>The tweet that made /pol/ combust into a trillion piece of star dust
>>522530475>the leaf who shit the street
>predatory
>>522530475Then keep renting idiot.
>>522530475this same person says>You will own nothing and be happyis the way to go
>>522530475I could qualify for a mortgage as a seriously underpaid junior enlisted in the military.And he didn't contribute jack shit. He paid rent. Did he contribute to the grocery store, his dope dealer and starbucks too?
death to tyrants
>>522530475160,000 ÷ 120 monthly payments averages ~ $1,300 monthly rent, not impressive at all. He's probably gunning for a home that costs upwards of 300,000. Also, what percent of his income was the rent payment? Probably upwards of 70% because he's a broke loser that relies on gibs.
>>522530475$160k over 10 years is a small amount of money. That's why he rents, because he doesn't have more than that. If he did, he could buy a home. But he doesn't, so he can't.I don't get what's so confusing about this. If you want shelter but can't afford to buy it, you rent it. What's the problem?
>>522530475>basic human rightThis is what societal scum call free gibs stolen by the vile Thief called "government" from people who do work. Life. Liberty. Pursuit of happiness (no fucking guarantees!). These are the only God-given rights.
>>522530475You’re not entitled to shit. Now get the fuck out of my property
>>522530475maybe if you bring in 400000000 jeets looking for housing that will bring the price downhaha
>>522530475these same people laugh and mock me for living at home still, so they can go fuck themselfenjoy paying for something i get for free.
>>522530842>160,000 ÷ 120 monthly payments averages ~ $1,300 monthly rent, not impressive at all. He's probably gunning for a home that costs upwards of 300,000.what's 160000 x 2 anon
>>522530475im living on abo land and paying $2400/month to a boomer jew
>1PBTIDShut the FUCK up faggot!
>>522530475Sure landlords are a huge fucking problem. But there's unglamorous property to be bought for <80,000. Everyone forgets the property ladder and poorfags think they're too good to start on the bottom rung, but that's your choice. Either start with poorfag properties and build it up or shut up and keep renting like a retard.
>>522533041rent seeker apologist
>>522530475Only faggots cry about not having a house. Think about it: every dwelling in the US is essentially a rental. Either you pay rent to a landlord or you pay rent to the state (in taxes) forever. No one ever actually owns any real estate, really. Even if you pay off your mortgage, you still have to pay the state whatever they say you have to pay. There is no recourse.
>>522530475ah yes, nothing screams financially responsible like paying $160,000 over 10 years with absolutely nothing tangible to show for it.buy land, pitch a tent, upgrade to a caravan or cabin if you're weak, then build a house.>waahh i can't get a load for landbullshit, land is a non-depreciating asset that can be repossessed, as long as you cover administration costs the bank has zero liability.
>>522530839Adam Smith supported modern landlords though.He was against government created feudal landlords
>>522530475That's about what I paid for my condo 7 years ago. Of course it has doubled in value by now. I put 5% down. Interesting how he doesn't say why he can't qualify for a mortgage and why in ten years hasn't he been able to sort out that issue. I'm sure he's simply lying about that part. Mostly likely he simply chose to be a renter because he enjoyed his freedom of being able to move around and figured home prices would start going down any now. He held onto this belief while continuing to vote for more mass immigration.
>>522534030Only thing with bare land is you need 40% deposit.
>>522530475My mortgage costs more than that and I live in a literal shack 200 miles from the city. He can't afford a mortgage.
>>522530475So he believes he has a right to what exactly? He believes all necessities sustain life should be provided for by who? Literally who? He describing something akin to an ant colony or bee hive. Guess what, the vast majority of those species are work till you die to support the elite. Everything is provided for you as long as you do your job as required, but you don’t work for you, you work for the hive. This means, you work field, warehouse, counter, line, phone, construction, etc.. nope, we don’t need an influencer, reactor, gamer, developer, music producer, just workers spending their time making sure the hive functions to meet the needs of all at the exact same quality, while protecting the elite. No rent, but no work, no use, no need to be supported, no more living.
>>522530475Some people just refuse to pay rent. Simple as.
>>522535639Homeless People
rentier capitalism is parasitic>an economic system in which a significant portion of income is derived from the ownership of assets>contrasted with productive capitalism, in which income is derived from the creation of goods and services
>>522535719They ain't bitching about home prices into the void.
>>522530475
lol...what a fucking loser. $16k rent pa is nothing.
Why doesn't he say what the actual issue beyond "can't qualify?" No credit history? Too much debt already? Undocumented income? Throwing out a meaningless fact like "160,000 to landlords over 10 years" is a tell.
>>522535449>So he believes he has a right to what exactly?a reverse bailout because he is to small to fail
>>522530842>>522532609
>>522532609Thats not how it works
>>522530654All usury is
>>522536493> after a 10% down paymentDo you really think that loser had 25k for a down payment to a house? Kek
>>522535216I bought a piece of property for about 100k at the beginning of the year. 9 acres. septic approved.I can't get a construction loan. I have proof of income. They don't give a shit. So I'm building it piecemeal as a result. Theoretically the government should be helping people like me in order to contribute to a healthy, stable society. Instead they're helping bankers and 3rd worlders invade to produce the opposite.
>>522534030you should know that they fuck with you in this country if you buy a piece of land and stick some trailer on it. jews forbid that because it means you don’t go into lifelong debt and you existing without debt is antisemitic.
>>522535820Oh but uhhhh. What land does that uuhhhh creation of goods and services happen on????
>>522536878its all rigged so that you have to take part in their home mortgage system. since if you own the land but not the house, much harder for them to repossess the house as they plan to down the lineyou can still do what youre doing but intentionally made it super hard to discourage you from going outside the system.
>>522536493In Canada the average home is going for like 800k+ for starters kek
>>522530475Big fucking deal. Over 10 years my taxes and insurance are more than that and he's bitching about his extremely low rent. Cry me a fucking River.
>>522530475This is going to be even funnier then the real estate market crashes, and they have to lower rent, and the jews can't sell at high prices, so most of their wealth is going to go into taxes from all of the real estate nonsense they did with the rolling taxes if investing in real estate trick they have been doing.KEEEEEEEEEEEEEEK, tens of billions are about to be shed from the kikes
>>522530475Death to landlords
>>522530475How does it feel to own nothing?!Does it make you happy?
>>522538382if you arent smart enough to figure out a way out of renting then you dont need that money. in fact you wouldve spent the extra money on weed or getting tattoos or some other worthless shit… travel…the landlord is doing your dumb ass a favor by keeping renters poor, they are too dumb to be allow to own houses, imagine if you couldn’t form a HoA and kick them out for their bullshit weed bubbler and other shit they use to bring society down.
