Is this still a good model budget for a 25 year old making $100,000?
>>524330636Donations $615That has to be completely retardedThat had to go into savings
>>524330636>dining out>donations>house cleanerngmi
>>524330636>dining outSimply don't do that>donationsSimply don't do that>house cleanerDo it your fucking selfWow look at that I just saved you more money.
>>524330719ContdRent 825WtfGo find 2 other people and divide that up
>>524330636>donationsWhy the fuck would anyone donate money to anyone or anything?
>>524330636>Donations to the dnc>Fast food/stupid shit>You make 6 figures or more right lol?A person worth over 8 million dollars made this.
>>524330636It's been 7 years and this picture still rage baits people.
>>524330860*donations to Israel
>2018man this was before Trump fucked everything up. feels like a different time entirely
>>524330797Don't you mean 18 other people, Anoop?
>>524330636>rent 825what kind of shed must he be living in
>rent: $825This basically assumes you have to have a live-in gf/bf to break even.EVen then what the fuck is $615 in donations? Is he talking about throwing money into tax-free savings and GICs or is this nigger giving 1/5th of his money to the Satanic temple (aka Israel) every month?
>>524330636>25 year old making $100,000so like 5% of the populationvery relevant
>>524330820I guess it is pretty named to give money tips for Onlyfan's whores.
>>524330636>Rent $825Buy a fucking house.
>>524330719Show it to your scammer friends and tell them there’s a lot more money still on the table.
>>524331188Go away boomer.
>>524331279I dont understandWhat is this Falasteeni trying to say
>>524330636Paying for OF subs is donations now?
>>524330636>Is this still a good model budget for a 25 year old making $100,000?rage bait post>>524330719>Donations $615>That has to be completely retardedMust be donating it to the landlord cause there is nowhere in the US that you can rent for $825 that isnt an absolute bottom of the barrel shit hole. The donations of $615 and the "rent" of $825 = $1440 which is a "normal" rent for most people in the US right now for a 2 bedroom apartment that isnt in Niggerville. The only place in my town (small town in mississippi) that has $825 rent is the nigger apartments that are subsidized by the gobbermint. ANYTHING that is 50%+ white rented apartments are $1200 start out price.
>>524331552>there is nowhere in the US that you can rent for $825Isnt living away from the city and commuting to work by rail a thing in the US?It is here in India
>>524330636Euro here, the fuck is this man doing with +600 dollars of donations a month? Is this some kind of tax fraud shit?
this was 2021 so this cuck was probably giving $600 a month to blm
>>524332048I'd red-flag that for an audit.>'donations' probably just simping on Onlyfans
>>524330636$600 a month to the holocaust victims is no longer gonna cut it, goy
>>524330636>is excellent with money>groceries: $400>dining out: $250>no investmentlmao
>>524332361Kek, ya I just noticed 'savings' is not even listed
>>524330719Donations means tithes
>>524330797If you get 2 more people, you need to move into a 3 bedroom apartment instead of a 1 bedroom. This will cost more, so the divided up cost won't be nearly as cheap
>>524332414>tithesTo who?And why so muchWont 20 bucks tithes be enough?
>>524330636Who buys internet these days? Just use your neighbors.
>>524331892If you live away from the city, you commute to work by car. There is no rail service to smaller towns and suburbs.
>>524332454>3 bedroom apartmentWhat about pic relatedAnd the other dude sleeps in the hall or something
>>524332460Dunno about other churches, but the mormons demand 10% pre-tax iirc.
>>524332460To the church, and no. 10% off the post tax paycheck directly into the donation plate is what you are supposed to do
>>524332532That sucks
>>524332622>>524332629I see. hefty cut thenOver here in India I havent given a single rupee to a templeHave never been in a temple other than as a touristYou cant live like that in the West?
>>524330636>rent 825>makes 100kI mean, alright, some flyover state where you're surrounded by trash people with no future for a time. I can accept that.
>>524332346The Jewish jokes were never funny because they assume everyone thinks it's the jews and actually only a vocal minority of idiots thinks this.
>>524332802No they take it out of your check regardless of religious status it's very expensive in the US. Very hard to live over here.
