Isn't it funny how we live in a world where banks decide who will be wealthy and who will be poor. They choose who gets to have tax free income called "loans" and who will work as a wage slave paying income taxes on every penny.
>>524548753Loans aren't income, you have to pay them back.
Helps their buddies at (((Black Rock))) corner the market and own all the houses.
>>524548753Don't worry, we'll get that payment down to 1100 and extend your loan by 20 years
>>524548879>Loans aren't income, you have to pay them back.Does this really need to be explained to you?Get loan, buy house with 1200 mortgage. Rent it out for 2000. Now it is an income producing asset, allowing you to go back and get more loans to buy more houses. Repeat forever. Never worry about paying it back, because that's your wage slave tenants job. The bank denied him the loan to buy the house at $1200.
>>524548753>poor hands wrote this
>>524548879Most landlords (both small time and also institutional property investors) buy up property using leverage. Landlords take out mortgages, and thereby owe the bank money. They then use rent payments from their tenants to finance the loan. The money for the loan itself was created by the bank out of thin air.>Loans aren't incomeMoney is created via bank loans. Money is debt in our financial system.
>>524548946>*rubs hands*>what a great goy, we'll have debt slaves from 20 to 70
>one year leasevs.>25-50 year loan
>>524549134>the obligation to pay others forevervs>equity and stable cost of living
>>524548753It’s infuriatingI would have paid off several houses by now
>>524548753The bank doesn't say you can't afford a mortgage... it says you can't be TRUSTED to pay a mortgage consistently.This fact makes kids in uni tutorials seethe btw, it's my fav.
>>524550576Stop having a shit credit rating them.>>524549113Landlords risk their own assets to provide housing to people that arent trusted by banks.
>>524550700>>524550820Which is it? Landlords are trustworthy or landlords are risky?
>>524548753>Isn't it funny how we live in a world where banks decide who will be wealthy and who will be poor.Being poor is a habit, it's mostly learned.Every poorfag that is bitching about being poor has a LONG history of bad financial decisions.
>>524551294Bad financial decisions, like paying income taxes. Too bad they couldn't just get that tax free loan income.Think of how great their social credit score would be if that happened.Stupid poor people.
>>524550700Case: AustraliaWho destroyed the White Australia policy that kept Australia safe, clean, functional, affordable, and White?Jews.Every Single Time."Admission Impossible" - documentary how jews that weren't being let in, ultimately slithered in pretending to be White, and subsequently destroyed the White Australia policy>https://youtu.be/ENC2MTQx_1U?t=1171>https://odysee.com/@StanleyUniversity:3/AdmissionImpossible:c?t=1180>https://en.wikipedia.org/wiki/White_Australia_policy>https://www.naa.gov.au/students-and-teachers/learning-resources/learning-resource-themes/society-and-culture/migration-and-multiculturalism/promoting-migration-reform-pamphlet-control-or-colour-bar
>>524551500Did you know that in the 60s the Australian government had a system where a White Australian man could buy a house with a $5 deposit? That wasn't a typo, $5 down ($100 in todays money). They weren't jewed with high interest rates either, the loan was with the government.Jews destroyed that too. They want White countries to turn into plantations of rentoid slaves where jewish bankers and landlords get rich from zero labor of their own.Jews have pushed a new law in Australia that makes noticing and anti-semitism illegal>https://x.com/ausvstheagenda/status/2002966094567690584
>>524551522Here's what Australian housing used to be during the White Australia policy, $8,000 houses ($160,000 in today's money) with govt-backed low-interest loans with just $5 money down ($100 in today's money) in all-White neighborhoods with decent amount of land to go with it.>The 1950s and 1960s dream>At the end of the 1950s, the median house price was around $7,000–$8,000 at a time when average earnings were around $2,000 per year. At the interest rates of the time (of around 5 per cent), such an income would support a loan of more than $9,000.>A significant contribution to the expansion of home ownership came from houses built under the Commonwealth State Housing Agreement of the time – in other words, from social investment. These houses were on-sold on the basis of a 5 pound ($10) deposit and funded through mortgage finance provided by a highly regulated mortgage finance industry or by direct government lending.Research Report No. 10Australian Housing and Urban Research Institute>https://www.ahuri.edu.au/sites/default/files/migration/documents/NRV3_Research_Paper_10.pdfCompare to today, you're paying $1,000,000+ for a cuckshack in a neighborhood filled with jews, niggers, lebos, pajeets and chinks.Why oh why don't we just KILL THE JEWS AND STOP THE MADNESS? Take back our White ethnostates
