,000 miles. The fords needed hub work about every 50,000 miles, but I just left them locked in all winter and only locked into 4wd when needed when roads were icy. That’s kind of expected with them. The f250 now has over 220,000 miles on it but has sat for 10 years. I just now have a new title and a friend is going to start driving it again maybe.
>>519414836>Also, the cartels weren’t as bad as they are now. The cartels are somehow worse than 2008It's like getting lots of guns through the fast and furious program somehow armed the people armed by the fast and furious program. Wow. It's like "magic".Who would consider that actions would somehow lead to consequences?
>>519414600>JPM robbing illegal immigrants in the US with super high rate Tricolor loans
>>519415253>>JPM robbing illegal immigrants in the US with super high rate Tricolor loans
>>519409722Funny that Michigan said fuck that to all inspections.
>>519415119You still going on this one single point that ain’t even true? Damn, my cock is covered in your shit, anon. I reamed your ass. Coping, coping and seething. They should call you “the messenger of Allah” because I crossed your line and fucked your ass all night long. Sad that Trumplet couldn’t disarm the cartel during his first time, huh? That’s okay, he never will. He will keep all the Mexicans over here while he uses a woman to fuck up deportation. Actually, that’s another point anon, why did he even have a woman in charge of ICE? Boy, I hope someone got fired for that blunder.
>>519407971>"Why did something something?"Jews.It's the jews, man.
>>519408445THANKS OBAMA
>>519413265How does one uncrush cars that were already crushed?
>>519407971She's right though during COVID Americans had record savings solely because they were unable to spend their money and then less than 2 years later the average savings of the American was lower than before COVID
>>519407971>growing up we
>>519415531Make American cars great again. By this, I mean having American car companies make quality cars. He can do that, so why doesn’t he?
>>519415278Hey Wolf, I really like your articles
>>519415420>You still going on this one single point that ain’t even true?The failed fast and furious program isn't even being denied>Sad that Trumplet couldn’t disarm the cartel during his first time, huh?Apparently starting a war with a neighboring country and trading partner just to fix a deliberate arming of the cartels by the previous administration wasn't a priority.
>New data from JPMorgan Asset Management published Monday shows estimated "excess savings" from U.S. households now stand at $900 billion, down from a peak of $2.1 trillion in early 2021 and roughly $1.9 trillion at the beginning of last year.>The latest data on personal income and outlays from the BEA, released on December 23, showed the personal savings rate stood at 2.4% in November, down from a record high of 33.6% in March 2020.No idea why /pol/ denies the average person is bad with money and can't plan ahead or exercise self control
>>519415674Yeah, it wasn’t a problem because Obama deported more Mexicans. Mostly because Obama didn’t have to resort to hiring the most incompetent species of human, women.
>>519408445This program should never have been allowed, but then again neither should pay day loans, 29.9999%APR schemes, or now pay advance apps be allowed. Sadly this will not change until heads are on pikes along Wall Street, Main Street, and Pennsylvania Ave.
>>519415624lol i'm not wolf
>>519409074how are jews stealing your money? Not all bankers are jewish. The feds aren't jews. The Member Banks of the Fed aren't jews.Take your schizo theories to X, newfag.
>>519415770>bad with money and can't plan ahead or exercise self controllike the Federal Reserve
>>51941349790's cars are built to last. You are dumb.
>>519415779>Yeah, it wasn’t a problem because Obama deported more MexicansDid that disarm the cartels that he deliberately armed?
>>519415770By the way this was only a little over two years after the lockdowns that's how quickly Americans pissed it away on takeaway and plastic junk from Chinahttps://finance.yahoo.com/news/consumer-savings-spending-pandemic-economy-141619694.html
>>519408482Exactly. And at least here in Cali add a couple of dollars more per falling of gas in hidden taxes. And don’t even think about deciphering your electric bill.
>>519408622>But why don’t poor people just telecommute?
>>519414140Average annual maintenance costs for a car that you do zero work on yourself is like $1000-1500. That is nothing compared to car payments.>>519414307Dropping the bumper enough is the 5-15 minutes.>>519414832Yes my original thesis was that poor people are poor because they make bad decisions. Not knowing how to maintain the most expensive single thing you own is one of those bad decisions.
