"Close your bank account and open a Credit Union account" General FUCK THE SYSTEM EDITION!!!https://www.youtube.com/watch?v=om5pCGR_f_kYOU ARE ANTISEMITIC IF YOU OPEN A CREDIT UNION ACCOUNT INSTEAD OF A BANK ACCOUNT!Who started Credit Unions?Credit unions were started by two German pioneers,Friedrich Wilhelm Raiffeisen (for rural areas in 1864) and Hermann Schulze-Delitzsch (for urban workers in the 1850s), who created cooperative lending models to help underserved people access funds, with Edward Filene later bringing the concept to the U.S. as the "Father of U.S. Credit Unions". What is a Credit Union?A credit union is a member-owned, not-for-profit financial cooperative that offers banking services like savings, loans, and checking accounts, but operates to benefit its members, not shareholders, returning profits as better rates and lower fees, with membership usually tied to a common bond like a community, employer, or group. They are governed by members through an elected board, providing a "people helping people" alternative to for-profit banks.Why Credit Unions were created?Credit unions were created to provide accessible, fair financial services (savings & loans) to working-class people, farmers, and immigrants often ignored by traditional banks, using a cooperative model where members pool resources for mutual benefit, preventing exploitation by loan sharks and fostering community economic empowerment.
As one anon said:For lurkers, reposting a QRD on how money is created:>Bob needs $10,000 to buy a car>Bob goes to Moshe Finkelstein Bank and takes out a $10,000 loan>MFB creates two accounting entries: one asset, the loan contract worth $10,000, and one matching liability, a demand deposit added to Bob’s account in the amount of $10,000>$10,000 in newly created "money" has entered the system, without any involvement from the central bank or the government>Bob buys his car from Joe>the $10,000 in demand deposits are transferred from Bob’s account to Joe’s account>MFB now owes Joe up to $10,000, whenever he wants it, “on demand,” paid in federal reserve notes>Bob owes MFB $10,000 plus INTEREST, yet only $10,000 in newly created money has entered the system
I WON'T STOP UNTIL EVERYONE SWITCHED TO A CREDIT UNIONCredit Unions help your local community, stop the kikes, stop usury and help you make more money!The more people that join it in your community, the more money you make!It is a win-win!
>>524005333>>524005444observed
>>524005606Kek, I just noticed that
>>524005444>I WON'T STOP UNTIL EVERYONE SWITCHED TO A CREDIT UNIONsorry not doing it, zero benefit to me. are you poor?>stop usury and help you make more money!banks don't make you money, you stupid poor retard
>>524006129>zero benefit to meConfirmed kikeCredit Unions benefit every citizen for offering better rates. Banks only benefit kikes, kike>banks don't make you moneyNo shit, retared. That is what I said, so learn to read. Do you kikes really think that you're smarter than goys? Get BTFO
OP is basedCredit unions for personal and business banking, loans are the way to go(made the switch decades ago)Stick it to the banks
>>524006941>business bankingI can get behind thisOnly get a bank account if you have a business. For everything else, get a Credit Union account
banks can make you money once you rise to a certain point of wealth. this is usually about the same point as home ownership. banks also demand your loyalty. i have had the same Bank of America checking and savings accounts since 2008. i also have my business accounts and credit cards with them.the jews view the owner class as superior to the tenant class, which to them are the modern day rams of Babylon and serve no purpose other than to bear the yoke of inflation. it is better to own since your home can become a money fountain which spills forth at your beckoningthe kikes grant you some level of boons once you ascend to this level. you will always be beneath them, but you begin to to enjoy the benefits of jewish usury if you can abide being a party to it. this robs the soul, but it is the default of our existence that a little theft is more comfortable than a greater theftthree men on a deserted island will die if they dont work every day. if you consider the simulation of the universe, life itself is a theft from the simulation, or conversely, the simulation steals free labor from life in exchange for survival. you can never win, but perhaps you can find some comfort
>>524006330>Confirmed kikesorry bud, i'm white, but you're a fucking indian>Credit Unions benefit every citizen for offering better ratescredit unions don't make you money, retard. you have zero financial education, you literally know nothing. you're poor, i can tell. poor people give advise that makes absolutely no sense. no one gives a fuck about credit unions. almost all your money should be in the market or in real estate. besides that you should have a 401k, a rainy day fund, and a tiny amount in the bank to pay bills. credit unions have zero purpose. you're poor. you are POORyouare POOR
>>524005444Oddly enough, the only credit union in my city is owned by a jewish guy. The same jewish guy operates a long running mom&pop grocery store that sells local farmer's goods (eggs and meat) at discounted prices due to the fact he doesn't have to pay transportation costs.
