https://files.catbox.moe/jz11sd.mp4
>>523996395I drink nigger sperm
You know, there was a charismatic man with a small mustache some decades ago telling everyone how usury ought to be illegal.And then he was killed. The end.Now pay up goy.
>>523996395no refunds
>>523996395I agree, the US shouldn't have subsidized loans because it just allowed retarded kids to put themselves in debt slavery. They should offer full ride tuition for necessary fields and have an actual economic strategy instead of just letting directionless kids bumble into liberal arts degrees.
>>523996463I believe you, anon.
>13.5% interest ratefake news
>>523996395Convert to judaism = intrest forgiven
>>523996395the black thumb with the roastie claw already lets you know perfectly well how this happened without taking a single look at the numbers, kek
>>523996567>kids bumble into liberal arts degrees.No one bumbles into a liberal arts degree. They dive head first. When do you stop trying to baby sit retards?
>>523996395>me when i'm too retarded to play jewish games or read a contract
>black person doesn't understand loans and interestlol
Usury is a coffin buried under an ever mounting pile of earth. It should be forbade.
>>523996567>I agree, the US shouldn't have subsidized loans because it just allowed retarded kids to put themselves in debt slavery.the education industry is an industry that needs fresh bodies.
>>523996843the education industry of course is just another industry that has a symbiotic relationship with the finance industry. Housing and auto are the same.
>>523996395>13.5%
>>523996395>omits the repayment schedule in the bottom half>proudly displays the top half of the story to generate outrage>picrel
>>523996395>negress claw nails>13.5% interest>clear explanation of charges on paperwork>bitching and moaning on social mediachecks out
>>523996843>the education industry is an industry that needs fresh bodies.Much like the Moloch Worship industry.
She didn't bitched when she took the 40k.
My student loans are like 15 years old and I haven't paid a dimeJust not gonna do it lol
>>523996395Make all the jokes you want, usury is immoral.
>>523997393Usury is evil.
>>523996395OMEGALUL What was the rate and validity period?
>>523996616You have no idea how bad interest can be.>Temple UniversityI assume they give blacks similar loans to the car loans they'll be paying 30 years for a used car. I had bad credit and they tried that shit on me. Jokes on them I paid them off in 8 months get fucked usury fags. I still paid out the ass but I needed that fucking car.>>523997311Based they are still sending my dead Dad letters trying to collect it's pretty funny.
>>523997311Based and same but im only 10 years out. Ive bought a house since graduating.colleges need to collapse.
>>523996395Remember this the next time people brag about being educated.Is it really that hard to figure out how to pay off a loan? Hopefully some realize going to an out of state private university for history or performing arts wasn't worth it.
>>523996567>>523996742Liberals arts is a two year degree, usually to transfer and get basic courses out of the way. Even if you got a different two year degree, they share almost the same required GE courses.
>>523999210You didn't get it, did you? The point is that a bank forces you to pay interest first and only then the debt itself. You can't pay off the debt first or even do it proportionally.
let's be real. boomers scamming young people out of their money should be illegal and punished with long prison sentences. boomers need to learn accountability and that young people aren't just money dispensers for their yachts and pensions.
>>523999985You took out a loan, pay it back.
>>523999791Many of these people likely chose to go to a four year university, likely out of state, with no idea of what they want to major in. Many of them also switched their major halfway through or dropped out. They're going to rack up debt regardless and likely shouldn't have gone to university or at least tried courses at community college.
>>523996463White woman detected
>>523996395Took a 13.5% loan. What a fucking moron.
>>524000823I did all of these except didn't go out of state. Paid off my loans in 2 years. It's the interest rate, not their discovery of what they're able to do.
>40k tuition for 1 yearReally?
>>523996395>the finger with Shenequa nailsReminds me of that "I got a car with no credit and it's only going to be $1,000 for 353 months!" meme
>>524000823How does it change my point?
>>524000770ok jude
I had a jewish friend who financed a 80,000 $ truck. he paid 2 payments and then stopped paying, he had private gated parking so repo men couldn't find it. Years down the road settled for 10 k.
>>523996395>13.5%Oof. You'd have to be utterly retarded to sign those terms
>>524002457
>>523997311>>523998160>>523998265I really don't understand how you can proudly say you took at a loan you don't intend to make payment on
>>524002591that pic makes little sense. zoomers understand now how fucked old people are and they do it all better now. the era of tv brainrot is over.