>>519415887Nice whataboutism faggot a poor person is typically poor because they're low IQ they're not low IQ because they're poor
>>519408872Why is insurance required anyway? Why can the government force you to do business with a private for-profit entity?
>>519407971Stop. Getting. Loans.
>>519415895This is the hill you’re going to die on anon? Man, you are wallowing in your own piss right now. Trump is almighty god king, so what if the cartel has old ass guns? Isn’t Trump now threatening war against the cartels? He could just drop a nuke or commit some war crime, like drones? Obama did war crimes better than Trump. Obama killed more brown people than Trump.
>>519408445bingo, there's a milion-car void that will take decades to fill because new cars are pieces of shit that suffer catastrophic breakdown at 80k miles
>>519409184They sent the garbage to your island
>>519416014that assumes rich people are fucking smart kekholy fuck loli don't fucking confuse money with success or intelligence
i'm out i have to crash
>>519416134Make American cars great again. Trump has had a term where he could’ve fixed that by forcing car companies to make better cars. In his time in office, the American car has become worse. He is a Jewish puppet.
>>519414561You misunderstand anon.Jamie is weeding out these cockroaches.
>>519408445This : ( Used car market has 2.5x since. She should expect to pay 6.5k for the low end equivalent of the 3k vehicle she bought.
>>519415607>He can do that,No he can't. It's America, you can't just mandate that businesses have to meet some nebulous goal like "quality." The laws we have on the books that made all these shitboxes were all intended to force manufacturers to make "quality" cars and not a single one worked.
>>519416080>This is the hill you’re going to die on anon?I'm also pissed that Obama went out of the way to make R J Reynolds and Phillip Morris more profitable by making laws that only affected their competition.>Blah blah TDSWay to go, you can use words.
>>519408608>pass inspection>flaglollmaono inspection here nigger
>>519409722Sucks for you retards.
>>519416288He doesn’t follow any laws, he has undone many laws done by previous administrations, like EBT and other shit. He can give companies huge ass tax breaks, why can’t he tell them to make better cars n shit? He can literally make that a rule.
>>519416208Nice straw man cunt never did I say all rich people are smart
>>519407971all I have is some medical debt of around $1200. I ain't paying a damn penny, the va told me not to go the va but instead go to the nearest hospital because I could not see out of one of my eyes. Another year and I believe it will be taken off the books.
>>5194160121hr for me cuz im drunk and retarded. plus i'll end up breaking a few of those shitty plastic rivets
>>519416336>>519416288Bros, presidents can make laws to regulate entire industries? You guys have a lot in common, but that I mean you guys are retarded. I can’t believe it! Let’s not also forget that we have laws based on quality for many goods. Like… having an OBD II reader in your car. Quality can certainly be quantified if you are specific enough.
>>519416681>You guys have a lot in common, but that I mean you guys are retarded.Says the guy trusting government to "help usssssss"
>>519415863You are simply not smart enough to understand how the jews pluck you.
>>519416012Interesting. I guess my deal is that I’ve always had a heavy duty truck and now also cars and trucks just cost more. I guess also when a repair bill comes it’s unexpected and random and thousands of dollars and it always hurts. But it’s less than the constant drip of a loan payment. I’ve had some bad luck with most of the trucks I’ve owned, the cars are better.
>>519408445CfC was a crime. Its taken years for even libs to recognize the damage Obama brought..Good used cheap cars are 'pre-computer', the exact type of cars that were crushed..Ask anyone that has a pre-1995 car..simple fuses/modules..cheap fixes, checked with $10 buck multi-meter..
>>519408445That was a long time ago. Lots of beaters around but if you're like me, you aren't going to trade in your <100k used car for $500 so you can buy a six years newer car with 30k for $18k.The boomers at the dealership are out of their minds. I have a 2004 frontier, a 2012 Fiat and a 2013 grand Cherokee overland and they're all shit but I'm never getting rid of them if their replacements are going to buttfuck me financially
>>519416760You are literally shilling Trump. The Jewish shill. What are you on Anon?
>>519416681Okay, give us a short list of which regs you could pass to make cars quality. Chop chop.
>>519407971It would be awful haha if someone haha killed her haha
>>519408097"Wealth"https://youtu.be/o8lJtkKWM_Q
>>519416760You also want the government to help you anon, by deporting Mexicans. So i don’t know, maybe you should deport them yourself. You know, really take matters into your own hands! Or… make it easier for yourself and have someone else do it!
