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/pol/ - Politically Incorrect


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>>524482944
they teach you practically no useful life skills in american school. its daycare
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>>524482944
not a single payment will be made on that car the moment it leaves the lot and both parties know it
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>>524482998
They teach tattoo classes
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>>524482944
you only get situations like this whent he lender has no expectation of a single payment being made, its enough to cover the repo service to return the car and do it all over again.
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>>524483037
that's p epic scrah
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>>524482944
Nope, but is that worse than not being taught how to spot meme videos?
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>>524482944
That's 130k in 30 years.
It's perfectly fine and even a smart choice.

in 30 years 130k will be worthless.
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>>524482998
/thread
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>>524482944
>$339 a month for 32 years
A most Jewish scam. He'll be pressing her for money long after the car breaks or gets totalled.
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>>524482944

>$130,000

She's retarded; but at the same time I don't think this sleazy asshole should be able to do this. The taxpayer is just going to end up paying to support this retard.
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Depends when I was in highschool they had elective classes for personal finances and banking and accounting not sure nowadays think it really depends on what school you to to.
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>>524483471
*Go to*
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>>524482944
Sign a contract with a nigger?
He gonna pay!
Illeagal not to give him a ninja loan.
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>>524483004
yup
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>>524483004
yeah I don't really get who is scamming who here
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>>524482998
A daycare at its best, but it's typically more like a penitentiary. It only exists to house children and teenagers, and anything learned is just an unintentional side effect.
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>>524482944
You should see when the niggs finance a Dodge Challenger scatpack Hellcat. They’ll get them on $600-800 monthly for 72 months. They’ll repo the shit out of those cars. Before they were manufactured in 2021, you would see these cars at $5-8000 for 75k -95k miles. Now they go for 12,000-15,000 for the same miles. It’s so obscure, because the logical conclusion is to get the GT AWD trim that no one buys and is the best. Cost less to finance, and the money you saved you can just buy the stock whipple supercharger that’s in the higher trims.
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>>524482944
They do, its just that niggers and other low IQ shit skins can't do math.
Yes, we also teach math, but you need a minimum IQ to understand it.
At a certain low IQ, we're just basically trying to teach monkeys and apes.
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>>524482944
Why is there a flag of Lebanon in the background lol
I guess it’s a lebonees guy fleecing tards with this
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>>524482944
They do. Niggers however have a genetic learning disability.
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>>524483211
No it’s going to be repossessed within 6 months and Joe will be making the same video with the same car with a different negress
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>>524483651
the niggers on the down payment maybe first couple months. all these cars have trackers and if not trackers the tow trucks all have AI scanners looking for repo'ed plates. this car will be in another dealer's lot within a quarter of a year.
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>>524482944
>do they really not teach any finance skills in american schools
America is all about kikery despite what faggots here want to meme you into believing.

It's all about NOT teaching them basic finances/budgeting, tricking these stupid people (like these fucking hoodrat niggers) into believing this shit, and then siphoning money out of them for the rest of their lives either from them or the government, which is probably the most retarded system in the world, helping these niggers by paying them off.
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>>524482944

NIGGER
NIGGER
>NIGGER
>NIGGER

COON
O
O
N
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>>524484024
kek
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>>524482944
Lebanese kike will sell the debt to some stupid fucks. Maybe eurotrash wealth funds. That is how these kikes move these old shitbox cars. Also it never showed the interest rate. It will probably be 15% or something. The kike will sell the loan and get to make more than the face value due to over pricing it to market interest rates.
That nigger will maybe make 3 payment, if that. Some bank or wealth fund or finance institution will get stuck with the shit loan.
Whatever, it will just increase inflation and also speed up the collapse. No one can say no to a nigger subhuman.
BTW, niggers will totally destroy any car within 2 years, and that is if the car is like new when the nigger gets it.
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>>524482944