>>52400259112 % is about as cheap as I've seen here.
>>523996512Dammit, that's a sad story. He sounds like a really smart man.
>>524002692The money they loaned never existed in the first place, that's how modern banking works.
>>523996737X2It's really bad that there's so many people that are unwilling to simply run the elementary school math to figure out how much they're really going to be paying.Like a one hand you deserve to get fleeced for being such a fucking retard. But on the other hand if you've paid back double the principal I don't care how you justify it that needs to be the absolute maximum legally allowed.
>>524002738Mine were like 3.5% a decade ago.
>>523996395nigger fingers should be blurred in photos, i'm gonna fucking throw up
>>523997311And they can't do shit but garnish your wages + 15% of social security, which means you'll cost the government massive amount of lost tax revenue if you learn to live very spartan on low income.
>>524002895good to know, I've never taken on any debt ever> am poorfag anyway
>>524002692Your mental point of origin comes from a place of honesty, however, amerilards are so far beyond that point after decades of jewishness that everything is cut-throat and every-man-for-himself. To operate honestly in a dishonest system just means you get eaten by the sharks immediately. To earnestly participate in a rigged system where everyone is out to scam you(even "reputable" businesses) would be foolhardy
>>523996395Nigger
>>524003222Not only that, it helps inflict damage on the corrupt system. One person doesn't matter, but you get enough of them to do the same and it can be a wrecking ball.
>>524001180For a private school, yes.
>>523996662>Convert to judaismyour cute anon, they dont take converts nor do they seek them
>get born into burger golem colony>go in debt for getting an education>go in debt for getting sick>go in debt for getting a house
>>523996395Is ok for me I believe in fate and sheit
Tons of jobs can be taught and don't need a Jewy university degree middle man
>>523996395>13,5% Have to be full retard to take loan with that interest level.
>>523996395That's how you take control of people.
>>524003147I'm not a poorfag because I took student loans to get an education and get a well paying job.
>>524004172Yeah, Guess I fucked up, being entrepreneurial.
>>523996395Usury should never be allowed to exceed 50% of the principle. No one can excuse the existence of repayments that are 200%+ of the original cost. High risk loans must end.
>>524004172good goy
>>523996395>let kikes control your financial AND education systemsHowever many kikes got lolocausted it wasn't nearly enough.
This might be antisemitic, but I think loans should be capped if they are a significant amount above inflation. Something this predatory should never be and they should simply not allow the retards to do these loans.
>>524004535But then why would anyone offer loans as business?
>>523996395Every loan has to put a loan schedule for the minimum payment for people who are too retarded to understand compounding interest. The plainly lay it out that you’ll be paying for the next gorillion years if you just pay the minimum.
>>523996395Amortization should be taught in high school. This shouldn’t be surprising to anyone, it is explicitly stated in the contract you sign when taking out student loans.
>>524002849This
>>524004455kek
>>524004589Reasonable loans like mortgages and shit would still be allowed. Nigger tier student loans would not.
>>524004589Making 25-50% on a loan is more than enough profit to handle losses from deadbeat niggers
>>523996463flag checks out
>>523996395you ain't never held 40 bands in your life, jit
13.5% compounding interest rate...
>>524004343You described yourself as a poorfag >>524004455That $50k student loan really hurts when I've made $2m in the 10 years since.
>>523996737Except if you watched the clip, that's an older negress looking at someone else's loan, stating she paid less than that for her entire education
>>524004833Epstein and co. appreciate your bankrolling their lifestyles. Keep up the good work.
>>524004589OY VEY!
>>523996395I think people forget that behind these loans is an ENTIRE ECOSYSTEM of people being told their entire lives "get an education, you'll get a good paying job". People didn't take on these loans like buying a gold necklace or an expensive gucci bag. They were told, lied to, that they would be able to pay the loans back and live comfortably, own a house, car, etc.I don't blame anyone for student loans other than an entire society telling people to get them for a good paying job.
>>523996463fuentes....
>>523996395that interest rate on student loans is pure usury. holy fuck, did she get that loan from a credit company?
>>524004917Nice cope
>>523997393Then why do morons take the usuary route then? No one is forcing idiots to take out loans with 13.5% interest rates. It is also a test, if you are taking out a loan at such a high rate of interest maybe you should not even be going to university, you failed the test and are low IQ. Get a job that support your low IQ level like flipping burgers.
