It's over for US
What is the chink equivalent of Zeihan who spams "USA Collapsing" constantly?
>>529272894XDStill, housing markets is going down
>>529272731to be fair people are more extremely online/more people in total are online/people have smartphones now
>>529272731>>529272731lol get fucked ameriburgers
>>529272731not my problem.>people sell houses at a loss>i buy houses on the cheap>i sell houses when they are more expensivehow hard is this for you to understand?
>>529272943no one is celebrating here in Poland
>>529272731How does this story end, anon? Fuck your bump until you explain yourself and prove you're not a 1pbtid faggot shill
>>529272731Obviously they can sell their houses, they are setting wrong price though. There are two curves supply and demand
>>529273027>no one is celebrating here in Polandhas US flagWTF? Wrong thread?
Why don't ESL ever remember the "the" in "the US"?
>>529273022this. i'm not paying 1 million fiat goytoken for some gentrified boomer mcmansion
>>529273284lurk moar>>529273293it's "why doesn't" ESL anon
Should've seen this coming when they hit everyone with FOMO propoganda to buy at peak prices during covid.
>>529273451just explain
>>529272731quick! bail out the banks again
>>529272957That y axis is pretty vague as well. What constitutes a unit of "interest?"
>>529272731No it isn't retard, I'm buying a house this spring in cash, cope turdy loser.
>>529272731>buy a pre-owned house>state tax & maintenance costs more than the mortgage>modern insulation loses all heat after an hour compared to stone & logs that'll retain 50f+ for 72 hours in negative temps>batteries for solar use a ton of power which ends up costing more than than general electricgoyslop glue stitched particle board homes are worthlesssave and build your own home made of real material
>>529273751Yeah anyone who thinks this is going to go our way is sadly mistaken
>>529273721a Russian shill posting from a polish IP used to post copypasta about how terrible everything was in Poland because of all the money being sent to so-called Ukraine. the pasted ended with "no one is celebrating here in Poland"
>>529272894I still remember the three gorges dam threadsIt lasted way too long
>>529273751
>>529272731If low interest rates coincide with the bubble burst, that's time to buy.
>>529272731How does it end in foreclosures and then bank bailouts?
Yeah the price is goingDown down down down down downBoomers screwedGenx screwedThe price is goingDown down down down down downBecause of whoooo?
>>529272731*people can't sell their houses at their asking price
>>529273896ok. I am frequent here for years before Norther Russian vs Southern Russian war, but it sliped by.
If you don't reply to this message your mother will die in her sleep tonight
>>529272731so people just type basic statements into search engines? if I were the ai I would be like>what's the fucking query?
>>529274397You don’t ever google things as a way to express frustration?
>>529272731Just burn them all down.
Fun fact for any rentoids ITT: even if the real estate market crashes, you will never own a house. Demand is driven almost entirely by mortgage availability rather than the number of people who want to buy. And during a downturn, they're much less willing to loan anything out. But here's the real kicker: even without mortgages, there are a massive number of people just sitting with cash ready to go at any price point you can imagine. If you're thinking "Great, prices will drop and I'll be able to buy with my $200k", there's also someone else thinking the exact same thing at $300k and $400k.
>>529273284He's talking about the ''american Poland'' which is Kentucky
>>529275201You’re australian dude
>>529275201there should be no mortgages, property taxes or recorded deeds of any kind for any housing. Whoever can take and hold it is its true owner.
>>529274497>express frustrationI have a cat to kick for that.
>>529275494I hope someone kicks you
>>529272731How do I make money from this? I’m not retarded but some people here are so just explain it for the retards plz
>>529275388But the US government did take it, and now they charge you property taxes. Nice IQ, rentoid.
>>529272731Socialism with shitskins. It just works
>>529275635huh? I'm saying how things should be not how they are, and I "own" my house. You never truly own it, stop paying property taxes and you'll find that out real quick. Dumb roo fucker
>>529273906I cant believe that thing held together
>>529272731Shouldn't that mean the price of houses goes down? Or has supply and demand stopped making sense in our terminally kiked world?
>>529272986I just take solace in the fact that we make 3 times more than the average bong and get taxed 2 times less.
>>529275846>Shouldn't that mean the price of houses goes down?they are coming down, it's just slow because so many people refinanced into low rates during the pandemic years and we haven't had true mass layoffs (yet). So prices are falling at a slower rate from forced transactions like death, divorce, moving. Due to the sticky nature of house prices that will still bring all prices down. I think mass layoffs due to AI are on the horizon though.
"I can't sell my house for $750k more than I paid for it! This is so unfair! What do I do!?"Get fucked.