>>524330636Reddit post from 2018? Seriously? Boomers did switch to the democrat party, holy shit
>>524332848>vocal minorityIt's 'every. single. time.' for a reason
>>524330636>just don't spend a dime and you will also manage to become rich in your lifetimeGee, you don't say..
>>524332619No privacy, no deal.
>>524330636$100k a year is like $4800 a month after taxes.
>>524333022>privacyTo do what?Wank off? Cant you do that in the toilet?Or somewhere in the park at night?
>>524332802There is no need to go to any church. But if you're raised in the church, the idea of not going and not tithing will be something you'll see as completely absurd.
>>524332629You sound like a mormon.
>>524333096If you masturbate in the park, you will go to prison. Toilet is hard to keep the mood up.
>>524333173>If you masturbate in the park, you will go to prison.Sad really
>>524330636$800 rent? I pay like a quarter of that
>>524330636>Rent $825>25 yo making 100kIn what alternate universe? After the covid25 mRNA injections has killed off 90% of the population?
>>524330636Didn't this come out like ten years ago? It's marginally less ridiculous now.>making 100k in a market where rent is 825Who writes this shit? I pay 1500 to live above a relative's garage and my salary js less than half of that.
>>524333276In 2025? No you do not unless you live with your parents.
>>524333008It works, this was basically mine for a decade or so. I now have like $2M but I still just live a poor person incel lifestyle because I hate the feeling of selling assets and spending money pisses me off. Net $6k after taxes/healthcare/whatever deductionsRent $0 (ty boomer parents)Food $0 (thanks boomers)Auto $0 (i love boomers you guys are wrong about them I just borrow one of their cars if I need one)Stocks $3000Crypto $500Silver $500Alcohol $1000Whatever else $1000
>>524333173>>524333226Have either of you actually tested this?
>>524334166>Alcohol $1000That's a lot of malt liquor
>>524332411Well maybe you didn’t notice but $100k is much more than $3k a month, thus the remainder is probably implied as ‘saved’. Fucking faggot dorks
>make sure you donate to your local browns!Fuck off and die.
>>524330719>>524330797Donations = code word for weed and booze
>>524334285I have actually tested it at night over here in IndiaI have masturbated behind trees in parks several times It may be an offense but I dont know and dont careI've never been caught
>>524334801I see. Interesting
>>524330636$20 for internet? In what universe is that? The lowest tier of fiber in my city (300mps) is about $80/month. I haven't seen $20/month since like 2002. Even if you have a shitty cable modem, that's $60/month (and not worth it). And $615 to "donations"? So some jew charity manager can pull down a $400k/year salary and do nothing that helps anyone? Hilarious.
>>524330860>>You make 6 figures or more right lol?I make ~120k a year and I don't donate shit. Why would I give people my money.
>>524330636>rent $3600 (studio within 1 hour drive to work, includes parking and utilities)>car $375>gas $300 (and climbing)>work parking $120>phone $70>Internet $50>food $300-500 (no dining out, just groceries)>household goods $50 (cleaners, laundry, etc)>dry cleaning $100>total: ~$60k/year living expensesWell over $5k a month for a relatively spartan existence in a major US city with a decent white collar job at $85k/year.Oh wait,>$3400 state taxes>$13600 federal taxes>~$17,000 totalAh so actually only making less than $68k a year. With around $60k expenses MINIMUM. Again, this is a pretty spartan existence with just the basics. Oh but this is not entry level, this is the sort of job you get after 5-8 years of experience in your field. And you are fortunate enough to get the job at all since there really is no such thing as "entry level" anymore, just other experienced journeymen in the field losing their job at other employers and starting over again from the bottom in a different one so there is never a need to hire actual entry level and won't be for decades.Also note that there is no entries for car maintenance, clothes, shoes, and other mandatory expenses that regularly pop up. Which eat up the rest of the budget...and likely beyond into debt. Now some of those expenses could be reduced... at the expense of time, sanity or pure torture. It's the bare minimum to not live in pure misery in a big city. And you think to yourself, okay I basically exist in a neutral state and in a few years I will move up the next rung and start making six figures and THEN I can afford to start saving for a down payment, maybe start dating, etc. Then you look at the management types that are already there and they are just miserable with their mortgages, families, and drowning in debt and only holding on because of the hope they can make it to the next rung, knowing flatly that 90% of them can't and you wonder why anyone thinks life is worth living.
