And housing. Does America need job training programs or something?
>>522533270No, America like many other countries need cleansing from (((them)))
Housing prices and rent are going up due to:-governments printing money which goes right into the housing market-zoning laws and dumb building restrictionsGet rid of these things and housing will be insanely affordable again.Ignore leftists with their retarded ideas that will just make things worse.
>>522533270I've started drinking again. I could probably get a higher paying job but im tired of worrying about money all the time. I could get a second part time but id be sacrificing any free time I had. It just doesnt seem worth it. Then again its how our racial enemies dominate us.
>>522533270The thing with rent is, make sure it is being paid to you, not the other way around.
>>522533270Its simple. Americans start burning down rentals. Then the landlords houses.
>>522533270Land value taxes funding UBI solves this.
>>522534886>we need to reduce the housing stock even furtherlol lmao even
>>522535153>dude stimulate demand lmaoyou retards will never understand
>>522533270Don't forget to pay on time, rentoid!
>>522535197Land value taxes obliterate rent seeking and land speculation.It selectively taxes the location value of the land, while leaving the improvement alone.Even if you don't go full UBI, you still get a massive benefit because it forces land owners to put their land to productive uses, otherwise they have to sell it. So no more land banking and run down cities with sky high rents.Milton Friedman called it the 'least bad tax'. It cannot be passed on to renters, because landlords are already charging the most they can for rent or land prices - which is also why as wages go up, rent goes up to meet it.https://en.wikipedia.org/wiki/Law_of_renthttps://en.wikipedia.org/wiki/Land_value_tax
>>522535523Tell me about Key money japanigger
>>522533270Nigger, is that downtown Phoenix?
>>522534383removing zoning laws won't fix anything. you could legalize 100 story tall plywood and tin roof favelas and they would still cost $300k. it's a problem of inflationary money policy and excess credit availability.
>>522535682>Land value taxes obliterate rent seeking and land speculation.I don't mind land value taxes, but not having them isn't the reason property values have skyrocketed.The endless money printing is.The restrictions on building are.If you did LVT and used the funds to stimulate more home buying without fixing the things I mentioned, it's just going to stimulate demand and increase prices further.
>>522535772Random photo i took from Google "Modern Apartment" Its in Milwaukee
>>522535794>removing zoning laws won't fix anythinglmaoWhy is there more building and lower rents in areas with much restrictive zoning and building laws?>it's a problem of inflationary money policy and excess credit availability.True, but zoning is also a factor
>>522535772Looks more like Tempe. Phoenix is a shithole.
>>522533270supply and demand. mass immigration is causing the housing prices to sky rocket. foreigners buy properties and rent them out.
>>522535881I thought it was the top hat building.
>>522535856>Why is there more building and lower rents in areas with much restrictive zoning and building laws?i remember looking at an article on this a few years ago and the rents weren't materially lower, maybe 5%.
>>522535994retardalso lmao just look at tokyo(where you can build fucking anything) compared to san fransisco.
>>522535801If land prices increase further due to stimulating demand, then the tax will increase. This eventually reaches an equilibrium point where NEETs can afford whatever society can support, while working people can afford luxuries.I agree with eliminating zoning restrictions, but the worst cause of a lack of housing development is land owners sitting on land hoping to sell it for a higher price, rather than doing something useful with it (which adds a huge risk).Endless money printing is only a problem for housing people people can use that money to speculate on land. This is why land prices spiked so much during the plandemic. Additionally, the best way to eliminate zoning restrictions is to have cities financially benefit from it. The best way to have them benefit from it is to have them tax land, as eliminating zoning will massively boost land values, thus increasing tax revenue.
>>522536074that picture shows a price bubble returning to normal, probably coinciding with the tech market hiring spree we saw in 2021-2024. show me a graph specific to austin that shows number of renters and number of rental units and vacancy rates.japanese housing markets are nothing like USA, you're comparing apples to oranges
>>522536179>If land prices increase further due to stimulating demand, then the tax will increase.Why not simply abolish the money printing so housing becomes more affordable and cheaper over time?Why did housing prices either stay the same or fall before central banks and government got this power?Obviously a lack of LVT wasn't the cause of this rampant speculation.>>522536329>that picture shows a price bubble returning to normalIt only returned to normal in this city and other cities with lax zoning. Most other areas the prices actually continued to rise.>japanese housing markets are nothing like USAyeah because japan lets people build
>>522533270Rent is high in the US because of software that enables a landlord cartel called 'RealPage'. Biden's administration was in the process of shutting it down, but unfortunately the company donated to Trump and now the action has been dropped by the DOJ. If you wanted anything done about rent, you should have voted Dem.