>>529272731That’s why it’s better to own your home outright No mortgage, no interest in sellingIt real simple
>>529275846People are trying to get a sale at an amount that doesn’t put them underwater and are holding out, but can only hold out for so long before the mortgage payments exhaust their savings, which means they have to then immediately take a big loss and sell discounted
>>529275559that's a joke, son. would I kick this?
>>529272731Trump should just do an executive order stating all outstanding personal home loans are forgiven in totality, and whoever holds the loan is declared the owner of the prop outright in perpetuity.
>>529275201>even without mortgages, there are a massive number of people just sitting with cash ready to go at any price point you can imagineSo even if prices go low (everybody starts selling)Prices won't actually go low because there is enough liquid cash to keep prices up?
>>529272731>you know how this endsRemove your possessions from the house, then burn the fucking thing to the ground and salt the earth around it. Used motor oil also works.
>>529276105no faggot youre gonna return it to the bank and enjoy your dustbowl
>>529276096nice here's mine
>>529273906IT IS LITERALLY BULGING, ANY DAY NOW!!1!!
>>529276203That can't be real
>>529276203AYO LIL DONNIE
>>529276039YOU DONT UNDERSTAND DOOD I NEED TO SELL MY WOODEN STICKS FOR 750K MORE THAN IT WAS WORTH LAST YEAR. BECAUSE.
>>529276359Home prices easily increase 25% year over year. I know what I got.
Unrelated to OPs point but I'll say something about America that's never addressed because it's a secret. America was founded by the Freemasons to create a new Atlantis because it's sitting on Aztlan. This was supposed to be a spiritual and technological center that would help enlighten the entire world, and it's failed so fucking badly at it that all it has done is disgrace the great society that once sat on these shores. In fact, in many cases it's done the exact opposite and pushed people towards secularism and degeneracy, and all it offers on the flip-side is blind subservience to the myths instead of the logos. It has proven that freedom does not lead to enlightenment, and make needs to be guided, not left to his own devices.
>>529272731Did I fuck up not selling my US dollars today?
>>529276410>Wooden sticks increase 1000% year over year according to me. I know what I got.
don't worry. we'll be getting back to a rate cutting cycle soon. in the mean time we're just waiting and saving to buy more real property, or real estate etfs at the bottom. i doubt there will ever be a big real estate crash though. you'll look back in ten years and think, "man there really wasnt a big crash but prices did drop a bit or at least hold steady for a few years. why didn't i buy when i had the chance, now everything is twice as expensive!" Mark my words.
also, wait for when the phrase "can't sell my bitcoin" explodes 10000 percent some day. that will be when the real crash happens.
>>529272731blackrock is performing the "coup de grace" on the family home owner.
>>529277112No the difference is people have instant liquidity for bitcoin and liquid assets. The wooden shack needs to be put on a market firstly and people have to inspect the house before they put up a bid. It's akin to selling a car. Both should be depreciating assets.
>>529276880i dont care about any of that shit
>>529276096Animal abuse is not a joke kitty kots are respected round these parts
>>529277434relax, I kick her very gently
>>529272731>economy collapses>extreme agony and suffering for like 10 years max>the old die>the browns get killed in the war and severe lack (finally and again)>AI/Quantum dystopia entrenches all power structures that remain>we eventually topple them and remove women's right to vote>immediately start space minine>10,000 intergalactic imperium >GTA VI releases at some pointIs this really even a problem? Where do you stand to lose personally? Think about it.
>>529277378The fundamental issue is that if they drop rates again and the cost of living explodes, they'll create even bigger issues for everyone in an attempt to pump the wooden shack bags of the boomers. Boomers are also not the biggest voting block anymore, but they have all positions of the upper government branch so we know they're going to be retarded.
>cant sell housecant sell at their overinflated price*
>>529272731Can't or won't? Selling a house is easy at the right price but we all know current markets are inflated to such an unrealistic degree that only few can afford them. I hate boomers, I denounce the Talmud and Torah, I curse vishnu and all jeet gods
>>529276194Too bad I suppose. Trump always brags about making "America great", but wont do something so simple that would be an actual benefit to the citizens here. You don't need a "retirement" if you have a home to live at with no "bills" attached to it.
>>529277629Those are premium luxury wooden shacks sir. Some come with a bathtub and other such luxurious amenities. You'd be a fool not to own an entropybox.
>>529277765Oh my God, a true believer. It's like seeing a neanderthal walk the streets and drink sprite. Or a Navajo ride a down a buffalo. I didn't know you niggas were still with us.
>>529277826The luxury wooden shacks come with luxury mold and oil/grease all over the place with a landlord's special of lead-based paint covering the previous mold and oil/grease all over the place.
