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/pol/ - Politically Incorrect


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>You need to pay a 50 year mortgage on houses that wont even last that long, goy.

Theres no non-violent way out of this.
>>
You could simply stop being poor or just buy a house someplace other than Hollywood or New York City?
>>
The bottom line is the monthly payment, and 50 year mortgages will drastically lower that, making homes 2020 levels of affordable.
>>
>obvious child that's never even hunted for houses as a fantasy.
Anon, there are many 50-100 year old houses on the market currently.
>>
>>520978577
The long term interest payments are theft
>>
>>520978566
>>520978577
>>520978622
All you miggers need to be executed
>>
Why is anyone paying interest on something that is created out of thin air?
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>>520978298
50 years are fucking psychotic.
>>
Imagine the giant house you can buy
>>
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>>520978767
>NOOOOOOOOOOO I DON'T WANT TO HAVE TO TAKE A TRAIN OR BUS INTO THE CITY
Ok then get a job
>>
>>520978577
2020 house were also inaffordable. You will also pay a huge amount more in total
>>
>>520978298
If the house doesn't last 50 the mortgage is ended.
>>
banks dont want 30 year loans let alone 50 year, they just want the comission then they offload it to wall street to package into MBS to sell to suckers that blow up every ten years and the suckers get wiped out, all part of the wealth transfer from poor to rich, rich get the bailouts, poor get the foreclosure and eviction
Luigi had the right idea
a few more Luigis and shit might get real for a change
>>
>>520978298
>another resounding victory for MIGA
>>
>>520978577
>making homes 2020 levels of affordable
>>
>>520978298
Now house prices are going to go up to reflect this. Its his selfish aim to avoid a real estate crash.

>>520978577
Until the increased demand pushes house prices up even further.
>>
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>>520978996
>West Virginia

Yes, go buy a house in the literal Afghanistan of America where it’s affordable because all of the coal mines are shut down and you can’t do anything.
>>
>>520978577
Stop making excuses faggot. We dont need to add 2 extra decades of debt slavery just to make homes affordable again. How fucking stupid are you?
>>
>>520979743
Its a literal Eglin glownigger shill on the clock, that WV image he posted has been spammed here like 50+ times
>>
>>520978713
>>520978767
>>520979055
>>520979266
>>520979427
>>520979743
Hey, I already own a house and this is going to continue to increase my equity. You should have voted Kamala if you were a worthless retard with no assets or job in the first place.
>>
>>520979809
You advocate for pants on head retard policies, I cant trust a word you say
>>
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HE DOES HAVE A GOOD POINT
HE'S RIGHT YOU KNOW
NOW THAT THE DUST HAS SETTLED
SAY SOMETHING NICE
POWERFUL
REALLY MAKES YOU THINK
WHAT ARE THE POLITICAL IMPLICATIONS
PUBLIC TRANSPORTATION
KNEEL
POLITICALLY SPEAKING
APOLOGIZE
BASED OR CRINGE
LET ME GUESS YOU NEED MORE
HOW DO YOU RESPOND WITHOUT SOUNDING MAD
WHAT DID HE MEAN BY THIS
WHY DO AMERICANS
WHO WAS IN THE WRONG
DAILY REMINDER
WELL /POL/
YOUR RESPONSE
IT'S OVER
POL CAN'T REFUTE THIS
THIS IS THE POST THAT KILLED /POL/
POL BTFO
THOUGHTS?
>>
>>520979878
What's retarded about it? Sorry you voted Biden and ruined the economy. You can't undo all of the wuhan flu money printing. Your houses are never getting cheaper but this at least makes the barrier for entry lower. Quit complaining
>>
>>520979959
I voted trump 3 times but im done defending that jewish cocksucker
>>
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>>520979922
SOMETHING OTHER THAN RAGEBAIT WILL GET POSTED THIS TIME I CAN FEEL IT
>>
>>520978298
I agree. Violence is the only option left. Just a reminder too that the colonists fought and killed men for much, much less than this.
>>
>>520978298
50 year mortgages have been around for 20 years.
https://www.nbcnews.com/id/wbna13187964
>>
>>520978298

Like 30 year loans, most people refinance when they can secure a lower rate, which is made much easier after you actually own the home. Barrier to entry is the issue right now.
>>
>I VOTED FOR THE CLEARLY YARVINIST ADMINISTRATION, BUT I DIDN'T THINK THEY'D TRY TO TURN ME INTO AN ETERNAL DEBT SLAVE WHILE EXCLUSIVELY SERVING THE ELITE!
Actual fucking cattle.
>>
>>520979636
Do you seriously mindlessly believe any bullshit propaganda you hear online, Hans?
>>
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>>520978298
>Theres no non-violent way out of this
you won't do shit
>>
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>>520980417
No I pay attention to statistics instead of posting cherry picked photos as anecdotal evidence.
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>>520978298
>you must pay for 50 years
That obviously isn't true. 30, 20, and 15 year mortgages won't stop existing.

