>we have $50k in savings and no debt>wife still constantly worries about finances and running out of money
>>523849315How long would 50k realistically last you?
Don't be cowards
>>523849315uh-oh
>>52384931550k is nothing that is going to be gone if one of you gets sick or injured. She is right to be worried you are a deadbeat loser bro
>>523849315>50k in savings Unless you have a paid off house and live in a rural shithole that’s nothing.
>>523849315Good job marrying someone smarter than you
>>523849315you dont have a wife Elgin bro, stop lying
>>523849315kids?
>>523849558We live in Kansas. 50k is quite a lot of money here.
>>523849926kek you probably are fine. just let cancer caused by jew chemicals kill you if on the off chance that happens
>>523849506you just sell your house and become a rentoid if you get the common cold. it’s the american way. we favor evolution of smart people and niggers over stability
>>52384931550k really isn't that much money
>>523849926Damn I'd kill myself if I lived in Kansas kek
>>523850149Also do you have kids? if it's just you and your wife it's one thing but if you have kids you need to save more money asap.
50k is fucking nothing
>>523849926Nigger it’s not a lot of money at all. My medical care for instance costs 300k a year. You are super fucked because you have just enough wealth to not qualify for Medicaid which means you have to get private insurance which is about to quadruple in price and private insurance as it turns out is total dogshit they will always try to fuck you and not pay out. Government insurance is actually better which was mind blowing to me.
>>523850385Lose weight you dumb fat fuck
>>523849315Why would you have that much in savings?? Don't you know what a dividend ETF is? You could be making thousands a year in residual income. $OXLC pays 30% returns. That would be $15,000 in your case.
This shitpost doesn't belong here
>>523849315Smart lady. Always worry about resources.
>>523849315That's just what woman do
>>523850385>doesnt get insurance through his workkek
>>523850460Im not fat I actually have a serious issue with keeping weight on>>523851161>workToo sick sorry you have to pay for it
>>523849315better than having a wife who does not worriy about finances while being 50k in debt
>>523849315>$50kthat's fine if you're like 20if you're a middle aged man you're fucked
>>523850189Why? Not enough overcrowding, pollution, crime and insane expenses?
>>523850641I've talked to my wife about investing in a mutual fund with Charles Schwab, but that just causes her more anxiety. She wants to accumulate money and just sit on it.
>>523853976the negative comments you are getting are botsthey are meant to demoralize youdont pay attention to themyou are doing good if you have your debts down to just the final stuff, phones, food, and utilities.having $50k saved is probably enough to pay for everything you have for a year or more, excellent work. Dont let all the negative comments from GPT4 bots and GPT4.5 bots with a potty mouth tell you differently, you have done good to get where you are.Investing is a two edged sword, if you are later in your years then you have waited too long and wont see any measurable returns. Inflation is running higher than the interest rate or returns will give you, so if you put $30k in an investment or CD or IRA the amount of interest or gains will be equal to or less than the amount of inflation year over year. You might be able to say >wow this $30k turned into $32,500 by letting it sit in a CD for 15 years, but honestly in 15 more years that $30k wont buy you jack. It will cost $40k to have the purchasing price of $30k 15 years prior. Sit on the money and live comfortably.My wife is the same, she checks all the bank accounts and freaks out every time i have to spend some money on anything. Shes got this fantasy in her head that all the accounts need to stay at a certain place and if one dips below that number she comes unwound like a fucking garage door spring. Its just the nature of women, dont sweat it.
>>523854372Thanks /pol/ bro
>>523855113yeah, im 25 with about 80k cash in a fund and no debt. i was earning 5% YoY but now its down to 4% because of the jew fed lol. unless you're investing aggressively and with good foresight (which isn't worth jack because its all a ponzi) you're not beating shit, inflation is beating the shit out of you. so keeping liquidity is not THAT bad as sitting out of the economic booms that prior generations got. most people aren't 80% in the magnificent 5 or whatever the fuck they're calling their collective evil speculation in vaporware