>>529277378why? smart financial decisions are important. don't shoot the messenger.
>>529272731HAHAHAHAHAHAHAHAHAHAHAHAHA FUCK BOOMERS.
>>529277966>wooden shack>financially smart
>>529272731It's OK, we will simply redistribute stolen Jewish wealth to its rightful owners. Problem solved.
>>529272731>>529272894>>529273022>>529273293This spam bot has been posting the same thread from 4 days.FUCK OFF
>>529275975>can also say whatever you like on line >own guns >don't need a license to exit Downside >niggers But we are rapidly catching up.
>>529272731They can absolutely sell their houses by simply lowering the price but boomers have an insane sense of entitlement.
>>529272731should've bought stocks insteadstocks will go up forever now - infinite money hack via ai and trump
>>529272731good. die, fuckers
>>529272731big bank take little bank
>>529272731The Federal reserve will pick up the bill, whether through Blackstone or fannie Mae or some other facility to buy up toxic mortgages. They will not let housing prices crash. They will let delinquent mortgage holders remain in their homes without foreclosures.
>>529272731That's incorrect, people can pay their mortgages but they cannot sell their houses
>>529272731>whites forced into affordable housing blocks>blacks given infinite loans
>>529272731They can, they just dont to sell for a lower price and admit they bought high.
>>529273284newfag
>>529276119Correct. Prices will drop slightly, but houses will actually become less affordable in that scenario because fewer people will have access to loans.
>>529276119Blackrock and Blackstone will just come in and buy all the condos/homes that are not selling in Canada.
>>529282099So they will buy from the Chinese investors that are rushing into Canada to buy up houses to sell to Blackcock for a profit so that Blackcock will hold the bags from Canadians?Fuck I'm guessing Blackcock is run by retards (this is a fact). China won.
>>529276880But why do prices drop? The reason you buy land is because the price always goes up.
>>529277327There will not be instant liquidity for bitcoin, no.
>>529272731>2 more weeks until the boomers sell me their mcmansion for the lint i have in my pocket!uh huh
>>529282527Yes there is instant liquidity for bitcoin. You just have to sell at a lower price or at market value in one button. Instant liquidity. True selling a house with one button.
>>529277611You'll notice the liberal part recently started an "initiative" for trying to get to the bottom of concerns for young men lel.
>>529282449>here is increasingly worthless currency for landIt's just a way to get more land. >cause instability to increase housing sales>buy more landThey're buying up the ukraine as well.
>>529272731They can sell but think they are entitled to a handsome $100k gain on the home they bought for $550,000 in 2023.Prices were shooting up and the people who bought at the top thought they were buying a golden ticket.
>>529282099Why?
>>529282592Okay. And when everyone is selling?
>>529273022It’s actually much harder to do this with houses than stocks. Bums can’t squat in your portfolio or steal copper out of it. Same can’t be said for houses.
>>529282617>They're buying up the ukraine as well.For pennies on the dollar compared with the grossly inflated Canadian housing market that is going to collapse thanks to Chink investors. Blackcock was buying hundreds of acres for $5 or less in many cases in Ukraine.They'd be complete fools to buy houses in Canada unless they also print infinity goy points in the process to pretend that the value increased on wooden shacks.
>>529276009>I think mass layoffs due to AI are on the horizon though.Only if AI = Actually Indians
>>529282697>For the first time in history, everyone sells an asset at the same time.
>>529273820Modern insulation is the only actual benefit of a newer home. Old homes are drafty and cold as fuck.
>>529282792Companies admitted the "AI" is offshoring jobs to India.
>>529272731until the next time this happens
>>529272731It’s called a 2nd jobMillennials can’t even work a 2nd job to keep a house. They don’t deserve it.
>>529282632this
>>529282831There is a reason why bitcoin shot down to like 13k USD very quickly 5 years ago.
>>529272731Great deal incoming
>>529282940So in 10 years when the inflation goy points goes up again, I'm guessing gen Z will have to work a 3rd job otherwise they don't deserve a house like the boomers who did hard work in an office smoking half the day and talking to coworkers while not knowing how a printer works.