>>522536547>Why not simply abolish the money printing so housing becomes more affordable and cheaper over time?Even if the money supply stays fixed, land ownership will still get concentrated into smaller and smaller groups. So a smaller and smaller group of individuals will own all the land.Communism, feudalism, fascism, crony capitalism, dictatorship, sharecropping, etc are all the same thing - land ownership by a small group of individuals who extract rent for themselves. >Why did housing prices either stay the same or fall before central banks and government got this power?They didn't. They rose drastically. Henry George was writing about the massive increases in housing costs, which result in poverty, in the late 1800s, before the federal reserve. He specifically talked about NYC and Sam Francisco.>Material progress does not merely fail to relieve poverty, it actually produces it. This association of progress with poverty is the great enigma of our times. It is the riddle that the sphinx of fate puts to our civilization. And which NOT to answer is to be destroyed.>If there is less deep poverty in San Francisco than in New York, is it not because San Francisco is yet behind New York in all that both cities are striving for? When San Francisco reaches the point where New York now is, who can doubt that there will also be ragged and barefooted children on her streets?
>>522537095Realpage only gives landlords more information about what they can charge without causing vacancy. It can't change the demand or supply for housing. It merely removes market inefficiencies.
>>522537247It enables rent raises to be coordinated among all landlords in the area who are on RealPage. This means when one landlord would raise, other than didn't raise would benefit with increased demand, now all landlords raise at once, because tenants have nowhere to go and have to eat the price increase because there is no alternative. It's 100% illegal but like many things in the US, if you pay the right people, nothing is illegal any longer.Algorithmic price fixing through platforms like RealPage is associated with up to 56% increase in rents.
>>522537417It's not just an area, but the whole country.However, landlords are going to increase those prices anyway. Even if you ban real page, you won't fix the problem. You'll only slow it down.>"The rent of land, therefore, considered as the price paid for the use of the land, is naturally a monopoly price. It is not at all proportioned to what the landlord may have laid out upon the improvement of the land, or to what he can afford to take; but to what the farmer can afford to give." — Adam Smith
>>522537881Are you a landlord using it or something? I cannot imagine why anyone would be anti-algorithmic price fixing unless you are personally benefiting from it. It's outrageous that it was ever allowed to occur and even more so that Trump's DOJ stopped investigating it because of a bribe
>>522537959I just think it's the wrong thing to focus on. It's like trying to apply a band aid while you're bleeding to death.The real issue is private ownership of land rents, which causes land speculation and rent seeking. Ultimately resulting in a lack of housing supply and exorbitant rent/land prices. What Victoria, Australia is doing by raising their land tax is the correct solution, but they do have an exception for single family homes AFAIK. Ideally, they'd get rid of that exception and most other taxes. Then they'd fix their housing problems extremely quickly.
>>522538371Algorithmic price fixing is a uniquely American phenomenon and needs to be stopped without exception.Despite all Australia's innovation land taxes, our housing is one of the least affordable on the planet, even worse than the US, and the root cause is investors. Land speculation needs to be nuked from orbit like they have done in China. No more property investment, go invest your money in something else that actually helps the economy instead of denies people housing. Housing has actually deflated in China in the past few years, making it more affordable. This would be utterly unacceptable in the west, where line must always go up.
>>522535903yeh same thing happening here. inflation is going up again. caused buy govt spending but also due to the jeetification resulting in demand outstripping supply.
