Have you given up?
>>524263760Fuck you, I've got mine.
>>524263760Simply not buying the top. That's all.
>>524263760Apartment is easier to maintain.
>>524263760no im just choosing not to participate. i got a raise to $150k so i can finally afford a shitty 1400 square foot home, but im not paying $350-400k to do so. id rather rent for $1600 a month and invest.
>>524263760We're going to have bodies in the streets and they just keep asking for money like parasites
>>524263760No, the boomer dieoff and the AI bubble collapse will bring about an era of housing piracy. Corpos will try to sit on reverse mortgaged assets and there won't be enough cops and lawyers to chase squatters in the boondocks. In some places this is already happening.
>>524263914C'mon now, you have to buy the boomer's fourth home off them for £5m
Why would you buy a house when jobs are fleeting and you have to move every decade and you don't have a family anyway?
>>524263760as a millennial I know alot of people who just maxed out their retirements, invested, and retired in their late 40s. Shit sucks that you cant have a house but investing has better gains
>>524264368When you own an apartment you become part of the Housin associations. You and your neighbours vote what stuff like renovations and shit. They can force you to rennovate your balcony and you have to pay. You also have stupid fees like condominium payment, housing cooperative fee and others.Apartments can become traps
>>524263760Nah i stackMy stack will become houses. Notice the plural
>>524264406>$150kLiterally fucking how do I do this?>>524264503Where?
>>524263760https://www.spreaker.com/podcast/the-opperman-report--1198501here is Ed
but every millennial is a homo nerd, wtf is this article talking about
I gave up a long time ago on owning a house by living with my parents and spending all my money on silver because a system that endlessly rewards useless debtmaxxers never made any sense to me. It’s starting to look like it was a good move.
>>524263760I refuse to finance anything. Usury is a sin and all interest is usury. Any “dividends” or “return on investment” is also usury. Your 401k is usury and you will burn for eternity, except for me because I’m using my spiritual power to crash Wall Street for good by participating in the system. I suggest getting out of all markets immediately.
>>524263760I'm waiting for my parents to die. I've moved back in with them to care for them in their twilight years and so they dont have to sell their home to pay for care.After they die I will get half their estate and should be able to buy a small apartment outright. Expect to see massive wealth transfer from elderly boomers to social and health care providers over the next few years.
>>524263760it's less that I cannot afford one, and more that I do not want to tie myself to this country too strongly because it's been going to fucking shit.leaving is much harder when you have to try to first sell a ton of stationary assets
>>524265341are you anticipating or preparing for any sort of snap back? Or do you think it'll keep going up and level out? Just curious.
>>524265355Sharing with a sibling? What you can also do is build an extention to it, making it a 2 family and you can have one side with your sibling on the other. If they wanna move out or you do, you rent out your side
>>524265428It’s never coming back if I play my cards right. Speculation and usury is nonproductive. Even the wealthy should physically toil.
>>524265341What makes a 401k usury? Isn’t it just buying tiny portions of productive companies?
>>524263760my wife and I are going to rent-to-own my parents' houseif that wasn't an option, I feel like we would be permanent renters
>>524263760Housing prices will crash once the boomers die off.
>>524265567You are practicing usury by making a return. Naming something different doesn’t trick God.
>>524263760no. I still have hope that maybe by 50 I will have worked my way up enough to be able to own a crack house in the black part of town.
>>524263760Oh yes. Long ago. Unless I move states which i dont know if I ever will. Its just not that important to me anymore. I like living with my mom and saving a paycheck every month.
>>524265341This is true but our society depends on it for there to not be total emiseration of anyone who isn't independently wealthy. This is why so many conservatives are embracing paganism, Christianity is at odds with capitalism
more landlord for me be. If you cant mend a pipe you pay
>>524265083im a CPA accountant with 8 years of experience
>>524265776It’s only misery if you have an attachment to this false reality. Let those with eyes to hear, see.
>>524263760I didn't hear no bell.
>>524263760I can't even give up right. I keep trying to give up but keep trying, I think I'll give up on giving up.
>have you given uplol, this market will correct harder than 08. the price of gold/silver decoupling from the price of OIL/GASOLINE is enough to know there is going to be a bunch of broke dicks trying to cover the house they are underwater on
I’ve given up on ever being successful or happy or having a family. I only stay alive with the hope of participating in a genocide of nons and Jews
>>524265341>>524265638You’re a genuine retard
>>524264406same here; renting is better for the time being while saving what you can; imagine paying 30years on an asset worth 1/3 of initial purchase price. better to save and buy outright with cash while earning some % or investing into good stuff like silver/gold or big tobacco stocks
>>524265083Mostly rural areas. I do property inspections. It takes months, sometimes years to get rid of squatters. Cases are behind by over a year in places like upstate NY. Prices in rural areas are absurd, so no one buys these homes except for NYC yuppies looking to lose money on an AirBNB no one wants to rent.