I completely fucked up.>wagecuck in factory for 5 years sleeping 5 hours a night>got job there because I was 25 and been NEET for a year who'd only worked part-time before>planned to just move out and become rentoid>scamdemic happens>might as well stay with parents>go from 17k in savings to 80k in savings>start looking for houses>they all come with a fucking 458 dollar a month HOA fee>want to find a mortgage of less than 1000 a month so I can maybe have a dream of working parttime instead of fulltime>none of it happens>ex-girlfriend of 2 years leaves me over my refusal to be a rentoid>get laid off 6 months later as whole company shuts down>decide to go back to college>get a girlfriend literally 5 days after getting laid off>she dumps me because I want to go back to college instead of being a wagie (she makes more money than me anyway)>she hated her roommates because they kept her up late making noise>felt bad for her, would have dug into my savings to move into an apartment with her>5 years of sleep deprivation make calc II difficult but I am managing to struggle through>definitely not as smart anymore>not cut out for a STEM job anymore most likely>math degree is a joke anyway>gave up my relationship for nothing>now houses are becoming cheaper just in time for me to NO LONGER HAVE CONSISTENT WORK HISTORY TO GET A MORTGAGEI might as well just drop out of society completely at this point. 32 living with my parents. All I wanted was an 800 sq ft cottage to live in simply. But they all come with a fucking 458 dollar a month HOA fee because "muh minimum lot size" and other bullshit from the kike zoning board.
>>529282981There's a reason why it went to almost 0 15 years ago, anon. Very spooky. It wasn't clearly liquid because it was almost worth 0.
>>529282940>It’s called a 2nd jobHow many jobs did your weak father have? "You" doesn't count either unless you're a debilitated autistic
>>529272731im so tired pekka
>>529283275Anon if you don't have a 4th or 5th job then ur weak according to boomers that worked 35 hours a week with a corporate pension.
>>529282668Mark Carney literally works for multinational companies, his company Brookfield is literally involved in the government housing contracts. Do you think he's gonna let the housing market crash for the boomers?They already paid a plan to remove the foreign buyer ban, for 2027. https://www.bloomberg.com/news/articles/2025-12-22/canada-weighs-opening-its-housing-market-to-more-foreign-capital
>>529272731do nothingwinsheesh
>>529272731if they can't afford their mortgage why did they get one?
>>529273906for some reason, lagnely's pro-globohomo narratives really like to pretend enemy infrastructure is shitty. they ran similar things in beanland for AMLO, the beaner nationalist and his airports, train lines, oil refinery, etc.same thing with Ukraine and Russian infrastructure.
>>529283275your average boomer had 4 jobs and worked 175 hrs a week
All the people who bought homes the last 3 years paid an extremely inflated price are going to hurt the most. Around my area, 2 bed 1 bath 65k homes were going for over 200k and most sold on first listing day.Those people are fucked deep.
>>529286094They also had to walk to school in the winter uphill both ways.
>>5292728944chan /pol/ wumao bug infestation of 2026
Death to Great Satan.
Why is the price so high if there are no buyers? Is the free market a scam?
>>529274290This>t. Learning that your shit actually *does* stink
>>529287456No. It'll take time, but people will realize eventually that their asking prices must drop.
Tell me why I should buy at the most expensive market in all of history.
>>529284332Isn't it great watching this place speedrun its way into a dystopian, grey, economic zone hellscape. Just fucking love it. So fucking peachy. A slice of paradise pissed away so thoroughly that it'll probably start to resemble snowy india by the end of the decade complete with brownoids dumping oil into gutters or polluting lakes with statues that have lead-based paint.
>>529272731Why the FUCK do you need housing? You're not a TROON, are you anon? You don't need privacy to DILATE, do you anon? I'm homeless in Belgrade and I masturbate in public and just walk out of stores with clothes and food. What you finna do, faggot wagies?
>>529282770Almost as if they are laundering money to china
>>529287842Um because youngin you're supposed to buy the boomer bags!
>>529284332>let the housing market crashWhat exactly do you think people have the power to do to prevent this?
>>529272957And less people have house, your point ?
>>529285425Which is funny because right now D.C. there’s a sewage spill in the Potomac river. A lot of the usa infrastructure is in desperate need of repairs.
>>529272731its so sad a bunch of assholes that ripped people off can't move to bigger and better cities
>>529273798It's relative interest over that time period. So every chart would hit 100 at some point, and in this case it was around half as popular of a search in 2008 as today.
>>529289494Yeah we have to buy out rural areas to make new cities now. It's horrible. Who even lives out here. They have so much land they underutilize. Disgusting people.
Lets see if the retarded sellers give me a counter offer or let their shithole rot a bit longer.
>>529272731How are interest rates still 6% in the US for a mortgage? In the UK they're in the mid 3%. Is it pure usury or is there another reason interest rates in the US are double European nations?
>>529290355US only subsidizes billionaires
>>529272731rookie numbers, everyone google it 100 times a day!