>>519407971Tweet her, ask her how much a pound of ground beef costs
>>519416431Because you can't just tell people that. What is a "better" car? What enforceable metrics? You gonna pass a law that says>Hey like just be cool and do the right thing man?
>>519415340>all those ones bordering canada that don't need inspectionsit's because we're doing them on our end damnit
>>519416944>You are literally shilling Trump.Get your TDS checked. Obama wasn't a saint and pointing it out isn't comparable to your "orange man baaaad" monologues.>>519417044>You also want the government to help you anon, by deporting MexicansDo I? I didn't know that about myself. Seriously. Fix your TDS.
CHASE THE AMERICAN DREAM, GOYEEM... YOU'LL CATCH THAT CARROT ONE DAY!>CHASE THE AMERICAN DREAM, GOYEEM... YOU'LL CATCH THAT CARROT ONE DAY!CHASE THE AMERICAN DREAM, GOYEEM... YOU'LL CATCH THAT CARROT ONE DAY!>CHASE THE AMERICAN DREAM, GOYEEM... YOU'LL CATCH THAT CARROT ONE DAY!CHASE THE AMERICAN DREAM, GOYEEM... YOU'LL CATCH THAT CARROT ONE DAY!>CHASE THE AMERICAN DREAM, GOYEEM... YOU'LL CATCH THAT CARROT ONE DAY!CHASE THE AMERICAN DREAM, GOYEEM... YOU'LL CATCH THAT CARROT ONE DAY!>CHASE THE AMERICAN DREAM, GOYEEM... YOU'LL CATCH THAT CARROT ONE DAY!
>>519414243>be nigger>get elected >entire nations credit score goes downObama funded ISIS and then had the CIA and DoD fight each other in a proxy war. He sent unmarked guns to Mexico. He funded the Maidan and then lost Crimea. He didn't back Georgia. Like bruh he was not as great as you think he was.
>>519416865I keep my 92 Nissan D21 parked behind a locked gate, with three anti theft measures, behind a 2007 Prius (that in three repairs cost cost over 5K to fix) and if I hear anyone trying to break into it while I’m around I’m jumping out from behind a bush and shotgunning them in the back.
>>519407971>Senior official of the Federalist Society is perplexed why poor people have car payments. Why can’t poor people just not have debt? It’s that easy. Maybe they should spend their money on Mark Levin books instead and learn a thing or two.Because they don't know how to fix cars and need something reliable.If you can't fix it yourself, you are still going to be possibly paying most of the cost of a new car in repair bills.
>>519407971Why don't we just outlaw being poor?
>>519417330That’s because he was a CIA plant to begin with. His daddy, the real one, is represented by a star on a wall in Langley.
>>519408445As well as all the illegals buying up all the cheap used cars.
>>519417018Okay you got it. First things first, don’t make cars fucking huge. They kill more people on average. Easy to prove. If companies make a bad shitty part and it constantly fails, they must replace it. Government can do tests to see if the part is bad. Aka, the department of transportation. This shouldn’t be handled by the consumer having to perform costly lawsuits that they usually don’t win unless it’s a class action. How the process of determining that is beyond my scope, imagine that there are people paid to do this work… like engineers, hired by the government. If car companies are determined they are performing planned obsolescence, with the intention of fucking over the consumer, the have to prove that they aren’t fucking over the consumer. If they fail, they face fines, their cars being banned for failing to meet standards (like metal quality, something you can test), or their business is yoinked. I shit these out, the DOT is suppose to think about this shit. Imagine having a whole group of smart people telling the president “this will benefit your country, here’s a plan we made.” Only for him not to care about his people. He doesn’t care about you.
>>519407971>perplexed why poor people have car paymentsremember "CASH FOR CLUNKERS" where the obama admin paid people peanuts to destroy nearly every 1950s-1990s car in america?that's where all the 'beaters' went. all the cheap, affordable, long-lasting cars were 'taken off the street' to make way for ridiculous $40,000 'smart cars' that you'll be put in jail for performing maintenance on without bringing it to a licensed dealershipyou'll never guess (((who))) was behind these proposals
>>519408445Nah those cars were already 10-20 years old in 2009 not many people driving 1991 shitboxes in 2025
>>519411194If it's a manual then it's alright. If it's one of those pos dual clutch transmissions, it will die before 100k miles.