>>524263760no i own a house which i paid in cashi'm hoping there IS a housing crash so i can buy a vacation home on the water that i can part time Air BNB, which will also be purchased in cash.
>>524263760I did years ago, everyone has.
>>524263760I did but then I got a trade job and should have the cash for a down payment on an overpriced ~$100k shit box in a nearby small town by next May. also>.7% on prices that are already on average 6 times overpriced
>>524265355You moved in with your parents to take care of them in hopes of selling the house to get an apartment? lol.
>>524266142TKD
>>5242660802 more weeks
>>524263760I’m a slave in an occupation government owned by Israel, obviously I won’t ever own a home. Lmao even
>>524264328Just two more weeks and you can have your 4000 square foot, white picket house in the boondocks for $100k
>>524263760Yes, on buying a houseMy current plan is to buy some land, and then build a tiny home on it
>>524265954Unfortunately humans tend to avoid discomfort unless they're extremely devoted. Mammon is here to stay as society's new God (if not in word then in deed) unless it is dislodged. This is why millenarism is so popular - it gives everyone an "out" for being a goat and not a sheep.
>>524266080Yep. It will be glorious
>>524266358the god you babble about was made up by jews anon.
>>524263760No, I'm just fostering my liquid black rage for the opportune moment to cause a happening, because my future has been stolen so the rich and powerful can become even more rich and powerful.
>>524263760The majority of millennials already own the home they live in. The homeownership rate for millennials passed 50% and will plateau in the 60-70% range just like every prior generation.And adjusted for age, millennials and zoomers are becoming homeowners at similar ages as older generations did.There is a certain part of the population, approximately the bottom 1/3rd economically, who are perpetual rentfags who never make enough money to actually buy a house. If you are a rentfag, it's not because society has changed or things are different for your generation are different than they were for earlier generations. It's just because you are a poorfag in the bottom 1/3rd of society, just like the bottom 1/3rd of poorfag boomers who also never were able to afford a house.
>>524266743>30 Mortgage w predatory rates is considered ownershipHAHAHAHA
>>524263760Somehow managed to buy one with no budgeting in mind. Covid had a big part to play though
>>524266700Your entire belief system is a convoluted mishmash of contradictions to cope with the fact that your end goal is a model of economics (Austrian/Chicago/neoclassical) made up by jews
>>524264869We have owned appartments exactly as you describe and we have leased appartments which is the lower liability option. Not sure how it works elsewhere but probably similar.
>>524266153>renting is better for the time being while saving what you canNo, you are just financially retarded and a poorfag trying to cope and rationalize renting. It is NEVER better to rent, unless you KNOW you are only going to stay in one place for a short amount of time like a year or two. Outside of that situation, it is always better to buy and stop renting ASAP.>imagine paying 30years on an asset worth 1/3 of initial purchase priceWhatever you are describing is not at all how it works with houses. Even accounting for paying interest for 30 years, at the end of it you will have a house that is worth significantly more than the sum of what you paid for it.
>>524263760I've given up. I don't believe I'll ever own a house, that I'll ever get social security, or that I'll even be able to retire. I've accepted my place in this world as a serf to satanic masters. Life's so much easier when you realize your place.
>>524263760Now, I'm late GenX though(born 1980) and we just bought a home back Jan 1st.
>>524266899My wife and I lease a 2br 1000 ft apartment in one of the most expensive real estate markets in the world for 1600/mo. It's a shithole, and a 2 family that has had a vacant second floor for years. We have a full backyard and driveway, and we're minutes walking from a bustling small village area. I will start my family here until things crash, my absentee landlord simply does not give a fuck about this property and it's our gain.
>>524266615Those are “people” not “Humans”. Very different groups. Humans come from The Father, people are empty vessels of the demiurge. Humans have inherent knowledge of their Father upon birth and act accordingly.
>>524264406This. I'd rather find the wealthiest Jewish homeowner in my area and goad homeless into burning their properties down. Demand goes up, but is JEWboi willing to buy the top and afford arson terror insurance so it doesn't happen again?
>>524263760>experts estimate fewer will become homeowners..."experts"...
>>524267251>gnosticism>look inside>"I'm special and inherently better than anyone else"Every time. Just be an evangelical it's way easier and it's the same thing
>>524263760yep, waiting for the next stock market crash and then maybe I can make a million dollars buying the dipotherwise it's literally not possible
>>524267728Fuck that, peel back the next layer.>I refuse to self improveAh, there's the garbage.Be better than you are. Fuck the larpers.
>>524267822Convincing yourself you're special for "secret knowledge" isn't self improvement, it's just obscurantism. Retarded obscurantism too considering this is all shit you found on the internet
>>524266142He's right. Tolstoy said the same thing.
