Homeowners associations should be limited in function to common utilities. Karen behavior about what color your mailbox is or an extra car in your driveway on your own property should be codified into law as felony home invasion.
>>524096553It's time to start forming anonymous vigilante gangs for covert ops.
>>524096553>homeowners associationsthe fuck. I had to look this up. how is this even legally enforceable?
>>524096553>sign contract agreeing to retarded terms>oh noo these terms are retarded
>>524097111It's Boomer shit
>>524097111they can issue you a fine and, if you don't pay, record a lien against the property.of course, people are waking up that contracts like that are retarded - similar to marriage rates falling (that'll be 50% of your net worth plus tip)
>>524097292so boomers pay other boomers to let them cuck their property? weird fetish.
>>524097402do you have to join the homeowners association?
>>524097244Why the hell is an extrajudicial third party that has no claim to the land able to say "make the next people sign this contract or you can't sell your house"
>>524096553HOAs can be good if theyre not abusiveI knew a boomer that lived in an airport retirement community (private pilots all have airplane hangers next to their homes and a grass runway), and one of the neighbors tried to build a pigeon barn (for racing) next to the runway.Obviously thats completely retarded and they stopped him. Themed neighborhoods are a cool idea on an unrelated note.
>>524097499If you purchase some properties, yes. Yes you are locked into it . Also people can do a hostile take over the HOA and become tyrants. Its bad news. They can also jack up the payments. Not worth it
>>524097550nobody's passed a law against it yetsimple as
>>524097111It was a way to not have to live near brown people in the 60s. In our post-racist society it serves no point.
>>524097244>live in neighborhood without HOA but karens still call you to complain about your lawn>no contract requiredThis should be illegal as well
>>524097499yes, it is a condition of sale, and will also bind you: you can only sell to someone who agrees to the same terms.it's retarded.
Homeowner associations job is to raise property values and keep niggers out. What's the problem, Jose?
>>524097459It's all done in the name of profitmaxxing real estate. Boomers are bigly into that.
>>524097552That's the problem you short sighted fuckknuckle, it takes one election for them to be a problem. ONE. Then EVERYONE suffers.
>>524097292malding Millennials need to stop blaming their parents (Boomers) for everything.you're 40, stand on your own.
>>524097612the fuck. so basically they can massively devalue your property by big fees and fucked up rules?
>>524097111>create new neighborhood with land/houses associated with it>people have to sign papers to agree to it when they buy housesimple as thatdon't buy the house if you don't like the contract
>>524097111>>524097499They own the land and people buy houses there knowing there's a HOA, it was a way to filter out wiggers / niggers.Of course there's the problem of moral busybodies, the only people who have time to head committees that do nothing are jobless women, jobless women invent problems to feel important. If it was working-class white men who headed theses HOA's they wouldn't be a problem.And most of them aren't really a problem, it's one of the last ways to say UP YOURS, NIGGER. to someone. Also a way to not have some neighbor who throws trash everywhere and lets it blow into your property. People just hear the bad stories and say they're all like that. I'd take a HOA over nigger neighbors.
If you're cool with your next door neighbor using his front lawn to store his old washing machines and refrigerators, sure.HOAs exist because all communities (even white ones) will have anti-social assholes who do not give a fuck about anyone but themselves and behave like complete dick heads. Just like you don't want the HOA to come in and tell you what to do, I'm sure your neighbor doesn't want you coming in telling him how to keep his house. So that leaves you pretty pissed off when your neighbor does something that directly affects you.Examples of things the HOA protects you from:>Losing home value because the neighborhood has gone to shit like picrel.>Losing home value because your neighbor built some 30ft tall eyesore statue in his back yard.>Neighbors conducting a business out of their garage constantly flooding the street with cars from non-residents>Neighbors throwing parties every night constantly flooding the street with cars and causing noise problems at 2AM and vomiting on the side walkAnd much more.Get rid of HOAs and I'm sure SOME fully white communities would make it but the vast majority of places, even ones that are fully white, would turn into Detroit-tier shit holes fast.
>>524096553I don't care what kind of pain idiots put themselves in - because only an idiot would join an HOA. Good for 'em.
>>524097701yep. if an NYC apartment looks unbelievably cheap, there's usually a catch: a land lease under the building or a hostile HOA takeover that sends maintenance fees through the roof.