>>519408445/threadObama fucked the used car market over so god damn hard just with Cash for Clunkers. Perfectly fine cars built to last were crushed and sold off for scrap, irreversibly and artificially changing the car market to favor car loans and shitty plastic goymobiles. That and car companies lobbying for more EPA regulations so older post-cfc cars purposefully can't pass, forcing people into car payments.
>>519417137Yeah, you can enforce these metrics. They do it for bridges, which are far more complex than cars. They do it for electrical devices, too! It’s like we have done these things to other industries.It’s not that hard to even make a metric. Here, I’ll shit one out. “Don’t make shitty transmissions!” Done. Oh yeah, also let’s just make right to repair laws instead of everything being proprietary slip if we can’t fix that. That way, we can repair our cars.
>>519417241No, I hate Obama. I’m just saying he was better at killing brown people. Oh and he also follows my Christian values better than trump does.
>>519408445I turned in 2 shitboxes to that program. I even paid a friend to fail the smog check for me.
>>519417904>not many people driving 1991 shitboxes in 2025because they were all deliberately destroyed you fucking dumb idiot
>>519417330No he wasn’t great, he was just better than trump and y’all can’t accept it.
>>519408445spbpWe're fucking dead.
>>519408445This is the real reason but niggers will never admit italso new cars probably have too much shit in it by law
>>519418012>No, I hate Obama.>>519414243>There is no argument here that Obama’s time in office had a higher morale for Americans in generalMaybe you can hate as much as you "hate Obama"? I could use getting my dick sucked.
>>519418253I can hate Obama and say he was a better president than trump. Unlike you, I can comprehend two things can be true at once. Best President was Franklin D Rosevelt.
>>519418253Also, you haven’t proven me wrong. Prove how America is better after Trump has been elected twice. Do it. You can’t, because I’ve said how Trump has fucked up and you’ve failed to prove how he hasn’t.
>>519415863Are you happy you got a few worthless reservists back in a 10 to 1 exchange for people that actually killed your countrymen? Be sure to leave the hatch open to get some air on your next patrol.
>>519418444>I can hate Obama and say he was a better president than trumpYour "hate" is to claim he was so good that his "time in office had a higher morale for Americans in general". Again, can you hate me the same? I want a rim job please.>>519418652>Prove how America is better after Trump has been elected twice.Never said it is. Just not agreeing with your high assessment of Obama. Doesn't automatically mean I prefer Trump, it's just your TDS that makes you want to believe I said that.
>>519416606Get your shit together. You don't get any points in life for making excuses for yourself for being a talentless drunk.
>>519417879One of the greatest anti-central bank presidents was Old Hickory. That’s why they put him on the $20 Dollar bill. As a “fuck you, goy!” to all Americans. They have a sense of humor, you know.
>>519419244Fat, drunk, and stupid are no way to go through life, son. - Dean Wormer
>>519419028It did though, I know I was happier in 2008 than I am now. The internet was better. I can hate Obama because he did a lot of stupid shit too. I am literally saying the facts about Trump. He’s not the way for what I envision for a Christian nation. I want real family values, not some fucking retard who can’t keep a wife. I want someone who can possess humility and grace, not a belligerent retard who cannot support real Christian values. He’s not Christian, he’s not a good president, and he promotes degeneracy. He’s not driving out the Jewish scourge and he’s not saving the children.
>>519407971A better question is why are banks allowed to loan them money? The answer to that exposes the root of the problem - fractional reserve banking with zero reserve requirements.
>>519407971>article shows nigger hand>jew whose dad paid for his lies to become real and manage fake hedge funds tweets>old white broad is voice of reasonThe psy ops are bad, Israel. Do better.
>>519407971Do any other anons here actually use credit cards in a way that works to your advantage?>be me>use credit card>pay off full amount>get cash back>use cash back>never get charged interest because I pay the full amountThey're fucking great when you're not an impulsive spender.
>>519417794Beans just buy and resell salvage titles
>>519419374>I know I was happier in 2008 than I am now.Maybe you were high?