>Scandiposter thinks future doctor plans to pay anything
>same mistake as Klarna
>nordcuks will never learn
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>>524482944
You don't learn anything in American schools unless your parents are paying for the premium package in a private school. Regular American schools have transformed over the years from educational institutions to daycare centers so parents can work more to pay more taxes to what they are now which is just niglet collection centers to keep them occupied and not committing as much juvenile crime.
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>>524484908
>Also it never showed the interest rate
That's the point, nigger cretins are low IQ and have no grasp on the concept of interest rate and debt. It's like an oblivious idea to them. They just see what's told and don't see the underliing. It's how a lot of retards get credit cards and start believing it's free money that you can pay later.
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>>524482944
She will pay 130,176 dollars for that car. That's assuming there is no interest associated with the purchase.
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>>524483382
They're hoping she'll default so they get the car back and they get a sweet payment from the inevitable bankruptcy situation it creates.
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>>524485127
We all know that nigger is not going to pay another $130,854
That nigger cannot even comprehend 32 years and 2 months into the future. In less than 2 years, that car is going to be totally destroyed.
It is what it is
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>>524482998
it's all about preparing the youth to be mindless drones for their 9-5 in a system that runs on debt, that's it
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>>524482944
even a nigger knows money will be worthless in the near future, so its a good deal
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>>524485593
130k will buy you a burger in 2060
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>>524482944
I can say with 100% certainty that nobody ever tried to teach me anything about finance when I was in school. In fact, they were deliberately deceptive about it. I couldn't even ask my own father to show me how to do taxes, he blew me off. It's pathetic. Americans are treated like cattle to be groomed only for milking and then slaughter. It's the entire basis of our economy and the very fabric of our nation of kiddy-diddling jews and jew imitators.
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>>524482998
That's $130,854
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>>524482998
can't relate i went to a private school because my parents actually loved me
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>>524486294
My parents were liberals who believed I should go to a school that was "like the real world" with people of other races. Many years later, I'm now here.
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>>524486356
well they werent wrong on that
thats your real world too
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Fucking apes need to go back to Africa and stay there. Enoch Powell was RIGHT
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>>524484555
a lot of used car centers have a bunch of international flags like they're the fucking UN or something, dunno why
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>>524486356
i've heard that logic thrown around before, which never made sense to me since that exposure is so more readily available on most college campuses surrounded by ghettos
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>>524482944
Usury should be banned and all debt and wealth directly or indirectly linked to it annulled.
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>>524486462
Sad but true.
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>>524484676
So it's big tow truck lol? Nobody is making money here
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>>524483129
This anon is correct.

At the current rate of inflation, 100k will be like 50k in 10 years, 12.5k n 20 years, and $3125 in 30 years.
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>>524482944
understand in USA, school (and even into college) is glorified daycare. The smart ones work the system and go through the gatekeeping process- so they can go to college easier. Advanced placement classes and so on. The smarter ones forego highschool altogether and go straight to college with a GED certificate at a young age.
>do they really not teach any finance skills in american schools
Jews have infiltrated US academia since the early 1960's. They dont want you learning about the financial system they use to keep you preoccupied.
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>>524483471
>they had elective classes for personal finances and banking and accounting
oldfag. same, but those classes didnt teach shit. The were taught by HS teachers who are more incompetent than a retard. They were only capable of reading a text book content which only covered what interest was and how to write a check
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>>524484908
>Also it never showed the interest rate. It will probably be 15% or something.
heh
try +30% or higher
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>>524485957
That's everywhere, they make filling in taxes look like it's incredibly difficult but in reality it's easy. I don't know about the USA but I can call a government phone line and ask for clarifications. As for finance in general, I was never told anything in school accept that the value of stocks can go up or down. Any real creative thoughts are swiftly punished. School mostly teaches you that the world is corrupt and unfair.
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>>524482944
That's why you pay the down payment and then crash it or just never pay on it again I got loan raped once and I did math and realized I could have bought two Porsches cash for what I was paying for my corolla and I just quit paying them. Took over a year for them to find me. Only because I let them. I might still have it had I not gave it to a shop so they could get a check from the repo people.
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>>524482944
Look up "loan calculator" before the Jews ban it from search engines. Always consider the total cost you'll pay before buying. Protip: you pay 2-3x the total cost for a house over 30 years. You're just as dumb for not realizing you're taking out a 360 month compounding interest loan for a high amount. We need a solution for this.
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>>524482944
there is no way that's not fake
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>>524482944
11 seconds.

That's how far I made it.
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>>524487638

Muslims and Jews get interst free loans from the imams and rabbis, the chritsians need to come togther and get loans from the Church .
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>>524482944
You can buy a used car for like 5k.. Ofc that nigger isnt paying a single payment anyway.
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>>524482998
They teach tons of practical foundational skills… people like you are just too retarded to apply them.
>twelve years of math classes but anon can’t figure out how fucking loans and retirement funds work unless someone spends sixteen weeks explaining compound interest to them in a dedicated class
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>>524486609
You can just not take the loan you know.
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>>524483004
I’ve personally been tangently involved in transactions of this nature and the answer to what you said is correct

Unless they fuck up the shit on the back of the title and just steal the car which I also saw happen
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>>524482944
Basic niggonometry have taught her that she bought a car for $1,000
(Some other nigger might have to pay something more, but that aint her problem)



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