We should be encouraging more student loans and severe punishments for those who don't pay them back
>>524326287>Student loans are basically a trap for low IQ peoplei believe this because in 2008 at age 18 at the peak of my delinquent shitheel behavior phase, i saw right through the student loan scam my guidance counselor presented. i achieved this by>knowing basic math>having eyes>being literatewhats anyone else's excuse?
>>524326445>whats anyone else's excuse?They're not white/asian/male
>>524326445Grew up poor with my retarded mother who was based about student loans, but ridiculously retarded with credit card debt. She knew it was stupid every time she pulled her card out but her spending addiction always won out. Women.
i just want the universities to close down. School no longer teaches people even 0.1% of what they need to know to be successful and contribute to society.
>>524326287>we need to set traps for the low iqWhy?
>>524326287Death penalty for imbeciles that trap retards into becoming worthless entitled speed bumps for the economy for 90% of their working age life,- leaving them limp wristed and sickly before ever reaching retirement.
>>524326287What u mean I haf pay it back?? doesnt my employer pay back loan after hire me??
>>524327511Our American society is based on university Harvard was founded in 1620 by a dying 30 year old named John Harvard. Schools are at the core of the entire system.
>>524326287>severe punishments for those who don't pay them backBeing a permanent debt slave is punishment enough
>>524327608To improve the gene quality off the population
>>524327959>then we stop the retards from breedingKek. Not a student of history.Fucking retard.
>>524328153You take away their resources and their breeding capabilities are severely diminished
>>524326287Yes, most Whites should have no access to universities. They aren't fit for it.
>>524327943survivorship bias. schools are just the first things to be built in a rising civilization. 'post hoc ergo propter hoc' is a fallacy
>>524326287>student loansThe nonsense about Higher education is a basically a scam pushed by democrats to delay a generation of people from going into the work force after the 2008 collapse.Notice where the chart starts and where it peaks. Obama yearsanother leftist social engineering disaster. Tho college fags will never admit they were duped. Meanwhile i worked in a warehouse since 2010. Got promoted in 2012. Start investing in 2014 and am wrapping up my career and retiring at Age 44 because my portfolio just passed 2 million. All I had to do was put 10% of my paycheck into SPY calls with 6 month expiration
>>5243262876% loans don't really seem like a trap to me. Granted usury is bad but 6% on the lower side of usury. There is people with 20-30% apr credit cards that are maxed out. If youre low income you can get pell grants to fully pay for community college while using federal school loans to pay down your high apr debt saving thousands of dollars in the process.
>>524326287All finance is basically a trap for low IQ people. It’s one of the primary reasons for (((Diversity)))
>>524328220Lmao they will just breed 7 kids to work in factories not giving a fuck until they die at age 40 of a heart attack or something.America is a dying empire if people share your thoughts. Lmao. At that point you might as well increase immigration and not grant them rights so theyre the perfect slaves. So basically your reasoning is that the only issue with slaves is the welfare, except that removing the welfare will just make them bigger slaves and not change anything. Like a porn ban lmao.
>>524326287>traptheyre fed in school that if you dont go to college you'll end up an addict on the street. i cant blame teenagers for their actions when the majority of adults fail to apply addition and subtraction to their own finances
>>524328460>All I had to do was put 10% of my paycheck into SPY calls with 6 month expiration
>>524326714Those are the only people who need to take out loans retard. Everyone else gets scholarships
>>524326287>We should be encouraging more student loans and severe punishments for those who don't pay them backNaw we should encourage everyone to just not pay it and to enact severe punishment for shabbos goylem like you who hate your own people and want them to be debt slaves. I'm never ever paying a single time of my loans back lol, get fucked jew, send people with guns to make me pay it back by force, even if I had the money i'd burn it in my fireplace before paying it back, it's never going to happen>>524327511This, universities are just overglorified niggerball sponsors
>>524328460>Tho>i
>>524328851It literally started off as a $42 a week investment. It was nothing. A Night out. An Xbox game. The type of shit people waste money.
>>524326287yeah, no shit. if it had been whites and asians who were denied loans, the government would have never stepped in to change the rules and make them eligible for it anyway.it was obviously women and brownoids, and as you can see for very good reason.
>>524326287How are you going to subsidize migrants and troon research goy?Get more loans ASAP
>>524328220>we put then in a ghetto>they can't breed in a ghettoAnon. You are a fucking retard. You father didn't deserve his balls.
>>524327943>Schools are at the core of the entire system.Every heard of the phrase 'rotten to the core'?
>>524328788Most men that don't go to college are stuck doing shitty manual labor jobs that you can barely live off of.
>>524328966yeah im gonna go buy a nice house off the withlacoochie river for $400k, throw some solar panels up and call it a life. Wife and kids will love itThey need to teach finicial literally. College is retarded. Anyone can get rich in this country if they just buy stocks on things they use and they pay dividends.Its so fucking simpleDo you go to mcdonalds? Buy a stock. Do you go to dollar general? Buy a stock. Do you subscribe to Netflix? Buy the stockLike its retardedly easy if people fucking understood it. SPY 6 month calls a dollar above the strike price. Sell at 115% gain. Put the profits into dividend paying stocks. Rinse and repeat
>>524329416>Most men that don't go to college are stuck doing shitty manual labor jobs that you can barely live off of.Blatantly not true
>>524329423And he's a Reddit spacer too
>>524329520yeah well i won. enjoy your loans faggot
>>524329536>i
>>524326287they're not a trap, but a golden parachute for elites.schools aren't traps either. they are nefarious instruments.the loans are our inability to fund education through taxes, rather relying on blind booking liquid to fund the academic scam. >but you can't bankrupt those loansnor do you need to pay them because they are not secured debt and never can be secured debt because you are loaning to an 18yo with no assets to collateralize, which is all absolutely fine because it's not supposed to exist and should be funded by taxes and based on merit entrance the elite schools lie that they accept anyone because who they really accept is who has the money to pay so they can grease their palms a little more with brown liquid
>>524326287>ppp loansForgiven + tip>student loansWe will garnish your kids wages long after you die
>>524326287Looks like societies most entitled demographics are the ones not keeping up their end of the bargain. Come on women, Niggers and browns you must do better or else this thing called civilization can't work.
>>524326287I have a truth pill for you: if you are not able to understand stuff on your own (by reading books/handbooks) but instead you need someone else to explain concepts to you, i.e. chew and regurgitate them in your mouth, you are not cut out for higher education and should not pursue it, but go straight to work and "learn by doing".They are wasting your time and money in what's basically a pyramidal scheme.Only INTP/INTJ can advance knowledge, and that's hardly 5% of the population in a good year
This is an income problem not an IQ problem
I don’t understand you boomer faggots. You realize I had to go to uni to get a job as an architect right? I was absolutely not going to get hired without that degree. And for the love of God I do not want to hear about any tradehomos on this Holy Day.
>>524326287>higher education is for stupid people like doctors
>>524330263>took out a lifetime of student loans for a minimum wage jobYou did this to yourself. It was your choice.
>>524326445overestimate incomes for college grads i guesst.no loans or debt
>>524330537Currently making $40/hr in California. That’s far from minimum lmao. Also it’s a job I love doing. Ever feel the high you get once a project is complete? Mine is tenfold
>>524326287I still think it's funny my 18 year old ass saw student loans and thought "no, that's retarded, who would ever do that?"Now I'm in my early 30s and retired while the loanies are still bitching.