>>524004716But that's "a significant amount above inflation"
>>524002692In the US usury is normal. Everything is fraud and the fraudster expect to be frauded by other scam artists.The "Nigger Corner" is always the same 4 shops: 1 Check cashing (15% cashing fee), a blood bank handing out $5 for stuff worth $500+, a "rent to own" shop with latest playstations and iphone at a 20% interest rate (per month) and a liquor and cigs store that somehow accepts EBT at 50 cent for $1
>>524005058You *literally* bankroll rich pedo lifestyles with your taxes and say I'm the one coping kek.But keep on bragging about how much shekels you make bro
>>524005107OH NO BANKS MIGHT BE SLIGHTLY IMPACTED BY INFLATION
>>524005177I'm sure life will turn around for you any year now. Gotta get back to driving now so I can show my grandparents their 3rd great grandkid from me for Christmas.
>>523996395Anon, thats a female nigger
>>523996395just do what jews do, file bankruptcy
>>523996395>Nigger thumb>13.5% kek
>>524005338Student loan debt and IRS debt are not bankruptable.
>>524005410Thanks to Joe Biden.The most popular president ever.
>>524005338>file bankruptcydoesn't absolve you of the debt
Letting teenagers kids sign up for thousands of dollars in loans is predatory lending. Letting teenagers kids sign up for thousands of dollars in loans is predatory lending AND can't be discharged through bankruptcy is just flat out evil. All jobs are basically behind a degree-wall now.If you can finish high school with at least a 3.0 GPA, you should be able to attend a public university for free. That will never happen though because boomers would rather send to Israel the tax dollars needed fund such a thing
>>523996395I just want to say I think it's fucking hilarious when people get trapped in student debt. Especially if they got a worthless degree with it. Peak poetry.I love how they will act like theyre old enough to understand politics and vote, but too young to understand interest rates. They took out these loans, and they need to pay them back. It's really that simple. They didn't HAVE to go to college. They could have just started working immediately and been debt free.If they went to college and squandered the opprotunity with a worthless degree they SHOULD be indebted until death, for being a fucking retard.
>>524005794Totally disagree, and college is totally unnecessary. I never went to college and I now make 6 figures fixing industrial printers. Anybody can do it. These people that got trapped in debt fucking deserve it. It's really that simple.Especially if they got a worthless meme degree like English. I have literally never been in debt other than a mortgage. I love how they act like theyre old enough to vote and protest and all the other things that come with adulthood but too young to understand the concept of a loan you have to pay back.
>>523996395shiquanda got a bullshit degree. dont give a fuck. fuck off.
>>523996395After years of NONpayment maybe. Minimum payment would cover the interest
>>523996395Something about this picture... I can't quite put my nigger on it...
>>523996395Sucks for that negress. Paid mine off pretty quickly. No strings other than my mortgage now, which I'm also trying to get done a little fast.
Before Obama fucked everything up I had private loans at 2% interest. Thank Obama.
>>524005936>Totally disagree, and college is totally unnecessary.Until companies stop requiring degrees, then it's completely necessary. You can't have everyone be a plumber otherwise you're going to have millions of unemployed plumbers. I'm sorry you're too retarded to understand this.
>>524005650Not for student loans, but for other debts, chapter 7 does absolve you. Does the UK not have bankruptcy laws?
>>524005797to be fair, asking 18 year old kids to sign away so much money to a degree that they -think- they want to do is hogwasheven the better degrees do not guarantee good employment
>>523996395Why banks issue loans like this, where the nigger clearly won't be able to repay:1) They set interest rates so that the borrowers who repay the loan more than offset losses from borrowers who default (i.e. they know a nigger won't pay, and they account for it by making you pay more)2) The bank can write off "uncollectable loans" on their taxes3) The bank bundles and sells these loans to other groups (pensions, investment groups, etc.) so that they don't actually hold risk, but making money on initial fees, servicing and then selling the asset. They often don't plan on making triple their investment. They're fine on making a little bit upfront and then selling everything. They sell at a slightly lower amount, while promising huge returns, to eliminate risk in favor of guaranteed profit.Everything is arranged so that there is never any risk to them, and they are guaranteed to profit, no matter what happens with the loan.