>>524007036No, my statement is use Credit unions for all of itincluding million-$$$$ business operations, banking, loansNobody below 9 figures should be using banks
>>524007275>credit unionThat's not a credit union. It's some credit 'operation' connected to that guy's business operations, in other words a 'company store credit line' or similar.Credit unions per OP picrel, are publicly administered non-profits open to the community, with an unpaid boardKind of like a co-op bank
>>524007473Makes sense. I always wondered. I use TD Bank myself and have worried that my money isn't safe there and wondered where I should be moving it to.
>>524007146This is why I hate banks so much! Credit Unions allow your local community to pool your money together to help your community instead of banks just investing it in some dumb crap.>>524007244>sorry bud, i'm white, but you're a fucking indianNah, you just confirmed that you jewish jeet.You are poor and retarded, subverting jewish jeet>>524007275Ugh... you might want to look into him to make sure that he isn't doing some devious shit. He might be good but be sure just in case.>>524007281I would prefer this because I highly support people helping their communities. Though I won't give them an evil stare for having ONLY a business bank account
>>524007585Ask around / look online and see if there is some sort of public employee (for example County / schoolteacher) credit union, that might be able to get a membership for you if you have a family member that's already there.(The way I've been able to jump from CU-to-CU whereever I lived is from having prior CU memberships at my prior states of residence)CUs that aren't connected to a particular employment/job do exist and they have varying criteria to begin memberships, often as simple as getting someone (even just an acquaintance) to gift you an application or membership.
>>524007783you don't understand how to make money, everything you're saying proves that. only poor people use credit unions. >MUH COMMUNITY>makes no moneywow awesome, fucking retard
>>524007783>I highly support people helping their communitiesCredit unions are *the best* way to do that in handling, keeping your finances (business or personal). Regional/national banks always have fees, grift and-or are connected to some form of globalist child trafficking apparatus. Get out of banks as fast as you can.
>how can i make consistent 7%+ monthly gains on my money?>"put it in a credit union"you're literally black
>>524007954>NNNOOOOOOOOOOOOOO>CREDIT UNIONS ARE WORSE BECAUSE... BECAUSE... JUST BECAUSE THEY ARE, OOOOKKAAAAAAAYY?!?!?!?!?!You don't understand how to make money and everything you said proves that your are a kike. Credit Unions have everything better for citizens. You're just scared because having everyone switch to Credit Unions will make you more poor, kike.
>>524008285you're black and live in a black neighborhood
>>524008300>>524008363if i put 100k into a credit union on jan 1st can you explain to me how i get 250k out by dec 31st? explain in detail please
>>524008614Can you do the same for banks?Confirmed retarded nigger that ask a loaded question that will be unable to answer the same questions for the banks.Get rekted and BTFO
>>524008776>Can you do the same for banks?wait, why are you even talking about banks. i didn't mention banks. i'm asking about credit unions. im asking can i get a return of 150k in one year on a 100k investment from a credit union. you can in the market, so can i from a credit union. do you even understand what i'm asking?>ask a loaded question lol fucking retard. it's not loaded, the question cannot be simpler. what are the investment rates on 100k for a full year? can i return 150k on my investment in a credit union? are you seriously this stupid?
>>524009737>YOU CAN'T ASK ME THAT QUESTION BACK!!!!!!!Kek! This is a thread about Credit Unions being better than banks.Sneed, kike!>it's not loaded, the question cannot be simplerThen can you make the same amount banks? You can't magically make that much money in a year without gambling in casinos or stocks. You can do a High Interest Savings but you won't make 150K in a year. Are you retarded?