>>529272731OUt of curiosity I googled "can't sell house"Other than this unrelated ALL TIME HIGH story, the relevant results all said "LOWER YOUR FUCKING PRICE" which honestly kind of surprised me even though it's the correct response
So what happens when they can't pay their mortgages? They obviously aren't lowering their asking price. It was a 300k home 3 years ago and it's still a 300k home with 3 years of no maintenance and a caved in roof in the garage from a tree falling on it.
I'm sure it's fine.
>>529272731who buys a house just to sell it? sounds exceedingly jewish to me.
>>529290725Well there u go,Trump solved the problem
>>529290813Must be bots pumping up those numbers
>>529290786>So what happens when they can't pay their mortgages?>Bank siezes property >You're left with massive debts>Bank can't make back loaned amount from selling property>This is happening to thousands of people per day so house pricing tanks further >Bank goes insolvent >Bank is bailed out by the government >You as the individual isn't bailed out and left with the option of a lifetime of debt slavery or selfkilling
>>529290954Everybody gets a house, done deal
>>529290870*smacks lips*so what you be finna say is dat Trump gon' bail out dez home ownerz to keep housing prices upsnizzled? shiiiiieeet
>>529291133Srry i quoted the wrong one, and reposted
Total trump victory
Wooohoooo more bailouts incoming. let your house go into forclosure after taking out 2 HELOCs then bankruptcy out and modify for a lower price and use the HELOCs on more property just like in 2008.
>>529273920LOL, this jewish nigger is going to get shot by one of his own fed lackeys if he fucks up everyone's pensions.
>>529282705What are you talking about?You own three properties.Rent one of them out, the other one is the upgraded house you live in. The last the one you sit on until it pays for your primary house.It's not like you own 50 houses, you could drive daily to all three houses.
>>529291327Just sell your house lower. Everybody wins
>>529276203HALLO BUTIFEL, OPEN BOB AND SHO VACHINE BASTRD BICH
>can't sellYeah that's what happens when you buy a house for under 100k and try to flip it for seven fucking figures to the same people you outbid originally.
>>529272731>people can't sell their housesThis is bullshit. They just think their home is worth more than it really is.
>>529273027>desperate sellers = lower housing pricesWhy wouldnt you be celebrating?
>>529287842>Tell me why I should buy at the most expensive market in all of history.It's you duty as a raped kike slave ZOGmerican to throw your body down upon the gears to stabilize home prices.
>>529272731>people will have to live in their homesoh no
>>529291573We don't live in our investment properties.
>>529272731I was looking at houses in my neighborhood out of curiosity. My house is valued around 200k now according to one of the sites. Sitting in about an acre of land. There are fucking trailers a few blocks away that are selling for the same amount. House that was just built down the road has been on the market for about six months only slightly bigger than mine, no land. 300k. They absolutely CAN sell these homes, they just refuse to.
>>529272731you are not finnish, you will never be finnish, you are a spambot.
>>529272731can't even afford to drown their sorrows
>>529291891>middle classits gen z that stopped drinking. and millennials alone can't keep every bar and beer company in business alone. Boomers are dying or getting to old to consume copious amounts of alcohol, and personally I stopped drinking because I my hangovers last 3 days
>>529291891Don't want to be inebriated when shit hits the fan and your neighbors start shooting each other for land grabs.
>>529272731>google searchesAmericans are the only ones who can use google? Slide threads used to at least be high quality.
>>529291891why don't they make a beer worth drinking? this autopilot consooomer shit is dying with the boomers. your going to have to earn a consumer again.
>>529291573who was first retarded enough to make houses an 'investment' anyway?
>>529272731Its happening up here too. So many people I know just HAD to buy a big home despite how fucking expensive they have got. So now they are all used to having 500k mortgages or higher. Imagine paying 50k per year just on interest and property taxes. That's where we are. The fun hasn't even started.
>>529291891I think its because most zoomers are brown.
>>529291891Stopped drinking completely because it isn't worth the money and makes staying in decent shape twice as hard >t. millenial
>>529288062Based Diogenes poster
>>529289413lol lmao even
>>529272731>FAGGOT ENGAGEMENT BAIT ALERT!FAGGOT ENGAGEMENT BAIT ALERT!>FAGGOT ENGAGEMENT BAIT ALERT!If you look at "can't pay mortgage," it's not anywhere near as bad right now as during covid. Sure, a subset of people searching for "help with mortgage" do mean that they can't make the payments, but we can see that this is very highly correlated with "can't find house." There is still a shortage and low inventories in high-demand areas (near every single major city where the majority of people live), and prices in these areas have not come down. Interest rates are still high so "help with mortgage" is perfectly understandable in that context and I would argue is the dominant driver of that google trend.Furthermore, the "can't sell house" searches have to be coming primarily from lower demand areas since the housing price index is STILL sloping upwards into new all time highs:>https://fred.stlouisfed.org/series/USSTHPII am not discounting that there are some concerning economic indicators. But it's not the dire picture this clickbait xitter faggot would have you believe. And all of this can easily be reversed in like one quarter if the Fed goes ahead and starts printing money again (lowering the interest rates). Watch for that to happen after Trump gets his new Fed Chair in.