>>524097776Nobody should have the right to tell anyone else what they aren't allowed to do on their OWN land, no matter how ugly it is
>>524097716>I'd take a HOA over nigger neighbors.you get both, dumbassold women love their pet niggers to such degrees they'll ignore any problems from them because "it's dey cultcha" while holding you to a knife's edge over the most obnoxious standards if you aren't an unfortunate shade of brown
>>524097552Only problem is if the wrong person gets any sort of position of power, it instantly turns into karen nightmare street.What started as a way to pay for communal street plowing and keeping the niggers out turned into 1984 levels of "your lawn must be between 2.5 and 3 inches of length. Your door is only allowed to have this specific doorknob. No parking cars in your driveway after 6pm. Garage doors must be kept open at all times."And any extremely minor violation of that gets you fines.
>>524096553living in those spaces with those people is a decision
>>524097716how exactly does an HOA keep niggers out?
>>524097822>NYC appartmentslmfao do people really? you can't own an apartment.
>>524097776Kill yourself you bootlicking homosexual. I’d strangle your little faggot neck with my bare hands it I could.
>>524097889Poorly kept lawn, shit scattered about, poor maintenance... the usual reasons for fines.
>>524097925you own apartment the same way you own land: you don't. try not paying property tax.
>>524097925>you can't own an apartment.You can. I think technically its a "condo", but its basically the same shit.
>>524097925They do in New York.
>>524097925>you can't own an apartment.das rite, goyim
>>524097889>Niggers break rules>Get fined>Also HOA neighborhoods are typically more expensive to live inBasically like this. In the first place high property prices are a way to keep niggers out. HOA's are an extension of that, they pay more plus now have rules they have to follow.>>524097957Yup. Go into any black neighborhood on google maps and count the violations, that's how. Simple.
>>524097111How are you American and not know about HOAjews.Motherfuckers screech if you put in a window AC.Literally just drive around to fine people for dumb shit nobody in the neighborhood was even complaining about.
>>524096553HOAs were how they segregated the suburbs from the niggers. Niggers still bitch about this and a large part of anti-HOA rhetoric comes from anti-racist groups. https://momentum.medium.com/why-we-cant-ignore-racism-of-gated-communities-and-hoas-069552ae291bI agree there should be a limit to their power but don't forget what they're for.
>>524097889>how exactly does an HOA keep niggers out?Because even niggers have enough sense to not sign a contract that lets other people decide how you're gonna live. HOA's are for cucks and Karens who feel the need to be included and protected. Herd animals. Even niggers are smarter than that.
>>524098024>high property prices are a way to keep niggers out.they just take loans and shit up the neighborhood for a few years until they bankrupt and get flushed elsewhere to do it all over again when they find the next benevolent jew willing to saddle them with unpayable debts
>>524097962>>524097974I get property tax. but I can bulldoze my land and start over. apartment dwellers own some fraction of a lot with shared walls and statistically "own" a lot of pure air. terrible purchase, Jews are literally selling you air above someone else air above someone else non existent lot.
>>524098062>HOAs were how they segregated the suburbs from the niggers. Niggers still bitch about this and a large part of anti-HOA rhetoric comes from anti-racist groups.This, plus a large amount of anti-landlord rhetoric, since niggers also are basically migratory at this point and are constantly getting kicked out / not paying rent.There are helpful observations, and then there's the seethe that you see in this thread from one particular poster in particular.
>>524097831Okay say you're a farmer and there is a river that runs through your property. You rely on this river to water your crops. I own the lot next to you and lucky me I'm upstream of you. One day I decide to reroute that river so now you're getting hardly half of the water you were before and oh also now it's full of silt and other pollutants from my GMO modified pesticides.Do you not understand how things you do on your property can have a real world affect on your neighbors? There are certain rules we all have to live by to have a functioning society. We can't all be antisocial assholes doing whatever we want.>>524097948^This guy has at least 3 washing machines, 4 refrigerators, and 2 gutted out cars in his front lawn
>>524097674Most of the problems now are a direct result of boomer retardation and greed.>stand on your own>when the rug is being pulled out from under youFucking fuck off
>>524096553It’s an outdated nigger repellent. Nowadays people let the grass grow cause they just don’t care. As boomers die out, clean lawns will no longer be a legible proxy for whiteness. Quite possibly, “no mow May” could pressurize black gig workers (landscapers.)If the rise of landlords continues, it would be nice to see small cities step in and offer landscaping services at cut rates. Get trucks off the road, hire maybe a handful of token blacks.