>>524010119>Kek! This is a thread about Credit Unions being better than banks.there's zero reason you should have your money in a bank anyway, so what are you even suggesting people do? putting money in a bank is for poor people. so guess how i know you're poor.>Then can you make the same amount banks?you shouldn't have your money in a bank or a credit union, why are you obsessing over this? do you want people to be poor?>You can't magically make that much money in a year without gambling in casinos or stocksholy shit, you are financially illiterate, yes you absolutely can, and i do at MINIMUM every year. you're poor>You can do a High Interest Savings but you won't make 150K in a year. they're called high interest savings account you retard, and STILL better than credit unions>Are you retarded?nope but you definitely are
>>524010386>there's zero reason you should have your money in a bank anyway, so what are you even suggesting people do? putting money in a bank is for poor people. so guess how i know you're poor.So you agree with me! Banks are bad and Credit Unions are good! I'm glad you agree!>you shouldn't have your money in a bank or a credit union, why are you obsessing over this? do you want people to be poor?I want people to invest in their communities instead of putting money into the pockets of kikes. Do you want kikes to become richer?>holy shit, you are financially illiterate, yes you absolutely can, and i do at MINIMUM every year. you're poorThen explain it, kike>You didn't say ACCOUNT!!!!!Holy kek! Can you post a pic of your face so I can see how much you are seething right now?>nope but you definitely areNo u
Have a bump.
Not trying to sound like a kike, but being on a board of directors of a financial institution is a full time job. I wouldn't trust any board made up of volunteers. You end up with 4chan-janny-tier people.
>>524010951thanks, anon>>524010960I agree that you should check to make sure that the board of directors are good and it depends on each state if they are paid or how they are compensated
>>524010836>So you agree with me! Banks are bad and Credit Unions are good! I'm glad you agree!you can't read, they're both bad, don't have money in either unless you want to be poor, which you are>I want people to invest in their communitiesyup you're retarded and poor, keep giving your money away like a fucking idiot. why don't you just say straight up that you don't want to be wealthy. just say it>instead of putting money into the pockets of kikesyou're the only kike here>Do you want kikes to become richer?kike, i want to become rich, and i do so by not putting my money in a bank or credit union like a retard poor person like you, you fucking federal agent>Then explain it, kikei JUST told you to put your money into the market or real estate, how are you this stupid? is this thread some kind of inside joke?hey, so can you tell me why i should pull my money out of the market and put it into a credit union where it will rot and not grow? why should i do that? can you tell me why?
>>524005292IF you put billions of dollars in a credit union wont the interest on your money make the credit union go bankrupt?
>>524011926there zero reason to put your money in a credit union. put it into the market if you want to make money. credit unions are literally for poor blacks. whoever made this thread can't demonstrate that he knows how to make money. his whole shtick is "BANK BAD CREDIT UNION GOOD", but notice there's zero specific details. that's because this thread is performance art of some kind, or maybe OP is a schizo, that could be too
>>524011862>saving money makes you poor!>yup you're retarded and poor, keep giving your money away like a fucking idiot. why don't you just say straight up that you don't want to be wealthy. just say itOooh, you actually are retarded...>you're the only kike hereNo u>kike, i want to become rich, and i do so by not putting my money in a bank or credit union like a retard poor person like you, you fucking federal agentIs that way you are telling people to not save their money, kike?>i JUST told you to put your money into the market or real estate, how are you this stupid? is this thread some kind of inside joke?You didn't say shit, I did, reatrded kike. The only people that make any REAL money in stocks are kikes that manipulate the stock market. Anything else is just the crumbs that they make. It is important for people to save their money and not invest everything in stock, you dumb mongoloid. You have no idea what you are talking about.>>524011926Yes but that won't be accepted in one deposit. They will invest the money into their community so that they will be able to accept a larger deposit.