>>529273293Who cares retard eat another mcburger you mcfat bitch ameriburger
>>529275201>im an expert on another countries real estate issues >a country that is fucking massive and people in that country don't even know the different regional markets
>>529272731>>529294580Another data point. The obvious one to look at first but I got too caught up on debunking the misuse of google trends. Mortgage delinquency rates and have actually gone down slightly in the second half of 2025.>https://fred.stlouisfed.org/series/DRSFRMACBS
>>529284332If you haven't accepted by now that canada is done then you're not going to make it. Every young persons #1 priority right now should be to gather as much capital as possible to leave this place for good.
The boomers are gonna lose everything to the banks right before they die.
>>529275835When it was completed the engineers who built it stamped a 50 year lifespan on it. It has shifted, it is causing localized geological problems. There's probably no contingency plan because the chinese tend to ignore completed infrastructure until it catastrophically fails. When I was there I marveled at how dilapidated so many things were.
>>529272731Oh they can sell it. They just won't sell it for a realistic price.
>>529294935Yeah the more realistic take is the market remains frozen until either the job market breaks or wages catch up and the market takes off again. Either scenario will take years to play out and the market remains frozen.
>>529275201 >literally a decade of wasting your cash instead of putting it into a basic bitch etf where it doubledcool story bromeanwhile youre trapped in a prison and can't move anywhere
>>529272731That X account was being artificially pumped by a bunch of investor bro accounts doing what I assume were fake giveaways (5 kilo silver bars, rare vintage Rolex watches, etc.). I would be extremely cautious of those kind of faceless and anonymous bullshit peddlers on X. Dunno what the gay op is, but their motives are far from pure data analysis.
>>529296639Did Trump ever sign an actual executive order prohibiting Blackcock and all other hedge fund synagogues from gobbling up real estate? I know that he posted about it, but I don't think he ever signed anything concrete. Regardless, that is still a half measure, he should've pushed for divestment, it's complete bullshit that these companies are still sitting on so much property.
>>529272731This is why I paid off my mortgage in 2021.
>>529297380If he did, it's probably full of so many easily dodged loopholes.
>>529272731im glad i never refinanced. im not part of the problem i know its not worth as much as they say it is
>>529273112This. Anything more is a jewish scam.
>>529296875Wages are a problem mainly for people who are priced out of the housing market completely. Not saying that wages for like 95% of the country don't need to go up though. But as usual, the economy is a story of two separate worlds. For people who can sort of afford to buy a house, the biggest factor right now keeping prices locked in is the high interest rates. Lots of people aren't upgrading because they are sitting on locked in pre-covid rates. So lower to mid range homes (like under like 1.5 million lol) are simply not going on the market in large numbers. The sort of good news is it's almost certain Trump's next Fed Chair will cut rates. He will be chosen based specifically on willingness to do that. But then we'll get more inflation, further screwing poorpipo. In the long run, there's really no winning with the small hat central banking scam. And the Fed was put in place to preempt the formation of a Third National Bank, which could have had us living in an economic utopia if done correctly.
>>529297061Cash obviously includes liquid assets in this example, you pedantic cunt. Remind me how many Chinese ships are currently surrounding your "totally not a prison" island?
>>529272731normal cycle in any economy. up and down, up and down. they can sell their houses. oh wait they dont wanna sell their mcmansions
>>529298921>believing le China memeCome and take it bitch If people actually thought it would happen do you think we'd have more expensive real estate then Sydney?
>>529298921So go invest in Detroit also because there so many waiting in the wings to buy itGood luck with that
I don't understand this.If you cannot afford your mortgage, why did you buy your house with such a wildly high premium? Did you buy it under the assumption double income would keep it afloat and now your spouse ran out on you?
>>529272731Thankful I don't own a fucking house in this shitty marketJust have to pay rent in some shithole outside of Urban area, so if this bubble really does pop and the housing market crashes again I am rock solidBunch of niggers who bought into the market are pretty much fucked though
>>529273022People are losing their jobs. There is no growth industry to absorb the displaced workers. It's a recipe for chaos.
>>529299242Cause it's not actually happening. OP is bullshit clickbait: >>529294935The jews are pretty good and not letting those who can't mortgage slave reliably get one in the first place. Other than that one time in the early 2000s.