>>522538711Inflation is going up in Australia because of the property bubble. Government spending has dropped off massively in the past year. Property speculation by investors is taking over as the cause of inflation again. Australia is a very diseased country economically where much of our economy is based on the extremely overinflated value of property.>In the 12 months to September the national median house price increased 8.6 per cent and the consumer price index 3.2 per cent.https://www.abc.net.au/news/2025-11-03/house-prices-increase-again-mortgages-rba-interest-rate-decision/105962246https://www.mpamag.com/au/news/general/housing-costs-cause-yearly-australian-inflation-to-blow-up/557855
>>522535794Yes it would, it would allow a lot more slums and big buildings.
>>522538700>Land speculation needs to be nuked from orbitProperly tuned land taxes are the best solution to this.From the articles I read a few months ago (can't find it now), Victoria has had the most owner-occupied housing growth in Australia, and the most "investors" selling their "property investments".
>>522539070https://www.abc.net.au/news/2024-10-02/sa-home-prices-up-as-victorian-investors-seek-to-avoid-tax/104417640>"A lot … that were investing in Victoria seem to be getting rid of their investment properties there because of the ongoing cost hikes that are put on them by the government in Victoria.
>>522539070All the statistics look good but in reality, Victoria is still #7 in the most unaffordable cities in the world to buy property in. The median house price in Victoria is A$1m. The government here refuses to do anything serious to fix the problem, just fiddling around the edges with property taxes. The actual problem here is negative gearing and capital gains discount, which means you can write off your mortgage on investment properties on taxes and when you sell the property, you don't pay taxes on 50% of the capital gains from the same, which makes property investment the single most attractive form of investment in the country. The Labor incumbent government will never, ever touch that for fear of upsetting boomer voters, who make up the majority of property investors.
>>522537168>land ownership will still get concentrated into smaller and smaller groups.You base this on absolutely nothing.
>>522539421Ever played monopoly?Ever wondered why Bill Gates is one of the largest private farmland owners?Literally anything in capitalism tends towards monopolies because they tend to be more efficient. There's nothing wrong with that until the government starts granting monopoly rights on natural resources, with land being the most egregious.To put it more concretely, assume you have a few landlords making enough in rent to buy more land. What they're going to do is start buying up more land and collect more rent, which allows them to buy even more land.The US has been largely spared from the worst of this until recently, since now all of the good land is owned and we're hitting the limits of how far we can push the suburbs. >>522539339I don't mean to say that Victoria has solved their problems, but after increasing land taxes, they've been heading in a better direction than the rest of Australia. From the article I posted here >>522539211>New figures from PropTrack showed that house and unit prices continued to increase in SA in September, with the average sale price increasing by 15 per cent in Adelaide and 10.8 per cent in regional areas of the state over the past year.>Prices fell 1.8 per cent in Melbourne and 1.3 per cent in the rest of Victoria over the same period.
>>522540069To further illustrate my point, Winston Churchill gave some good examples describing the problems of private ownership of land rents.>Some years ago in London there was a toll bar on a bridge across the Thames, and all the working people who lived on the south side of the river had to pay a daily toll of one penny for going and returning from their work. The spectacle of these poor people thus mulcted of so large a proportion of their earnings offended the public con-science, and agitation was set on foot, municipal authorities were roused, and at the cost of the taxpayers, the bridge was freed and the toll removed. All those people who used the bridge were saved sixpence a week, but within a very short time rents on the south side of the river were found to have risen about sixpence a week, or the amount of the toll which had been remitted!>And a friend of mine was telling me the other day that, in the parish of Southwark, about 350 pounds a year was given away in doles of bread by charitable people in connection with one of the churches. As a consequence of this charity, the competition for small houses and single-room tenements is so great that rents are considerably higher in the parish!https://landvaluetax.org/comment/blog/history/winston-churchill-said-it-all-better-then-we-can/Unless you tax land rents to the degree that land prices are driven to 0, you'll have problems with speculation and rent seeking to the degree that land rents are undertaxed. No amount of half-assed government regulations or other tax solutions will actually solve the problem.Ideally, land would be owned by whomever is willing to pay the most tax to own it, rather than private ownership of land values.
>>522540069>ever play my board gamelolmonopolies are impossible without government interventionbill gates buying farmland doesnt make him a monopolist
>>522540069>What they're going to do is start buying up more land and collect more rentalso the rental market is the most competitive market in the countryHow the fuck would a monopoly form? Why hasn't it already?