>>524012083You are a larping faggot
>>524012298>>saving money makes you poor!yes, it actually does, do you know what inflation is? do you seriously save money? you once again prove that you're poor>Is that way you are telling people to not save their money, kike?again, do you seriously save money. you're poor> The only people that make any REAL money in stocks are kikes that manipulate the stock marketthis is how poor people think. keep staying poor, loser.> It is important for people to save their money and not invest everything in stockagain, you're poor. you keep demonstrating this over and over. only poor people save money. telling people to not invest is the dumbest thing i've ever heard, but you're poor and stupid so i'm not surprised. but keep staying poor, the poorer you are the richer i am. i bet you are either unemployed or work in a warehouse or some other gay blue collar job LOL>muh communityyou're poor
>>524012332you should kill yourself you stupid poor nigger. i fucking hate poor people like you so fucking much
>>524012553>yes, it actually does, do you know what inflation is? do you seriously save money? you once again prove that you're poor>IT IS BECAUSE... JUST BECAUSE, OOOOKAAAAY?!?!?!Never gets old>again, do you seriously save money. you're poorYou are poor because you don't have any money to your name>this is how poor people think. keep staying poor, loser.>YOU'RE POOOOOOOR >YOU'RE POOOOOOOR >YOU'RE POOOOOOOR >YOU'RE POOOOOOOR >YOU'RE POOOOOOOR Holy kek! I broke the kike!
poor people use credit unions. anyone who tries to convince you to use a credit union wants you to stay poor. OP wants everyone to stay poor. imagine telling people to save money yikes
>>524012595Is that why you get mad when you look in the mirror? You have the weirdest rage-boner from your ass cancer
>>524012767>poor people use credit unions>imagine telling people to save money yikesKek!Kike outs itself again!
notice OP isn't giving any details about credit unions and how it helps grow your money? weird, right? wonder why
>>524013002It is as simple as opening a bank account...Are you really this retarded and desperate to subvert?
>>524005292BasedCooperatives used to be the same in old europe.Go check islamic banking/sharia compliant vredit institutes, they literally prohibit interest/usury and the bank share the risk with the members
Dumb subverting kike is too stupid to read my OP picrel...
notice OP isn't giving any details about credit unions and how it helps grow your money? weird, right? wonder why.
>>524013189>Cooperatives used to be the same in old europe.Exactly, anon! The kikes want to try to separate us to make us weaker because they know how strong we are when we are together! The is why the white man is so strong: we know the power of friendship and teamwork!>Go check islamic banking/sharia compliant vredit institutesChecking it out now
dumb kike still too mad to read >>524013213
>>524013245capitalist zog ai is stuck in a loop here
>>524013451Kek, you're probably right that it is just ai. It would explain the retarded responses that it was giving
>>524013245>14 pbtid "grow your money" Threadshitting Disinformation ShillbotBanks don't do that. (RE: accounts/interest-lending rates, CUs do everything a regional or national bank can do, sometimes better and more profitable for accountholders with low-no fees)Want to learn how the system works?The Money Delugehttps://www.youtube.com/watch?v=t6m49vNjEGs
>>524014136>credit unions don't do thatcorrect. no point in having your money in a credit union, glad you agree
>>524005292credit unions go bankrupt all the timeexplain that
>>524005292>don't use FAR BANKER>use CLOSE BANKER>just keep using our currency>their faces when i just lock them inside and set fire to everythingThe seethe will be palpable.
>>524013451>muh capitalist zog ai>uses capitalist credit unionjaps are pedophiles
>>524005444based and checked. i went to a credit union during occupy wall st, cause fuck the banks
>>524014136Based video and savedThe stock markets and banks only help the already rich to get richer and doesn't help the common manThe common man needs to join together if we want to push back
>>524014386he won't explain anything. look at the whole thread. his whole shtick is banks are bad and credit unions are good because i said so. but there's not only no reason to switch from banks, but you shouldn't have your money in a bank or credit union in the first place. that's not even how you grow money. but he also thinks saving money in a savings account is good. this thread is retarded and it was made by someone who is financially illiterate.
>>524014336>deflects and subvertyou are mad, aren't you kike>>524014386Those are federal ones, which I trust the least and are practically banks. Only do local ones and get everyone to join in so it won't go bankrupt >>524014392The ones close are within arms reach if something goes wrong. Try doing that with an international bank. I will now receive your cope post>>524014441Based! I only found out about them a month ago and am so mad nobody told me about them sooner! I want to spread the word about how great they are because the kikes are trying to hide them from the public
>>524014893>>524014801>>524014608>>524014441>>524014403>>524014392>>524014386he won't explain anything. look at the whole thread. his whole shtick is banks are bad and credit unions are good because i said so. but there's not only no reason to switch from banks, but you shouldn't have your money in a bank or credit union in the first place. that's not even how you grow money. but he also thinks saving money in a savings account is good. this thread is retarded and it was made by someone who is financially illiterate.