>>524098148The idea of owning a condo in somewhere like NYC is that the rents will probably rise to infinity as jews keep buying up all the land, so if you manage to buy a little closet with a bathroom + outlet for 500,000 dollars at least you're not paying schlomo 30,000 for rent in 10 years.
>>524098045idk I'm a rural retard. i bought land and built a house. I don't think the houses in town even have this, because when I looked I never saw a homeowner association membership fee.
>>524098160Dont need hoas for all that
HOAs wouldn't be necessary if we didn't live in a post civil rights act niggerhell. By and large they're a net positive and the seething you see about them is done by people who HOAs were designed to filter out. Occasionally you get a Karen that goes overboard, but most of the time it's an undesirable bitching about having social norms enforced on them.
>>524098160nobody wants to understand that because the entire liberal/libertarian worldview immediately falls apart when you realize that nothing anybody does is totally independent of everyone else.
>>524098160>We can't all be antisocial assholes doing whatever we want.Fuck you - this is America - get off my lawn.
>>524097612property laws including the selling right are the law and are above contract rightsthe retards are those who follow the ritual
>>524096553HOAs are like internet moderation. I have no problem with draconian laws if they are consistently enforced. The problem is that they are rarely fairly enforced and some people get to do literally whatever the fuck they want while others are punished severely for tiny infractions.
>>524098246It’s not 1980 anymore, bud. Read: >>524098199
>>524098259If you think this you can buy the house that's not in the HOA, it's cheaper and there's no fees.Freedom of association.
>>524098160looks comfyget fuckedkeep your own lawn cleanThere wasn't room for all that shit indoors
>>524097716why not just buy land? niggers cant built within 1000 feet of me. also let's be honest, niggers aren't going to build anything.
>>524097614and how exactly a delusional boomer becomes a minmaxing property evaluator?
>>524098160>There are certain rules we all have to live by to have a functioning society.If we had a functioning society in the first place these rules would be unwritten and no enforcement actions would be necessary, but instead everything is kiked.
>>524098319Land is expensive, and also you're only getting 1,000 feet, not a lot. Entire housing developments can be HOAs and gated neighborhoods, and they can even own streets.
>>524098158Community mindfulness isn't just an anti-nigger shield, look up the German concept of Ordnung or the Scandinavian Law of Jante. It goes all the way back to medieval villagers trying to maintain a community.
>>524097499>>524097569>>524097612>condition of sale My mother is a realtor who happens to live in a gated community that has an HOA with many ridiculous rules.One simple (((Jew magic))) trick she has learned from being a realtor is that (((the banks))) can and will strip all HOA mandates on a property deed other than community maintenance fees on any foreclosure in an HOA development to ensure an easier resale.Her house is,of course, one of these deeds stripped of HOA control by the (((tricks))) of the (((banker clan)))
>>524098148apartments are a bet on location, not housing. you're choosing easy access to a $200k job instead of commuting to a $100k one.
>>524098310>Freedom of association.means you cant quit an association or smth?
>>524098319If you build something nice (and powerful) the government will push black people into your space, or they will come as the economy in your settlement rises. If you are able to effectively and legally repel them, a new precedent will be set, and the normal migration to majority white areas will accelerate.TLDR: You probably don’t matter, won’t matter.
Tyrone gets to burn medical waste in his yard and let his 6 rabid pitbulls roam the neighborhood freely because of reasons. You on the other hand have cut your grass 2cm below the agreed upon minimum. We now own your house.
>>524097244>zoning board allows retarded cabals of control freaks to build neighborhoods and lord over all available land>"bro just live somewhere else if you don't like it!">kike boomers control zoning boards that forbid new houses being built because muh property valuesShut the fuck up you disingenuous fag
>>524098318Do you mind if I set up an open-air rat breeding operation 20ft from your house? We don't believe in cages so we let the rats roam free. We also breed termites on the side - same deal we just give them some wood to set up their hive and let them roam around.Because that's basically what you're doing if your front yard looks like that.