>>529272731>just when I have mortgage money getting substantial. The downfall of der boomer will be makings of my boner
>>529299733you're clueless and financially illiterate, just like the vast majority of your brown, obese compatriots.
It’s because interest rates are too high and home prices haven’t adjusted. Especially since greedy counties reassessed homes for property tax gains.
>>529275764By your own logic you don't own your nigger the government will shove an M16 up your ass. Get fucked retard
Thats what happens with the housing market when the jews flood your country with millions of shitskins.
>>529286846What's the area? I want to look lol
>>529287907I can't really believe what happened to canada. A boomer woman in taipei was touting Toronto as the most diverse city in the world
>>529272731They'll just import infinity shit-eating pajeets to buy the houses.
>>529299101The takeover will increase the value
>>529297983Since you seem to be the only smart person here, I currently live in a shitty "starter" home in the slums of my small town I paid $50k for back in 2017 because my landlord was already starting to charge over $700 rent like a greedy kike and I just really wanted my own home. I desperately want to sell this house and get something better out of the city with some privacy, but even in my one horse area all the decent homes are like $200+.I have $50k saved up thanks to me new career a couple of years ago, should I jump on the first thing that suites me this year even if its twice what its worth, or should I keep waiting and saving?I know it's a double edged sword in my situation of wanting to sell my current home and buy a new one, since potentially my shitty shack is also worth double what I paid for it (if I could even sell it).God its all fucked up sometimes I just want to kill myself
>>529287208It's been going on far longer than this year
>>529299771Yea, care to debunk any of the posts I've made in this thread? You're a cretin Dunning Kruger toilet cleaner. Counter any one of my data-backed points or admit you are a fucking clueless retard with an inflated ego.
>>529297983>But then we'll get more inflation, further screwing poorpipo.I voted for this.
>>529300422thisThese fucking faggots will NEVER let the line NOT go up ever again.The chinkvirus was a test.And we failed.
>>529272731he was right
>>529272731Why did we turn homes into an investment vehicle again? Weren't they supposed to be warm, loving places to raise families?
>>529302684niggers
>>529302684>buy shitbox>force 10 illegals in there to collect rent>have said illegals also work for you for less money than it costs to hire legal workers>bribe government to continue activity>win-win, except for (You)Vote harder.
>>529300714(1/2)It's really complicated trying to predict what to do and I don't want to be on the hook for giving bad advice. But I'll tell you things I would be looking at. The main consideration outside of supply and demand is the mortgage rate. Any cut in rates should raise prices across the board in any area where people aren't totally trying to flee from. But if no one is really buying in your area already, then a rate cut isn't going to drive up your eventual selling price by much if anything. Especially if that rate cut is for an actual real recession. The same goes for where you are looking to buy, other than if it's a vacation home spot which will have a rich suburb market dynamic boosted further by rentals.I would say in general, assuming still more buyers than sellers (even slightly) in both the area you are looking to sell in and where you are looking to buy... it's pretty much a wash because you can refinance any mortgage you get now to lower rates in the near future. You either sell for less now and buy for less in your new spot, or you sell for more after the rate cuts, and likewise buy for more. So if the market is still competitive where you are looking to buy, I would primarily base it on personal factors related to locking down your perfect house. (continued)
>>529300714(2/2)This changes a lot depending on whether demand is already dead or liable to die out in either the spot you are in or where you want to move to. So I would go ahead and talk to realtors in both areas and get them to spill the beans on what the inventory has been like and where it's been trending in both areas. They should be able to show you actual data from their MLS system and with that you can start making a much more informed decision. In a major city area you can get this info straight from the FRED site, but any hyper-local info requires MLS data.Also, brainstorm this stuff with multiple AIs. If you run the same prompts through all of: chatgpt, gemini, grok (the worst) and claude you know can easily spot when one of them is making shit up. You might also consider looking into some of these picrel services that aggregate MLS data for non-realtors.
>>529302684NOOOOO THAT INDIAN FAMILY FROM MUAHJRKHTHEAHABEGJ NEEEEDS A 10 BEDROOM 4 BATHROOM MCMANSION TO SEND THEIR KIDS TO SCHOOL!!! THEYRE TRYING TO BE HARD WORKINT CONTRIBUTORS!!! WHATS THAT YOU HAVE 4 CHILDREN?? LEAVE THE STATE GOY GET A JOB!!!!
>boomers mark up their houses 10x>pay employees 10x less than they should earn>"WHY CAN'T ANYONE BUY MY HOUSE!?!"
>>529302684Since boomers don't have a retirement plan, selling the house became the plan.