>>524006391Nooooo you have to get indoctrinated at the jewish indoctrination center you HAVEEE to!!!!!!!Ok kike
>>524002457Based. But how is that not classified as "theft" under the law? Like, can the feds not legally come after citizens for not paying back loans?
>>524006470In reality he would get sued for the remainder of the money owed, but this is just people making up fake stories on 4chan.
>>52400618813% is usury.
>>524002738Oof. I have seven years worth, my undergrad (08-12) at between 3-4.5% with more recent graduate loans between 5%-7%. I make minimum payments because even the 7% is below what I expect my stock portfolio to return, and the way our tax code is it'd be silly to pay the (tax deductible) loans down faster without first maxing my 401k. With a third kid and a stay at home wife, plus the way cost of living has skyrocketed, I won't be doing that any time soon.
>>523996395The jews still own nigger slaves, except now they pay interest instead of pick cotton.
>>524006437Yeah. They get the loan off their hands ASAP. Sell that shit as quick as possible . Stack up origination fees
>>524006188Not necessarily. A lot of the income based repayment shit allows below-interest minimums if you are low enough income.
>>523996395Ain't capitalism grand? This is what I owe after 4 years of study.
>>523996395agree to xx happenswhy is x happening to me? (crying emoji)
>>524006704But you had to share a classroom with pajeets.I'd pay 113000 not to be near them
>>523996395>black>femaleof course, let me guess the white man has to come pay for it huh
>>523996395I hate to be that guy that says “iT sHoUlD bE iLeGaL” but in this case it should be illegal to charge a minimum payment that doesn’t actually lower the amount you owe. By that I just mean the absolute minimum should be enough that the amount goes down over time, not up.
Just don't pay it back. Paying back loans is for cucks. The thing they scare you with is credit and wage garnishment. Credit is as unconstitutional as taxes, it's what Capitalists have always accused China of having, a social credit score system. Wage garnishment is meaningless when you're an unemployable NEET and at that point it's whatever. Jewish usury is bullshit, it is a sin, it is evil, and you should never pay them back shit because they've stolen from all of us.
>>523996395>black thumb with long fake nailsThat rate is too low.No way that negress is going to pay that shit back.
>>524006781People pay $113 000 in the states and sit next to niggers and spic. Up here I sit next to pajeets and chinks but at least the latter group doesn't have gang shootouts on campus.
>>524006914We know you’d rather be around your fellow Hindu shitrats, Ranjesh.
>>524005338>>524005410>>524005500It's insane no one talks about Biden's role in student loans. He introduced one and voted on three bills that extended the length to forgive and eventually ended it.Maybe that's why he was motivated to get something done, but still wouldn't admit it.
>>524003483Hahaha oh yeah thats rightShame on the goy
>>524002457>owned the Jews by outjewing them>they rape your credit score The Jews love their good boy system and will always get theirs.
>>523996395They should have studied math.
>>524007615das raycis
>>524007070But he got 81 million legitimate and not totally fraudulent votes.
>>524006639Yup. And when they sell those loans, they no longer count against the pool of money they must have in order to issue loans. They can then immediately issue new loans against the same pile of money.
>>523996395The Muslims only have nations of there own because they keep out Jewish banks.
>>523996395yea i read contracts before i sign them.
>>523996512There was a bearded man in a tophat some 170 years ago who said the same thing and also was killed
>>523996512>>523996463>>523996395>ai how long would you have to neglect a 40,922 bill at 13.5% interest to still owe $118,305.99 with $77,383.59 being just interestHmm2 decades of ignoring your debts
>>523996567>Going into Debt for College in the era of AICollege is obsolete. Everything to learn is at your fingertips now
>>523996395>original loan>$40,922.00>no mention of>$77,383.59 in pic, or $118,305.59however>$118,305.59>->$77,383.59>=$40,922.00is she saying she never once paid a cent and accumulated all this interest?
>>524010353tophet?you mean like 2,171+ years ago?
>>524012266>>524012602Can you believe there are people who don't know about compounding interest and paying off loans, even when it was taught in school and easy to learn online?
>>524013147i didn't watch the video :P
>>524012266>>524013147Jewish golems defending usury… what’s it like having circumcision scars?
>>524002698sure but now you have superiority brainrot, everyone (mostly) is just rotting husks of blood and bone
>>523996395Some jew is getting rich...
