Called about a rental today. Here's the requirements:>675+ credit score>Clean background check >Willing to live 2 hours from anything >$1,200/month for a "renovated" unit near an elementary schoolWatch this math:>675+ credit = ~20% of renters >Clean background = ~50% of those >Willing to live in the middle of nowhere = ~20% of THOSE20% × 50% × 20% = 2%. 2 fucking percent. This man filtered his applicant pool to 2% of the population & priced it like Bumblefuck, Nowhere has a waitlist.>Unit listed for 9 months.>He'll never understand why.Are any of you chuds even in the 2% or did you ruin your credit? Any landlords want to explain the 9-month vacancy? I'll wait.Are you renting from guys like this or did you get out? Genuinely curious if anyone's actually MET one of these mythical """qualified tenants""" in the wild.
>>530155843>two hours from anything>right next to a schoolNigga wut
>>530156038Are you actually American? Even the smallest towns in America have schools.
>>530155843I suck dicks for cans of beans under a bridge
>>530156144at least you meet the credit requirements
>>530155843He wants responsible adults not dumbass student's who party or niggers that's steal. He also mostly likely does NOT need renters he just wants one to make extra cash on the side point is he can wait..There are plenty of places to rent go some place else.
>>530156661Your a cunt boomer nigger and immma rape u in da mouf pusay
I have 800 credit score, sorry you cant pay your shit on time
>>530155843I actually could make that with my wfh job but Im living with family and saving up to buy a home.
its modern psychological pricing theory, they saw a spike in prices so they think everywhere is minimum $2k, its even worse because of the internet its like a wave of communism for landlords , they collectively decided there would be rent minimums hovering around 1.6 - 2k
>>530156939>Have 800 credit>Chooses to live in a shitholeFew such cases
>>530156661>"doesn't need renters">listed for 9 monthspick one
>>530159233It can be both
>>530155843>>675+ credit = ~20% of rentersWut? I have almost 800 credit score at age 35. 675 is what I had when I first got a credit score for the first time. What is this shit?
>>530156038OP is a registered sex offender. They're not allowed to live near schools.>>530156661When I lived in a chocolate city, being strict on credit scores was the best way to legally keep blacks and browns out of your properties. >>530159233He'd rather pay the carrying costs than have a bad tenant that will rip the copper out of the walls.
i miss him
>>530156353Always do a credit check, it's the only way to legally never rent to Indians or niggers
>>53015939580% of the country has a credit score below 675>>530159560>9 months of carrying costs to avoid a bad tenantbro IS the bad tenant
>the rentoids are acting up againhttps://www.youtube.com/watch?v=C_OExLzEReE&t=24s
>>530156144Underrated post
>>530155843>be me>perfect credit score for 15 years>one late payment I missed on CC>score drops 100 pts in a single day>any property I buy would now cost tens of thousands more in interestthat one single event doubled, maybe even tripled my antisemitism
>>530155843>Are any of you chuds even in the 2% or did you ruin your credit?I make 95k a year base pay before bonus, benefits etc. I have an 832 credit score. I have never paid interest in my life and I pay off my credit card before it is due each month, usually pay it off within days after purchasing with it even.
>>530155843OP is clearly a nigger with a long record of crimes.
>>530155843I bought a condo two years ago. I'm glad I did, but it isn't always a great idea. Yes I'm building equity, but the first 7 years of a mortgage are typically less than 10 percent of principal since the debt is frontloaded. I could save money refinancing, and in a couple more years I probably will if rates are low enough, but I currently pay a couple hundred more than I would to rent, and refinancing would basically tack a couple more years on paying off my loan (unless I paid the difference toward principal each month, which would be the smartest option). in the time since I bought, mortgage rates on condos have basically stood still, and interest rates are slowly but steadily falling... Basically my point is that had I rented a couple more years, I'd pretty much only be "down" or "up" a very small amount, pretty much break even, so if you aren't seeing something you like right now, waiting might not be a bad idea, but no one knows the future. renting is convenient in the mean time, and your shit can break and it isn't even your problem, actually, so yeah, that's another thing to consider psychologically owning feels good, but it really depends.
>>530163194cool fantasyyour guy's been "winning" for 9 months at $1,200/month>$10,800 in carrying costs to own the rentoids>>530164115I have an misdemeanor on my record, and some traffic tickets.
>>530155843>>675+ credit scoreYou are a nigger or a troon aren't you? KEKAnyone can get 800+ credit score these days.
>>530163525lol why not just set up autopay? what you borrow should only be a fraction of your net so autopaying should never be a problem.
>>530156099Yeah, we know.You shoot in any direction and end up as the next school shooter.Wild stuff.
>>530164544Supposedly only 1/4 people have a score above 800 but less than 2% (oy vey) have an 850IDK, I don't buy it
>>530164689at least we can afford houses
>>530155843you didnt use the fucking meme correctly
>>530155843Dispossess all landleeches. Housing is a human right
>>530164698Because you have to be stupid to reach 850.It basically means you're debtmaxxing and paying interest for fun while never being late.I have a score of 800 because I pay everything with my credit card, but pay it off before interests kick in.I'm not a good goy.
>>530164753Not cool.
>>530164766ok
>>530161947put the landlord standing on top of the buildings and it's accurate
>>530155843Just give him a blowjob or offer one anon. That will earn his trust.
>>530155843>675+ credit = ~20% of rentersAmerica's White population is only 20% now!?It's fucking over
>>530155843>Unit listed for 9 months.Does your government have tax breaks for landowners in this situation though? In many countries it's actually a good economic strategy to not rent out your unit/house/whatever because the government will sabotage society on your behalf with the money they also steal from the working classes.