>>519407971Country club Republicans
>>519408445Do you guys just not know how to buy cars? There's plenty of $2-5k's. I don't buy from dealerships. The one time I ever did it was a lemon. Off the street I do my checks and it's easy
>>519407971It used to be that poor people couldn't afford to make car payments, and thus couldn't afford to buy a car. Way to comically miss the point, which is that poor people today are better off than poor people a generation ago.
>>519407971Poor people are usually dumb but cars are expensive as fuck now. You can't just pick up a clunker for a couple of thousand anymore.
>>519408608Your market that fucked leaf?
>>519415607>Why cant America make good cars.BECAUSE ITS FILLED WITH 3RD WORLD SHITTERS WHO CANT EVEN BUILD A HOUSE!!WHAT DID YOU EXPECT WHEN YOU SENT ALL YOUR JOBS OVER SEAS!>Why cant they unpour the foam into the engine blocks!>Why cant they uncrush the cars!>Why is everything so poorly built.Trump is directly responsible for America making AWFUL products because he looks at the work put into it and goes "it would be cheaper it there was 40004904094 million Indians doing it"YOU MEAN WE CANT HAVE QUALITY PRODUCTS BECAUSE WE HAVE PEOPLE WHO CANT EVEN READ?!
>>519407971>Why do poor people have debt?Why the fuck wouldn't they??????
>>519413497>No one would be buying a 2009 and below vehicle.i'm literally still driving one....
>>519407971a running 3000$ car, wowee, i wonder if it will survive the month
I have millions of dollars and do DoorDash for fun in my 20yo gook shitbox that I love. Everyone I deliver to has a much nicer car than me, often brand new. They are often living in horrific housing yet they will order DoorDash for a sandwich from a place that’s 10 minutes away by foot. I will never order DoorDash in my life, the prices are insultingly high. Poor people are awful and should be forced into servitude.
>>519419374Yeah but you have to laugh at his stunts though, like speaking in front of GM as an obvious reference to Hitler’s 1939 speech in front of the Volkswagen plant in Wolfsberg, Germany.And the recent stunt pulling together every general and admiral to give them a pep talk - fucking comedy gold right there!
>>519407971Nooooo all the mexcreants burned through their gibs and cant afford their gmc denali at4 or honda accord on rims. Maybe theyll go back
>>519407971OP asks why there are no beaters in a time of Planned Obsolescence.> Fucking newfags.
>>519413497Brand, model, mileage
>>519407971Well, why do they? I ride to work on a bike. There’s a shit ton of people who pretend they “have to” drive. The world ain’t that fucking big.
Women. Women are fucking retards that think putting 3k down and then paying 300 a month makes sense, because its> new but buying a 3k car that *might* need 1,000 in repairs and maintenance over the course of a year is >cringeHoes cant do math or think critically.
>>519417964What's a "shitty" transmission? You got measurements for that? What tolerances define shitty?Easy to talk about this shit, nigh impossible to do.
>>519419555Not everyone who's in debt is an impulsive buyer I had near perfect credit then my dumbfuck dad had a stroke because he's a retard that waited till he nearly died to go to the doctors now I'm over 10k in debt
Lower income Americans now means under 60k a year...lol
>>519421175Kill yourself kike
>>519417838What about farmers, construction workers, landscapers, tradesmen and other people who need large vehicles?How are car companies to make money if they have to replace every part that breaks? Are they allowed to charge more to cover the costs?How long should something drive to mean it's not planned obsolescence and if it raises costs are you just going to put on price controls or what?Government is a big blunt instrument, it's not good at this shit. The whole thing worked better when it was lawsuit based.
>>519407971Because a "beater" is a black hole money pit now. Auto companies have perfected planned opalescence.
>>51941525353 fucking percent of used car loans are 120% ltv? Could that really be accurate?What in the fuck???