>>524266583I'm renting a 700 square foot house, on a 1/4 acre lot, and it seems like plenty of space. Would be better if could modify a few things for efficiency.
>>524266085This
>>524264503They'll just put cars in the driveways and cameras in the houses and you'll be immediately arrested for breaking and entering/trespassing.
>>524267945No, I said PEEL BACK THE NEXT LAYER.Reread my comment after rereading your won. I disagreed with nothing.
>>524263760Lol. I bought my house for a reasonable <100k price before shit went bananas. Im doing good. I probably have 4x what I paid for my house in equity considering the improvements I've made.
>>524263760>Have you given up?yes, on everything in this shithole
>>524266951>house that is worth significantly more than the sum of what you paid for it.long run average houses appreciate 1-2% above the rate of inflation.long run average the S&P 500 returns 7-9% above the rate of inflation.
>>524264406This.
>>524265083Be white Be honest Have skills that stand out
>>524263760People are giving up on buying homes and experts believe this will lead to fewer of them owing a homeWowVery thought provoking
>>524266951Everything you claim is completely incorrect
>>524266743>It's just because you are a poorfag in the bottom 1/3rd of society, just like the bottom 1/3rd of poorfag boomers who also never were able to afford a house.My dad was a HVAC guy and my mum was a stay-at-home mum (3 kids) and bought a McMansion for $74k in 1984, they rebuilt it in the 1990s's and today it's worth multiple millionsCan a HVAC guy with an unemployed wife with 3 kids do this today?
>>524263760I'm a millennial and I own a nice big 4 bedroom house with two garages and a huge yard. I'm thinking about buying some rental properties to rent out to poor fuck millennials to bring in some nice passive income
1pbtid
>>524265355That's what my neighbors did sans that apartment
>>524265218IQ Test
>>524263760yes
>>524263760Yes.
>>524269022There are about 100 million "new" Americans than 30 years ago. It's not a lack of homes it is an increase in the number of new arrivals. If immigration was not a thing housing would have went down a decade ago as the oldest boomers started passing away.
>>524264406>im just choosing not to participate. >i got a raise to $150kLol...
>>524268860>Firm Handshake
>>524267786It’s rare. But if we could get a big crash and price of the spy500 down to the weekly SMA 200… it could in theory never happen again.
>>524263760Housing as an industry doesn't seem sustainable. If all the homes are too expensive to buy, and all the rents are getting too high to pay, and people are just moving back into their parents' homes, where's the business angle?They can try hard as they might to keep the housing market from crashing, but the reality is that they're only actually valuable because younger people want to buy them.If all the youths are priced out however, who's going to buy them? It will soon be (And surely already is) Just cheaper to buy a plot of land and put a trailer on it. The moment people's standards drop enough to settle for that, isn't it all over?
>>524263760if you want a house in canada you better have two working fulltime and thats just to make ends meet, you need to stack up a ton of money just to put a down payment then you might as well kiss your entire life good buy since you will have to never miss a single payment for the next 25-40 years or the bank will take it from you even if your $1 short of having it payed offhome ownership is a total daydream with the outrageous costs fees taxes and 20 different bills with 20 different taxes on those bills ensuring you always going to be a salve for the rest of your life. everything is built on pure greed you exist just to make rich people who dont need money MORE money, oh and then fuck your wife and have a few kids to make sure your always in debt making credit cards and money lenders also rich as you squeeze by, the only affordable houses are in remote ass towns where their is no work and people just leech off welfare and child bonus money and sell drugs like what a world
>>524263914Same. Got mine years ago when I was 30 it wasn’t difficult. The key is to not be a retard and not live in the fucking city
>>524273282>If all the youths are priced out however, who's going to buy them?The government will issue you a pod and a multi-generational mortgage, and if you fail to pay, you will be...made productive.
>>524263760Buy bare land. Build a yurt or shed. Upgrade as you go. Go pioneer.
>>524263760Give up? No, I got out. I don't give a shit and am inheriting a 70's italian built home. They can build their filthy world without me. If it comes down to it I will literally become a vagabond.
>>524263760My parents own three houses, two of which they use sparingly and use them on occasions, like a summer home or when they travel to their "favorite vacation spot" and want to live in it for a month or two. I can crash at any one of them at any time, and, catch this, my parents aren't "le mega rich corporate lawyers/CEOS". My father was an education evaluator, and my mother came to the US in the 80s from her home country after being married to my father. She never renewed her license for Law and stayed as a substitute teacher for a while, and then became a school bus driver. She never bothered to learn English properly. Boomers are exceedingly fucking privileged cretins born in just the right time to amass so much wealth by doing little.You're out of your fucking mind if you think I'd pass that up. The real retards are the cretins who still think we live in an age of societal expectation and adulthood, eat my shit faggot