>>522530475>Importing tens of millions of migrants >Migrants push up cost of housing>Migrants deflated wages>This issue is housing isn't a "human right"I have level 26 fatigue.
>>522538588Nonsense. Housing is a human right. Death to landlords
>>522537435It’s $690k for Canada. $1 million for Toronto. Stop lying.
>>522538840you are house though you retard, you just dont own it
>>522538890"You are house">It's ok to kill your landlord and get away with it
>>522530475>I spent money on things!What a little baby... does he bitch about his food payments over the past 10 years too?Does he think "owning" a house doesn't come with hundreds of thousands of dollars spent, and a lot of $$ down the drain in the form of taxes and basic maintenance??I love renting. It gives me peace of mind that other people take care of the bullshit while I just pay the rent. It's like $100 more per month here and the downpayment money is in equities. and guess what if the neighborhood turns to shit or I lose my job or I want to take a career break I can leave EASILY. Who gives a flying fuck
>>522530475Even if you pay off a mortgage after 30 years you still don't technically own it. Property taxes, goy.
>>522538959you are housed in a house owned by someone better with resources than you. giving dumb and poor people free houses is like giving free food to africa, you just end up with more blithering idiots like yourself.it will never happen btw, enjoy paying forever. you wont do shit. plus you probably mock people who live at home like me. i pay nothing btw.
>>522538877Average housheold income in all of Canada (including single person household) = $111,000Average household income just economic families (2 persons or more) = $146,000Homes are affordable in Canada now. This isn’t 2022.690/111 = 6.22 years690/146 = 4.76 years Now just double those figures. Assuming the average person can increase their job plus gain more income then should pay off an average Canadian mortgage in 10-15 years. It’s only unaffordable in Toronto and Vancouver metro areas.https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=1110019101
>>522530475They author doesnt understand. When you are a pussy ass sub human renter you dont have to be responsible for the big bills. Paying for a new roof. Paying for a new water tank. If you are just paying rent you are a pussy and you should probably go back and suckle at your mommies teets.
VA Loan is pretty legit Stop being poor and start contributing if you want shit to be handed to you
>>522539064Go off and speak about things you know nothing about.No one cares. You are a piece of shit.
>>522530475>1PBTID>every thread on /pol/This place sucks
>>522539040dont tell hoomers that they will come at you with pitchforks. Most people these days (especially younger people) don't stay in their homes for more than 5 years. In no scenario is that a better idea than renting.You know its a scam if you talk to any realtor or mortgage underwriter and your IQ is above 110Unless you plan on staying in your home for over 15 years it's generally a bad idea unless you get extremely lucky with the market. And guess what you can also lose big.
>>522530475The predatory system he's referring to are negative interest rates. But of course he attacks the symptoms, and blames people who are also victims of negative interest rates just like he is. All I can think to say is "good goy".
>>522539229point proven, i nailed it. you probably have no family to live with because they hate you for being a weed smoker or other degenerate. or they are all dumb renters like you. or you are some immigrant piece of trash that actually thinks he should get free housing in his host nation. fuck off and die
>>522539372(free as in free to own, not live in which immigrants already get)
>>522539372You didn't nail anything retard. Fuck off and kys
>>522530475The truth about this is that rent prices are fucked up, affecting birth rates, ruining young people's lives, and massively parasiting society. And they're not "because uhman needs shouldn't be an investment opportunity", more like the opposite, it's because of zoning laws preventing enough homes from getting built, which would be a great investment opportunity for the builders and would solve the problem.However, the root of the problem will never be resolved. Politicians will apply half assed solutions like rent control, insufficient social housing... And keep up the show by arguing with each other about it while both sides deliberately create the problem.>>522531024Yes there are guarantees you fucking retard. There should be guarantees. Safety should be guaranteed by proper law enforcement with no pro crime bullshit. Jobs should be guaranteed by the free market not being actively sabotaged. Savings should be guaranteed by no fiat currency inflation. Standards of living should be guaranteed by low taxes and low interventions on the market aka cheap housing.
>>522539450yeah i 100% nailed it. enjoy paying tons of money while i save because i am smarter than you. and chant your anti landlord bullshit at the next free palestine rally. piece of entitled immigrant garbage.
>>522539340Bought in before Covid, been here 6 yearsRoll the dice once in a while you pussy, you might actually come up 7
>>522531219At one point, there were no homes anywhere, you know? And people did something that made the homes people live in come to be. I wonder what that was and if it could be replicated.
>>522534285Shut up nigger liar.
>>522534285Modern landlords are feudal landlords because their home prices are supported by zoning laws and licenses to build. Don't you think
>>522539926they will never deregulate sufficiently because that would threaten the scam mortgage system
>>522539962*Don't you think it'd be as easy as building a bunch of homes and the problem would be solved otherwise?
>>522530475He cannot qualify for a mortgage because banks refuse to implement mortgages
Rentseekers get the rope too.
>>522539610Do it then. You're not going to do shit you miserable delusional fuck. I'm still going to live a good life. You will probably be hanged by a Chink who you sold your soul to you old retarded fart
>>522530885The problem is all the mass immigration creating competition for housing (a limited resource). Along with that is offshored jobs and automation. This is the very basics of current economics
>>522530475Ok, but has he been able to replace a refridgerator, furance, or water heater and still make his monthly payments?
>>522539926The state and the bank said no. Then men with guns said they would kidnap or kill me if I didn't comply.
>>522539340I rented for 8 years and got a mortgage in 24. Best decision I've made. I saved up for a down payment living with my dad for about a year. Renting is demoralizing and fruitless. Anyone who says otherwise is cope.
>never evicted>always paid rent>make 130k in a low cost red state>cant get a mortgage because i didnt pay off a credit cardWhy is paying off credit cards relevant to making mortgage payments, but rent payment history is not?
>>522540076you are the one that wants magic free housing for everyone. i am saving money to buy land and a housewhich seems more likely, i think you and your army of trannies marching is delusional. if you were given a house you didnt earn you would sit in there smoking weed and playing vidya. probably jerk off to porn too. you make me sick honestly. hope you think about my savings growing every time you pay rent to a landlord you want to kill. it’s you that is being killed, in fact you are already dead because you are a slave to a fantasy
>>522540321Yup free housing for everyone and fuck you. Sounds good to me
>>522530475>"I have spent a decade throwing my money down the drain, but don't call me financially illiterate when this is obviously capitalism's fault"k, keep me posted
>>522532757How'd you know it would be a 1pbtid spam thread?