>>524330636>donations $615Is that with or without tip, lmao.
>>524330636Are they trying to say something with that "donations" nonsense? First, never dine out, brown bag it. Second, Internet doesn't cost $20 anywhere anymore. Third, rent at $825 is farm country, not $100k salary country. ..and screw the donations.
>>524330636>House cleaner $30Lmfao, where?
>>524330636615 in donations. What a load of bull
>>524330636>25>$100,000/yr>BUDGETINGRetarded nepo baby's first job at daddy's company straight out of rehab? LOL.
>>524336543>rent: $3600 for a studio within 1 hour Retard, no one pays that much. I grew up in NYC and you can easily rent a studio or 1 bedroom within a 45 minute train ride from midtown Manhattan for $2000-2400 *today*. And thats public transport, so no gas or parking expense. Instead, a $130/mo unlimited metro card if you go in 5x a week, or $40/mo if its hybrid 2x in office. Also $85k is a shit income anywhere where studios remotely approach $3k (in top tier neighborhoods of tier 1 cities like NYC, SF, LA).
How the fuck is their rent so cheap but their food is so expensive. The fuck is $600 donations
>>524330636Donations to Israel. Peak boomercore.
>>524337454abuelas are everywhere
You need more?
>>524330636>rent: 825Yeah, maybe if you're renting your butthole to the landlord
>>524332619If you can't fart in privacy, what's the point of even living?
>>524330636>donatinglol
>>524337658My cousin is paying $5000/month in Toronto. You might have gotten a 1br somewhere for $825/month 15 years ago.
>>524338183tax writeoff
>>524334801And Onlyfans tips.
>>524330636>donationsTo whom?And why?Charities are fucking useless garbage, give time, not money.
>>524330820Some people love giving away money to tax free organizations that pay 90% of overhead onniggers and jews to lounge around and send emails
>donationsI used to be friends with wallstreet rypes and they helped me budget when I was only making 60k and them 300/hr and they were confused why I didn't budget anything for donations. It was totled tithes in the excel spreadsheet. It's something MBAs are taught
>>524330636Donations = onlyfans.
>>524338142Cant you eat a proper diet such that you dont have to fart that much?
>>524330636So many dumb faggots itt believing picrel
>>524337899670 in food a month is cheap. I easily pay $1000 a month in food and my rent is only 800. Must be a small person with low caloric needs or someone with no food standards.
>>524330636I'll give it a try, I make 100KCombine groceries and dinning out for $400 a month don't spend more than $15 a day on average for food, but I'm not 300 pounds and don't eat 5 meals a dayUtilities in their chart is low, more like $250 for power, and water but power alone is like $200+ they must not need heat or AC or maybe if they are in a studio apartment that is realistic.Cellphone you can get $20 a months for a low data prepaid.No Idea where they are getting internet for $20 unless they are are on some government program or maybe they're combining this with cellphone and don't have home internet, mine is like $80 for the cheapest slowest home plan in my area and they raise it $10 every 2 years.My mortgage is around $1000Donations, lol no.House cleaner, lol what frugal person is hiring a maid?Transportation is probably around $100, around 20 a week for gas, I do most of my own repairs and maintenance so they are rare and drive a shitty used cars that are worth less than 2k.So their total is about right if you remove the retarded donations shit, a little over 2K a month.
>>524337627>Retarded nepo baby's first job at daddy's company straight out of rehab? LOL.Depends on that field you go into. My first job out of college as a programmer was $40/hr and I ended that job at $50/hr. Pretty easy to get a high paying job out of college if you're not retarded and pick a good field.
>>524338911>House cleaner, lol what frugal person is hiring a maid?Even if they hire a maid what maid is going to clean your entire house for $30 a month lol?
>>524330636>pre-covid numberstotally useless