>>524548879>he doesn't knowyou are a child>>524548946>>524548946
>>524550820>Landlords risk their own assets to provide housing to people that (((arent trusted by banks))).I bet you're (((trusted by banks))) though, am I right.People need to fucking understand how badly kikes are destroying our homes, its not just importing nonwhites and destroying the White ethnostates but they're using jewish banks to take over our lands and properties -> ALL of them need to be repatriated, and the jews killed and dumped to ditches.This is how it used to be BEFORE JEWS, and how it SHOULD work:>>524551558Average pay was $2,000 , average house cost $8,000 in all White neighborhoods with decent amount of land. $8,000 is $160,000 in today's money, while $2,000 is $40,000. So with an avg salary of $40,000, the avg house price was 4x the yearly avg salary.And you did not need to be (((trusted by banks))), all you needed is $5 in your pocket, or $100 in today's money. And you'd get a government backed low interest loan. The housing loan industry was regulated so the interest was kept low and all White people could get a loan for a house.But then entered the JEWS who wanted to make money off of White people and changed everything.People don't understand that the world can be a great place, ALL we need to do is KILL THE JEWS, and then DEPORT THE NON-WHITES. That is literally it , and we can make our homes home again, make our nations Great Again, make them White Again
>>524551740And if thats not enough...it only gets worse.Because jews fuck the White people multiple times.Not only do we have to deal with depressed wages and rising housing prices because of all the non-whites, but in cases of socialized housing like section 8, the non-whites gets housed on Whites dime and the jew gets the rent-check.So not only did you have to buy a much much more expensive house than it should have been, but you're now paying taxes to pay the jew a rent-check to house non-whites.Example Section 8 rent-check for 2BR ghetto-ass apartment in NYC is $3,027/month>https://www.nyc.gov/site/nycha/section-8/voucher-payment-standards-vps-utility-allowance-schedule.pageSo it goes like this>be Jewish>jewish in-law who works at the bank makes sure you get approved for a loan>buy 20 nigger storage units>niggers come in with section 8 vouchers in hand>get paid $3,027/month per>$60,540/mo or $726,480/yr of completely free money, extracted from the backs of the White taxpaying working-class>money which the kike worked 0 hours for>do zero maintenance or upkeep to properties that niggers destroy>the properties get so run down in 5-10 years they don't pass inspection for the next tenant to move in>then instead of fixing that property, they buy more houses to get more vouchers for niggers>the house gets condemned and torn down by the city using tax money>then the kike's brother buys the empty lot for a steal, and builds a hipster duplex charging as much or more than the section 8 was paying>rinse and repeat>all the while enjoying watching White society disintegrate itself and Whites paying Jews for their own destruction>the entire business model is scamming Whites>they already functionally have a thousand gentile slaves each paying tributeWe really, REALLY need to KILL the jews. It's time for a pogrom, they've already went 80 whole years without a single pogrom that is TOO LONG.
>>524549068Underrated
A wise Chinese man once said, "if can't buy house, build shed"
>>524551799A wise man once said>“When tyranny becomes law, rebellion becomes duty.”He also said>“The tree of liberty must be refreshed from time to time with the blood of patriots and tyrants.”and>“Nothing is more certainly written in the book of fate than that these people [kikes, niggers, shitskins, etc] are to be free. Nor is it less certain that the two races, equally free, cannot live in the same government. Nature, habit, opinion has drawn indelible lines of distinction between them.”That wise man was Thomas JeffersonIt's about time we do some waterin'What the kikes don't understand here when they're gloating how they changed the laws that "heey we can be doing no labor whatsoever and sucking the lifeblood of your people while filling your nations with shitskins" that the jews can always be killed and the laws changed
>>524548879>Loans aren't income, you have to pay them back.Loans are you income for a bank when you pay them back with interest.