>>522540504sounds like a fantasy for you to cry yourself to sleep at nightall the money in my account is real and will buy me a house one day, your free housing will not. you cant live with your family cause they hate you for being some human trash, why should you own?
>>522536878This is how housing should be. Usury just creates a spiral, where everyone is forced to keep borrowing more money to keep up with a market driven by lowest common denominator idiots who over leverage to buy some giant fancy house their nagging wife insists upon. The first step to fixing the housing situation is to ban mortgages and force everything to be built according to what people can actually afford. Yes, you'd have to shatter expectations and your house would be small and very basic, but you'd be free from 30 years of debt slavery and interest, and you'd always have positive equity to fall back on.
>>522540616Sounds like you can go fuck yourself. You're good at that
>>522530727he mentioned that he cant get a mortgage. try to read first you braindead mutt nigger. imagine defending landjews.
>>522540637Cool it with the antisemitism.
>>522530475>$16k per year in rentDidn't he think about getting a roommate to split the rent with? If so he'd be up $8k per year or a total of $80k if he did that. If he then took that money and invested it wisely, he could have been up more. And if he has a roomate, why didn't he get a third or fourth roommate to help reduce the per person cost of rent? It's almost like the people who complain the most about rent are the people who consistently make unwise decisions and should expect to be in this position in the first place. >can't qualify for a mortgageMaybe he should've done something to try to get a higher wage or higher paying job. Someone who is good with their money and is willing to make good decisions will be able to get out of this retard's predicament. >>522532609Add the property taxes on that house. You have to pay that too. And if its in an HOA you have to pay that too. And then there's the fact that you the home owner need to pay for the maintenance of that house including all repairs. You don't have a landlord to do that for you. Need a new carpet, a new roof, or a new fridge? That's your bill. So on and so forth.
>>522530885Even your png describes a predatory scheme. Perhaps if he paid a small amount monthly but owned the property when it reached the full value, it'd be equal to buying it. But just locking someone in serfdom forever by draining their wealth on land they'll never own is predatory
>>522530475>trying to astroturf a new commie/neocon divideYour jewish employers are finished jeet.
>>522539465>Safety should be guaranteed by proper law enforcement with no pro crime bullshit.Since you literally cited a great example of why safety is not a human right, I accept your complete capitulation on the subject and apology.
>>522540616Fuck you dumb commie. He is right. The free market should be allowed to make cheap housing for everyone and not be hampered by zoning laws and license requirements.You are a socialist who supports feudal landlords.Landlords are insufferable if you have to actually rent and deal with them btw.
>>522530475>Votes for more jeets to drive up rent to own the fascistsNigger.
>>522540829shut up nigger
>>522541005Alright bro, thank you for accepting my capitulation I guess. I didn't even know I "capitulated" but that's alright.However, I am right on what I said. There should be tough law enforcement, no one with multiple prior arrests just hanging out, and caning.There should also be no socialism to make people poor, so that working can GUARANTEE people a good life.
>>522540952That's called a mortgage lol
>>522530475>I have contributedYeah, sure you have. I bet the government paid most of the rent.>can’t qualify for a mortgageIf you had 160000 over ten years, you could have saved a little bit of money each month until you had enough for a deposit. Don’t qualify for some other reason? Well perhaps that’s important information.
>>522530475My mom is my landlord. So i dont think i have a problem.
>>522530654You are legally required to pay up. How is that not predatory?
>>522531024It's called the Social Contract.This MF doesn't work for Whites therefore it must be eradicated
>>522530475>1,300/month for 10 yearsNow let's see. If you're not a retard your rent should never exceed 30% of your net monthly income. That means to be in that apartment, you should be making ~$4,300/mo. Which means you should be netting 51k per year or getting a cheaper apartment or moving to a cheaper area. If you saved 20% of your paycheck monthly for a down payment, you'd have about $10,000 per year if you didn't ever get a raise. The average single family home price is now $500,000. A 20% down payment is ideal. By year 10 this person should have their down payment saved up, if they were buying a condo or townhome to build equity or loved in a cheaper market they could be doing that earlier. But I bet they didn't do that. Probably didn't prioritize that. Look, it's all a jewish scam and game, but if you are working like a normie and not min maxing rent vs down payment money and happily getting a home to build equity and trade up and up, hold for good interest rates, etc. then you're fucking stupid. The only acceptable alternative is to say you're saving up and staying liquid to acquire property after the upcoming market crash. Simply paying the rent and complaining about it is fucking retarded.
>>522541175Yes she also gives me 100 bucks a month, this information is just so vital. But abracadrabra, it doesnt really matter.
>>522541020>Landlords are insufferable if you have to actually rent and deal with them btw.What's happened with landlords, at least here in America, is all the good ones either have long term tenants that never leave, or they get burned too many times by low IQ trash renters, so they either become typical asshole landlords or quit entirely. It's kind of like job searching, you're already losing if you're searching for a publicly posted job because it means that job wasn't good enough to be filled via nepotism or the employer sucks.
chat gpt tweetwhy is this slop reposted here>>522530475
>>522541179That is the time to work and save up money then retard. Some don't have that luxury in having parents that let them live with them and save up. Pay some utility bills for them to be on good terms.
>>522530654Despite the fact that you're an obvious shill, not interested in good faith discussion:Yes, it is predatory in the sense that ECONOMIC RENT is being extracted, for a necessity, well out of proportion to Wages.These is UNEARNED INCOME.
>>522530475he also never had to pay for a broken sewer line or a dead fridgeoverall, 'mom and pop' landlording is really a fucking retarded way to make income. any place that has even marginally pro-renter laws makes it doubly true. You need hundreds of units to realistically make it profitable. landlords who only own 2-3 properties only make money on the appreciation of their property, rent covers mortgage and upkeep only.property appreciation is also a joke, basically. my parents brag about buying a $67,500 house in 1987 that is now worth $500,000. Inflation adjusted that $67,500 was $195,000 so in real terms they went less than 3x. meanwhile equities in that period was averaging ~10% a year. Their $10k downpayment alone would have been worth more than the house.
>muh human rightsYou faggots think "rights" are some magical thing that exists somewhere in the universe or something?The state defines what is and isn't a right.
>>522541020i never said housing shouldn’t be cheaper, he is arguing it should be free, learn to read spici have rented before but i was never some degenerate that hated my landlord, i was a successful renter. all that hate is going to make you get cancer as well as being a poor dumb faggot
>>522541525>rent covers mortgage and upkeep only.A ludicrous, unsubstantiated statement.It's a case by case basis to determine.
