A house in my neighborhood now selling for $409,991.Poor muslims with old ass cars buying up these homes.Make it make sense. Seriously asking, I don' t understand HOW they can buy it.
>>525824973We get a business loan and already have left overs and then cash offer on houses. Easy. Get a free business loan they're free bro. All immigrant gets one, my 6yo son about to get one
>>525824973I saved up for a deposit on my house by only paying monthly minimums on my credit card.I'm not allowed to use a personal loan for the deposit but I can do that.
juice are trying to accelerate a civil war
basically you are fucked. I am 76 and bought a home 16 years ago for 185000. Now it goes for 425000. Also I have a 20 year old Honda pilot that I will keep till I die. The car and house save me 2k a month on monthly expenses. Without the house and the car I would be living in the street now. World has gotten nuts. Sorry man
My parents bought our apartment for 300k in 2003 it's worth 1.2 million now kek
>>525824973the finance industry is shifting their target demographics. The previous demographics are debt saturated
>>525824973>Make it make sense.FHA gives them subsidized loans with are in turn paid for by gibs. No, you don't get to play the same game. SBA does the same for businesses.
Many people who grew up poor but become rich later still live like they are poorI had multiple classmates whose families of very much white people all lived in gypsy slums in ratty apartments driving old ass cars, rationing food and utilities but then they would buy multiple apartments with cash and rent them out to make even more money. It felt insane to meI guess those muslims are like this too
>>525824973Muslims make up 1 % of the population What kind of brown are you
>>525824973There is a labor excess. That was the point of increased immigration over the past decade. It moves the power from the employees to the employers. Trump is only pretending to fix it, but H1-Bs are the loophole. They don't want the slave class to be able to demand higher wages
>>525826198I'm going to expand on this. The USA no longer prevents those who will immediately become a public charge from immigrating while simultaneously providing numerous benefits for new arrivals. Here's what it looks like--Your uncle got here several years ago on an H1-B visa replacing an American. He sponsors your uneducated broke ass and you get a visa. You pay rent rent for an apartment with gibs and NGO funds. After a year you go to an FHA lender who has government backed loans for people like you; you have no credit record because you just got here, so they accept your payment record for your gibs funded apartment. Now you own a home most American can't. You pay the mortgage with the same gibs you were paying for your apartment with and/or renting to a new batch of cousins (that are paying with newcommer gibs) Then you go to the SBA who offers government backed small business loans for immigrants and use you FHA backed house to buy a gas station (again no credit record, just payment history backed by gibs). Then you pay your cousins to work the station while they start the process for themselves, and you make sure not to pay them or yourself enough to disqualify anyone from gibs (you're the boss).ALL ON THE BACK OF THE AMERICAN TAXPAYER.
>>525827108That's crazy because that almost matches exactly what's going on. ALL the gas stations and convenience stores in my area are owned by muslims.
>>525826527Minnesota
>>525824973>Make it make sense. Seriously asking, I don' t understand HOW they can buy it.because they have an old ass car. it's called saving money.people that look rich can be poor and vice versatry being white and saving money and dont buy shit you dont need
>>525824973The whole family buys it and they live together
>>525826133That's crazy
>>525827511>matches exactly what's going onThat would be because its exactly what's going on. Here's the thing. The massive advantage of immigrating to the USA as an impoverished brown person cannot be overstated. The whole process only work because they have no record in this country. They didn't go through the tough bit of life where you move out making a shit wage and struggle to pay bills. If an American gets his life together he doesn't get access to these programs and even if he did, he probably wouldn't qualify because he spent the past ten year decided to pay his cell phone bill or his car payment. Their "newcommer" status is some sort of weird tabuala rasa economic status where they are given thiings that natives aren't
>>525824973Maybe they have cash to put down on houses because they don't buy stupid shit like new cars.