>>522540069Those are figures from last year, the property bubble is back in full force this year. Melbourne is doing slightly better than everywhere, but it's like saying the malignant cancer has only spread over 50% of the body instead of 100% like the rest of the country. It's all fucked, Melbourne is just slightly less fucked.Labor (our party in power) is playing a game where they pretend to fix the problem to attract millennial votes, but deliberately don't fix it, so they don't piss off Gen X and boomers. It's all performative bullshit. The only ethical way to vote in this country is independent or third-party. Labor and Liberal are bipartisan supporters of property investors raping and pillaging the country. Many Labor members themselves are large-scale property investors and landlords who benefit from all this corruption. The Prime Minister himself was a property investor and landlord until he recently realized how bad it looked and divested.
>>522533270Here's a crazy idea that will actually fix everything.>Kill every single child raping jewish pedophile rat>Kill all the Indian Hindu rape rats, or at minimum every one of them who is found living outside of their containment zones in IndiaThat's it. Literally just these 2 things will improve the quality of life for 100% of humans as fix almost every problem in the west overnight. But if you don't act, then things are about to get so much worse as the Indian government will be sending 250 million single, fighting age, Indian Hindu male rape rats to permanently migrate out of India and colonize the west for them by 2050https://x.com/amandalouise416/status/1929362235048231402
>>522540358A monopoly in the sense that prices are not determined by the landowners efforts but by the value created through community growth, population increases, and public improvements
>>522540950So not a textbook monopoly?why use that term then?
>>522540358>How the fuck would a monopoly form? Why hasn't it already?I literally explained that in the post. The US has had far more good land to live on than other countries, and a lot of that land has been owned by families. But now that it's all been developed and the suburbs have gone as far as is reasonable for cars, investors are slowly buying up more and more land. The pandemic welfare giveaways, particularly the PPP scam, also made this significantly worse, but we were already heading in that direction.Before too long, we'll end up like Canada and Australia, we're well on our way there.>>522540630I agree with you in that governments don't actually want to fix problems with land, as the rich and powerful people are basically always the landowners.What I hope you'd agree with me on is that land value taxes are the best way to solve the problem of land speulation and rent seeking, because it obliterates the financial incentive to attempt it. You are forced to put land to good use or sell it to someone else who will. So a lot of single family homes would get torn down and replaced with apartments. I see this as a good thing, because it will massively increase the housing supply.Out in more rural areas, land is cheaper, and so people can afford a big single family home. Close to cities, the land is a lot more valuable, since that land has a higher potential to be productive.
>>522535749What about it? I'm not a renter.
>>522540981Because the rentier class faggots have been changing the terms for last 200 years to obfuscate the land question and remain fat
>>522533270Exterminating the entire population.
>>522533270No, we need more Mexicans and Indians.
>>522540981That guy wasn't me, but I'll explain what he was getting at.When a plot of land rises in value, that's because of the community around it. If you build a hospital, the land near it will go up in value. The landowners around the hospital get to monopolize that wealth which was created by everyone involved in building and running the hospital. They've done nothing to create that wealth, yet they've gotten rich off of it.From the Churchill link: >The greater the population around the land, the greater the injury the public has sustained by its protracted denial. And, the more inconvenience caused to everybody; the more serious the loss in eco-nomic strength and activity — the larger will be the profit of the landlord when the sale is finally accomplished. In fact, you may say that the unearned increment on the land is reaped by the land monopolist in exact proportion, not to the service, but to the disservice done. It is monopoly which is the keynote, and where monopoly prevails, the greater the injury to society the greater the reward to the monopolist. This evil process strikes at every form of industrial activity. The municipality, wishing for broader streets, better houses, more healthy, decent, scientifically planned towns, is made to pay more to get them in proportion as is has exerted itself to make past improve-ments. The more it has improved the town, the more it will have to pay for any land it may now wish to acquire for further improvements.
>>522541333based and George pilled
>>522533270Should have bought a house instead of renting like a poorfag nigger. If you can't afford a house, it's not because there is some problem with society, you are just in the bottom 1/3 of society that has always been too poor to own a house.