>>522540293You have to be 18 to post here
>>522530475He is 100% correct but its much worse than that. Hedge Funds have literally turned the housing market into a game they play to see how much money they can screw out of us. Insurance companies and credit card companies do the same thing. They don't give a fuck about you they will all bleed you for every last penny you've got.
>>522541525yeah but you cant live jn equities or raise a kid (your dumbass) in them numbnuts.
>>522530475uh, we hate landlords(jews) here?
>>522541602They are literal bureaucratic parasites as they make money from an enforced monopoly. Why would we not hate them?
>>522540293Because you need credit to buy a house unless you're planning on paying for it in cash you will need to "owe" someone money. Making payments =/= managing your debt responsibly. Who is going to lend you 200,000 dollars uf you can't even payoff your $100 chipotle klarna credit line?Not to mention you will need credit to do large fixes on your house unless you have 30k cash to fix your roof. There is a reason rentoids like you are where you are. You know nothing about real life and it shows.
>>522530885also this lol>average is $1,330/mo>$15,000/year>average income is $62,000>25% of income on housing, overall you will probably have ~40% total income in non-discretionary expenses>if you dont spend like a fucking retard you can probably put away at least 10-15k a year in savingsMeanwhile your landcuck assumes basically all liability, pays for maintenance etc. If the market crashes they hold the bag, if the house burns down they hold the bag.renting is not nearly as bad of a deal as people make it out to be.
>>522541602>I was a successful renterSuccessful for who? Your landlord? Faggot
>>522541598>The state defines what is and isn't a right.Yes, retard, and by and large, after centuries or millenia of struggle, certain Basic Human Rights were codified by various countries and the UNHRC.In the US, for instance, Workers Rights were forged out of violent struggles with Monopoly buiness (see the Pinkertons and Hoffa for instance).In the West, at least until Thatcher and Reagan, many utilities were Public Utilities, and both reliable and affordable, relative to wages.MONEY is the missing Public Utility, and the root of all of our problems, as it should be Debt Free and only issued by the State.
>>522541789because like i said, if you actuall fucking read my posts before replying, they serve an incredibly important function of preventing dumb poor people who rent their entire lives from proliferating like ratsin your fantasy where housing is free you would be raped to death by the imported sub saharans who would spread like yeast in their “free” housing and invariably outbreed you, because stupid people reproduce more (but lower quality offspring)and if it wasnt africans it will be the spanish equivalent of whatever you call trailer trash that will gladly take your free housing arrangement and outbreed you competley and then crush your skull because “you looked at them wrong” or whateverlandlords and rent prevent that by making poor people pay to have space to fill babies with.
>>522541163Rentoids are absolutely retarded af lmao
>>522541525>he also never had to pay for a broken sewer line or a dead fridge>overall, 'mom and pop' landlording is really a fucking retarded way to make income. any place that has even marginally pro-renter laws makes it doubly true. You need hundreds of units to realistically make it profitable. landlords who only own 2-3 properties only make money on the appreciation of their property, rent covers mortgage and upkeep only.Appliances are cheap. barely used fridges, dishwashers, and ovens go for less than $250 on common marketplace websites. Double that to hire 2 guys in a truck to pickup and deliver it. Wow it must be so awful for those boomers to sit on an appreciating asset and have to fix something a few times a year. Just awful.
>>522541952> There’s the way it aught to be, and the way it is
>>522542031Man ... Do you realize you just said that you want housing to be cheaper or at least are not opposed to it? And now you're saying that it's good that its expensive because "it prevents dumb people from proliferating".Well then let's just implement full blown communism. That way everyone will be poor and only the fittest will survive.
>>522530475>160,000 dollarydoos>Still hasnt bought a fucking mobile home hes a retard.
>>522541937as in not being some faggot seething at the fact i voluntarily entered an arrangement to pay money to live somewhere, something you faggots are obviously incapable of. you seethe and cry and hate and still pay and you will get cancer from all your hate which gets you exactly nothing, your landlord knows and doesnt care btw. and all this time i am saving money while you dream about muh free housing gibs
>>522530475This is a good point. Every penny you pay into rent across your entire life should be able to be used as cash for a loan for a home. (((Landlords))) and (((banks))) should NOT be able to profit off of land or buildings.
>>522542097That's a juvenile response, and non-argument.The paradigm could change OVERNIGHT given enough advocacy (if 50 Million people took to the streets, in the US, it would fucking change)
how much would he have given the banks on a 30 year mortgage? >answer is about the same plus taxes, upkeep and insuranceowning a home is not all its cracked up to be
>>522537345Indigenous People's Land.Sorry Boomer, the Canadian Courts have ruled the land belongs to them.
>>522530475Start your own commie bank and only give out loans to people who pay rent on time, to buy a home.Free market.
>>522542157holy fuck you are retarded and incapable of nuance. you are proving my point and should rent forever and not breedeven after i laid my case out for you your only response is some strawman i never said, you have no fucking theory of mindin your head either someone thinks everyone should rent or all housing should be free and you want to categorize me in your false dichotomy, fuck youDO NOT HAVE KIDS
>>522541864As someone that sells homes, if someone had a perfect home payment history who gives a shit if they dont pay their chipotle klarna payments
>>522530885The point is that he would not have been allowed to buy a 160,000 dollar home and pay it off over 10 years. Or even whatever below that would end up being 160k after interest. They would deny his app saying he doesnt make enough per month to qualify. Thats the point.
>>522533522nooooo, you can't just tell these troons that the government runs the same scheme, but permanently
>>522541633Not really. People are extremely myopic and emotional about this subject. Tends to happen when you have basically no facts.People don't have money to buy houses, people don't have money to rent. The landlords don't magically get money the people don't have. If the people can't pay for shit, what incentive is there to generate demand? There's a lot of people that seem blissfully unaware of the running costs of real estates. It's not free to own a house. Calculations like this >>522541525 are missing the maintenance aspect. You buy a house and sell it "for profit" but none of the incurred costs are ever included in that calculation. Those costs are pretty much never negligible either.We solved the "predatory" aspect already. Land owners pay land tax. What's missing is people making money to afford cycling the money around in the economy.There's no reasonable quick fixes to that in sight. There's plenty of unreasonable ones. You could print a fuck ton of money and pay people a "citizen salary" but how long would that be sustainable? We need to reintroduce the 1930-1950s attitude to this. People being able to afford stuff is good for everyone.
>>522542363Jfl at this useless midwit.It is obvious as fuck that your entire argument during this thread was basically EXPENSIVE HOUSING IS GOOD, WAGIES SUFFERING IS GOOD. You could've said something like "this is bad but it's not landlords fault, landlords are actually helping by renting their homes" and that would be reasonable. But no. You said expensive housing is explicitly a good in itself. So you support socialism because it's government intervention in the economy making it expensive.