>>524097776It's their fucking property anonIf there are noise or crowd problems call the cops, otherwise I invite you to kindly fuck yourself
>>524097111HOA terms don't meet the standards for unenforceable contracts. What HOA's offer in terms of services pass as consideration, the provisions are not impossible to perform and they're not unconscionable, though many are outrageous. Your only defense is to never sign one in the first place.What I think is that women just yeah-yeah the terms without considering the implications, and the husband caves so she'll get her meme house and finally shut the fuck up about it.
>>524098160>How would you like if I poisoned you huhAnon what you just described is not only a felony, I'm pretty sure it breaks some international law
>>524098559>If there are noise or crowd problems call the cops,This too is a private matter if the source of the noise or crowd does not leave my property
>>524098379$3k/acre here.
Roots destroy structures.
>>524097111It was the only legal way jews lawmakers allowed white people to have white neighborhoods.
Anyways, for those wondering why there are so many posters so adamant about this stuff, some popular youtubers made some videos about them so now we have posters speaking from youtube videos here.And they're constantly making plebbit threads and other such threads.Most of them have never been in or near a HOA but it's such a popular topic because it's easy to get mad and emotionally react at, but it's ultimately just some people reacting to a youtube video here, on /pol/, instead of the youtube comments section.
>>524097111Contract law
>>524096553Every serious complaint mentioned is illegal through state law enforcement. Only freaks trying to nanny others to pretend they’re classy when they’re not want HOA power above $500.
I’m going to make a shit load of money and move to a normal neighborhood with a hoa. I’m going to follow the rules etc and when they start targeting me with bullshit complaints that are not consistently enforced im going to sue the fucking shit out of the hoa and everyone involved LOL
>>524098160> worst case of trash pile cherrypicked of the whole country is a reason i should control the waterflowpneumodespotia 101
>>524098559Nice I'm just gonna set some rotting wood out on my front lawn. Oh I run a termite breeding business out of my house btw (no pesky HOA to tell me I can't operate a business at home!) so that's where I breed my termites. I hope my neighbors don't mind LOL.>>524098603Exactly and those laws exist because people don't want to get fucked over by their neighbor. That's why some communities form HOAs. Do you not understand this???
>>524098427how does it actually work? I understand that the foreclosure can wipe out the previous owner's personal debts, like past-due HOA fines but aren't the CC&Rs (covenants, conditions, and restrictions) supposed to stay with the deed and continue to apply? what's the legal distinction between the money owed to the HOA and the CC&Rs themselves?
>>524098767>The laws already exist and function but pay me $150 a month so I can tell you the door needs to be painted blueOnce again, go fuck yourself
>>524097550>no claim to the landThat's where you're not understanding, it's in the deed
>>5240965531000-1500 a month in states like California and Florida for a shitty 2 bedroom two bath condo which is nothing more than an ownership of an Apartment is pretty fucked up. the only thing good about this is fewer nigger behavior. so praise the HOA from preventing niggerdom or white trash from acting up
>>524098603better pay up to hoa if you dont want to get thirsty or poisoned, goyim
>>524098427so basically who as a bigger dick (better lawyers)? I'm assuming a homeowner association is for profit? surely the people who run it don't want to fight much?
>>524098768If the HOA wants to own the bank's property they can buy it, otherwise the bank owns it after the foreclosure.A foreclosure eliminates a lot of legal red tape that exists because it's the bank repossessing something basically. To put that thing back in place the HOA would have to buy the house at auction. The bank gets to set the rules.
>>524096553maybe homeowners associations and gated communities should be done away with, and people should instead only live near family and friends, and not sell their homes to non-relatives.if you dont want the HOA in your life, stop living in the city, also, fuck the US, for allowing these extrajudicial systems to exist.
>>524098160do homeowners association prevent well poisoning?
>>524098889kind of the feel I get just having learned about it. if you don't want to live next to people, why are you living next to people? people you don't like are an inevitable side effect of dense urban housing.
>>524098812>the door needs to be painted blueBut not just any blue. There are five shades that are compliant ... just to be flexible.
>>524098812HOAs are basically a microcosm of law enforcement. In the same way that we don't want the federal government legislating the entire country on broad rules so we allow states to set their own laws. And yes operating these things requires money. Usually you get things out of it like nicely maintained parks or water attractions or street lights. If your HOA is demanding unreasonable dues then you are welcome to join the meetings and make your case, or canvas and become a board member and change it just like anyone else is allowed to become a politician and change laws.Do you think something like picrel just manifests itself and keeps its quality out of thin air?