>>519416134>Wife had a 2017 jeep compass>inline 4 engine>90k on the dot blows the head gasket with no cpu warning and overheats>sucks all the coolant down probably because blow by>immediately stop driving it and pour some subaru stop leak in it>take it the very next weekend to a dealership and have them pay it off in full to get her into a new car, a subaruShe had the car before me but ill never own another dodge product again
>>519408445>Economist (((Alan Blinder))) helped popularize the idea of a scrappage program and the moniker "cash for clunkers" with his July 2008 op-ed piece in The New York Times. Blinder argued that a cash-for-clunkers program would have a three-pronged purpose of helping the environment, stimulating the economy, and reducing economic inequality.[11]>Jack Hidary of Smart Transportation and Bracken Hendricks of the Center for American Progress co-wrote a paper that was distributed to congressional offices in November 2008 describing the multiple benefits of a cash-for-clunkers program.[12]>The House approved creating a cash-for-clunkers program with the 298 to 119 passage of the CARS Act ("Consumer Assistance to Recycle and Save Act", H.R. 1550). >In the Senate, the cash-for-clunkers legislation was inserted into a larger war supplemental funding bill. Dissenting Senators raised a point of order...prohibiting inserting provisions not previously passed...The rule was overridden with 60 votes... The larger funding bill passed by a vote of 91–5 in the Senate.>In response to the U.S. Department of Transportation's estimate that the $1 billion appropriated for the system was almost exhausted by July 30, 2009, due to very high demand,[6][7][8] Congress approved an additional $2 billion for the program with the explicit support of the Obama administration.[9][17] On July 31, 2009, the House of Representatives approved the extra $2 billion for the program,[6][7][17] and the Senate approved the extension on August 6, defeating all six amendments presented.[9][10] President Barack Obama signed the bill into law on August 7, and the appropriation was exhausted by August 24, 2009.[3]https://en.wikipedia.org/wiki/Car_Allowance_Rebate_System
>>519408853That's close to the 3k posted in op though? Especially adjusted for inflation.However the point is: why do American get expensive car loans when they could perhaps get a car for half the price/cost.I am relatively wealthy for the country (just good ISH income). And my cars are all at least 5 years old when I bought them.To be fair people buy cars with loans here too, but I think it is more regulated
>>5194134972009 is newer than any vehicle I've ever owned, and ever will own
>>519407971>What happened to cheap carsLiterally the trillion dollar government program to physically destroy all of them irreparably after paying 50% over market value to everyone.
>>519416830>I guess also when a repair bill comes it’s unexpected and random and thousands of dollars and it always hurts.This is a retarded take, you have a financial buffer and calculate this in your car ownership cost, and save that amount.Same for house maintenance, same for medical expenses if your country doesn't cover those.
>>519407971They have no skills to pay with time instead of money.They spend their money on things they don't actually need (alcohol, drugs, pets, iphones, fashion clothing, prepared foods, subscription services, etc..)or things that have lots of air in the price (brand products, downtown apartments)
>>519415540You’re retarded.
>>519407971I have a 3000 euro Golf that runs like a Swiss clock. A little less than 100 euro per year maintenance, 200 euro taxes + insurance. 5.5 liters of diesel per 100 km. It just works. VW - the White man's choice since 1937.
>>519423012>destroy themActually we gave them to ISIS.
>>519407971the car indistry car repaircar insurence and car salesman its all a racket ment to exctact as much wealth out of you as you can. i have never gotten quality work done from any repair shop i took my car too. i never got my moneys worth for a car i boughti never got my moneys worth for the car insurence i paid for, just for the privlidge to drive the car. its all a gay and fake system ment to ensure that the poor stay poor. rent and car payments and groceries are like 90% of your salary. and they keep it that way to make sure the economy stays stable. and the poor stay debt slaves.
>>519407971niggers can move back to africa. no debt. problem solved?
>>519408712But Anon! That would mean killing our God Emperor!
>>519416906A lot of people are buying cars without test driving them even. The car market is just catering towards the whales with no sense of financial upbringing.
>>519407971because boomers traded in every fucking used car for oboomer's cash for clunkers you dumb old cunt. A little extra money to spunk into a slot machine.
>>519423693Woman pastors LOL
>>519418025where i lived we were allowed to take in cars that were not even running so people were taking in literal scrap but getting two times the scrap priceif i recall correctly we sold some lil car that had a whole lot wrong with it and was scrap yard bound and would have only gotton a lil over 100 but that program let us get 500
>>519407971I am poor but I am not in debt and the only person I know who is not in debt. I do own my house but it took forever and ever and ngl I have made a lot of fast money if you know what I mean. I learned at a very early age the pros (and cons) of learning to go without something absent for those poor people in debt and you trust fund daddies boys alike.
>>519423810Scared of a woman being a part of your religion?
>>519423970No, of course women have a place in Christianity.But it's not as a Pastor.
>>519424013So you admit you are afraid.