>>522542455>They would deny his app saying he doesnt make enough per month to qualify.You actually think this person with their vague statements, living in Canada, actually “makes” anything by themselves? I guess after a while people become deluded, NZ beneficiaries think they “pay their fair share of taxes” when all their income is from the taxpayer.
>>522542482now imagine if you gave this trash a free house. you would have a high time preference garbage, now smoking pot or whatever and presumably having trash offspring, in your vicinity AND you wouldn’t be able to squeeze him out out of the market to get his degenerate ass the fuck away from you because he now owns a houseand thats actually what some of the garbage in here think is a good idea. im done with these retards, they have actually no concept of the second order effects of actions, they just see “free house good for me, me hate pay rent” and dont even consider any other aspectfucking human garbage.
>>522542745i never said that, you either misread my posts or are misrepresenting me FOR FUN. in which case kill yourself and your entire familyall i said is that landlords serve a valuable function and you shouldnt HATE THEM but that is too much and sends you over the edge and you no longer see reason, kill yourself
>>522542786It’s all bullshit anyway. I misspent my entire youth, dropped out of college several times (and paid the bill for all of it), worked a shitty job near minimum wage for years and only just recently got onto basically just above the “living wage”, yet I saved up for a deposit and bought a house. I’m sitting in it right now, paying my mortgage just 30 hours a week in my contract and not receiving a single cent from the government. Oh and I also live in one of the world’s most expensive housing markets. I’ve never missed a payment, just like I never missed paying rent. Once you get it in your head that you don’t think about the future or pay your bills - of course you’re going to end up homeless or dependent. Here I am, posting from the living room of my own house and I’m probably the poorest and dumbest regard on this forum. Not to mention my health issues make working hard - but I do it anyway. Fuck being weak and pathetic. There is one priority and one priority only - and if so have to crawl over broken glass I’ll do it.
>>522542889dude you were literally saying shit like "this is good because it prevents dumb people from breeding" etc, come on
>>522541952>Hey retard I agree with you that housing is not a "Basic Human Right"Uh... ok? No need to be rude you fucking squatemalan
$160k is not even half of a house back when prices were reasonable 10 years ago.
>>522543047are you fucking retarded or you think thats not good somehow?poor is correlated strongly with intelligence, and also criminality, poor people are more violent, more likely to take your head off because you looked at them wrong, more looting etcall the people pol complains about chimping out are like that because they have lower intelligence. now what, i am supposed to hope they get free fucking housing and multiply even more rapidly? yes it is good that landlords exist and it depresses the number of kids poor people have. and yes i also believe that housing price is inflated 4-5x what it should be, can i belive those two things without you chimping out calling me a communist (?)the solution is deregulation of building sector and stopping immigration. “free housing” takes all the bad aspects of the situation and makes them worse. thankfully it will never happen in a trillion years, we will be on mars before there is free housing.
>>522542215You rented a house because you had no other choice and landlords / investors have driven up the price of housing to unaffordable levels to benefit the rich and screw us normal people.
>>522542261To be fair, it would have appeared a lot more mature of a response if I had the gif of SGT Barnes saying itSomebody post the Marlo one
>>522543363If the building sector was deregulated, those people wouldn't get free housing, but they'd get it for a lot cheaper. Would you be ok with that? If so I take it back. I got the impression that you were against tha too.
>>522543380landlords have very little control over housing prices which are dictated by the supply, it’s all due to government collusion with jew banks. they determine constraints on supply through regulation.>had no other choicei mean, my choice is to not move to that area where i needed to rent and just live with family. if i couldn’t do that i would live in my car, or finally pay rent in a very cheap location, even if it meant a shittier job. or should i be like that faggot in OP that had zero plan for the future and hate his landlord for something he chose? loser behaviour
>>522530475>you'd rather give 160000$$ to some stranger kike than live with your parents until you buy your own housewhy are west europeans so retarded ? you deserve to be kiked
>>522543582of course i am ok with that because they are two totally different situations. one will lead to catastrophic population growth of the worst segments of our society, the other is just a return to roughly what we had 100 years ago which was less insane income to house price ratio. i am not unreasonable or hate poor people, sorry for telling you to kill yourself, i see you are not trying to misrepresent me and just didn’t see the guy i argued with genuinely thinks housing should be free
YOUR HOUSING PROBLEMS ARE YOUR OWN FAULTYou demanded a home to rent, and you agreed to pay the market price. NOTHING forced you to agree to pay rent for temporary housing. There are plenty of places where you can afford the housing...you just choose not to live there. You can build your own housing, yet you choose not to.I charge a fair rate for my rentals, and I discriminate heavily against undesirable minorities using clever tactics that circumvent the 'law'.....FUCK OFF, SCHLOMO! Your 'divide and conquer' tactic against Whites is not going to work if housing pricing is your M.O.
>>522530475We need to set some new rules regarding rental properties. Practically all new homes in my area are these little cardboard gingerbread houses where you can quite literally T-pose between them and touch both houses because they have no yards. These homes, in rural Mississippi, START at around 220,000. Almost every single one of them gets snapped up by some boomer or private firm and become rentals. Rent is about 2,000 a month. The average monthly take home pay on a $40,000 income is about 2,500 after taxes and insurance. Young people are FUCKED.
>>522543664You are fucking retarded. They only had to pay 7 million after stealing billions from good ordinary people.https://nsjonline.com/article/2025/11/largest-us-landlord-to-pay-7m-to-settle-rent%E2%80%91setting-algorithm-lawsuit/
you gotta time the flushable wipes thing
>>522543823ok sorry fren
>>522543664Your other choice should be to be able to buy a house and not have a basic human right being treated as a commodity.
>can't qualifyImplies he's creditworthy but obviously he's not: why? He could have been evicted, he could have credit problems, he could have too much debt load already, he could be applying for a mortgage too large for his disposable income.It's just empty rhetoric.
>>522543849>”oh no, I only have a spare 1000 a month”Kid, get real. I sometimes don’t even have a spare hundred dollars left after paying my mortgage. Welcome to life - if you’re not rich this is what you do to get your house. You build from there and don’t be a little bitch about it. I’m getting a payrise at the end of this year, so that will help. Because my boss literally went to the owner to say I’m doing so well that I should be recognised. Start DOING something instead of sitting around waiting for shit to fall into your lap. Nobody will have any sympathy for you if you are a useless idiot.