>>524098894yes, if they get paid, there is less chances that your well will be poisoned
>>524098160Water rights in agricultural setting are something separate and not enforced by your faggot HOA. Youre a petty control freak, the proper balance is full legal ordinances enacted by the municipality
>>524096553Extra cars is code for beaners.
I work at a company that manages HOAs. We have property managers that go out to the HOAs and write violations. We literally cannot hire a black property manager because when we did, he got the cops called on him so often just for walking around. Legally we have to hire black property managers but none of them want to work HOAs because they always get arrested for something stupid. HOAs are literally nigger control. You cannot prove me wrong. Elderly white people who call the cops are the most based things in existence.
>>524098976>HOAs are basically a microcosm of law enforcement.They are completely removed from law enforcement in every way
>>524098768it works because hoa papers are violating property rights and is a game for retards who want to play it, not a law
Imagine letting someone tell you what you can do on your propertyFreedom lolI can shoot 1000 rounds at 4am in my front yard if I want
>>524096553Weeds? I'll show them.
>>524099054Thats retarded. You dont need an hoa for nigger control. Fuck off
>>524097459It’s a white person thing. You wouldn’t get it.
>>524098976>If your HOA is demanding unreasonable dues then you are welcome to join the meetings and make your case, or canvas and become a board memberLol kys
>>524099070I don't mean they are literally related to the judicial system but the CONCEPT is that they enforce rules on a smaller scale that the local community has decided upon in the same way that a state has the right to enforce rules on a smaller scale than the federal government.
BAT ROOST
>>524099196No, fuck you, mulatto zoomer. Stay off the grass. You need a code to get in here.
>>524097614The problem is /pol/ is brown and this makes them seethe
>>524099232You can also start burning shit down and destroying your community park, see where that gets you. But wouldn't destroying your community only prove the necessity of HOAs in the first place?
>>524099334>see where that gets you>uses one of the most successful such examples in history
>>524099264Interesting these smaller rules are not important enough for real cops but can claim all your property as punishment
>>524099277kek yeah I'm going to set up a hawk roost in my backyard. We don't have an HOA so my neighbors can't do SHIT about it! Hope they don't have any small dogs or infants!>>524099392Which led directly to another form of government being instituted to start telling people what to do :)))) I'm glad you can think two steps ahead anon, I'm sure you DID realize where I was going with that right?
>>524096553HOAs are about conformity. either you're a conformist or you're not. why a non-conformist would agree to an HOA is beyond me. they can exist if they want to but fuck dat
>>524097831They have the right because you signed a contract saying they have the right.
>>524099054for nigger control there is always the thing called priceif niggers can afford it, they are not the problemif a piece of wood on a lawn can destroy the whole hood, you have shitty building codes and shitty (too lentient) law codes that allow houses to cross-contaminate, but also dont allow you to build anything but mccuckshed
>>524097835This has never ever happened
>>524097889Niggers cannot into rules of any kind
>>524097831>Nobody should have the right to tell anyone else what they aren't allowed to dobut you have the right to tell others what they aren't allowed to do?just funnin
>>524099549>if niggers can afford it, they are not the problemUnfortunately this is not always the case.
>>524099702>strawman
>>524099289Not even brown lmao. Imagine paying someone to tell you what to do with your own property like a good little cuck. Fucking lol
>>524098888> checked And this is exactly correct If the HOA gave a fuck about anything other than busy-body retired bitch nonsense, they would have a pool of funds ready to purchase any homes in their area to prevent this from happening.As it is, they end up letting the banks take total ownership, and then act shocked when a bunch of (((bankers))) only give a fuck about the money, and not anything else.
>>524098556>Do you mind if I set up an open-air rat breeding operation 20ft from your house?Nope. I'll come over and beat you with a baseball bat for it. Go right ahead.
>>524099760>not brownYeah we know you are VANTABLACK YOU FUCKING GORILLAEEEE EEEE OOOOH OOOOH
you guys don't get it. an HOA sets up what life is like and gets people of their own kind to be together.sound familiar?takes an authoritarian state tho
>>524097776yeah HOAs are basedonly nigger brained lolberts cry about it>ayo why i cant just do whatever i want mayne?