Is this baby's first epiphany?
>>524551740>People don't understand that the world can be a great place, ALL we need to do is KILL THE JEWS, and then DEPORT THE NON-WHITES. That is literally it , and we can make our homes home again, make our nations Great Again, make them White AgainThis needs to happen, unfortunately, it never will happen with christkikes still hsnging around defending and and enriching and covering for jews.
>>524552834Yeah people need to realize that the only reason why everything is shit and getting worse is because we're on the bad timeline, we need to get back on track again
>>524551799A lot of places have started banning/tightly controlling small builds like "tiny homes" trailer homes, and vehicle dwelling. It's gonna get real bad soon.
>>524552900Allowing them isn't the solution either though, Whites shouldn't be put into tiny dwellings or have to sleep in cars in their own fucking nations, that is ridiculous.In NSDAP Germany it was even better than this Aussie scheme here >>524551558Because it did also provide state-backed loans from the State Bank to families for housing, the loans were zero-interest but most importantly for each child you got forgiven 25% of the loan, so have 4 White children and the house is free.That is as anti-jewish of an economic policy you can possibly have, not only does it encourage to have White kids but it also removes rentiers from the equation when everyone owns their house , and on top of that the loan is to the government so jews dont get unearned income from there either! That is why jews HATED national socialism and its policies.The real reason why Germany had to be destroyed, the bankers did not give a fuck about Poland nor even the jews in the summer camps waiting for deportation.But they were absolutely aghast at the prospect of national socialism spreading and becoming the new norm of economic policy in the White world, as that would have meant the days of jewish leeching and all the power they gain from leeching all that money, their money and power would have been gone forever, as nobody would ever go back to jewish contraptions of capitalism/communism once they had a taste of national socialism, unless they are forced to by war like Germany was>inb4 its too expensive to give White families houses if everyone has kids and gets the loans annulledIt absolutely is not, its a fucking mosquito's shit compared to how much we're being squeezed for in the current system, like pointed out here >>524551780 we're not ONLY paying rent/interest to the landlord/banker kike, but were also paying taxes for a nigger to pay to rent to the kike, and niggers kids and clothes and schooling and food and everythingOne house, for an entire White family, thats cheap
>>524549068yeah you just need enough money to buy a second house to rent.
>>524553094The trick is that you don't need money at all.Like this kike here said >>524550700 , you just need to be (((trusted by banks)))You can have zero dollars in your bank account and just buy all the niggers storage units on loan and start cashing their centrelink / section 8 checks.That's what the kikes do, but when I pointed that out explicitly ITT he jumped the thread immediately because the jews know that if the White NPC masses actually understand how fucked up the system is and how jews have been mooching from the society doing no labor using their jewish banks for decades (and in European history, centuries, with pogroms in between)The jews will be due another pogrom. And the thing about the next jewish pogrom is that it might be their very last one, because its not the Middle Ages anymore they cant just slither into another White nation banking on the fact that the information didnt travel to the other kingdom about jewish deeds and they could slither into another place.With today's instant worldwide information exchange, if some White nation goes NatSoc and expells the jeets, others will follow and the jews are never coming back.Its not like the ancient world either where all the accounts of jewish misdeeds could be *cohencidentally* burned in library fires.Next time the jews get pogromed they'll never be able to escape what they've done
>>524550820>landlords risk their own assetsoh no! you mean that if things don't work out for them, they might have to live like the rest of us? gosh that sounds horrible! ;)
>>524548753Rent includes maintenance and utilities, buying has extra costs, this is accounted into the mortgage amount ceiling.Op is an Indian faggot
>>524554415Actually, jews never do that, they literally never do honest labor.In case kike horribly mismanages its company it will just fold it in bankruptcy make another one and try again, his tribesmen kikes will give him infinite chances The system is broken and NatSoc can fix it, but the kikes don't want it fixed. Fixing the system would mean kikes would no longer have access to White resources nor White labor, they'd be living in israel with no handouts no global capitalism profits being funnelled there and the only prosperity they'd have is what they can produce with jewish labor