>>522543857i am not saying there isnt some trash going on with blackrock or whatever but its all possible due to zoning laws and regulations. it would be like blaming feral dogs for roaming the streets biting you if there was a “Feral Menace Dog Breeding” government departmentif the supply of housing exceeded the number of people looking to be housed sufficiently, this problem would be sortedif you want to put an extra tax on landlords for having a bunch of extra empty houses you could speed up the process of normalisation.
>>522543546>SGT BarnesYeah, to be sure.Of course, the context was a bit more grave...
If you havent figured out now, the world runs off suffering. Fools and retards suffer willingly. People with a little more balls will suffer to find alternatives. Meanwhile the elites suffer not killing every last useless eater until the air and water on earth is cleansed; the Earth itself suffers us living on it. If you are NOT suffering and find glee in such actions of those suffering around you, then there are perhaps occult forces at work because you are fucking special then my guy
>>522530475>GIBS ME DAT>basic human rightfuck off nigger
>>522543954but that is a motherfucking possibility because i don’t live in china right now last i checked… this sounds like the guy where we dont even disagree, if you think housing is just too expensive i have no issue with you>>522543881no worries buddy hope you get a house in the end.
>>522544031Thats not how it works in America buddy. They all drive up the price of housing together the landlords the hedge funds the property management companies you name it. They are all scumbags. You sound like a landlord yourself.
If homes are not a right then companies are obligated to pay for the housing of their workers
>>522544009You are very bad at math. Anyway, I don’t think anybody under 40 in my area is buying any homes. They’re caught in rent death spirals. Home ownership used to be the foundation of building wealth into retirement, because of equity. If you can’t buy a home until you’re 50 you’ve missed out on years of appreciation and you won’t have that house paid off until you’re in your 70s. Most young people are going to be stuck working til the day they die.
>>522544174They can't possibly do that. No business can say "You know what... We're not getting paid enough for this, let's drive prices up.", because guess what, they can't prevent their competition from offering a lower price to take their business.Only the government, which has the guns, can do that. With zoning laws."muh blackrock" is cope
>>522544174but all of the historical data on house prices shows that they rapidly began to increase when regulations and zoning rules tightened on what you could build and where. like a day and night difference if you compare it to the pre ww2 situation. would be extremely surprised if the US was different.
>>522544302It’s nothing to do with “math”, dumbass. Get a job, work and save. Get a deposit, buy a house and then work and pay the mortgage. If you sit there trying to calculate it all years before you’re anywhere close to it of course you’re going to talk yourself out of it like a moron.
>>522544129>if you think housing is just too expensiveHousing doubled in value over the course of two years during COVID. We got taken advantage of. We got screwed. They saw an opportunity to screw us and make lots of money and they jumped on it.So now a $250,000 house costs $500,000. Housing is virtually unattainable for the next generation of Americans. Probably we will see a huge housing crash within the next few years and 10 times more people will get screwed!
>>522544388>Boomer take.
>>522544349thats the whole point they were all in it together! the competition was working with each other to drive up prices very illegal!
>>522544381shut the fuck up landlord
>>522544388Also you’re so full of shit it’s not funny. If you can’t afford a deposit by the time you’re 50 you either never worked or never saved. Ideally, you marry somebody and buy a house together to speed things up. I bet you have a bunch of excuses for why you can’t do that too. And while we’re at it, you’re childless aren’t you? I have three children. So even though I’m dumber than you, paid less than you and live in a country much more expensive than yours - I’m still ahead of you by every metric. That’s because you’re a lazy piece of shit. I bought my house in my mid to late 30s - not early but not too late. Excuses are for the weak and pathetic and people who want to complain as their life dissolves into nothing.
>>522530475Housing is not a right.
>>522544420If I was over 60 years old I probably wouldn’t be fucking working every day, riding to work on a bike you spastic cunt.
>>522530475>>522530885On the one hand, this.But on the other hand... hey /pol/ where's a sleazy hebrew landlord who buys up a bunch of stuff then half-asses every aspect of maintenance while grifting the tenants?
>>522544475They can't do that, because the competition businesses fear the most is new competition. Aka companies that didn't exist before but come up due to temporarily high prices, and then stay in business. They would be enabling that if it wasn't for the people with the guns who are effectively keeping prices high at gunpoint.
>>522544513so no argument just blind hatred. enjoy cancer because you are 100% going to get it, seen it before. carry around all this toxic shit and eventually it poisons you even if it takes years. if you research the situation you will see i’m right. landlords dont control zoning.
>>522530654the goyim cries out in pain as he strikes you
>>522544388No… you literally cannot do math. Anyway, it is impossible for most young people where I live to get into a house without generational wealth or without living with their parents well into their 30’s to save, delaying marriage or having children. The bootstrap approach nets an average income of 2,500 a month. With “starter homes” costing about 180,000-220,000, they’re not getting into a home in their mid 20s like the boomers did. More like their mid 40’s. And by that time, well, what’s the point? You’re too old to be having kids and you won’t have that house paid off til your 70’s if it’s a 30-year loan. A lot of young people are giving up, and I don’t blame them.
>>522544515KYS Boomer faggot.
>>522530475> Pay $300 per week in rent> Cry about itYou stupid nigger if $300 a week is too much for you, you definitely cannot service a mortgage.
>bro just deregulate everything so we can get a wave of shittily made houses built by indian scammers with no oversight that won't last 5 yearslolberts
>>522539095you are aware that those household income figures are pre-tax right?
>>522530475Not a landlord, but as a home owner, I think that property taxes are getting ridiculous and likely driving up rent costs. I'm paying $7k per year in taxes, in a town that has only an elementary school, fire, and PD. No water or trash pick up, and half of the roads are dirt. I'm guessing the average landlord is paying at least $15k per year in propery taxes alone..
>>522542680Yeah but maintenance makes those calculations very annoying because to do it right you need to figure out what year the hot water heater failed and the floors/bathroom were done.In reality my parents are probably ~1.4-1.6x on that property.>>522541701You can raise kids in a rental. And if you have a bigger family you can just get a bigger rental. Renting also makes it much simpler to move if you have better job opportunities elsewhere. My mom grew up moving between rentals and ended up fine. All of that aside I get it. I'm a homeowner, and I went into it as a lifestyle choice. In terms of pure finances if I put it in the stock market I would have ~5x'd the appreciation on it over the last 5 years. But also I'm not a kike and I have enough money. >>522541633It does vary market to market but the fact of the matter is most of the markets with good appreciation also have pro-renter laws which introduce a huge amount of risk.One bum tenant, one destructive tenant can end up wiping out a decade of appreciation in maintenance fees. You won't recoup shit from them. When you have hundreds of units you can achieve economies of scale but when you own 2-3 rentals, one bad renter can wreck you. people are very bad at pricing in risk at a small scale like this and vastly underestimate the risk of a bum renter squatting and raping your finances. >>522542075again you're neglecting what the risks of a bad tenant in a bad regulatory environment can do
>>522532660I am paying a fourth of my net income to my father for living within his house.