>>524014995Already did.Keep seething, retardo
>>524007473This, a credit union is owned by its members
>>524015224>>524014441>>524014392>>524014136>>524013451he won't explain anything. look at the whole thread. his whole shtick is banks are bad and credit unions are good because i said so. but there's not only no reason to switch from banks, but you shouldn't have your money in a bank or credit union in the first place. that's not even how you grow money. but he also thinks saving money in a savings account is good. this thread is retarded and it was made by someone who is financially illiterate.
>>524015540Already did, ai kikeKeep sperging and seething, retardo
>>524014608Also note that the 20 pbtid Threadshitting shillbotis continuing to derail this topicYes as said above: every anon (even if you own a multimillion-$$$ business) should dump their bank accounts immediately. I did decades ago and never looked back, get into a local CU.CUs are one of the best, immediate and 'don't think about it' ways to be part of a people's-centerd collective and also stick it to the corporatists and banks. Banks always have greater and more pernicious costly and useless fees than CUs, you'll be amazed at the thousands of dollars saved/gained over many years doing finances with credit unions.
Can't wait to watch the AI Kike seethe everyday when I start to post these threads dailyIt's scared that their empire is crumbling
>>524014386>Estonia flagIn Estonia they (apparently) donot in the United States, no credit union I have ever heard of "went bankrupt"(in United States we have something named FDIC concerning member accounts)
>>524016063>Also note that the 20 pbtid Threadshitting shillbotI like that it is trying to save its modern capitalistic empire by telling anons to dump all their money into stocks. How does this not sound like a retarded kike behavior to them?>Yes as said above: every anon (even if you own a multimillion-$$$ business) should dump their bank accounts immediately. I did decades ago and never looked back, get into a local CU.>CUs are one of the best, immediate and 'don't think about it' ways to be part of a people's-centerd collective and also stick it to the corporatists and banksYou hear this a lot from people that switch from banks to Credit Unions. I only found out about Credit Unions recently and want to spread the message.
>>524016243>not in the United States, no credit union I have ever heard of "went bankrupt"lolhttps://www.usnews.com/banking/articles/all-the-banks-and-credit-unions-that-failed-in-2025
>>524016356Yeah watch 'The Money Deluge' (about the overall global /national banking system, how it is set up, interest rates)it's all about pushing ordinary citizens _out of_ savings accounts and forcing them to participate in the global casino of equities (risk assets)
>>524016356you're not actually saying anything, there's no content to your posts. it's just more "credit unions good banks bad", but you give zero reasons how credit unions grow your money. why should anyone take their money out of the market and put it into credit unions? what's the answer?
>>524016474>banks-and-credit-unionsYeah? So?all these institutions (can) fail.I've never heard of a credit union in an area I lived, that "failed" (some of them were absorbed into bigger CUs, I've heard of that)
>>524016556>forcing them to participate in the global casino of equities (risk assets)can credit unions or banks grow 100k to 250k in a single year? i can grow it risk free in the market, can i do that with a bank or credit union? yes or no? what's the answer?
>>524013451>>524014136>>524014392>>524014441>>524015224>>524016063>>524016243https://www.usnews.com/banking/articles/all-the-banks-and-credit-unions-that-failed-in-2025
>>524016556Still watching it from when you posted it and it is a kickass video that is redpilled as fuck>>524016569Projection
>>524016734https://en.wikipedia.org/wiki/List_of_stock_market_crashes_and_bear_marketsGuess which one failing devastated the economy more, kike
>>524016791>Projectionso what's the answer to my question?>>524016925spx always goes up over time, and can gain 4-7% minimum consistently, if not more, and beats all hedge funds over time. got anything else?
>>524017054>so what's the answer to my question?Like I've said before, read OP picrel>THAT'S DIFFERENT JUST BECAUSE IT IS, OOOKAAAAAAYYY?!?!?!?!Fucking kek!>got anything elseHow do you take out any money when selling stocks? You must be taxed like crazy, right? That is if you are actually putting all your money in stocks...Can't wait for this spergout
>>524017338>Like I've said before, read OP picrelOP doesn't contain ways how my money will increase more than the market. can you provide me an answer?>How do you take out any money when selling stocks? you don't, why the fuck would you. are you poor?>You must be taxed like crazy, right? Tno, why would i be?>Can't wait for this spergoutare you going to answer a single one of my questions?