>>530155843Not my problem.I'm not selling my house. Ever.In fact out of spite for how much I hate zoomer boys. I rent out my properties to zoomerettes and fuck them in exchange for discounts to their rent.I am the ugly bastard and I am fucking.
>>530165713>Spend $$$, months, and hours of your time renovating a unit>Don't get any tenants for almost a year>>530165339Here u go
>>530155843My rentals have higher standards and low vacancies. You are just trash.
>>530165836so you're paying for it, just in installments
>>530155843>This man filtered his applicant pool to 2% of the population & priced it like Bumblefuck, Nowhere has a waitlist.Unit listed for 9 months.Great Landlord, he knows how to filter niggers like you. >Unit listed for 9 months.>He'll never understand why.It is 100% worth not having a nigger renting from you.>Any landlords want to explain the 9-month vacancy? I'll wait.Too many niggers. Oh and white people not having kids.>Genuinely curious if anyone's actually MET one of these mythical """qualified tenants""" in the wildYou average white trash couple just below middle class. Next.
>>5301659979 months
>>530166061So 9 months of losses is worth it for vibes?>Respect the commitment to losing money on principle, anon
>>530165880>work hard>expect a rewardeat my ass on diarrhea day you entitle child
>>530166264One tenant can fuck you up as a landlord. You have to raise the rent to recoup the losses which reduces your chances of attracting good tenants. It's a downward spiral.
>>530164453Condos also rape you on coa dues and have much greater price swings in changing markets. Also paying down principal early is not advisable, as you're simply loaning back the bank money. If you're going to pay down principal save it until you can pay it all off at once.
>>530166293>Someone failed 3rd grade spelling trying to call me a child
>>530164698Niggers and spics aren't people
>>530166498post your creditkarma anon
>>530166264>So 9 months of losses is worth it for vibes?Do you know what it's like to actually maintain/follow the law in regards to this shit? No you don't, they give the shittiest renters...especially the ones with government disability checks the benifit of the doubt. I could rent to a nigger, he could trash it and live in it for up to 3 months and there is legally nothing I can do to kick his sorry ass out on the street.>blah bla 30 day noticeYeah that's "what everyone says", "generally how it works". Then horseshit like covid happens and now you have a scumbag faggot living rent free, utilities free for months on end. So now 9 months of losses turns into 3 more months of super loss. Also if I own it outright...what am I losing? Oh the tax on it? No one is there using utilities. It's winterized. Big deal.
>>530155843Retardbro, those probabilities aren't mutually exclusive, you can't just multiply them together.
>>530166566You went from "great landlord low vacancies" to "actually I'm fine losing money" in 3 replies
>>530166604ok run the correlated version and get back to me>unit's still empty
>>530166561I'm good rakesh
>>530166485>implying implicationsyou are entitle bratalso it's grammar not spelling, faggot
>>530166815Your credit score is below 675, isn't it?
>>530166656Yes. All because I don't have to deal with renting to a nigger. You think landlords who rent to niggers are great? They're always a retarded foreigner, a mulatto themselves. Or god forbid a Jew, your worst nightmare is a jewess landlord. A jew one is typically hands off, they like apartment complexes and projects because every section 8 is a guaranteed check no matter what the nigger does. But that takes capital that a typical white house renting landlord doesn't involve himself with. >to "actually I'm fine losing money""Oh no guess I'll have to write it off as a loss".
>>530166928>jew slidethread employs a slimy brownoid muttmerican faggot to make low iq takes HOW'S MY SPELLING NOW YOU ZIO_SHILL RETARD
>>530166870entitled
>>530166937Congrats, you invented the most expensive way to get a tax deduction
>>530156144This nigga eatin beans.
>>530167048that's grammar, entitle is correct spelling incorrect grammar.try again mutt shart nigger worshipper
>>530161623The graph you replied to shows only 43% below 700, which is still insane. >Pay your credit card bill every month>Don't buy useless shit you don't need and/or can't afford>If you have a tendency to spend too much, get a debit card that'll just decline if you go in the redI get shits expensive, but come on! Get a previous generation iPhone, thrift shop in the bougie part of town for your designer bullshit, lern2cook.
>>530167090Least expensive. The "operating cost" is a tax bill itself rofl. Now imagine a rental that lost so much money that the only way to recover the cost is....to sell the house.Now imagine if property values kept rising.
>>530167490>N-NO NO ONE WOULD B-BE WILLING TO SIT ON A HOUSE FOR N-NINE MONTHS!Did you look at the sale history of the house? How long it's been owned? How many buyers it had? Of course not, because you're a fucking renter.
>>530167439I usually have 3+ year old phones, most gen z does
>>530167490>>530167611cool so you're a homeowner who cosplays as a landlord
>>530156661you capitalised the wrong word. emphasis on NEED is correct
>>530167788Yes a homeowner can indeed rent said home house you retard.
>>530155843Fuck, I love Denmark. We've got housing unions. I pay 500 dollars a month for a 70 m2 apartment (around 800 sq.ft.), with two gardens. It's non-profit, so no greasy jew sits on my back. This is what mutts call evil socialism, kek.
>>5301558431,200 is cheap right now. It sucks and I agree with you but that is as low as it goes unless there is some weird illegal shit/sub lease
>>530171075yeah that's what "cosplay" meant
>>530159395I just took a hit on my good goy points because I refused to pay a fee for canceling from a utility company after I moved