>>522530475I pulled up my bootstraps and navigated capitalism like a man. Now I own my home till the bank starts missing payments. Rent free.
>>522530475Leftists will complain about how horrible the cost of living is and how there is no upwards mobility but refuse any real solutions that could easily make us very prosperous because said solutions are “racist” and “Nazi”. So they get what they Fkn deserve
>>522530885The landlord doesn't outright own the home. He owes the bank a mortgage. He uses rent payments to pay off the mortgage. The bank also doesn't outright have the money it lent out. It conjured the money out of thin air when in provided the loan to the landlord. The entire system is built on fraud.
>>522541883>owning a house is holding the baghahaha you fucking divvy cunt. plus avg income is more like $30k not $62k lmfao they’re including billionaires in that shit
I have an idea: If you pay rent, and over the years you pay enough to cover the house should be automatically transferred in ownership and the landlord is prohibited from evicting you if you do not violate the lease agreement
>>522542159he had to spend it on rent, or live on the street.
>>522542988when youve paid it off whats the plan?
>>522530475Just stay with your parents you dumb white fucks. Always having to move out to "prove your independence." How independent are you when you're a slave for a landlord?
>>522530475>1pbtid
What is that fag's stance on illegal immigration? Unless he's entirely against it then his argument is moot.
>>522546790>I pulled up my bootstraps and navigated capitalism like a man. Now I own my home till the bank starts missing payments. Rent free.yeah, its really not that hard, once you understand the game, its all about getting in as early as possible in the lowest rung possible then leveraging/leveling up until you get comfy, while avoiding obstacles and traps like divorce/bad marriage/DUI/credit cards etc
>>522540829I am sure he managed to sum up something as complex as his entire adult life in a single sentence leaving no room for doubt. He absolutely did NOT leave anything out :^)
>>522530475Renting should barely exist. Owning does something for people. Not to mention the worst people not in prison are “brokers” / landlords / car salesmen
>>522530475Needs are not rights.
>>522547404>I have an idea: If you pay rent, and over the years you pay enough to cover the house should be automatically transferred in ownership and the landlord is prohibited from evicting you if you do not violate the lease agreementBerkeley California is 90% there, renters can squat forever and landlords cant do shit except pay lawyers through the nose and seethe with impotent rage while the rent squatter lives carefree for years, being a landlord in Berkeley means giving up practically all your property rights
>>522547808>Renting should barely exist. Owning does something for people.>Not to mention the worst people not in prison are “brokers” / landlords / car salesmenits true, govt has an incentive to create as many owners as possible as that keeps them busy and not thinking about revolution, Bush tried a plan to get proles into houses circa 2004 and it led to 2008 GFC with millions in foreclosure and bankruptcy
>>522547862Poor landlords. They live under the property rights most of the developed world / Europe use. Their job is rightly identified as predatory, and they can only scam a few people. This is as sad as an Indian gift card call center losing 90% of their phonebook. What’s next? Capping predatory interest rates, broker fees, or middlemen marking up cars from the factory?
>>522530475Yeah and my Family paid 100k at least in property taxes over that period. Not to mention the repairs and maintenance. Its shitty but you know what, being a landlord is actually a shitty investment with lower returns than an s&p index fund. Dont hate them they actually provide a lot of value.
>>522547862>I have an idea: If you pay rent, and over the years you pay enough to cover the house should be automatically transferred in ownership and the landlord is prohibited from evicting you if you do not violate the lease agreement>Berkeley California is 90% there, renters can squat forever and landlords cant do shit except pay lawyers through the nose and seethe with impotent rage while the rent squatter lives carefree for years, being a landlord in Berkeley means giving up practically all your property rights
>>522547862Based, death to landl*rds
>>522542366> perfect home payment history> prove it> what's credit for?> idc if he didn't pay off his $100 chipotle credit lineKys you fucking mongoloid retard
>>522547937>>Renting should barely exist. Owning does something for people.>>Not to mention the worst people not in prison are “brokers” / landlords / car salesmen>its true, govt has an incentive to create as many owners as possible as that keeps them busy and not thinking about revolution, Bush tried a plan to get proles into houses circa 2004 and it led to 2008 GFC with millions in foreclosure and bankruptcy
>>522530475Kek I did the math on how much rent I’ve paid in my life. I’ve been renting since I moved out in 2008 and it’s around 500k so far. I actually own a home now but fuck that’s a lot of money. I live in Colorado though where rent prices have been high for a long told but shit I wish I had that 500k.
>>522530475HOUSING IS NOT A BASIC HUMAN RIGHT! NEITHER IS FOOD OR SAFETY OR LOVE!
>>522548171how did you spend 500k on rent and own the house at the same time? thats cray cray
>>522530475>average 1333 rent>cant qualify for a mortgagewell no shit where are you going to find a house that would have that low of a mortgage payment post 2020?
>>522530475>BoohoohooIt’s called being a loser
>>522548104>Based, death to landl*rdsmove to Berkeley, smoke weed, play vidya, make landlords go bankrupt, get elected to city council, profit
>>522540099yea that is the problem. a starter home should be in the 8-1200/month range but then everything got flipped turned upside down
>>522530475In 1999 I had a very shitty apartment in the ghetto. It was $450 a month. Which was a lot. I bought a crackshack in the ghetto for $3,500. It was a literal shithole, in a horrible nigger ghetto. I lived there for two years. It's a great learning experience. You should all go buy shitholes in the ghetto. It teaches you everything you need to know about home ownership. Wanna fix your roof? Gonna have to deal with the city and the permit process. You learn that. Niggers everywhere...better learn how to nigger proof your shit.The advanced course is learning all the niggerisms, then buying the ghetto homes, and renting them back to the niggers.
>>522530475solution1 - destroy the jew utterly and to the last2 - once the jew is destroyed, stop having currency that inflates, or if it must inflate, the rate is glacial3 - discourage slumlording through regulation. also discourage usury 4 - people who are rich should be magnates that create things, not banking jews or market paper pushers or hedge fund faggots that do nothing productive. 5 - death penalty for corruption (singapore style) - pay judges, police leaders, politicians a shit ton of money but any corruption means death penalty. most of the predatory usurious jewish behavior is because the jews have made money quicksand. it causes a money feeding frenzyonce the grifting jew is destroyed, even the cheapskate landlord motherfuckers will be chill, making regular income with a stable currency means its just easier to leave the rent low and the decent tenants in place.
