>>525771333your credit score tanks and you get put on the bad niggas list. simple as. legal proceedings may also take place, i don't know, don't take my word for it.
>>525771558No credit scores in Europe, muttboy. And if you don't own shit (for instance your home and your car is "owned" by your dad) they can't confiscate anything. Free money lol, same if you opened 30 bank accounts in different banks in USA, maxxed out the credit cards and just leave the country and move to Asia.
You get whacked
>>525771333you need to give them your card/information in order to use it, they'll just charge you
>>525771333they send assassins to your home and blow your brains out. happened to one of my neighbors.
You dumb fuck, they don’t need you to have the app installed to charge you. Lmao. If you’re gonna tank your credit score committing fraud, you could do it for a little more money.
>>525771333Infinite money glitch.>Be black>Take out credit>Don't pay>Don't have money/credit/assetsFree stuffhttps://youtu.be/iMUrNFMunFwBlacks and non whites don't pay for anything.Jews won't pay for anything.Let the white man pay. One way or another.
>>525771944>>525772385depending on the shop you can just give them your email, verify it and they send you an invoice via emailthey wont have any other information
>>525771782>"hello Thai government please send us back this american he owes our jewlords 7,800$">"okay saar">gets convicted for fraud and has to spend 58 years in jailnothing personel kid
>>525772488I highly doubt whatever this app is relies only on your email.
>>525771782>Free money lol, same if you opened 30 bank accounts in different banks in USA, maxxed out the credit cards and just leave the country and move to Asia.This
>>525772573you dont need to download "the app", there is a thing called websites
>>525771333Wage garnishment in about 7 years, with fees and interest stacked on it.
They contract the money retrieval to bounty hunters if you dont pay within 6 months.
>>525771333>IntrestLOLOL!! A NIGGER app for NIGGER Scammers to get fucked over by NIGGERS for being NIGGERS!LOLOLOLOLOLOL!!This is almost as good as niggers gettin' Dat Charger "whip" for only 120 payments at ni-hunnert, nigga!(car's true value is MAYYYYBE $9,000.00)
>>525771558>you get put on the bad niggas list
>>525772385Not paying a bill isnt considered fraud holy fuck this board is full of 16 year old retards
>>525771333you are a nigger for downloading it the first place. may as well welsh on your debts. >tf>tppay denbts
>>525771333I actually enjoy Klarna. Spacing out small purchases with no interest is gratifying for some reason. I used a similar service for my Airbnb rental my friends and I shared this weekend. It gave time to collect the money owed by friends and such without taking to big a hit upfront. Pay your bills anon.
>>525771782>No credit scores in Europe,Europe does not have one unified credit score system, and many countries don’t use a “score” at all. Instead, creditworthiness is assessed differently depending on the country:Common European approachesCredit registers / credit historiesLenders check whether you:have unpaid debtsmissed paymentsdefaults or bankruptcies(Often more “yes/no” risk flags than a numeric score.)do you think the jews would have no way to punish you? you cant be that naive.
>>525772385>tank your goodgoy scoretf cares
>>525771333You are barred from the app, get a major hit on your credit report, and when you least expect it, they'll freeze your bank account and garnish your paycheck until you pay it.
>>525771782>No credit scores in EuropeNonsense. They don't use America's FICO system but they all do track credit. Germany has SCHUFA, UK uses Experian and Equifax, France has Banque du France, etc.They might not be able to garnish your wages across the ocean, but they can destroy your Euro credit and make sure that the house you could never afford will still never happen.
>>525771333Bibi and the head of Mossad personally knock on your door and pay you a visit
>>525772968>tf caresany white man with a brain. not a low-brained nigger cattle who doesn't want to take advantage of financial opportunities.
>>525771558I thought this shit wasn't hooked up to credit reporting yet.
>>525773025>make sure that the house you could never afford will still never happen.kek
>>525773159nigger brained.
>>525771333>funding Swedish debt jews couldn't be me
>>525771782Of course credit scores exist in Europe, don't be daft.
>>525772944That's literally what a credit score is
>>525772876Intake advantage of this too. No interest?okay, I'll set up autopay and the cost doesn't hit my account all at once, leaving me more money in the event of an unexpected expense.>Buy macbook>Have $2400, but choose no interest 12 month payment>$200/mo just magically taken out>Oops my fuel pump failed, thank God I have $2200 I can use right now>Still have macbook>Car fixed>30 more days to worry about the next $200>No interest I have tons invested, I just hate having to withdraw from my retirement accounts for day to day expenses. So this works great for me. I bought a laptop, a guitar, and some other shit using this approach.
>>525771558>>525773159It isn't. They don't report to credit bureaus, so abuse away chief.Never understood the model, you give zero-questions asked lending to people who can't afford a Dominos pizza?
>>525771333>Greek wants to know how to get away with not paying what he oweskek
>>525771333They destroy your credit since they are linked to the credit companies now, you may also get called for collections and repossession.
>>525771333it's free money
>>525771333>Open an account under a false name using a VPN>Use the Klarna account to buy a bunch of Bitcoin >Transfer Bitcoin to a middle man wallet>Transfer or sell to get the cash in your own accountKlarna can't do shit
>>525771333You're not sure how credit works? Are you underaged b& or just a NEET loser?
>>525774987let me know when you find a Bitcoin seller who takes Klarna>Protip: you won't.
>>525771333I finance my sushi
Nothing. Wait 7 years. Repeat.
>>525771333>tf>tpPay debnts
>>525771333the bailiff will take money from you by force
There's no goodgoy credit score here so they take your card and will charge it in 30 days regardless. Most people in Europe use debit cards, not credit cards.
Instead of a ridiculous apr on a car loan it will be even more ridiculous. Your insurance will also go up but it’s been going up for everyone regardless of driving habits or credit score for years so credit score really matters less and less as time goes on it seems. Can’t afford these car prices anymore can’t buy a house. Apartments want ridiculous deposits and monthly fees. So go ahead and tank my credit. Eventually people will just say enough and stop paying and the system is already starting to collapse
>>525771333Wrong, I bought a big scooter with this app. Was fun ngl. And just didn’t pay. It never showed as a debt for 4 years. Then bam I got hit with $2000 in collections and credit score tanked. Luckily I turned my life around and am rich so I just paid it but they say they don’t report, but they do. And they do it several years down the line.
>>525771333Same as every other usury credit card scam. They sue you and eventually garnish your wages. If the first thing you learned on /pol/ wasn't "Don't fucking borrow money from jews" the you are not going to make it.
>>525771855>>525771333these bastards will bayonet charge you
>>525771558Who gives a fuck about credit? That shit is worthless it’s not like anyone can afford a home anyway oh my imaginary number
