>finally save up enough to buy a house >propert taxes and insurance rates go upAAAAAAAAAAAAAAAA
insurance is for poor people. just pool your collective insurance savings into safe investments and draw on them when needed.
>>524158612based insurance company, make money and boost the economy.
>>524158612most states you need a quote on file to close escrow>>524158789then you can follow this advice if you prefer
>>524158612>home insuranceBeing poor is hilarious, you’re strong armed into paying for every single scam the Jews can think of lol
>>524158612>land of the free>pay your goy fees every month
>>524158612Good. All those years listening to boomers talking shit about us "rentoids" while they're paying a different kind of rent as long as they own their properties, and those properties can be seized by the state if taxes aren't paid. Except that I, as a rentoid, can move wherever I want, whenever I want. I'm not married to some rental property in some arrangement where all my "rental income" goes to mandatory insurance Jews and property tax Jews. And now many of those motherfuckers are now underwater on their mortgages, anyway?
>>524158988>>524158880>>524158789> just have an extra 200k on hand after putting 80k towards a down payment and taking out a 400k loan
>>524158612>shithole stateyou were warned
>>524159176believe what you will. the yoke of inflation must be laid upon something. rent has to be charged and rent has to rise. the cost of taxes, maintenance and insurance for the landlord all rise with real inflation, and the landlord's profit is the rent minus all those costsand so passing the burden of that inflation to the tenant class, the modern day rams of Babylon, is why people say it is better to own. renting is a kind of debt peonage and a kind of watered down slavery. its a thin slavery because you have the right to say no to the transaction, but its slavery all the same. no matter how long you pay the landlord, you will never acquire anything except the obligation to keep paying othersis rent theft? this depends on the frame and the idea that we make it:>Nois that if you really dont like working then youre free to go live in the wild or on the streets. and so yes its theft, but the alternative is the raw elements steal even more from you. and so the lesser theft is more comfortable than the greater theft. this is the default of existencea man on a deserted island will die if he does not work every day which means in regards to the simulation of the universe, life itself is a theft from the simulation. or conversely, the simulation steals free labor from life in exchange for survivalas a member of the owner class i reap the money fountain that spills forth according to my will. i have become beneficiary and party to jewish usury. this tears at the soul but like you i accept the default of existenceif you wish to stand on my Earth, you must tithe unto me a quantity of money every time windowyou will pay me simply to exist
>>524159208Well just make more money then. Poorfags shouldn't be buying property.
>>524159208>down paymentlul what.
>>524158612Gemini just said home insurance rates will climb by 10% next year.>es, home insurance is expected to climb in 2026, with projections suggesting increases around 8-10% or more, driven by severe weather, higher rebuilding costs, and inflation, though some slowdown from peak years might occur, especially as insurers use more tech to assess risks. Factors like climate change, wildfire/storm damage, and increased construction material costs (aluminum, lumber) are major contributors to these ongoing rate hikes, impacting homeowners significantly.
>>524159785it's funny that renters think they won't be affected though - maybe more sad
>>524159785>Factors like climate change,>"some shit we made up to charge you money"
>>524158612that's why I will NEVER buy a house, it's fucking scam and people are too npc to realize it! Like imagine you put 30y of your life and hard work in cartoon house, only to be told that 'oh, you actually don't own it, and you still have to pay rent till you die or yk, we will take it back' lmao what?! and worst part? you don't control that rent, if kikes decided to jack it up, you have to suck it up.absolutely kiked but muttericans are ok with it because they are christians, and they just take whatever kikes say for granted and believe it
>>524159310>insurers no longer insure you for bullshit reasons>house burns down in a "mysterious brush fire" 2 weeks after your insurer drops youIt can happen to you too, you hand-rubbing homo. If things get bad enough you'll be chased off your own properties. Can you afford to hire Blackwater to guard properties nobody's gonna rent?
>>524160030Good thing landlords never raise your rent!
>>524159937If things get bad enough to renters, they'll get bad for you too. Except that renters can run. You're married to your properties. I'd much rather give up a property that I don't own rather than give one up that I do own.
>>524159208gtfo my board poorfag
>>524161521>never invested at least 30y of my life on some cartoon shit>never locked in some location that might turn bad or have bad neighbour>can always pack it up and leave if bad neighbour or better opportunity>never have to worry about maintenance and other shit>never have to worry about insurance, property taxes, etc.>never had the need to build (((credit))), can pay rent in cashin a common sense society, yeah, owning is the obvious choice, but in this kiked pozzed one, it's the opposite
>>524161521>underwater on rental property mortgage>"I'll just raise the rent!">nobody willing to pay the rents you ask>finally find somebody who does, they pay the first month's rent and then stop paying rent>you spend 6 months in court evicting them>finally, the sherrifs throw them out>property trashed, all appliances and copper stripped>because they were also making meth, it's now a HAZMAT situation, so you have to tear the house down before you can legally sell the property>now even more underwater with mounting expenses, plus the state just raised property taxes 700% and insurance raised their rates 500%, because "people who own property can afford it and will hodl with diamond hands">get bled dry by multiple levels of Jewish middlemen throughout the whole process while local renters move to more affordable cities, or start living out of their vehiclesThere's always a bigger Jew than you. The more you have, the more the bigger Jews can take, and you have a lot more to lose than some wagie living out of a stationwagon.
>>524158612You some kinda commie? It’s the people’s god given right to make money off you any way they see fit
>>524161521I got locked in with mine for a 30yr rate, only part of the deal is I take care of property tax.
>>524158612>allstate plans to kike illinois homeowners insurance rateshuh
Tbh senpai, the bank should have to pay for the insurance. They own the home and the government owns the land. Being a homeowner is just renting with extra costs.
>>524158789You are forced to buy insurance if you took out a mortgage in order to purchase your house
>>524158612> IllinoisIt's actually a "Living Near Violent Niggers" insurance rate. Political correctness does not allow insurance companies to call it by it's proper title.
>>524159310If anyone is truly happy to exist like this parasite more power to them. I would kill myself if I lived like that. And I’m happy to pay taxes to support neet autists if I’m being forced to pay for minorities and gay wars anyway
>>524159310>>524166996Only read the last line and thought this was NEET pasta. Carry on based landLORD
>>524164583Um the mortgage company is a private entity and you're making a private contract so they're allowed to ask for whatever they want Chud. If you don't like it just don't take the loan!
>>524158612Imagine living in Illinois.Imagine paying Allstate for insurance.Why not just take all your money out of the bank and give it to the first criminal you come across, save everyone some time?
It's one gigantic ocean of sharks cannibalizing their own young....what a horrific generation the soulless money worshipping boomers were all the way into the grave.An entire generation heading straight to hell...Biblical...
>>524158612No one is able to "buy" a house in America, you only get a mortage, which is just a massive loan from the bank which lets you "borrow" the house for a decade or two.
Midterms. Can hire entirely new reps throughout the country. Name on the ballot you don't know is the one that isn't bought or you would know them. Give them the job with the mandate- outlaw insurance lobbies and mandatory sentences for any govt actor or anyone in their sphere that gets renumeration in any form from insurance or any subsidiaries. Or don't. Because you won't. Will come back years from now and the eternal victims will still have their victim identity because it's all they got. You are so easy to screw over don't know why they don't accelerate.