>>522548320Imagine being such an NPC you have to consult AI to think for you, anyway I'm not a fucking commie and small mom and pop parasites can lie in the same mass grave as large and established corporate parasites
>>522548275I didn’t own the house the whole time, I just inherited my house from my grandparents this year. I was renting until now. There was no way I was ever going to be able to buy a house in my area.
>>522548551>In 1999 I had a very shitty apartment in the ghetto. It was $450 a month. Which was a lot. I bought a crackshack in the ghetto for $3,500. It was a literal shithole, in a horrible nigger ghetto. I lived there for two years. It's a great learning experience.>You should all go buy shitholes in the ghetto. It teaches you everything you need to know about home ownership. Wanna fix your roof? Gonna have to deal with the city and the permit process. You learn that. Niggers everywhere...better learn how to nigger proof your shit.>The advanced course is learning all the niggerisms, then buying the ghetto homes, and renting them back to the niggers.some hard-earned Wisdom there, well played, sir
>...
>>522548585im just trying to eddicate you commie prolesAI is pretty enlighteningsounds like you could use a big dose of that
>>522548664at least i dont post long screeds like that
>>522546148That's true. People don't calculate it because that requires accounting that shit. Who does that if you're not a landlord? You're still going to make a profit most likely, but sometimes, it's all loss.
>>522548551>The advanced course is learning all the niggerisms, then buying the ghetto homes, and renting them back to the niggers.Detroit is evidently coming back to some degree, no doubt there are lots of such stories over the last 20 years there, worthy of a documentary, but PBS couldnt face the race reality without doing their usual anti-white spin on it
>>522533041The problem is that all the cheap property like that where I live is infested with niggers. I don't know if you've had the displeasure of living near Section 8 housing, but it's simply not worth it.
>>522530475I didn't like that he called it a human right as if it was one. The term barely has any weight anymore but it's supposed to mean something very specific not just stuff we wish we had
>1 post by this ID
>>522548655LMFAOI don't use AI shit, but that is spot fucking on. I was in the ghetto in Ala fucking Bama, which makes Detroit look nice. I bought the shitty Alabama ghetto house because I needed someplace to live and it was fucking cheap. I met a drug dealer named "Big" nice guy. He owned probably ten houses, or more, I don't know, he owned half the houses on the block where I lived. He would buy the houses for nothing, do the minimal amount to make them livable to the housing authority, then he would have one of his baby mommas rent the house from him on section 8.Big taught me this. I lived in my $3,500 ghetto shack from 99 to 2001, then I bought another ghetto shack and rented out the first one to section 8 for $950 a month.Lol, Big was making probably ten or twenty grand a month in 1999, just renting ghetto shacks to bitches he had impregnated.Fuck AI, but it's hilarious that it understands the section 8 ghetto scam shit of the early 2000s.
>>522536866Renting is not usury. You are literally purchasing temporary use of a house because you refuse to live in an area you can afford because you want a lifestyle or perceive an as of yet manifested opportunity for fiscal and lifestyle betterment in the area. >>522541213Because the reason your renting in the first place is you don’t want to pay a mortgage with current salary, living in an area you can’t afford, going after jobs for lifestyle rather than pay with a side of lifestyle. You took a bargain.>>522541515No. There is around a 21% profit after property tax, renter’s insurance, maintenance and other costs are factored in a building built upon a foundation of imported sand, poured concrete, trucked in in dump trucks and specialized concrete trucks for foundation, ventilation to code to prevent fire during heater start, and proper airflow, ac unit, flooring, electrical wiring, lighting, chemically treated wood to be fire retardant, paint, plumbing for 3 bathrooms (showers, toilets, sinks), kitchen sink and fridge, clothes washer plumbing, clothes dryer vent, stove, fridge, microwave, cupboard, and subsequent inspections by your friendly neighborhood union guys in trades such as electrician, plumbing backed up because Consuela decided flushing tampons was great? Pay plumberYou also underestimate how much of a retard your cat loving cousin is letting him/her pee all over the house, hoarding to the point small animal and insect infestation and moisture build up occurs. The amount of stripping and fumigating.>>522544652But house. Me can’t buy house. Why can’t me buy house? Because me spoiled and want rocket science house.Literally. Try to build your own house and watch as everyone down to the neighbors make you scream like your balls hot crushed by a sledgehammer.Compare economies of L.A in Dem state to Houston in a Rep state, the housing prices are a third of LAs with similar wages. Regulation itself costs substantial amount
>>522549674Also, I'd like to add something that's very pressing for landowners in Finland at this moment. Sometimes, you have buildings with maintenance done according to an old standard. You have a renovation spree coming along now because every house renovated in the late 00s is a ticking time bomb. This is the kind of stuff the regular rentoid never has to consider. When any of these people complain about that, that's the point I lose sympathy. Boo-hoo, you have to move out with a full years' notice. This take might sound more out there if you've never had to think about hiring contractors before. Genuinely, if that moving is a struggle for you, maybe you're just not meant to own a house.You also raise the best point. If money is so tight, why not buy some land and hire some contractors to build a house? It's going to be cheaper in a lot of cases. Oh right, because landlords work with some landlord magic that makes it so much easier, right, right.
>>522542455>The point is that he would not have been allowed to buy a 160,000 dollar home and pay it off over 10 years.Right, that's how a market works. If houses were cheap then everyone would want to buy them, driving up the price and solving nothing. They still teach basic supply and demand in america, right?>>522542754kek I've launched projects half the size of your shitty island. Turns out you can actually accomplish something when you're not standing around with your hand out all day. Try it sometime. >>522547292It's not fraud just because you don't get how it works. If anyone can just get a mortgage and get tenants to pay for it, why haven't you done it yourself? >>522540099There's cheap houses in America, you're just trying to live in a coastal metropolis and expecting land to be cheap. Not how life works>>522540952>locking someone in serfdom foreverkek why are rentoids so hysteric? No one's forcing you to rent.
>>522530842>Hey Im one right here, come get mesafe to say online
>>522550037The biggest cash land grab was after the 08 crash. I bought a tract of undeveloped land for $160k on an island in the gulf, about eight acres, back in 2010. You can split lots to quarter acres here now, and they sell for $300k a quarter acre.That's the price for interior lots. They made me use the road and waterfront for commercial. That is now around 2 million a quarter acre. That is what they tax me at for commercial land. I have over 3 acres of commercial property close to 4 and they tax me at around one percent of property value, which comes to around $70k in property taxes. For half of a peice of property that i paid $160k for, 15 years ago. Every three years I pay more in property tax, than I did for half of the original property.