>>525827691>>525827774> whole family buys it >it's called saving money.No its access to no questions asked credit backed by gibs. See>>525827108
>>525824973they were given a shitload of cash to come here, all monthly expenses paid for, and handed interest-free home loans. and it's racist to foreclose on them for not paying back the loans. do the math.
>>525827108
50K a year is eligible for foodstamps btwtransgender caused all this horseshit
>>525824973Homes are very affordable when families don't throw their children out of the house so they could buy a nice RV and instead give them a real head start in life. When son is ready for the arranged marriage at 25, he had down payment for a house. Now he can let other family members live there and save money for their house, etc...$800K for a house is expensive only if you expect to pay for it with a job. If you have 5 family members contributing and everyone benefits maxing, it is very affordable.
so basically it's the pre2008 subprime mortgage hustle, with the plausible deniability of "we didn't ignore their terrible credit rating, because they didn't have a credit rating :^)"
>>525828258>SBA attampting to roll back https://www.sba.gov/article/2025/03/06/administrator-loeffler-announces-sba-reforms-put-american-citizens-first>browns bitching about FHAhttps://old.reddit.com/r/loanoriginators/comments/1jkeq3w/nonpermanent_residents_are_no_longer_eligible_for/
>>525824973>I don' t understand HOW they can buy it.Did you miss the whole somali fraud thing?
>>525826051I appreciate your honesty unc
>>525828258>>525828479Note the second source. You didn't even have to be a permanent resident.
>>525828525i hope they execute every fucking nigger and spic in this shithole country and livestream itICE?I want 1940s actual nazis
>>525824973I'll tell you. Like Romanians bought houses in Germany and England. You usually have a family of 3, mom&dad&son working for 7-10 year all together and then buying with all their collected funds.
>>525828479interesting that that's not proof, it is merely administrative actions... it's like if i said "ok do you have proof of cookies" and you show me an administrative action saying the administration will ensure only americans enjoy those cookies. without ever showing me proof of cookies.i find these intellectual sidesteps so fascinating.
>>525824973>poorthey aren't. (You) are.
American children go to college, immigrant children open a vape shop. 30 year old with the college degree is still paying off student loans. 30 year old who lived at home while parents supported him to open vape shop or whatever is successful businessman already with real estate investments, etc...
>>525828895oh, you're retarded, nevermind Mr. "I Like gov backed loans" Gadsenflag.
>>525827911Can you point out exactly what these programs are? Cause I got my green card 2 years ago and sure didn't get offered shit. >inb4 the program is not getting into 7 years of debt for a pick up truck
>>525824973Because they're getting favorable loans they're not supposed to have access to
>>525829181if you can't show me proof, it's propaganda, simple as. one news story, one article blowing the lid off a guy committing the crime you describe and you are done.
>>525829217>I got my green card 2 years agoToo late. You have to plan it from the beginning. The trick is to immediately secure public and private gibs to create a rental history that banks will use in lie of a credit score. Then use the FHA backed house to get a backed SBA loan the same way. If you took the time to secure your green card and paid your own way, you're probably already locked out of such a path. Also agency heads for both FHA and SBA began restricting this since Trump2.
>>525829394>SOURCE!!?? DOU YOU HAVE A SOURCE!!! SOURCE???
Literally what am I supposed to do if I'm 25 and have 1 year of retail experience? Right after I was promoted at work I had to move state with my parents because they lost their jobs and I couldn't afford to live alone. Now everywhere I apply to here hasn't contacted me back. I got one interview that had ten other people at it for a retail stocking job and they chose one person from that group and it wasn't me. "Labor shortage" my ass.
>>525829791yeah, do you have a source? a single source would lend great credibility to your claim.i'm not asking for a lot, surely the NY post has something that will work for the purpose. but you already know of a source because you're very confident about this, so let's see it.
>>525830133>blowing the lid off a guy committing the crime you describeWhy? You haven't even understood anything I've written so far. None of this is against the law. That's the issue. And the sources I already posted show these programs existing for non-citizens and even non-LPRs.