>>522540630Anon your fucking has just begun. Imagine in 5 years when one of these Indian Hindu rape rat cockroaches slithers into a PM position and opens the gates to all 2 billion of his cockroach nest back in India. They will never stop until all of our living standards have been reduced to India's levels.
>>522533270don't worry Trump is importing 600,000 Chinese I'm sure that will solve this problem
>>522541049Yes, taxing profit to zero off land speculation is a great idea but will never be allowed. There are unique problems in Australia though with negative gearing and CGT discount that keep the property bubble going. The worst outcome of this is that is strongly discourages anyone invest in comparatively risky businesses like in the US, so we have basically zero R&D in this country because any investor can pick from guaranteed safe returns from property or not guaranteed returns from business. So property ends up siphoning off all the capital that would otherwise go towards constructive enterprises. There's a massive supply of educated people coming out of our universities and very few good work opportunities at the end of it, because property sucks all the momentum out of potential employers that might employ them. When you make housing the only intelligent investment, it destroys the rest of the economy.
Young white people are going to have to learn to settle for living around niggers. Move to Philly around me and make white babies for my kids to hang out with ya faggots
>>522536074>Rent collapsed in ATX!>But still ~30% higher than pre-coronahoax pricesYeah bro it's collapsed, things are good now, and Austin is affordable to live in.
>>522541683These trends would be much better if they were at 5 year averages rather then gen x, millenials, baby boomers. I wonder what the would look like, because then you could see at what time shit started to go wrong.
>>522541704Opinion on migration has severely soured in the past year. Our anti-migration party has gone from 5-10% of the vote to almost 20% in just 12 months as society is realizing that immigration has a real effect on housing affordability and it's no longer considered racist to point this out, but simply factual. That scenario will never occur because of this.I don't support that anti-migration party because the leader is a fuckwit, but it's pretty significant that average Australians who may not usually have any racist inclinations realize there is an inextricable link between mass migration and housing affordability.
>>522533270Get a job. Buy property.
>>522541852pedo detected
>>522541704>at... at least they aren't poms... ACK!
>>522541683the Biden/Trump WEF collapse years is irreversibly destroying usa. They have imported too many, there is no culture left, no party stands for anything except their own power. Sure there might be pockets of population that are exceptions but those are rare.>bottom 1/3 of society that has always been too poor to own a house.the wages are far worse now in terms of purchasing power to buy a home
>>522536329>japanese housing markets are nothing like USAThe japanese have a much healthier view of property than the west does, where property is for living in, not speculating on. Property starts depreciating massively once built, much like cars. In the west, property starts appreciating when built. Their system is the inverse of ours and ensures property is always affordable to live in and unattractive to investors, whereas the western system ensure property is always excruciatingly unaffordable and very attractive to investors. China has a similar mentality about property. It's safe to say the asian property system is vastly superior to the western system.
>>522542018You will never be a father or own a home
>>522533270Kek look exactly like where I used to live... It was pretty comfy desu. Just don't have shitty furniture.
>>522541912No it wouldn't, because nothing actually went wrong.Younger people in their 20s just think there is something wrong now and that things are somehow different because they apparently don't realize that every other generation experienced the same things at the same age.The overall homeownership rate in the US has consistently been in the 60-70% range since the post WWII economic boom. Every generation starts out with very low homeownership rates that increase over time until plateauing in that same 60-70% range. And when directly comparing the homeownership rate for different generations at the same age, the curve for increasing homeownership over time is basically the same.
>>522542297This is just ignorant. At least in the US, median income roughly tracked property prices. That has completely broken down now and Americans are now experiencing what Australians have experienced for the past few decades. Housing is crushingly unaffordable.
rent has been pretty steady for me since ~2024. i feel like a lot of you didn't live through the biden years as adults, it was cost increases every other month. gas is cheap, fast food has affordable options again, used cars aren't increasing at a crazy rate, and from what ive seen rent is somewhat stable>>522534548is your free time really that valuable if you're drinking? i had 2 incomes earlier this year and i felt like i had a lot of breathing room financially, so it wasn't as stressful as it could have beenbeing able to always make more money is a comparative advantage americans have, you shouldn't waste it entirely