>>524099873Cringe
>>524099499Yes, to create and maintain a strong community. Like I said in an earlier post, this relates to the German concept of Ordnung. Hitler admired this aspect of German society and used the concept as a whole, the nation and it's rules over individual freedom, as one of the foundations of National Socialism.
>>524099833kek you're exactly right that's how enforcement against antisocial assholes would end up going without an HOA. It's up to you if that's the type of community you want to live in.
>>524097552>HOAs can be good if theyre not abusiveThat's like saying jeets can be good if they don't scam, rape, and shit on everything.
>>52409761190% of the time it's some bitch calling about an empty property not receiving proper upkeep. I used to do lawn care for a few places like this in a city suburb near me. Never mind that the fucking windows were boarded up with decking screws--it was REALLY important that the lawn was getting mowed regularly. Otherwise the neighborhood would look like it had gone to the dogs! :)I fucking hate the kind of cunts who own multiple properties and let them rot, and the kind of people who call this shit in. They'll call a city ordinance code so I have to schlep a pushmower 40 minutes to trim a couple patches and those niggers can't just call the property owner and figure a way to settle it, like $10 bucks every 3 mows for the front, and a back lawn job every other mow.
>>524097776>wondering why the swing set isn't in the back yard>starts to imagine what the back yard is likeit must be really bad
>>524099928I get it but it sounds a lot like surrendering liberty for security.
>>524096553HOAs are like a literal blood curse on the soil of the land that can't be exorcised. I made sure to specify no HOA when I was looking for a house. Thank god I don't have one it's already bad enough having to rent from the government without adding privatized communism to it.
>>524096553I agree wholeheartedly.
>>524099999>>524100000did i miss anything good?
Could I get some honest feedback from the anons here arguing against HOAs. Could you please tell us>Your age>Do you live in an HOA>Do you own the house you live inI'm genuinely curious on this.For me its>33>Yes>YesBut I'm in favor of HOAs.I get the feeling if people ITT are honest I'd get a bunch of responses like>15-25>no>no
>>524099264>It's simply a warlord system where the God King tells you you can't build a fence it makes perfect sense
>>524100121fake and gay is a pretty good get lel
>boo hoo I can’t walk my dog super early Yeah no one wants to hear that mutt barking in the morning
If you impose HOA bullshit on me and not others I’ll find out where your kids or grandkids go to schoolStraight bussin no cap
>>524100135>I get the feeling if people ITT are honest I'd get a bunch of responses like>No>NoThat's because they actually are just some people who saw a youtube video / reddit post.>>524098681See here, no replies to this despite it having an attention-grabbing image, they just ignored this and also ignored all my following posts because I said the no-no words, that they all just are making it up in their head after a reddit post / youtube video.
>>524096553You shouldn't even have ivy. That shit gets out of control so easily and blankets everything in its path.
>>524100062It's a grey area because individual liberty can clash with the interests of a nation. National Socialism isnt an individual-focused ideology, it's about the nation, as defined by the blood running through your veins, and what's best for it. Aryans build and maintain orderly societies, it's part of the Aryan character. When the individual is part of a working community like this it makes nationalism something more than words, it becomes a true relation to your people. The nation gives back to you and you give to it.
>>524097674this
>>524100581They required people to go to college doubled the price illegally refused to admit whites and Asians and then continued to break all sorts of anti discrimination laws by not hiring white men
>>524100400>Invasive plant that destroys buildings, eats into wood, and damages the native wildlife, along with causing mild allergic reactions to many people who breathe in / touch it>OMG it's just like my old english films, I love the comfy wholesomeness of ivy!
>>524098594This. We own our house. No HOA. We had to gut the house and rebuild the entire thing, doors, floors, ceilings. But no HOA and we doubled our equity. Houses are living things, they can be changed to make anybody happy. But contracts aren't. It's screw you, these are the rules forever.
>>524099225True, I'm Latino and don't understand how gringos pay to get fucked over by some faggots trying to enforce their will over your property, I guess it's because (rich) white people like living in extreme order even if it limits their freedom. Not necessarily a bad thing though.