>>524017448>Saving interest rates doesn't make you money!Imagine being this retarded...>you don't, why the fuck would you. are you poor?So you admit you don't have any irl money>no, why would i be?So you admit that you don't know what you are talking about and don't have any money in stocks! You are taxed if you buy and sell stocks (unless those stocks AREN'T making money). Are you saying that you don't use irl money at all? You just outed yourself as being POOR!!!!! Top kek!!!!!!>are you going to answer a single one of my questions?Are you going to stop pretending that I didn't answer you, larping faggot
>>524017753>Saving interest rates doesn't make you money!can credit union savings interest rates make me more money than the market can? what is the interest rate for a credit union savings account?>So you admit you don't have any irl moneyi have way more money than you ever will, pedro. you think saving money is smart, that's pathetic>So you admit that you don't know what you are talking about tell me what about what i said doesn't make sense to you, name a specific issue>and don't have any money in stocks!i don't? you sure? weird> Are you saying that you don't use irl money at all? you don't know what i'm saying, you're dumb>You just outed yourself as being POOR!!!!! you sure about that? how much do you have in your credit union?>Top kek!!!!!!let's meet, what state are you in? what area?
>>524016356>>524016474>>524016556>>524016925>>524016791>>524017338>>524017054>>524017448you're not actually saying anything, there's no content to your posts. it's just more "credit unions good banks bad", but you give zero reasons how credit unions grow your money. why should anyone take their money out of the market and put it into credit unions? what's the answer?
>>524018103>can credit union savings interest rates make me more money than the market can? what is the interest rate for a credit union savings account?>I need to change the goalpost to save face!Stay mad that I showed a way to make money. The only people that make real money in the stock market are the kikes that to insider trading and can manipulate it, larping faggotWatch The Money Delugehttps://www.youtube.com/watch?v=t6m49vNjEGs >i have way more money than you ever will, pedro. you think saving money is smart, that's patheticGBP isn't actual currency, larping faggot>deflects about not knowing that you get taxed when you buy and sell any stocks that make moneyTop kek!!! Did you think I forgot about that, larping faggot? Are you going to answer my questions about it for you? Did you forget already? No worries, I'll copy/pasta:How do you take out any money when selling stocks? You must be taxed like crazy, right? That is if you are actually putting all your money in stocks...Can't wait for this spergout>you don't know what i'm sayingKek! You don't know what you are saying either, larping faggot>let's meet, what state are you in? what area?Oooooo someone's mad! How about you go first since it seems like you are too poor to actually travel! Top kek!
>>524018505Top kek! The ai kike is so mad!
does anyone know what interest percent i can get on a savings account in a credit union?
>deflects
does anyone know what interest percent i can get on a savings account in a credit union?? can anyone answer this? i'm trying to evaluate whether i should switch to a credit union based on this
>deflects again
>>524005444Czeched
>I WONT STOP UNTIL EVERYONE SWITCHES TO CREDIT UNIONS>can't say what the interest percentages arelol
>>524019371I think it is time to rustle some feathers and flip some tables
>deflect again became too scared to get caught as a larping faggotTop kek!
>>524005333>>524005444holy mother of god.. WITNESSED
>>524019880wait until you see my power level
>>524019933boss would you bless me with some of that.. a crumb of fortuna...
>>524005292How about no third party, middlemen, leech, control freak, motherfuckers. If I want to pay someone there should be nobody that gets in that way of that transaction.
>>524019543i looked it up, credit unions offer ~3.75-4% savings account interest rate. that's terrible. the market beats this by far, and you can have unlimited money in the market. lol credit unions sucks, i can't believe you idiots are recommending them
>>524020134Rise, my brother, fore you always had the fortune within! Now go! Go spread the world with redpills from your new found power!>>524020237I like the idea of a community of people working together to make their community better and not give money to the kikes. What can I say? I guess that is just my whiteness speaking
>the market beats this by far even though I didn't know that you are taxed whenever you buy and sell stocks>and all my larping money is in my GBP stocks because I don't need irl money everkek