Also there's buying a house with cash. I live in WA and make semi-decent money (80k or so now) but can't afford a house in WA. So what am I doing? Saving up so that if I need to I can just buy a house in flyover country and not deal with a mortgage
>find $200k house
>buy it with cash
>>
>>520978298
you can't even own a house in the united states anyway so who cares. the second you don't pay them their yearly tax (rent) they take it away
>>
>>520978298
Cui bono?
>>
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>>520979959
>Sorry you voted Biden and ruined the economy. You can't undo all of the wuhan flu money printing.
It's like you cashed your check so fast you didn't notice who signed it.
>>
>>520980239
>50 year
>mortgages have been around for
>20 years.
Imagine being this retarded
>>
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>...
>>
>>520981208
MAGA
>>
>>520978577
HAHAHAHA
There is a limit to how little you can pay monthly before the loan term goes to infinity.
30 year mortgages are already dangerously close to this limit.
You miss a few payments on a 50 year loan and you will quickly never be able to pay it off without large lumpsum payments.
>>
>>520978298
Instead of creating a 50-year mortgage why not find out why 30-year mortgages are no longer sufficient and kill the people responsible?
>>
>>520978577
No, it will make houses more expensive overall. At best, it will erode what ownership is and morph it to something that more closely resembles rental.
>>
>>520979743
> to make homes affordable again
Stop repeating that fucking orwellian slogan you retard. It doesn't make them affordable at all. It makes them more expensive and is desinged to extract more money from you.
>>
>>520978298
MIGA adopting Own nothing und be happy is not surprising
>>
>>520978298
Is this orange nigger self aware at all? These self aggrandizing posts Trump makes are ridiculous.
>>
Luigi didn't even make the needle wiggle. In fact he needs the needle.
The only thing that makes costs go down is less demand. Stop buying the insane priced house. Move to where they are affordable TO YOU.
>>
Here is the conservation map in my state with SOME of the restrictions
>>
>>520981208
>>520982006
Boomers win bigly too since it will inflate their monstrously inflated assets even further.
>>
>>520983326
The rich get richer, and the poor poorer.
>>
>>520978298
Housing costs really are stupid easy to bring down, you just stop letting blackrock buy homes up and give intetives to build new housing and then prices will drop. The problem is that government is not actually interested in bringing down home prices because boomers turned houses into investments and if the price of housing goes down boomers will be mad so all "affordability" plans will really be just increasing the ability to take on greater and greater amounts of debt.
>>
>>520978298
This idea is going nowhere.
Won't last.
>>
>>520984640
It’s this. Most voters are senior citizens and real estate is their entire portfolio
>>
>>520984640
Blackrock is a symptom, it's not the problem
The problem is the ever increasing authority and decreasing accountability towns have.
People don't want neighbors and it is getting much slower and more expensive to get lots endorsed.
>>
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based zion don
>>
>>520978298
why not make it 200 years? 500 years?
>>
>>520986120
3000 years sounds about right
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>>520978577
This level of cope is unreal
>>
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>>520978298
>WE'RE GOING TO LOWER PRICES
.....
>BEST I CAN DO IS A 50 YEAR MORTGAGE
>>
>>520978298
It needs to be accompanied by an extremely low interest rate. Then I'd be in.
>>
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>>520978577
Migapedopedes are fucked in the head
>Trump continues mass immigration at levels above Obama signing tens of millions of legal statuses every single year when he could sign zero
WE ACTUALLY LOVE LEGAL IMMIGRATION
>Trump doesn't prosecute the swamp entire first term
HES SAVING THEM FOR TERM TWO AND HE WILL BARGE EVERYONE TO GUANTANAMO BAY
>Trump transfers trillions to the elite during COVID
HE HAD TO DO THAT TO SAVE THE ECONOMY
>Trump bombs Iran
THIS IS AMERICA FIRST, ITS NOT FOR ISRAEL

Just as bad as fuckin Bidentrannys Jesus Christ
>>
>>520986120
Mortgages beyond 40 years are virtually illegal because there is a negligible difference in monthly payments from 40 year to 50 to 60 year.
There is a limit to how low the payments can be to ever be able to pay it off.
>>
>>520986690
>read the file name
>>
>>520978577
> The bottom line is the monthly payment
Spoken like a true goy
>>
>>520978298
Fixing the housing crisis would be simple
>Offer "carbon credits" or whatever the fuck you want to call them to companies who promote work from home under the guise of green initiatives
>Only applies to employers who employ individuals within a 100 mile or whatever radius(prevents offshoring)
>Raise taxes on non-primary housing to prevent landlord creep
This promotes the regrowth of all of the small currently dying towns on the periphery of large cities and allows the walkable 10 minute city types to keep doing what they are doing. Less vehicles clogging up roadways and infrastructure. Don't need a parking garage every 5 feet in cities which means more room for condos etc.



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