>>524098188What is the problem here? I could see a reason for someone who's 30 now to be bitter, like you spend your teens in school, your 20's partying / playing vidya, you're supposed to start getting shit together late-20's, and in your 30's you start building up towards having some kind of house and retirement and kids possibly.So uhhh, by 40 you're supposed to be investing for a minimum of 10 years already. The S&P 500 has more than tripled since 2015. It's not 40 year olds who have missed out, it's the people who are 30 and less. People who are older have had time to ride the clown speculation wave we're currently in for a decade, and now should have enough liquid money to slide out of it into safer assets.I guess just like, wtf are you doing? Doing literally anything the last 10 years would have been insanely profitable no matter what, from stocks to crypto to houses to pokemon cards to literally anything I can think of, so if you've been building for more than 10 years this whole time what do you have to bitch about?Oh, you bought funkopops and never invested, I get it now.
>>524100712skill issuethe people who are actually intelligent and have something to offer to the university are still getting accepted
>>524097776>Virginia: 20% fuxxatedThis pic is the aftermath of a typical nigger eviction.The landlord is at fault for renting to niggers or White trash, and again for emptying the house out like this.I used to live in a nigger fuxated neighborhood (it didn't start out like that, but Boomers "invested" in houses that silent gen owners died or moved to assisted living, then rented them out to Section 8 niggers,) and the whole 16 block section would be dotted with houses where the contents were puked up onto the curb and front lawn every August when the leases ran out and the landlords would evict and slapdash paint and repair before either selling it,(Section 8 rentals ALWAYS turn into nightmare properties, too bad Boomer!) or getting the next set of "well dressed and well behaved for one day" niggers into another lease.I watched that cycle for six years until I sold my own house. Have never been back.
>>524101081these people cannot be saved... every time you show them a path to fix their lives, they will find 500 excuses on why they can't do it, then go on about some delusional example about how boomers 50 years ago were cashiers living in mansions with 6 kids and a stay-at-home wifeyou are wasting your time and energy attempting to help them, just rage bait them and laugh at their pathetic existence
>>524097776>neighbor crashes property valuesYESSSSSSSS, give me cheaper taxes please.I should probably start firing off guns daily to help the cause.
>>524098160>Another eviction pic...
>>524098160FUCK YOU DON'T TELL ME WHAT TO DO!I AM THE MAIN CHARACTER!
>>524096553It's completely, 100% voluntary. People pay EXTRA for the privilege of being bossed around by a HOA. You people act like they're trying this shit on people who don't want it. 'Fraid not. People CHOOSE to live in HOA's, and if they don't want to, they don't have to. They can go live someplace else. Sheep don't hate being herded, they like it. You might not like it because you may not be a sheep, but sheep are sheep, and being a sheep seems good to them. I don't give a fuck about any HOA because I don't live in one.
>>524099790oh. I have an insanely good credit score. Can I go get a bunch of mortgages in a neighborhood with an HOA, tank my credit by not paying anything after purchase, and watch as the bank takes over the neighborhood from them? I have $120k to burn, that's like 5 down payments
Everybody who lives in an HOA neighborhood agreed to their terms, and were somehow retarded enough to consider it a joke. They don't get to complain about being fined for rules that they agreed to.
>>524097244Fuck off jew
>>524096553Why do people keep moving into HOAs and then making a shocked Pikachu face when it turns out they have to live like they are in a HOA cause they are?
>>524100135Still calling on anti-HOA 'chads' to answer this simple survey.
>>524102045Most HOAs are mandatory and are tied to the property/deed.HOAs are so expensive mainly due to legal fees to kick people out.
>>524097776This can be done through county code. There is no reason for Hoas to exist.
>>524096553Well I am confused. I thought that's was the land of the free?
>>524100581What Boomer fantasy land was This bullshit cooked up in?What fucking fresh out of college,(no mention of the ever compounding debt on that either I noticed,) gives a flying fuck about the S&P?I want to say this is rage bait, but Boomers actually fucking think like this.
>>524096553Question: This only happens in suburbs or everywhere in US?
>>524100581What a bunch of nonsense
>>524096553HOAs are for pussies that want to be controlled by others and live in a pseudo communist way
>>524102956you've probably seen pics of soulless american suburbs, most places have a HOA but that's where the most egregious HOAs are. it's really just a big elaborate scheme to keep niggers out, but some busybody karens and boomers use it to power trip.