>>529303058>it's pretty much a wash because you can refinance any mortgage you get now to lower rates in the near future. You either sell for less now and buy for less in your new spot, or you sell for more after the rate cuts, and likewise buy for more****This changes depending on how much equity you have in the house right now. I was presuming a lot of equity, where you are actually getting a substantial amount of money in your pocket on the sale. If that's not the case, then it's almost certainly better to sell now, and take the temporarily higher rate in a new place that you will refinance as soon as there are rate cuts (multiple times if needed) and end up with a low mortgage on a lower selling price. You see why I was hesitant to start playing out scenarios, because there are a bunch of moving parts to consider all at once. So running your situation through multiple AIs and arming yourself with MLS data to feed into those AIs is about the best honest advice anyone could give you. Good luck Anon!
>>529272731>not realizing that 10x more people use the internet now compared to 2008
So what do I do as someone who bought a house a year ago at 8% but actually CAN afford to pay my mortgage?Everyone else is going to get off scott free while I continue to pay a mortgage on an underwater house like a good goy? I'm going to be stuck in this piece of shit for the rest of my life aren't I
>>529282705>Bums can’t squat in your portfolio or steal copper out of it.Learn about The Great Taking.
>>529305617Everyone here told you to wait and to stack as much physical silver as possible until it all crashes.
>>529272894Peter Schiff.
>>529303705lol this, thank you. saved me the trouble of typing to these retards.>>529272731You wanna fail math and then forget that you failed it? Nope. Your tinfoil hat doesn't suddenly negate sleeping through years of schooling.
>>529305617lemme translate>>529307074for you, okay? Here goes:"Live in a house made of silver bullion."
>>529282705>bums can't take your copperscrap or die nigga.we ain't bums, because we take your copper.
>>529294305they fucking steal like I drink milk because I'm old
>>529308023That is the definition of a bum. Maybe not a hobo, but definitely a bum.Get a DICKtionary with some of those ill-gotten-gains, nignog.
>>529278436Im more concerned that you've been on here 4 straight days and frequently enough to know this.
>>529299882100% Death Tax. Hope this hurts.
>>529275201Our housing market is retarded and propped up by government policy that treats property as a speculative investment. That's not the norm
>>529272894Nobody has been saying this for 30 years without evidence. The real-time collapse of the US is an observable phenomenon. Look around you retard
>>529276410Sell it then and profit if it's so easy. Oh wait you'll find out it's just a big Ponzi scheme
>>529272894Cippity coppity cope.
>>529272731I always wondered how people were affording $400,000 homes in my local area, what job even pays enough for a $40,000 house let alone a $400,000.
>>529294935So what do I *do* about it aside from sage, and disengage? Lurk moar and learn to spot the bots? t. shiny newfag
>>529308206A bum is someone who stays in one place and doesn't work according to "You Can't Win".Stripping copper is definitely work.
>>529273820You think insulation is worse now? Maybe if your house was built by el mehicans. Cunt. How can you think that stone or log is good at insulation? Get the frigg outta here.
The only solution to the housing crisis is fewer buyers. You know, genocide.
>>529273112Its due to the way americans borrow to buy homes and a currently high interest rate.So while people with locked in low interest rates would like to sell their homes they cant because people facing the current higher interest rate cant afford them. So the sellers stay in their homes and the homes go unsold.Its not some desperate seller just refusing to lower prices. Everyone is locked in place despite what they would like to do.
>>529272731>Tfw live in the Scottish Highlands, mortgage 50% paid off, and house value has doubled since I bought it, housing market is showing houses sell within 3 days, and usually well over the asking priceFeels good man. My friend sold his house for £320k, when it was listed for £308k, and he bought it for £190k. Hoping to sell mine in Summer.
>>529285425USA projects its insecurities onto others.>europe is not white and has a violent crime epidemic>China is collapsingUSA has a violent crime epidemic and is not white. Its infrastructure and political system is collapsing.
>>529308803you're a fucking moron dude i have wasp climbing in and out of my house through the walls every summeryou essentially need to do what frontiers men did and plug everything with cloth and wood is a crazy insulator when it's like 5" thick dummy
>>529272957Yeah, maybe when you compare it to 2008… but there isnt that much difference between internet use now and 2020, 5 years ago. Its spiking pretty hard
>>529309964here it is compared to rent in the same period, i thought it would look the same but it's pretty different
>I can't sell my house!!!>I want to buy it. How about 200,000?>Hah! My house is worth at least 2 million, buddy!>Okay, goodbye>Ahhh! I can't sell my house!!!
>>529272731This is the fault of baby boomers. They are the problem when it comes to this.
>>529273112