>>525830351what you're describing is certainly a form of fraud. i'm sure you can't use federal loans as collateral or put SBA money toward a private home purchase. this sounds like it's well beyond the normal purview of such monies.even if we assume that what you are describing it's legal, which it does not sound like it... that is a failure of the legislation, surely, but anyone can take advantage of it. so why do we not see legions of americans taking out SBA loans to buy houses? there are a lot of poor as fuck americans.anyone, running a gas station is a no-brainer. this country lives on gas. if you sell it you will always have a customer base; you can make dogshit margins on the gas and still profit from sale of consumables. immigrants that come here to run a business aren't stupid; they go with the surefire thing, and bust ass for years working 60 hour weeks and manning the till themselves because paying someone to do it would be less profitable. they earn enough money to buy a house and they probably pool resources with family members.i understand everything you're written. you simply don't have any proof for the thing you allege. you made a cognitive error if your proof was the administration fulfilling campaign pledges.
>>525825692You're fucked on credit card APRs though.
>>525824973>forced to work>not guaranteed to find any workgreat system guys
>>525826160Basically what led to that auto bullshit that filed chapter 7. I've been seeing that shit floating around this site and when shit hits the fan, i wasn't surprised.Unlimited collateral/collateral fraud and banks are falling for it topkek.
>>525825692what do you do when you max out your credit? because surely your expenditures > your payments.do you just service debt on the your credit card? it seems like a trap. i'm allegic to interest and have zero debts and rock-solid credit.
>>525830922>what you're describing is certainly a form of fraud.No, its not. That's my whole fucking point.
>>525826566H1b and illegal immigration. Fuck that.
>>525829910Yep fucking shit. It's the lie they sold since biden was in office. Ghost job openings and bullshit openinga for h1b cadre. Fucking system. I wonder why there's no civil war yet.
>>525824973They probably remortgaged the house 4 times by now to pay for frivolous stuff like Belize vacations or luxury RVs. Don't bank on having anything left in the inheritance anon.
>>52582845150K a year is trash, you can't even rent a studio apartment in 99% of America, including rural areas. Money printing killed the dollar, that's why your $50k house from the 60s is somehow worth $400k+ despite never being maintained or improved.
>>525824973>I don' t understand HOW they can buy it.50 year mortgage
>>525831669>I wonder why there's no civil war yet.People don't want to fight they want to contribute what's required of them so that they can be a member of society, have some base level of respect and dignity afforded to them, and have some time to relax. Now, there's just nothing required of YOU because they have all the people in the world available to them. Us unemployed people are living on borrowed time until whoever is supporting us succumbs to either time or the same issues gating us from work. Inheritance will only carry people so far, the people with the most to leave to children will have the most children it will have to be spread amongst. I don't know how much longer it can go on for. I don't know about civil war, but the group of unsupported and unproductive people will just keep growing. I would say it's a malthusian trap scenario but it's not even an inability to produce enough, it's just a lack of foresight in the people managing us that I think will inevitably lead to collapse. You can't act in the interest of workers and corporations at the same time. One has to be put first.
>>525824973That same amount would be over a million in the stock market. Don't be financially illiterate bro, it's embarrassing.
>>525826198Ding Ding.I knew I was getting fucked in 2019-2020 when I couldn't get a mortgage yet I had 800 plus credit score, no debt and was looking for a very small mortgage. Gavin the faggot Newson in 2023 said he wanted to give $25k to illegals to help purchase their first time home. Fuck all this shit. Burn it all down.
>>525827108This. and a lot of people need to be killed for creating this mess. It was on purpose.
>>525824973>Poor muslims with old ass cars buying up these homes.In the uK they all buy houses as a community. I was working with a guy who got a semi detached house with his wife as a wedding present from their family/community but they rent the house out and still live wityh their siblings and parents and grandparents in the same home they always have.