>>519424499Not at all. You attempt to speak for me but the bible is very clear on women's place in the church.
>>519424597The Bible has no such clear guidelines as you claim. You speak through a clouded lens about the truth of God's word. A lens that many have unfortunately peered through, either through peer pressure, or deception.
>>519424735Paul is very clear on this in his Epistles
>>519424955>Paul>hisSo then his is not the word of God.
>>519425084You're not as smart as you think you are and the way you attempt to twist conversations is plain evidence of such.God bless you and go drive a beater.
>>519425209The church is splintered because the word of God is constantly misinterpreted and construed to the point that certain versions are preferrable to certain groups, especially when it works towards their end goal.True faith lies in shedding one's misgivings about people of race, culture and gender, for we are all made in God's image, whether we like it or not.I believe you would not like Jesus if he were alive today, for he was born from a middle-Eastern Jewish woman.
>>519416050Because broke niggers would cause accidents and be unable to pay damages. Retards thought that requiring it would make the niggers buy insurance.
>>519407971>>519408445Yep, there isn't a huge backlog of used cars anymore.A lot got trashed, and "dealerships" are running bots to buy up any "deals" they find to keep the market high.
>>519425469You have now twisted this from me plainly stating the bible says women should not teach or hold authority when speaking of the Church into "you would not like Jesus" because I do not accept your twisting of the gospel. This was agreed universally for 95% of the existence of Christendom. I will not be replying to you again.
>>519413497I live in a 1994 toyota tercel which is older than me! I paid $500 for it from a junkyard that forgot they had it. It runs just fine. My previous car was a 2019 chevy trailblazer which always fucking broke down. Even when I still had money.
>>519425779The Crusades were a different time, anon. It's time to move on.
>>519407971Because they are dumb and their main source of happiness besides sex is consumption?
>>519415863#notallbankers
>>519417904They would be if those still existed. 1991 shitbox would be running great today, cheap to maintain too. Specially if it's a 1991 diesel shitbox. Americans had some old VW Golf diesels back in those days.
>>519407971Senior official of the Federalist Society is perplexed why poor people have car payments. Why cant poor people just not have debt? Its that easy. Maybe they should spend their money on Mark Levin books instead and learn a thing or two
>>519426907>they are dumbyou are dumb
>>519408445I'm still fucking pissed. Cash for Clunkers was designed to kill an entire section of people. I miss when a shitbox truck was 3000 dollars and had 100k miles. I miss my dads shitbox nissan truck man fuck Obama
>>519422874to look like they’re rich, of course. americans are ego driven, all of them.
>>519408967>3kwe used to get old metros and fiestas for £300 onward
>>519415340the ore i find put about america the more imrealise they are 3rd world and its no wonder they cannot replicate our system. we actually try
>>519417044deportation is a service of mercy we are willing to provide them in lieu of extermination. I'm willing to provide this mercy out of respect for their collective faith in Christ. however, I'm not willing to provide this mercy to pajeets or durka durkas, as they have no redeeming qualities whatsoever. I am comfortable with having an endless pool of cheap labor directly across the southern border, and therefore I don't mind my taxes being used to return this labor supply to its natural habitat which is free of the workplace benefits and protections made for and by Americans (aka white people).
its pretty simple
>>519427687Liberals love to talk about kicking out the ladder used to climb up then praise the jaggoff that actually did it
>>519428069>it's no wonder they don't all submit to a retarded scam disguised as environmental protection and personal safetyalmost as if we value freedom a bit innit?lmaospeaking of third world:no matter where you're posting from, it's guaranteed you're sitting in a 10'x10' shoebox with no insulation surrounded by brown people. at least in USA we have to go to urban centers to find them, but for you there's no refuge. third world indeed kek
>>519417137It's really simple, actually
My first car was a station wagon that was as old as I was for $200. It was covered in rust and leaked gasoline down the road, but the interior was spacious with all bench seats. I once had 12 white girls riding in it with me. I'm not even that old, just a millennial. Poor zoomers will never know how great the world was just before them.
>>519428915based land yacht enjoyerthe gas leak thing is niggerish thoughmy first car was a $700 mid 80s boat with a cassette player and a v8 that didn't care
>>519408097most americans live paycheck to paycheck and can't afford groceries
>>519407971It says it in the headline "signed in better times".
